JPH0447861B2 - - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION (Technical Field) The present invention relates to an automatic teller machine used in financial institutions such as banks for depositing banknotes and making payments.

(Background technology) Over-the-counter deposit/withdrawal machines recently used in banks and other financial institutions only accept banknotes that have been identified as genuine from among the deposited banknotes, in order to improve the efficiency of fund management and save the trouble of replenishing and collecting banknotes. Furthermore, devices are beginning to be put into practical use that are equipped with a so-called circulation-type deposit and withdrawal mechanism that distinguishes between regular bills and rejected bills that can be reused for withdrawal, and circulates the regular bills for withdrawal.

In such a circulating teller deposit/withdrawal machine, if transactions are concentrated on deposits, the banknote storage box becomes full, and if transactions are concentrated on withdrawals, the banknotes in the storage box become insufficient, so the banknotes are manually stored in the storage box. It is necessary to load and retrieve the Therefore, manual examination of banknotes is essential, which is not labor-saving and does not allow efficient use of funds.

(Object of the Invention) The present invention was made in order to solve the above-mentioned problems, and an object of the present invention is to provide an automatic deposit/withdrawal machine that can perform banknote delivery work reliably and with a simple configuration. shall be.

(Summary of the Invention) The automatic teller machine of the invention of this application includes a bill storage box for storing banknotes for depositing and withdrawing, and stores banknotes deposited through a transaction port in the banknote storage box, or processing a withdrawal through the transaction port using the banknotes in the banknote storage box, and detecting whether the amount of banknotes stored in the banknote storage box is less than or equal to a first predetermined amount. a first detection means for detecting whether or not the amount of banknotes stored in the banknote storage box is equal to or greater than a second predetermined amount, which is larger than the first predetermined amount; Sending the banknotes to a self-propelled external banknote conveying device provided on the same side as the mouth and externally connected to the automatic deposit/withdrawal machine feeding device according to the output signals of the first and second detection means, or a delivery means for receiving banknotes from the external banknote conveyance device; and when it is determined by the first detection means that the amount of banknotes stored in the banknote storage box is equal to or less than the first predetermined amount, the external banknote conveyance device a first conveyance means for conveying banknotes received from the device via the delivery means to the banknote storage box; and a second detection means that determines that the amount of banknotes stored in the banknote storage box is equal to or greater than the second predetermined amount. When it is determined that this is the case, a second conveyance means that conveys the banknotes in the banknote storage box to the external banknote conveyance device via the transfer means; and a second conveyance means that connects the external banknote conveyance device to the automatic teller machine. In some cases, the external bill conveyance device is characterized by comprising a supply means for supplying power to a power source provided in the external bill conveyance device.

(Function) With the above-described configuration, the automatic teller machine of the present invention transfers banknotes to an external banknote conveyance device that can be automatically powered, thereby efficiently and easily processing and managing the delivered banknotes and the entire device. do.

(Example) An example of the present invention will be described below. FIG. 1 shows the entire structure of a teller deposit/disbursement machine installed at a bank or other counter, a cash deposit/disbursement device, and a self-propelled vehicle equipped with a deposit/disbursement machine. 1 is the teller counter, 2 is the teller table, 3 is the customer side floor, 4 is the teller side floor, and on one side of table 2 is the teller deposit/withdrawal machine 5.
is installed. An external teller machine 7 is installed on the floor 4 that is separate from the teller deposit/withdrawal machine 5, and a self-propelled vehicle 6 with a teller machine on the floor 4 runs by itself to the teller teller machine 5 and the external teller machine 7. Connecting. When the self-propelled vehicle with a deposit/withdrawal machine 6 is connected to the teller deposit/withdrawal machine 5, the delivery port 45 of the self-propelled vehicle with a deposit/withdrawal machine and the delivery port 3 of the teller deposit/withdrawal machine are connected.
Banknotes are delivered from 7. The delivery port 37 is provided on the same side of the housing as the transaction port 8. When the self-propelled vehicle 6 with a deposit/withdrawal machine is connected to the external teller device 7, it transfers banknotes from the delivery port 45 of the self-propelled vehicle with a deposit/disburse machine and the delivery port 46 of the external teller device 7.

FIG. 2 is a configuration diagram of the teller deposit/withdrawal machine 5. Reference numeral 8 denotes a transaction port through which deposited banknotes are inserted in bulk and withdrawn banknotes are discharged in bulk, and is provided on the outer wall of the housing. This transaction port 8 is formed in a rotatable customer service drum 9. The deposit/withdrawal mechanism connected to this customer service drum includes a receiving section 10 that receives bills from the transaction port 8, an absorption drum 11 having a bill suction section on the outer periphery for taking in bills one by one from the receiving section 10, and a suction drum 1.
Conveyance unit 12 that conveys banknotes taken in from 1
, a discriminating section 13 that performs authentication, front/back discrimination, fitness/damage discrimination, and denomination discrimination of the banknotes sent from the conveying section 12; a conveying section 14 that conveys the banknotes discriminated by the discriminating section 13; and a genuine bill. a B pool 15 for primary storage of banknotes determined to be counterfeit banknotes, a stack 16 for storing banknotes in B pool 15, and an A pool 17 for primary storage of banknotes determined to be counterfeit banknotes;
Accumulator 18 for accumulating banknotes in A pool 17
, a blade A for distributing banknotes to the B pool 15 and the A pool 17, respectively, and a conveying section 19.
Then, after re-discriminating the banknotes a predetermined number of times, the banknotes determined to be counterfeit are A.
It has a shared transport section 20 for returning bills from the pool 17 to the transaction port 8 and for storing bills determined to be genuine bills. Furthermore, a transport unit 21 for further performing denomination and fitness determination on the banknotes determined to be genuine banknotes and transporting the determined banknotes to each storage box;
An unfit bill storage box 22 for storing bills determined as unfit bills based on the discrimination results, a blade B for switching the unfit bills from the conveyance section 21 to the unfit bill storage box 22, and A stacking car 23 for stacking banknotes, a 1000-note storage box 24 for storing 1000-note notes, a blade C for switching 1000-note notes from the conveyance section 21 to the 1000-note storage box 24, and a 1000-note storage box 24
a stacking car 25 for accumulating banknotes, a ten thousand note storage box 26 for storing ten thousand notes, a blade D for switching ten thousand notes from the conveyance section 21 to the ten thousand note storage box 26, and a ten thousand note storage box. 26, a deposit storage box 28 for storing 5,000 yen bills and bills determined to be valid but not suitable for withdrawal, and a transport unit 21 for depositing bills. storage box 2
Blade E for switching to 8 and deposit storage box 2
8, and a stacking car 25 for taking out the 1,000-notes one by one from the 1,000-note storage box 24 when dispensing money or sending the banknotes to the self-propelled vehicle 6 with deposit/withdrawal machine. A suction drum 30 is provided on the back side of the stacking vehicle 27, and a suction drum 31 is provided on the back side of the stacking vehicle 27 to take out ten thousand bills one by one from the ten thousand bill storage box. A suction drum 32 is provided on the back side of the stacking car 29 for taking out banknotes, a suction drum 33 is provided on the back side of the collecting car 23 for taking out banknotes one by one from the unfit bill storage box 22, and a suction drum 30. ,31,32,
a conveyance unit 34 for sending the banknotes taken out by the banknotes 33 to the conveyance unit 12; a detection means a for detecting when the banknote storage box 24 is full;
Detection means b for detecting that the amount of banknotes has decreased
, a detection means c detects that the amount of banknotes in the ten thousand bill storage box 26 becomes full, a detection means d detects that the amount of banknotes decreases, and a detection means d detects that the amount of banknotes in the deposit storage box 28 becomes full. Detection means e for detecting
, a detection means f for detecting that the amount of banknotes in the unfit note storage box 22 is full, and each storage box 22, 24,
26 and 28, when the banknotes are full or insufficient, the banknotes are delivered to the self-propelled vehicle 6 with a deposit/withdrawal machine, and the delivery port 37 is used to receive the banknotes from the self-propelled vehicle 6 with a deposit/disburse machine; , a shutter 38, a conveyance unit 36 that conveys banknotes from the delivery port 37 and conveys banknotes to the delivery port 37, and each storage box 22,2.
When the banknotes No. 4, 26, and 28 are full, the determination unit 13
The banknotes that have passed through the transport units 14 and 19 are transferred to the transport unit 3.
6, a blade F for switching the banknotes conveyed from the conveyance unit 35 to the conveyance unit 36, a blade F for switching the banknotes conveyed from the conveyance unit 36 to the conveyance unit 12, and a machine equipped with a deposit/withdrawal machine. A transmitting/receiving unit 39 for transmitting and receiving signals with the mobile vehicle 6, and a supply unit 40 for supplying power to the self-propelled vehicle 6 with a deposit/withdrawal machine.
and is provided.

Figure 3, Figure 4 and Figure 5 are the same as Figures 1 and 2 above.
It is a flowchart which shows the flow of a banknote processing operation procedure in the structure of a figure. Following this flowchart, the operation and effect of the above configuration will be described as "deposit processing".
The explanation will be divided into "storage processing" and "withdrawal processing". (Step 1, hereinafter referred to as S1) [Deposit processing] S1: When a signal to perform deposit processing is sent from the operation section, the shutter of the transaction opening 8 is opened.

S2: Insert deposited banknotes.

S3: The detection means g and g' provided at the transaction opening 8 detect whether or not the insertion of banknotes has been completed. If the insertion has not been completed, the shutter is held open for a predetermined period of time, and if the insertion has been completed, the shutter is Close shutter 8.

S4: Transfer the banknotes from the transaction opening 8 to the receiving section 10 in bulk, and separate and send them out one by one using the suction drum 11.

S5: The determining unit 13 determines the authenticity of the banknote.
(First class discrimination) S6: Banknotes identified as genuine are sent to B pool 15.
The bills identified as counterfeit bills are accumulated in the A pool 17, respectively.

S7: Completion of separation and sending of banknotes is determined by detection by the detection means h provided in the receiving section 10. If separation is not completed, separation is continued; if completed, separation is determined by detection provided in the A pool 17. means i
The presence or absence of banknotes is determined by the detection of

S8: If there is a banknote identified as a counterfeit banknote in the A pool 17, in order to perform the discrimination again, the banknote is transferred from the transport unit 20 to the receiving unit 1 via the transaction port 8 of the customer service drum 9.
0, and if there is none, proceed to S16. In addition, the customer service drum 9 has its transaction port 8 as a customer service port and receiving section 1.
0, it is rotatable so that it can be directed in any direction of the transport section 20.

S9: Separate and send out the unidentifiable ticket again. Note that at this time, the front and back of the banknote and the width direction of the banknote are reversed.

S10: The determining unit 13 performs authenticity determination.

S11: Banknotes identified as genuine are sent to B pool 15.
The bills identified as counterfeit bills are accumulated in the A pool 17, respectively.

S12: Determine whether the separation and sending is completed. If it is not completed, continue the separation and sending. If it is completed, determine whether or not banknotes identified as counterfeit bills are accumulated in the A pool 17.

S13: If there are banknotes in A pool 17, transaction port 8
If it is not available, proceed to S16.

S14: Open the shutter of trading port 8.

S15: Determine whether or not the withdrawal of returned banknotes has been completed. If not, the shutter of the transaction opening 8 is held open for a predetermined period of time, and if it has been completed, the shutter is closed.

S16: Display the deposit amount and prompt the customer or teller to confirm the deposit.

S17: If the deposit is approved, the banknote is transported from the B pool 15 to the receiving unit 10 via the transport unit 20 and the transaction port 8 of the customer service drum 9, and then moves to storage processing, and in the case of canceling the deposit transaction and returning the banknote. is B
It is transported from the pool 15 to the transaction port 8.

S18: Open the shutter of trading port 8.

S19: Determine whether the withdrawal of returned banknotes has been completed. If not, keep the shutter of the transaction port 8 open for a predetermined time, and if complete, close the shutter and end the deposit process.

[Storage processing]

S20: Collection cars 25, 27, 29 and thousand ticket storage box 2
4, the stage 42 in the ticket storage box 26, and the stage 43 in the deposit storage box 28 are moved to the accumulation position.

S21: The banknotes in the receiving section 10 are separated and sent out.

S22: The determining unit 13 determines whether the bill is fit or not, and determines the denomination. (Second grade discrimination) S23: Banknotes that are normal ten thousand notes are stored in the ten thousand note storage box 26 via the conveyance units 14 and 21, and those that are not normal go to S24.

S24: Banknotes that are normal 1,000-note bills are stored in the 1,000-bill storage box 24 via the conveyance units 14 and 21, and those that are not normal are stored in the deposit storage box 28.

S25: Determine whether or not the banknote sorting and sending out in the receiving section 10 has been completed. If it has been completed, the process moves to S26; if not, the process moves to S21 to continue separating and sending out the banknotes.

S26: Accumulators 25, 27, 29 and stage 4
Return positions 1, 42, and 43 to their original positions.

S27: Thousand ticket storage box 26 or thousand ticket storage box 2
4, or whether the deposit storage box 28 is full is detected by each of the detection means c, a, and e, and if it is full, the process moves to S28, and if it is not full, the storage process ends.

S28: When a signal is sent to the external teller machine 7 to collect the 10,000, 1000, 1,000, and deposited tickets, the self-propelled vehicle 6 with a deposit/withdrawal machine automatically runs to the teller deposit/withdrawal machine 5. The delivery port 37, the transmitting/receiving section 39, and the power supply section 40 are connected to the delivery port 45, the transmitting/receiving section 47, and the power supply section 48 of the self-propelled vehicle 6 with a deposit/withdrawal machine, respectively, and the shutter 38 of the teller deposit/withdrawal machine 5 The shutter of the self-propelled vehicle 6 with a deposit/withdrawal machine opens.

S29: The stage 41 in the 1,000-ticket storage box 24, the stage 42 in the 10,000-ticket storage box 26, and the stage 43 in the deposit storage box 28 are moved to the payout position. Accumulation car 2
3 and the stage 44 in the unfit bill storage box 22 move to the accumulation position.

S30: When the 10,000-ticket storage box 26 is full, move to S31,
If not, move to S37.

S31: Separate and send out ten thousand banknotes one by one from the ten thousand bill storage box 26.

S32: The determining unit 13 determines whether the banknote is fit or not. (Class 2) S33: If the banknote is normal, the banknote is transferred to the conveyance section 14,
19, 35, and 36, and is sent from the delivery port 37 to the self-propelled vehicle 6 with a deposit/withdrawal machine. In the case of unfit notes, they are stored in the unfit note storage box 22.

S34: When the predetermined number of coins have been counted in the self-propelled vehicle 6 with a deposit/withdrawal machine, the process moves to S35, and if the counting is not completed, the process moves to S31.

S35: When the 10,000-ticket storage box 26 is full, move to S31,
Otherwise, move to S36.

S36: When the thousand ticket storage box 24 is full, move to S37,
Otherwise, move to S38.

S37: The 1,000-bill bills are separated and sent one by one from the 1,000-bill banknotes 42, and the process moves to S32.

S38: When the deposit storage box 24 is full, move to S39,
If not, move on to S40.

S39: Separate and send out the deposited banknotes one by one from the deposit storage box 28, and proceed to S32.

S40: When the unfit note storage box 22 is full, the collection car 23
Move the stage 44 in the unfit note storage box 22 to the withdrawal position, move to S41, and if it is not full, move to S45
Move to.

S41: Unfit bills are separated and sent out one by one from the unfit bill storage box 22.

S42: The determining unit 13 determines whether the banknote is intact or damaged.

S43: The banknotes are sent out from the delivery port 37 to the self-propelled vehicle 6 with a deposit/withdrawal machine via the conveyance units 14, 19, 35, and 36.

S44: When the predetermined number of sheets has been counted, the process moves to S40, and if the counting has not finished, the process moves to S41.

S45: The stages 44, 41, 42, 43 in each storage box 22, 24, 26, 28 are moved to their original positions, and the connection between the self-propelled vehicle 6 with a deposit and withdrawal machine and the teller deposit and withdrawal machine 5 is separated. The storage process is completed.

[Withdrawal processing]

S46: Move the stage 41 in the thousand-note storage box 24 and the stage 42 in the ten-thousand-note storage box 26 to the withdrawal position, and move the stage 41 in the stacking car 23 and the stage 4 in the unfit note storage box 22.
Move 4 to the deposit position.

S47: Determine whether there is a thousand coupon withdrawal, if not, S50
Then, if there are any 1000-note banknotes, one thousand-note banknote is separated and sent out from the 1000-note storage box 24.

S48: The determining unit 13 determines whether the 1,000-note banknote is fit or not.

S49: If the banknotes are normal, they are accumulated in the B pool 15, and if they are unfit banknotes, they are stored in the unfit banknote storage box 22.

S50: Determine whether the counting of 1,000 tickets has finished, if it has finished, proceed to S51, if not, S47
Separate transmission is performed.

S51: Determine whether there is a withdrawal of 10,000 notes, and if there is, separate and send out one 10,000 note bill from the 10,000 note storage box 26; if not, proceed to S55.

S52: The determining unit 13 determines whether the ten thousand banknotes are fit or not.

S53: If the tickets are normal, they are accumulated in the B pool,
If it is an unfit note, it is stored in the unfit note storage box 22.

S54: Determine whether the counting of 10,000 tickets has been completed. If it has been completed, proceed to S55; if not, proceed to S51.
Separate transmission is performed.

S55: Move the stage 41 in the 1,000-bill storage box 24, the stage 42 in the 10,000-bill storage box 26, the collecting car 23, and the stage 44 in the unfit-bill storage box 22 to their original positions.

S56: Banknotes are transported from the B pool 15 to the transaction port 8 via the transport section 20.

S57: Open the shutter of trading port 8.

S58: Determine whether the banknote has been taken out from the transaction port 8. If the banknote has been taken out, close the shutter of the transaction port 8 and proceed to S61. If the banknote has not been taken out, proceed to S61.
Move on to S59.

S59: The time that the banknote remains in the transaction port 8 is counted, and it is determined whether the remaining time exceeds a predetermined time. If the remaining time has exceeded a predetermined time, the shutter of the transaction port 8 is closed and the process moves to S60, and the remaining time is exceeded. If you haven't
Return to S58.

S60: Move the stacking car 23 and the stage 44 to the deposit position, take in the remaining banknotes to the receiving section 10, separate them and send them out, and pass them through the discriminating section 13 to the unfit banknote storage box 22.
When the storage is completed, the accumulation car 23 and the stage 44 are moved to their original positions, and then the process moves to S61.

S61: Thousand ticket storage box 26 or thousand ticket storage box 24
The detection means d and b detect whether the remaining amount of banknotes is low.
Proceed to S62, and if the amount is low, the withdrawal process will end.

S62: When the required denomination and number of coins are transmitted to the external teller machine 7, the self-propelled vehicle 6 with a cash deposit/withdrawal machine drives to the teller deposit/withdrawal machine 5, and connects it to the delivery port 37 of the teller teller machine 5. The transmitting/receiving section 39 and the power supply section 40 are connected to the delivery port 45, the transmitting/receiving section 47, and the power supply section 48 of the self-propelled vehicle 6 with a teller deposit/withdrawal machine, respectively, and the shutter 38 of the teller deposit/withdrawal machine 5 and the self-propelled vehicle with a deposit/withdrawal machine are The shutters of running car 6 open.

S63: Accumulating cars 25, 27, stage 41 in the 1,000-ticket storage box 24, stage 42 in the 1,000-ticket storage box 26
Move to the deposit position.

S64: Banknotes are transported from the delivery port 45 of the self-propelled vehicle 6 with deposit/withdrawal machine via the delivery port 35 and the transport sections 36 and 12.

S65: The discrimination unit 13 discriminates the denomination of the banknote and determines whether it is fit or not.

S66: If the ticket is normal, go to the ticket storage box 26.
If the banknotes are normal 1,000 banknotes, they are stored in the 1,000 banknote storage box 24, and unfit banknotes are accumulated in the B pool 15.

S67: Count whether a predetermined number of coins have been received from the self-propelled vehicle 6 with a deposit/withdrawal machine, and when the counting is completed, proceed to S68, and if not complete, proceed to S64.

S68: Determine whether there are banknotes in the B pool 15, and if there are, proceed to S69; if not, proceed to S72.

S69: The product is transported from the B pool 15 to the receiving section 10 via the transport section 20 and the transaction port 8 of the customer service drum 9.

S70: Separate and send out the banknotes in the receiving section 10 one by one.

S71: From the transport section 12 to the transport section 36, the delivery port 37
From there, banknotes are sent out to the self-propelled vehicle 6 with a deposit/withdrawal machine.

S72: Thousand ticket storage box 26 or thousand ticket storage box 24
The detection means d and b detect whether the amount of banknotes remaining is low, and if it is low, the process goes to S73, and if it is low, the connection between the self-propelled vehicle 6 with a cash deposit/withdrawal machine and the cash deposit/withdrawal machine 5 at the counter is disconnected and the money is withdrawn. Processing ends.

S73: External cashier device 7 and self-propelled vehicle with deposit/withdrawal machine 6
Send the required denomination and number of coins to S64.

(Effects of the Invention) As explained above, this invention is equipped with a means for automatically replenishing and collecting banknotes according to the amount of banknotes stored in the teller deposit/withdrawal machine. There is no need to load banknotes into the banknote storage box inside the teller machine, and cash can be centrally managed using a cash machine and a self-propelled vehicle with a cash machine, allowing manual cash transfer. This has the advantage of eliminating work, reducing the physical and mental burden on the teller, enabling accurate and efficient work, saving labor, and enabling efficient use of funds. Furthermore, it goes without saying that the present invention can be applied not only to teller teller machines, but also to automatic teller machines, automatic teller machines, and automatic teller machines.

[Brief explanation of drawings]

Figure 1 is an overall view of the teller deposit/withdrawal machine, self-propelled vehicle with deposit/withdrawal machine, and cashier's teller device, Figure 2 is a block diagram of the teller deposit/disburse machine, and Figures 3, 4, and 5 are the teller counters. It is a flowchart diagram showing the operation of the deposit/withdrawal machine. 8... Transaction port, 13... Discrimination unit, 22, 24,
26, 28...Banknote storage box, 37...Delivery port.

Claims (1)

[Scope of Claims] 1. A banknote storage box for storing banknotes for deposits and withdrawals is provided, and banknotes deposited through a transaction port are stored in the banknote storage box, or banknotes in the banknote storage box are stored in the banknote storage box. In the automatic teller machine that processes withdrawals through the transaction port, a first detection means detects whether the amount of banknotes stored in the banknote storage box is equal to or less than a first predetermined amount; a second detection means for detecting whether the amount of banknotes stored in the banknote storage box is at least a second predetermined amount larger than the first predetermined amount; provided on the same side as the transaction opening; According to the output signals of the first and second detection means, the banknotes are sent to a self-propelled external banknote transport device externally connected to the automatic teller machine, or the banknotes are received from the external banknote transport device. a transfer means; when the first detection means determines that the amount of banknotes stored in the banknote storage box is equal to or less than the first predetermined amount, the banknotes are received from the external banknote conveyance device via the transfer means; a first conveyance means for conveying the banknotes to the bill storage box; and when the second detection means determines that the amount of banknotes stored in the banknote storage box is equal to or greater than the second predetermined amount, the delivery means; a second conveyance means for conveying the banknotes in the banknote storage box to the external banknote conveyance device via a second conveyance unit; An automatic deposit/withdrawal machine characterized by comprising: supply means for supplying power to a power source connected to the automatic teller machine. 2. The automatic teller machine according to claim 1, wherein the banknote storage box and the first and second detection means are provided for each denomination of banknotes.