JPH0443489A - Automatic teller machine - Google Patents

Abstract

PURPOSE:To shorten waiting timer for users by executing the processing of receiving an amount inputted by an input part while counting cash by an inserted cash counting means. CONSTITUTION:ACRT control part 15, touch panel switch control part 16, card reader 17, pass book processing part 18, paper money processing part 19, coin processing part 21, slip processing part 22 and communication processing part 23 are respectively connected through an interface 14 to a CPU 20. In this case, the CPU 20 is also operated both as the inserted cash counting means to count the cash put in from a paper money slot and a coin slot as inserting ports and a s a control means to control the confirmation of the amount based on the comparison and decision of a counted result and an inputted result while executing a count processing due to the inserted cash counting means parallelly with an input processing due to an input part. Thus, time for transaction and the waiting time for users can be drastically shortened.

Description

DETAILED DESCRIPTION OF THE INVENTION (A) Field of Industrial Application The present invention relates to an automatic teller machine equipped with a coin processing section and a banknote processing section, such as an automatic teller machine or an automatic money changer, for example.

(b) Prior Art Conventionally, as the above-mentioned automatic teller machine, for example, there is a machine having the following configuration.

In other words, patent application Hei 1. As described in No. 285211, a bill slot for inserting banknotes and a coin slot for inserting coins are formed in the customer service panel, and the bill slot is inserted into the inside of the device from the above-mentioned bill slot. This automatic teller machine includes a banknote processing section that processes banknotes and a coin processing section that processes coins inserted from the above-mentioned coin slot.

In this conventional device, deposit transactions are performed in the following order.

First, it waits for the deposited cash to be inserted, and when cash is deposited during a deposit transaction, it counts the deposited cash, and then displays the deposited amount based on the counting result on the CRT of the customer service panel, so that the user can Waits for input operation for confirmation input.

After inputting the above confirmation input, send the edited deposit request message and bookkeeping request message to the center, and also receive the deposit response and unrecorded data sent from the center, as well as the bookkeeping data of the current transaction amount and balance amount. After such center communication is performed, post-processing is executed.

Note that the processing of a series of such deposit transactions is performed under the control of a CPU provided inside the device.

(C) Problems to be Solved by the Invention However, in the conventional device described above, after counting the deposited cash, the CRT display process on the customer service panel is executed, and then the user performs an input operation for confirmation input (amount confirmation). operation), the transaction time for deposit transactions increases,
There was a problem that the user's waiting time was long.

An object of the present invention is to provide an automatic transaction device that can shorten transaction time and user waiting time during deposit transactions.

(d) Means for Solving the Problems This invention provides an automatic cash transaction system having at least one of a bill slot for allowing the insertion of banknotes into a customer service panel and a coin slot for allowing the insertion of coins. The device includes a deposit amount input section formed on the customer service panel, and an input cash counting means for counting cash input from the input slot.
An automated teller machine, comprising: a control means for performing a counting process by the input cash counting means and an input process by the input section in parallel, and for performing an amount confirmation operation based on a comparative judgment between the counting result and the input result. characterized by something.

(E) Effect According to the present invention, the input section performs the deposit processing of the deposit amount during the counting process by the above-mentioned input cash counting means,
When the counting result and the input result match, the above-mentioned control means automatically confirms the amount without displaying CR7 on the customer service panel or waiting for confirmation input by the user.

(f) Effect of the invention As a result, due to the above-mentioned parallel processing and automatic amount confirmation,
This has the effect of significantly shortening transaction time and user waiting time during deposit transactions.

(g) Examples of the invention An embodiment of the present invention will be described in detail below based on the drawings.

The drawing shows an automatic teller machine as an example of an automatic teller machine, and in FIG. A CR7 display 4 that displays transaction guidance and operating procedures, a touch panel 5 equipped with an input section corresponding to the displayed content, a passbook insertion slot 6 for inserting or returning a passbook, and a banknote in/out slot for inserting and removing banknotes. A coin slot 8 for inserting and removing coins, a card insertion slot 9 for inserting or returning a card, a handling display 10, and an attendant call button 11.

Figure 2 shows a control circuit block diagram of an automatic teller machine,
The CPU 20 drives and controls each circuit device according to the program stored in the ROM 12, and the RAM 13 stores necessary data.

The above-mentioned CPU 20 has a C
The RT control section 15, touch panel switch control section 16, card reader 17, passbook processing section 18, banknote processing section 19, coin processing section 21, slip processing section 22, and communication processing section 23 are connected to each other.

The CRT control unit 15 described above controls the CR7 display 4 shown in FIG. 1 to display transaction guidance and operating procedures when a person withdraws money.

The above-mentioned touch panel switch control section 16 is connected to the above-mentioned CR.
7 The input section of the touch panel 5 shown in FIG. 1 is arranged and controlled in correspondence with the display portion displayed on the screen of the display device 4.

The above-mentioned card reader 17 reads and writes transaction data to the card inserted into the card insertion slot 9 shown in FIG.

The above-mentioned passbook processing unit 18 reads transaction data or writes update data to the magnetic stripe of a passbook inserted from the passbook insertion slot 6 shown in FIG. We perform the recording process of data and unrecorded data, and furthermore, at the time of transaction completion and deposit cancellation,
The passbook is ejected through the above-mentioned passbook insertion slot 6.

The above-mentioned coin processing unit 21 takes in coins deposited through the coin entrance 8 into the device main body 2 and processes the reception.
When withdrawing money or canceling a deposit, insert coins into the coin slot 8.
Process the release.

The above-mentioned banknote processing unit 19 receives and processes banknotes deposited through the banknote input/output lower into the device main body 2, and
At the time of withdrawal and cancellation of deposit, the banknotes are ejected from the banknote input/output lower.

The slip processing unit 22 described above prints necessary transaction data on slips such as receipts issued to customers and journals for backup.

The above-mentioned communication processing unit 23 sends the edited deposit request message and bookkeeping request message to the center 24, and combines the deposit response and unrecorded data sent from the center 24 with the bookkeeping data of the current transaction amount and balance. Receive.

Here, the above-mentioned CPU 20 includes a banknote input/output lower as an input slot and an input cash counting means for counting cash input from the coin input/output port 8, and a counting process by the input cash counting unit and a count process by the input unit (see touch panel 5). It also functions as a control means that performs parallel processing with input processing and performs amount confirmation control based on comparison and judgment between counting results and input results.

The operation of the automatic teller machine 1 configured as described above will be explained with reference to the flowchart shown in FIG.

In a first step 31, the CPU 20 receives the selection input of the deposit transaction key by the user and sets the transaction to be possible for depositing coins and depositing banknotes.

Next, in the second step 32, when the magnetic card or passbook is inserted from the card insertion slot 9 or the passbook insertion slot 6, the C
The PU20 opens the cashier exit and also opens the CRT control unit 15.
The CPU 20 drives and controls a display to prompt the user to deposit money, and in the next third step 33, the CPU 20 waits for cash to be deposited.

Next, in a fourth step 34, the CPU 20
, the amount of money deposited from the banknote input/output lower is counted.

In parallel with the above-mentioned fourth step 34, in a fifth step 35, the CPU 20 drives and controls the CRT control section 15 and the touch panel switch control section 16, and displays a message that the user inputs the amount to be deposited using the touch panel 5. The user inputs the deposit amount based on the above-mentioned display.

This key input of the deposited amount is performed during the counting of the deposited amount in the fourth step 34 described above.

After the parallel processing in the fourth step 34 and the fifth step 35 described above is completed, the process moves to the next sixth step 36.

In this sixth step 36, the CPU 20 compares the counting result based on the deposit amount counting with the input result based on the deposit amount input, and when the counted amount and the key manual amount match, the user confirms the key manual operation. Without doing so, it is automatically assumed that the amount confirmation is OK, and the process moves to the next seventh step 37.

In this seventh step 37, the CPU 20
, and transmits the details of the deposit transaction to the center 24 and receives a response from the center 24 .

Next, in an eighth step 38, the CPU 20 executes post-processing after the deposit transaction ends, and ends the series of deposit transaction processing.

In addition, in the above-mentioned sixth step 36, only if the amounts do not match, the process moves to the next ninth step 39, and in this ninth step 39, the CPU 20 drives and controls the CRT control section 15 and the touch panel switch control section 16. , the counted amount is C
It is displayed on the R7 display 4 and waits for the user to press the confirmation key on the touch panel 5. In other words, since the input value of the deposited amount entered by the user in advance using the keys is different from the amount counted by the internal device, the system waits for the user's input of the key to confirm whether or not the deposited amount is OK.

In this way, the above-mentioned input cash counting means (fourth step 3
During the counting process (see step 4), inputting of the deposit amount using the touch panel 5 (see fifth step 35) is performed.
When the counting result and the input result match, the CPU 20 automatically confirms the amount without displaying the CRT on the customer service panel 3 or waiting for confirmation input by the user.

As a result, the above-mentioned parallel processing (fourth and fifth steps 34.
35) and automatic amount confirmation (see 6th step 36), the transaction time and user's waiting time during deposit transactions can be significantly shortened.

In terms of the correspondence between the structure of this invention and the above-described embodiments, the automatic teller machine of the present invention corresponds to the automatic teller machine 1 of the embodiment, and the banknote slot corresponds to the banknote inlet/outlet lower. However, the coin slot is
Corresponding to the coin slot 8, the input section for inputting the deposit amount corresponds to the touch panel 5, the input cash counting means corresponds to the fourth step 34 controlled by the CPU 20, and the input processing by the input section corresponds to the fifth step controlled by the CPU 20. Corresponding to No. 35, the amount confirmation control is performed in the sixth step 3 under the control of the CPU 20.
Although the control means corresponds to the CPU 20, the present invention is not limited to the configuration of the above-described embodiment.

[Brief explanation of drawings]

The drawings show an embodiment of the present invention; FIG. 1 is an external perspective view of an automatic teller machine, FIG. 2 is a control circuit block diagram, and FIG. 3 is a flowchart showing deposit transaction processing. 1... Automatic teller machine 3... Customer service panel 5... Touch panel 7... Bill slot 8... Coin slot 20... CPU (control means) 34... Fourth step (inserting cash) Counting means) 35...
・5th step (input processing) 36... 6th step (amount confirmation control) Figure 3 Flowchart for filing a criminal complaint

Claims (1)

[Claims] (1) An automated teller machine equipped with at least one of a bill slot for allowing the insertion of banknotes into a customer service panel and a coin slot for allowing the insertion of coins, the cash machine being formed on the customer service panel. an input section for inputting a deposit amount; an input cash counting means for counting the cash input from the input slot; and parallel processing of counting processing by the input cash counting means and input processing by the input section, and inputting the counting results. An automated teller machine comprising: a control means that performs amount confirmation control based on a comparison judgment with a result.