JPH044463A - Automatic teller machine - Google Patents

Abstract

PURPOSE:To easily input a set value to an automatic transaction terminal device by inputting the set value to all automatic transaction terminal devices from a general purpose terminal device through a communication circuit. CONSTITUTION:When a payment limiting value is inputted from a keyboard 56 and the completion key of the keyboard 56 is pressed, a general purpose terminal device 5 sends payment limiting value setting data to all automatic transaction terminal devices 1-4 through a connection interface section 54. The setting data are received by all terminal devices 1-4 via a communication controller 6. Upon receiving the setting data, each terminal device 1-4 stores the data in its own set value area 14 and sends a set content to the terminal device 5 as response data. Therefore, the set value inputting work can efficiently be performed, because it is not necessary for the operator of this automatic teller machine to go to each terminal device to directly input the set value.

Description

[Detailed Description of the Invention] (Field of Industrial Application) The present invention provides automatic transaction devices that enable one-person financial transactions such as withdrawals, bookkeeping, and transfers, and which sets payment limits, deposit limits, etc. in financial transactions. The present invention relates to an automatic transaction device that allows settings to be made all at once from a general-purpose terminal device of a financial institution.

(Prior Art) FIG. 2 is a block diagram showing the configuration of a conventional automatic transaction device.

The illustrated device includes a plurality of automated transaction terminal devices 21.22.2.
3.24, a general-purpose terminal device 25, a communication control device 26, a host computer 27, and the like.

The automatic transaction terminal devices 21, 22, and 23 are devices located in the stores of financial institutions, and are capable of performing financial transactions such as deposits and withdrawals, bankbook entries, and transfers. These automatic transaction terminal devices each have a key fob 12 and a display 13.
It is equipped with

The keyboard 12 is used to perform various financial transaction operations, and is used, for example, to input a personal identification number, withdrawal amount, etc. when withdrawing money.

The display 13 displays information entered from the keyboard 12, results of transfer transactions, and the like.

The automatic transaction terminal device 24 is provided outside the store, and has the same configuration as the automatic transaction terminal device 21 and the like. This automatic transaction terminal device 24 is connected to a communication control device 26 via a modem 41, a communication line 42, and a modem 43.

The general-purpose terminal device 25 is used by an operator of a financial institution, and includes a control section 51, a power source 52, and a disk device 5.
3, a connection interface section 54, and the like. - The control unit 51 includes a display 55 and a keyboard 56.
and a printer 57 are connected.

The display 55 displays information input from the keyboard 56, transaction results, and the like.

The printer 57 is used to record transaction results and the like that should be saved as documents.

The power supply 52 supplies power to the control unit 51 and the like.

The disk device 53 is the automatic transaction terminal device 21.22.2
3.24 etc. is a device for storing processing results.

The connection interface section 54 is an interface for connecting the general-purpose terminal device 25 to the communication line 30.

The communication control device 26 includes automatic transaction devices 21, 22, 23.
24 and general-purpose terminal device 25, and the host computer 27. This communication control device 26 is connected to a host computer 27 via a modem 44 and a communication line 45.

Next, the operation of the above-described device will be explained.

In order for a customer to make a withdrawal using the automatic transaction terminal device 21, 22, 23 or 24, a withdrawal transaction screen is first called up on the display 13. Then, enter the PIN number and withdrawal amount manually. However, there is a payment limit for the withdrawal amount, and withdrawal transactions exceeding this payment limit are prohibited. This payment limit is set by an operation or the like prior to the automatic transaction device operating the transaction. In addition to the payment limit, the deposit limit for deposit transactions and maintenance data settings are also required prior to sales.

For inputting various setting values, the automatic transaction terminal device 21
．． On 22.23 or 24, input was made using a screen for inputting setting values. Furthermore, in automatic transaction terminals that do not have a display, settings are made using a switch on the internal operation section. In order to confirm the input results, the input results are printed on a usage statement or slip of the automatic transaction terminal device 21 or the like. In other words, in order to change the setting values of the automatic transaction terminal devices 21, etc., basically maintenance personnel of the automatic transaction device manufacturer, etc. input the information into each automatic transaction terminal device after the financial institution's business hours have ended. It was necessary to do this.

(Problems to be Solved by the Invention) However, the above-described conventional technology has the following problems.

That is, automatic transaction terminal devices 21, 22, 23 and 24-1
Maintenance staff had to perform input work for each machine. Additionally, if the automatic transaction terminal was located outside a store, maintenance personnel had to be dispatched to the location where it was installed to set it up. Therefore, there is a problem in that the input work requires a lot of effort. In addition, the input method had to be adapted to each model, making the work complicated.

The present invention has been made with attention to the above points, and it reduces the labor and time required to input various setting values of automatic transaction devices for each automatic transaction terminal device, and also reduces the complexity of the input method. It is an object of the present invention to provide an automatic transaction device which eliminates the problems and allows input from a general-purpose terminal device at a business store to a fully automatic transaction terminal device at a business store.

(Means for Solving the Problems) The automatic transaction device of the present invention is capable of financial transactions including deposits and withdrawals, bookkeeping, and transfers.
a plurality of automatic transaction terminal devices into which setting values including a deposit limit and maintenance data are input; and at least one or more general-purpose terminal devices that can control the automatic transaction terminal devices and input the setting values; A communication control device that controls communication between the general-purpose terminal device, the plurality of automatic transaction terminal devices, and a host computer, and allows the general-purpose terminal device to collectively input setting values necessary for the financial transaction. It is characterized by the following. .

(Function) In the automatic transaction device of the present invention, the setting values of each automatic transaction terminal device are set all at once by the operator, maintenance personnel, etc. using the general-purpose terminal device. Therefore, the effort and time required to input setting values for each automatic transaction terminal device can be reduced. Also,
It is possible to prevent the input method from becoming complicated.

(Example) FIG. 1 is a block diagram showing the configuration of an automatic transaction device of the present invention.

The illustrated device is a plurality of automated transaction terminal devices 1.2.3.4.
, a general-purpose terminal device 5, a communication control device 6, a host computer 7, and the like.

The automatic transaction terminal device 1.2.3 is a device located in a store of a financial institution, and is capable of performing financial transactions such as deposits and withdrawals, bankbook entries, and transfers. Each of these automatic transaction terminal devices includes a keyboard 12, a display 13, and a set value area 14.

The keyboard 12 is used to perform various financial transaction operations, and is used, for example, to input a personal identification number, withdrawal amount, etc. during a withdrawal transaction.

The display 13 displays information input from the keyboard 12 and results of financial transactions such as deposits, withdrawals, and transfers.

The setting value area 14 is comprised of a random access memory, etc., and stores necessary setting values prior to financial transactions.

These set values include a payment limit, a deposit limit, maintenance data, etc. The setting value area 14 includes a general-purpose terminal device 5.
Setting values entered from the keyboard are sent via the communication line 30 and stored.

The automatic transaction terminal device 4 is provided outside the store, and has the same configuration as the automatic transaction terminal device 1 and the like. This automatic transaction terminal device 4 is connected to a communication control device 6 via a modem 41, a communication line 42, and a modem 43.

The general-purpose terminal device 5 is used by an operator of a financial institution, and includes a control section 51, a power source 52, and a disk device 53.
and connection interface sections 5, 4, etc.

The control unit 51 includes a display 55 and a keyboard 56.
and a printer 57 are connected.

The display 55 displays information input from the keyboard 56, transaction results, and the like. Setting values such as a payment limit, a deposit limit, and maintenance data can be entered and displayed on the display 55 using a keyboard 56.

This set value is sent to each automatic transaction terminal device 1.2.3.4 via the communication line 30 controlled by the communication control device 6, and stored in their set value area 14.

The printer 57 is used to record transaction results and the like that should be saved as documents. Each automatic transaction terminal device 1
．． The setting values stored in the setting value area 14 of 2.3.4 are printed out by this printer 57.

The power supply 52 supplies power to the control unit 51 and the like.

The disk device 53 is an automatic transaction terminal device 1.2.3.4
Setting values stored in the automatic transaction terminal device, 2.3.4
This is a device for storing processing results.

The connection interface unit 54 is an ink face for connecting the general-purpose terminal device 5 to the communication line 30.

The communication control device 6 is for controlling communication between the automatic transaction device 1.2.3.4, the general-purpose terminal device 5, and the host computer 7. This communication control device 6 includes a modem 4
4 and a communication line 45 to the host computer 7 .

Next, the operation of the above-described device will be explained.

FIG. 3 is a flowchart showing the processing procedure of the general-purpose terminal device.

The operator of the branch or the maintenance staff of the automatic transaction device manufacturer uses the general-purpose terminal device 5 to display a setting value input screen for the automatic transaction device on the display 55 in response to an instruction from the keyboard 56 (step Sl). Thereafter, the operator inputs the ID card from the card league section 8 (step S2), and checks whether the operator is capable of operating the general-purpose terminal device 5 (step S3). If not, an instruction is given to re-enter the correct card (step S2).

When the check result is OK, the keyboard section 56 enables data input and instructs the operator to input setting values for the fully automatic transaction terminal device or for individual automatic transaction terminal devices (step S4, S5)
. In the case of inputting the setting value of an individual automatic transaction terminal device, input the machine number of the corresponding automatic transaction terminal device (step S6
). When inputting setting values for fully automatic transaction terminals 1 to 4,
゛There is no need to enter such a machine number. Examples of setting values include the payment limit and deposit limit mentioned above (
Step S7).

That is, by inputting the payment limit amount from the keyboard 56 and pressing the completion key on the keyboard section 56, the general-purpose terminal device 5 transmits the setting data of the payment limit amount through the connection interface section 54 and sends the destination to the fully automatic transaction terminal device 1. ~4 (steps S8, S9). The setting value data is relayed through the communication control device 6 and received by the fully automatic transaction terminal devices 1 to 4. After receiving the setting value instruction data, each automatic transaction terminal device stores the data in the setting value area 14 within the automatic transaction terminal device, and sends the set contents to the general-purpose terminal device 5 instructed as response data. The general-purpose terminal device 5 checks the response data from each automatic transaction terminal device (step 512) to confirm whether the sent setting value instruction data has been set correctly. This is done for the fully automatic transaction terminal device (step 511).

Also, the time for receiving response data (step 510) is monitored, and a timeout generator is checked (step 511). The corresponding results are output to the printer section 57 of the general-purpose terminal device 5, and the setting work is completed when the operator confirms the contents (step 514). As a result, setting values can be input to each automatic transaction terminal device at once, and work efficiency can be improved.

Further, when storing setting value data in individual automatic transaction terminal devices, it can be done in the same manner as described above. As a result, the operator or maintenance staff can input the setting values without having to go directly to the installation location of the automatic transaction terminal device, thereby improving work efficiency.

(Effects of the Invention) As explained above, the automatic transaction device of the present invention allows setting values of the automatic transaction terminal device to be entered from the general-purpose terminal device to the fully automatic transaction terminal device via the communication line. This has the following effects:

■Installing the automatic transaction terminal device directly by the operator 3. Since there is no need to go to the installation location and operate the automatic transaction terminal device itself, the work can be done efficiently.

■Also, since the setting value input operation is performed on a general-purpose terminal device, the same operation can be performed even if the automatic transaction terminal device model is different, and as a result, operability can be improved. can.

(2) Furthermore, by outputting the status of the setting values in each automatic transaction terminal device to the printer of the general-purpose terminal device, the setting values can be easily managed.

[Brief explanation of drawings]

FIG. 1 is a block diagram showing the configuration of an automatic transaction device of the present invention, FIG. 2 is a block diagram showing the configuration of a conventional automatic transaction device, and FIG. 3 is a flowchart showing the processing procedure of a general-purpose terminal device. 1.2.3.4... Automatic transaction terminal device, 5... General purpose terminal device, 6... Communication control device, 7... Host computer, 12... Keyboard, 13... Display,
14...Setting value area.

Claims (1)

[Claims] A plurality of automatic transactions that enable financial transactions including deposits and withdrawals, bookkeeping, and transfers, and in which setting values including payment limits, deposit limits, and maintenance data are input prior to the financial transactions. a terminal device; at least one general-purpose terminal device that can control the automatic transaction terminal device and input the setting values; communication between the general-purpose terminal device, the plurality of automatic transaction terminal devices, and a host computer; An automatic transaction device comprising: a communication control device for controlling the automatic transaction device, wherein setting values necessary for the financial transaction are input all at once using the general-purpose terminal device.