JPH0457040B2 - - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION (Field of Industrial Application) The present invention relates to an apparatus for use in counter operations of financial institutions such as banks and for processing banknote deposits and withdrawals.

(Prior Art) Recently, there has been a strong tendency in banks to handle banknotes without touching them by bank employees as much as possible. This is because when cash (banknotes) is handed over from one bank employee to another, the recipient must check the amount each time, which is time consuming and prone to errors.

Therefore, counter cash processing devices have been put into practical use that allow deposits and withdrawals to be made without human intervention by using automatic machines for depositing and dispensing banknotes at the counter.

FIG. 2 is a schematic side view of a conventional counter cash processing device. In the diagram, 1 is an unfit note storage box, 2
3 is a 1,000-note storage box, 4 is an overflow storage box, and these can be pulled out in the direction of the arrow by opening the door 5 as shown by the dotted line in the figure. In addition, 6a, 6b, 6c are collection cars, 7
Numerals a and 7b are suction drums, which are provided above each of the storage boxes 1 to 4 so as not to interfere with the storage boxes when the storage boxes are pulled out. In addition, stages 8, 9, and 10 are provided in the ten-thousand-note storage box 2, one-thousand-note storage box 3, and overflow storage box 4, respectively, to hold the banknotes at predetermined positions in the vertical direction when stacking or sucking banknotes. It acts to move the

The counter cash processing device configured as described above operates as follows. First, in the case of deposit,
In this case, the banknotes to be deposited are put into the transaction port 12 all at once. The transaction port 12 is formed in a drum that is driven to rotate, and when a detection means (not shown) detects the end of banknote insertion, the drum rotates and faces toward the single-sheet separation/take-out section 100 . In this single-sheet separation/take-out section 100, a feeding roller 101 sucks and separates banknotes one by one and sends them out to a banknote conveyance path. The sent banknotes are judged to be genuine or fake in a discrimination section 102 on the conveyance path, and genuine banknotes are stacked in the first stacking section 11, and those judged as fake are stacked in the second stacking section 103, respectively. After the verification of all the banknotes inserted, the second banknote
The banknotes determined to be fake in the stacking unit 103 are returned to the transaction port 12. The banknotes that are determined to be genuine are stored in the device upon completion of the transaction. In this case, the banknotes once pass through the transaction opening 12, pass through the single-sheet separation/take-out section 100, and are again sent to the discrimination section 102, where the denomination and degree of fatigue are discriminated. Bills with a low degree of fatigue are sent to the 10,000-note storage box 2 or the 1000-note storage box 3 to be reused as disbursed banknotes, and are stored in the collecting cars 6a, 6b. Bills with a high degree of fatigue are stored in the unfit bill storage box 1 by the collecting car 6c as unsuitable for reuse. At the time of storage, if the ten-thousand-ticket storage box 2 or the one-thousand-ticket storage box 3 is full, the tickets are stored in the overflow storage box 4.

Next, in the case of withdrawal, bills are taken out from the 1,000-note storage box 2 or the 1,000-note storage box 3 by the suction extraction drums 7a and 7b according to the withdrawal request, and the banknotes are taken out by the discrimination section 102.
The specimen will be sent for low-level identification. As a result, only banknotes with no abnormality are temporarily accumulated in the first stacking section 11. When the specified number of banknotes are accumulated in the first stacking section 11 by repeating the above operations, they are sent out all at once to the transaction port 12 for withdrawal.

(Problems to be Solved by the Invention) However, in the counter cash processing device configured as described above, a withdrawal operation cannot be performed until the deposited banknotes are completely stored in each storage box. This is because, in the deposit processing and the withdrawal processing, the banknotes are conveyed through the same conveyance path, and the banknotes are discriminated using the same discrimination section. Therefore, if you deposit 50,000 yen by transfer or transfer, for example, and the change is 2,000 yen, the 8 ten thousand coupons deposited will be completely stored in the ten thousand coupon storage box 2, and then the ten thousand coupons will be transferred. Two thousand tickets are withdrawn from the storage box 3. Therefore, there is a fear that the transaction time becomes longer and the service to customers deteriorates, and therefore, it has been desired to shorten the transaction time.

An object of the present invention is to provide a counter cash processing device in which the deposited banknotes are temporarily stored in a stacking section and the banknotes are withdrawn from another banknote storage box during the banknote storage operation, thereby reducing the transaction time. It is something.

(Means for Solving the Problems) This invention includes a plurality of banknote storage boxes for each denomination,
In a counter cash processing device that processes deposits and withdrawals of change in response to requests, there is a means for inputting a deposit amount, and a means for transporting banknotes deposited from a banknote insertion/removal port via a discriminating unit by a transport path. means for temporarily accumulating the banknotes in a temporary stacking section provided at the top of the banknote storage box and separated by a partition plate from the banknote stacking section of the banknote storage box, and displaying the deposited amount and the amount of change to indicate the success or failure of the deposit transaction. means for transporting the banknotes from the temporary stacking section through a conveyance path and returning them to the banknote insertion/removal port when the deposit transaction is unsuccessful; and means for retracting the partition plate when the deposit transaction is successful. The banknotes accumulated in the temporary stacking section are stored in the banknote storage box, and the banknotes to be used as change are conveyed from another banknote storage box via the discriminating section by a conveyance path to the banknote insertion/removal port. It is characterized by having a means for withdrawing money to.

(Function) With the above configuration, when a transaction requires change, for example, when storing 10,000 banknotes from the temporary storage section into the storage box, the partition plate can be evacuated and the banknote storage box can be integrated. Bills can be moved into the bill storage box without passing through the conveyance path. Therefore, for example, it is possible to transport 1,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000, 1,000 that the 1000000 1000 100 000 notes of the banknotes to the banknote storage box via the discriminating section via the conveyance path, regardless of the operation of moving the 1000000 notes to the storage box for 10000 000 notes can.

(Embodiment) FIG. 1 is a schematic side view showing an embodiment of the teller cash processing device of the present invention, and as shown in the figure, the teller cash processing device 200 is installed under the teller counter 201. Cash insertion/removal ports 202 and 203 for taking out and inserting cash are provided on the teller side and the customer side, respectively. Reference numeral 204 denotes a discriminating unit that determines the authenticity, fitness and denomination, and denomination of the cash conveyed through the conveyance path from the cash insertion/removal port 202 or 203. Banknotes that are determined to be counterfeit are placed in the Cash Rejiectro 205 or 20 on the side where the cash was inserted.
6, and is returned through the conveyance path. On the other hand, the banknotes that are determined to be genuine by the discrimination section 204 are stored in the 10,000-note storage box 207, the 5,000-note storage box 208, and the 1,000-note storage box 208.
Temporary accumulation section 21 provided at the upper part of 9
0, 211, and 212 through the conveyance path. The banknotes in the temporary stacking units 210, 211, and 212 are separated from the banknotes in each of the storage boxes 207 to 209 by partition plates 213, 214, and 215, respectively.

In the above-mentioned temporary accumulation state, if an instruction to cancel the deposit is received from the customer or the counter staff, the cash input/removal port 202 on the side into which cash was inserted from each temporary accumulation section 210, 211, 212, or 203 through the transport path. When a deposit transaction is established, the stages 216, 217, and 218 provided in each storage box 207 to 209 rise to a predetermined position, and the partition plate 21
3,214,215 retreats outside the box. Therefore, the banknotes in the temporary stacking sections 210, 211, 212 fall and are stored in the respective storage boxes 207, 208, 209.

Further, the banknotes determined as unfit bills by the discriminating unit 204 are stored in the unfit note storage box 219 through the conveyance path.

For withdrawal transactions, each storage box 207, 208,
Stages 216, 217, and 218 in 209 lift up the banknotes and dispense them by separating and sending means provided at the top of each storage box. In addition, at this time, the partition plate 21
3,214,215 have been evacuated outside the box. The banknotes withdrawn from the storage boxes 207 to 209 are sent to the discriminator 2.
04, and is conveyed to the cash insertion/removal port 202 or 203 by a conveyance path. At this time, if the banknotes are skewed, double-sheeted, etc., they are stored in the redirect box 220.

Note that 221 is a bulk safe that replenishes and collects banknotes all at once, and replenishes banknotes to each storage box 207, 208, 209 via the discriminator 204, or vice versa. , 209 is a safe for collecting banknotes. In addition, A to L in the figure
is a blade that switches the running path of banknotes according to the deposit/withdrawal process.

Next, we will explain the operation when change occurs in a deposit transaction. Assume that the amount to be deposited is, for example, 48,000 yen, and the customer only has 10,000 yen bills. At this time, it is assumed that the customer inputs the deposit amount of 48,000 yen using a keyboard (not shown), and then inserts five 10,000 tickets into the cash insertion/removal slot 203. The deposited banknotes pass through the discrimination section 204 and are accumulated in the temporary accumulation section 210 located at the upper part of the ten thousand bill storage box 207. At this time,
The customer display section (not shown) displays the total amount of deposited banknotes of 50,000 yen and the change amount of 2,000 yen,
Encourage customers to complete successful or unsuccessful deposit transactions. If the deposit transaction is unsuccessful, the money is returned from the temporary accumulation section 210 to the cash insertion/removal port 203. On the other hand, when a deposit transaction is established, the stage 216 is raised to a predetermined position, the partition plate 213 is retracted, and the banknotes in the temporary stacking section 210 are stored in the ten thousand bill storage box 207. At this time,
That is, in parallel with the operation of storing the 1,000-ticket tickets, the stage 218 inside the 1,000-ticket storage box 209 rises, the partition plate 215 retreats, and the 1,000-tickets are stored one by one.
Separate the sheets and send them out. The two separated and sent out 1,000 bills are conveyed to the cash insertion/removal port 203 via the discrimination section 204.

(Effects of the Invention) As described above, according to the present invention, a temporary banknote accumulation section is provided at the top of each banknote storage box, and in the case of a transaction that requires change, deposited banknotes are first conveyed to the temporary accumulation section. It is accumulated via the discriminating section according to the
Next, when a transaction is completed, the banknotes used for change are withdrawn from the other storage boxes via the discriminating unit via a conveyance path, and the banknotes accumulated in the temporary stacking unit are evacuated from the partition plate outside the box. Since the banknotes are directly stored in the storage box, the movement route of the banknotes when a transaction is established is different for the deposited banknotes and the banknotes used as change, and there is no need to wait for processing between movement processes.
Therefore, it is possible to simultaneously perform the process of moving deposited banknotes to the temporary storage unit after a transaction is completed and the process of withdrawing banknotes used as change, which has the effect of shortening transaction time. .

[Brief explanation of the drawing]

FIG. 1 is a schematic side view showing an embodiment of a counter cash processing device according to the present invention, and FIG. 2 is a schematic side view of a conventional counter cash processing device. 200 is a counter cash processing device, 202 and 203 are cash insertion and withdrawal ports, 204 is a discriminating unit, and 207 to 2
09 is a storage box, 210 to 212 are temporary storage parts, 2
13 to 215 are partition plates, 216 to 219 are stages, 220 is a reject box, and 221 is a bulk safe.

Claims (1)

[Scope of Claims] 1. A counter cash processing device that is provided with a plurality of banknote storage boxes for each denomination and that processes deposits and withdrawals of change according to requests, comprising: means for inputting the deposit amount; and a banknote insertion/removal port. means for transporting the deposited banknotes via a discriminating part through a conveyance path to temporarily accumulate them in a temporary storage part provided at the upper part of the banknote storage box and partitioned from a banknote accumulation part of the banknote storage box by a partition plate; , a means for displaying the deposited amount and the amount of change to prompt the success or failure of the deposit transaction, and a means for transporting the banknotes from the temporary stacking section through the conveyance path and returning them to the banknote insertion/removal port when the deposit transaction is unsuccessful. and, when a deposit transaction is established, the partition plate is evacuated and the banknotes accumulated in the temporary stacking section are stored in the banknote storage box, and the banknotes to be used as change are transferred from another banknote storage box to a conveyance path. A teller cash processing device comprising means for dispensing money to the bill insertion/removal port by conveying the bill through the discrimination section.