JPH0512323A - Transfer processing method - Google Patents

Abstract

(57) [Summary] [Object] The present invention, when a change occurs in transfer information, corrects only the contents to be changed without terminating the transfer transaction, and inquires the transfer information to the host computer in the same process. The purpose is to provide a confirmation system. [Structure] Key input means for inputting transfer information, a financial institution name, and a code corresponding to the financial institution name
A table stored in the order of 0s or the number of the code, a receiving means for receiving a card-shaped medium recording transfer information, a reading means for reading the information on the card-shaped medium received by the receiving means, and the reading Means for performing a transfer process in accordance with the transfer information read by the means or the transfer information input by the key input means, information indicating a part of the name of the financial institution of the transfer destination on the card-shaped medium, and the ascending / descending order of the table. In a transfer processing method characterized by recording a part of information indicating the transfer information, and a confirmation means for confirming the transfer information obtained from the host computer by the communication means. A transfer processing method characterized by being provided.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic transaction apparatus such as an automatic teller machine capable of transferring cash to another financial institution, and a transfer process capable of confirming transfer information to a host computer. Regarding the scheme.

[0002]

2. Description of the Related Art In recent years, an automatic teller machine which automatically pays cash requested by a user by accepting a magnetic card in which the account information sent by the user is recorded and communicating with a host computer, or an account information A cash dispenser that accepts the recorded magnetic passbook with a magnetic stripe and automatically pays the cash requested by the user by communicating with the host computer, or a magnetic passbook with a magnetic stripe that records account information , Automated teller machines that automatically accept cash, and automated teller machines such as automated teller machines that combine both of these functions into a single function have rapidly developed as automated equipment at bank tellers. , Has been introduced in each bank to provide prompt service to users.

Recently, the above-mentioned automatic transaction device automatically receives cash and transfers the received cash to another bank account, or transfers a predetermined amount of money from one's own account to another bank account by card transaction. Those that carry out transfer transactions have been developed and put into practical use. Here, the contents of the automatic transfer transaction are passed to the host computer to verify the contents of the transfer transaction. At this time, if the transfer contents from the host computer are changed, the transfer contents must be corrected. As a method of correcting this, a method of once ending the transfer process is adopted.

[0004]

Conventionally, when a transfer transaction information is inquired to a host computer and the transfer content is changed and correction processing is required, the transfer processing is temporarily terminated and the transfer transaction is executed. There has been a problem that the customer operation has to be performed again and the transfer information input process has to be performed from the beginning, and the customer operation is troublesome and the transfer operation takes time.

Therefore, according to the present invention, when all the transfer information is changed as a result of the transfer information being passed to the host computer and the transfer information being inquired by the host computer, the transfer transaction is not terminated. An object of the present invention is to provide a system in which only the contents to be changed are corrected and the transfer information can be inquired and confirmed by the host computer by the same processing.

[0006]

In order to solve the above problems, the present invention transmits a means for inputting information of a transfer transaction, a means for confirming input data, and a means for transmitting the confirmed data to a host computer. The procedure for receiving and confirming the transfer information is combined with the procedure for evaluating and correcting the received transfer information.

[0007]

When the transfer destination financial institution name, branch name, account number, etc. are input, the transfer destination information is displayed for confirmation on the color CRT display. When it is determined that the transfer destination information is correct, a confirmation key is input from the operation unit, the transfer information is transmitted to the host computer, the transfer information center is inquired, and the inquiry result is returned to the automatic transaction device. This content is displayed on the color CRT display section and the inquiry content of the transfer content is confirmed. Here, for example, when the account number is changed, only the account number is corrected, the transfer destination information is displayed on the CRT display unit, and the center of the transfer contents can be inquired again.

An embodiment of the present invention will be described below with reference to the drawings.

FIG. 1 shows an automatic transaction apparatus according to the present invention. That is, a substantially L-shaped operation unit 2 is formed on the front surface of the housing 1. On the horizontal surface of the operation unit 2, a large number of banknotes to be transferred or transferred can be put together and a banknote insertion slot 3 for receiving the change of the banknote is provided. The banknote insertion slot 3 can be freely opened and closed. The door 4 is provided. A color CRT display unit 5 with a built-in touch sensor is provided on the horizontal surface of the operation unit 2. This C
The RT display unit 5 displays the operating procedure and other information on the CRT screen by illustrations, characters or words to guide the user, and the display shows the personal identification number, amount of money,
A touch sensor (not shown) detects this by pressing the display portion according to the account number, transaction approval, confirmation or cancellation, and so-called key operation for outputting a corresponding signal to the main control unit 11 described later. It is done. That is, for example, as shown in FIG. 2, the phrase "Please give the transferee's name" is displayed, and the katakana for inputting the transferee's name and the key for instructing the business form of the transferee are displayed. . Then, the contents and the display are changed every time the operation of the machine or the state of the step changes.

On the vertical surface of the operation unit 2, a card insertion slot 6 for inserting a magnetic card as a transaction medium in which account information such as a personal identification number and an account number is recorded, a passbook or a transfer card (card-shaped medium). ) 10 for inserting a bankbook, a transfer card insertion slot 7, a receipt outlet 23 for issuing a receipt, a coin slot 8 for inserting coins, and a coin change slot 9 for receiving change of coins.

The transfer card 10 is shown in FIGS.
As shown in, the name of the transfer destination financial institution, branch name, account number, item, account name and client's name, client's name and account information, or telephone number is printed on the front surface 31 as the transfer information. Is provided with a magnetic stripe 32 on which the transfer information is recorded.

The transfer information recorded in the magnetic stripe 32 is, as shown in FIG. 5, a start code, an institution code indicating the form of the transfer destination financial institution, an initial letter of the transfer destination financial institution name and its code, and the transfer destination. Initial letter and code of branch name of financial institution, transfer destination account type code, account number, recipient name, client name, client telephone number, transfer card expiration date, end code, and BCC for parity check
(Binary check code) and.

By the way, as shown in FIG. 6, a main controller 11 for controlling the whole of the housing 1 and the card insertion slot 6 are provided.
A magnetic card lead unit 12 that receives a card inserted from the card and reads account information such as a personal identification number and an account number from a magnetic stripe on the card, the passbook, and a transfer card insertion slot 7
While reading the magnetic stripe of the bankbook inserted from, the transaction details are recorded on the bankbook and journal paper, and the transfer card 10 on which the transfer information of the transfer transaction is printed and recorded is issued from the bankbook or transfer card insertion slot 7. , Or a passbook, a passbook printing unit 13 that reads the transfer information of the magnetic stripe 32 of the transfer card 10 inserted from the transfer card insertion port 7, a receipt printing unit 24 that issues a receipt on which a transaction result is printed from the receipt issuing port 23, The banknotes inserted into the banknote insertion slot 3 are received, and the specified amount of banknotes is paid out to the banknote insertion slot 3. The deposit / withdrawal unit 14 and the coins inserted into the coin slot 8 are received, and the specified amount of money is received. Customer unit composed of the coin depositing / dispensing unit 15 for dispensing the coins of the above coins to the coin receiving port 9 and the CRT display section 5. 16, a voice guidance unit 17 for providing voice guidance to a customer through a speaker (not shown), an internal monitor 18 for staff, a floppy disk 19 for storing transaction data, the main control section 11 and a host computer (not shown) There is provided a transmission control unit 20 for controlling the data transmission, a storage unit 23 having a table of financial institution names and their codes, and branch names and their codes, and a power supply unit 21. In addition, the main control unit 11 includes an external remote monitor 2 for staff members.
Connected to 2.

The storage unit 23 is composed of four types of tables as shown in FIG. That is, table 2
4 stores the number of the Japanese syllabary of the financial institution name for each financial institution and the institution name for each of the Japanese syllabary. The head address of the area (table 25) is stored correspondingly. In the table 25, the head addresses of the areas (table 26) in which concrete financial institution names, financial institution name code numbers, and branch names are stored are stored in the order of the Japanese syllabary. The table 26 stores the number of branches for each financial institution in every Japanese syllabary and the head address of the area (table 27) in which the branch names for each financial institution are stored in the order of the Japanese syllabary. Has become. In the table 27, specific branch names for each financial institution are arranged in the order of Japanese syllabary, and their codes are stored in correspondence with each other.

The passbook print section 13 is configured as shown in FIG. That is, on the front surface of the main body 42,
The transfer card insertion port 7 is communicated with, and a detector 43 for optically detecting the inserted passbook or transfer card 10 is provided in the vicinity of the insertion port 7. A conveyance path 44 is provided in a substantially horizontal state from the detector 43 toward the rear of the main body 42. The transport path 44 is composed of drive rollers 45, ..., Pinch rollers 46 rolling on the respective rollers 45, ..., and guide bodies 47, etc., and is driven by a pulse motor 48 via a belt. It Only the drive roller 45 located at the end of the transport path 44 is driven by a pulse motor 49 different from the motor 48. A magnetic head 50 as a magnetic reading / recording device is provided at the beginning of the transport path 44. This magnetic head 50 is provided with the magnetic stripe 32 of the accepted passbook or transfer card 10.
For reading or recording information with respect to the magnetic stripe 32, the magnetic stripe 32 is brought into contact with the magnetic stripe 32 as necessary, and the magnetic stripe 32 can be moved (direction orthogonal to the carrying direction of the bankbook or the transfer card 10). Is used to read or record.

A platen roller 54 is rotatably supported in the middle of the conveying path 44. An electromagnetic brake 55 as a lock mechanism is connected to the platen roller 54, and is locked by the action of the electromagnetic brake 55 while the passbook or the transfer card 10 is being handled, and is rotatable when printing a journal sheet 59 described later. It is supposed to be. A print head 56 is provided above the platen roller 54. The print head 56 is held by a carriage 57, and the carriage 57
Is guided by the slide rod 58 and the platen roller 54
It is designed to be moved in the axial direction of. Here, the platen roller 54, the print head 56, and the like constitute a printing device 76 that prints predetermined information on the passbook, the transfer card 10, and the journal paper 59. Then, the roll-shaped journal paper 59 is wound around the platen roller 54. The journal paper 59 is wound around a delivery shaft 60 and is wound around a take-up shaft 61 via a platen roller 54.
And the pinch roller 63. The winding shaft 61 and the feed roller 62 are driven by a pulse motor 64 via a belt. Further, in front of the platen roller 54 of the transport path 44, a detector 65 for optically detecting the bankbook or the transfer card 10 to be transported is provided. In the vicinity of the terminal end of the transport path 44, a stacking box 68 for storing the transported passbook is provided.

Further, in the vicinity of the end of the transport path 44, there is provided a storage section 69 for storing the transfer card 10 on which transfer information is not printed or recorded.
The transfer cards 9 of 9 are taken out one by one by the take-out roller 70 and supplied to the conveying path 44.

Next, the transfer processing method of the present invention having such a configuration will be described with reference to the flow charts shown in FIGS. For example, a customer now stands in front of this device. At this time, the CRT display section 5 displays "Welcome, please specify the handling" and the selection keys for "withdrawal, deposit, balance inquiry, passbook entry, and transfer" (ST1 ). In response to this guidance, the customer depresses the part labeled "Transfer" (ST
2). As a result, the main control unit 11 determines to proceed to the next processing step, causes the CRT display unit 5 to display "Please press the type of transfer" and "Cash,
Display the selection key for "withdrawing a card" (ST
3). Then, the customer pushes down the portion displayed as "withdrawal of card" according to the guide (ST4). As a result, the main control unit 11 determines that the transfer is to be performed by withdrawing the card, and causes the CRT display unit 5 to display a guide "Please insert the card" (ST5). Then, the user inserts the card into the card insertion slot 6 according to the guide (ST6). Then, the card is taken into the magnetic card read section 12, and account information such as a personal identification number and an account number recorded in the magnetic stripe section is read by a magnetic head (not shown). The account information is checked by the main control unit 11, and if it is determined that the card is incorrect, the main control unit 11 performs error processing. Also,
If the main control unit 11 determines that the card is correct, the CRT
The display section 5 displays "Please press your PIN" and also the ten-key and the correction key (ST7). Then, the customer follows the guidance,
The personal identification number is input by pushing down the portion where the ten key is displayed (ST8). By entering this PIN,
The main control unit 11 determines whether or not the personal identification numbers match, and if they do not, the personal identification number re-input process is performed. In addition, the main controller 1
When the personal identification numbers coincide with each other, the number 1 and the amount key are displayed on the CRT display section 5 as well as "Please press the amount to be transferred" (ST9). Then, the customer pays the transfer amount according to the guide (ST10). By this input, the main control unit 11 causes the CRT display unit 5 to display "Please press the registration key, the designated key, or insert the transfer card depending on whether the destination is already registered or not registered" and register. The key and the designated key are displayed (ST11). Then, the customer inputs the designated key according to the guidance (ST12). When the main control unit 11 determines that the designated key has been pressed, the main control unit 11 causes the CRT display unit 5 to display "Please press the form (institution code) of the destination financial institution" and the financial institutions in the order of institution code. The form name and the key corresponding to the form name are displayed (ST100). According to this guidance, the customer depresses the key corresponding to the form of the financial institution of the transfer destination (ST101). By this pressing, the main control unit 11 determines the corresponding financial institution type according to the selected institution code, and the financial institution name of that type is stored in Table 2
4 is selected, and "Please display the initials of the financial institution name of the destination" is displayed on the CRT display section 5, and the katakana key, correction key, and completion key are displayed (ST10).
2). In response to this guidance, the customer inputs the initials of the financial institution name (ST103). At this time, for example, when "A" is keyed in, the main control unit 11 reads the number of financial institution names with "A" and the head address of the table 25 in which it is stored from the selected table 24 of FIG. put out. Then,
The main controller 11 reads out the corresponding number of financial institution names and financial institution name code numbers from the table 25. Then, when the completion key is pressed, the main control unit 11 causes the CRT display unit 5 to display "Please press the financial institution name of the destination" and also the selection keys for the plurality of read financial institution names. (ST13). According to this guidance, the customer pushes down the financial institution name (ST14). By this depression, the main control unit 11 causes the CRT display unit 5 to display "Please send the initial letter of the branch name of the destination", as well as the katakana key, the correction key, and the completion key (ST105). In response to this guidance, the customer inputs the initials of the branch name (ST106). At this time, the main controller 1
1 reads out the head address of the branch name corresponding to the financial institution name using the table 25. Then, for example, "a"
Key is pressed, the main control unit 11 causes the table 26 of FIG.
From ..., the number of branch names with "a" and the head address of the table 27 in which they are stored are read. Further, the main control unit 1
1 reads the corresponding branch name and its branch code number from the table 27. Then, when the completion key is pressed, the main control unit 11 causes the CRT display unit 5 to display a branch name selection key "Please press the branch name of the destination" (ST15). Then, the customer depresses the branch name selection key portion according to the guide (ST16). By this depression, the main control unit 11 causes the CRT display unit 5 to display "Please enter the destination account number and deposit item", and also the ten key, the correction key, the ordinary key, and the current key (ST17). According to this guide, the customer inputs the account number and deposit type (ST18). When the main control unit 11 determines that the branch is not the main branch by this input, the CRT display unit 5 displays "Please press the recipient name", and also displays the katakana key, the correction key, and the completion key (ST19). When the completion key is pressed (ST20), or the main control unit 11
If it is determined to be the main branch, the CRT display section 5 displays "Computer processing is in progress now, please wait" (ST21). This is shown in FIG. Further, the main control unit 11 sends and receives an inquiry message and prints the result on the journal paper 59. Then, the main control unit 1
The CRT display section 1 displays "Please confirm the details of the transfer" on the CRT display section 5, and also displays the confirmation key and the cancel key of the transfer contents (ST22). According to this guidance, the customer inputs the confirmation key or the cancel key (ST23).

When the main control unit 11 judges that the cancel key has been pressed, the main control unit 11 executes the cancel process, and when it judges that the confirmation key has been pressed, the CRT display section 5 says, "Computer processing is in progress, please wait for a while." Display it (ST24). Further, the main control unit 11 sends and receives a transfer electronic message, and the result is sent to the journal sheet 5 using the printing device 76.
Print on page 9. Then, the main control unit 11 causes the CRT display unit 5 to display "Do you need a transfer card?" And the necessary and unnecessary keys (ST2).
5). According to this guide, the customer depresses the necessary key (ST26). Then, the main control unit 11 prints the transfer destination financial institution name, branch name, account number, item, account name and client's name and account information, etc. on the magnetic stripe 32 as the transfer information in the passbook printing unit 13. The recorded transfer card 10 as shown in FIG. 3 is issued through the bankbook or transfer card insertion slot 7.

That is, the transfer card 10 is stored in the storage section 6
It is taken out from the sheet 9 by the take-out roller 70 and is conveyed in the direction of the arrow a through the conveying path 44. When the rear end of the transfer card 10 faces the print head 56, the transfer card 10 is conveyed in the direction of the arrow b, and the transfer information is printed on the front surface 31 by the print head 56 during this conveyance. At the end of printing, the transfer card 10 is conveyed again in the direction of the arrow a, and when the magnetic stripe 32 faces the magnetic head 50, transfer information is recorded on the magnetic stripe 32 and then ejected from the insertion slot 7. At this time, the main control unit 11 is CR
Display "Please accept the transfer card" on the T display section 5 (ST27). According to this guide, the customer receives the transfer card 10 (ST28). When the receipt of the transfer card 10 is completed or when the unnecessary key is pushed down in step 25 (ST29), the main controller 1
1 displays on the CRT display section 5 "Please receive the card and receipt" (ST30). Then, the customer receives the card and receipt and ends the transfer process (ST31).

Now, the transfer information center inquiry process will be described in more detail with reference to FIG. The transfer information keyed in by the customer's operation from the CRT display unit 5 is CR.
In the T display section 5, inform the user, "Processing with computer, please wait." Also, the transfer inquiry message information is transmitted and received from the transmission controller 20 of the main controller 11, and the result is printed on the journal paper 59. When the transfer inquiry message information from the center is correctly received, the client name and the recipient name are compared (ST331). If they are the same, the CRT display section 5 displays “The recipient name and the client name are the same. If you don't mind, please confirm it, and if it is different, please press the correction. ”And the contents of the same person and the confirmation key, the correction key and the cancel key are displayed (ST332). According to this guide, the customer inputs a confirmation key, a correction key, or a cancel key. When the main control unit 11 determines that the cancel key has been pressed (ST335), the main control unit 11 performs the cancel process, and when it has determined that the confirmation key has been pressed (ST336), C
When the RT display section 5 displays "Please check the displayed contents, and if they are not correct, press the correction if you want to confirm otherwise" (ST337) When it is determined to press the correction key (ST3
33) The CRT display section 5 displays "If the recipient's name is corrected, please press the recipient's name, and if the client's name is corrected, please press the client's name" (ST334). According to this guide, the customer inputs the recipient name key, the client name, the confirmation key, or the cancel key (ST336). When the main control unit 11 determines that the cancel key has been pressed (ST335), the main control unit 11 performs the cancel process.
When the person name key to be corrected is specified, enter the person name key and correct the requester name and recipient name (ST3
311). Here, the content of the same name data displayed on the CRT display unit 5 can be corrected by selecting and displaying only the data input by the customer from the transfer information stored by the main control unit 11. Only will be displayed. When the main control unit 11 determines that the confirmation key is pressed, or when the transmission control unit 20 of the main control unit 11 determines that the requester name and the transfer person name are correct from the transfer inquiry message information, the “display content” is displayed on the CRT display unit 5. Please confirm and if you are not sure, please press the correction if you make a mistake. ”And also the transfer destination and the client's transfer destination content, amount of money, confirmation key, correction key and cancellation key (S
T337). According to this guide, the customer inputs the correction key, the confirmation key, or the cancel key (ST33).
8). When the main control unit 11 determines that the cancel key has been pressed (ST335), the main control unit 11 performs cancellation processing, and when the confirmation key has been pressed, the CRT display unit 5 informs the user, "Processing with computer, please wait for a while." (ST36). When it is determined to input the correction key, C
"Please specify the item to be corrected" on the RT display 5
And the transfer information of the client and the transfer person, the cancel key and the return key are displayed (ST339).
According to this guidance, the customer inputs the return key or the cancel key (ST3310). When the main control unit 11 determines that the cancel key has been pressed (ST335), the cancel process is performed, and when the item key to be corrected is specified, the key input of the item is performed and the data entered by the user is corrected. (ST3312), Here, the contents of the transfer confirmation item data displayed on the CRT display section 5 can be selected and corrected only from the transfer information stored by the main control section 11 by the customer. By selecting the item key, the contents of the item to be corrected are sequentially displayed on the CRT display section 5 and the correction input of the item is performed if necessary. When the input of the content correction is completed, the main control unit 11 guides again on the CRT display unit 5 when it judges to press the return key (ST3310), "I am processing with the computer, please wait for a while". Further, the transfer inquiry message information is transmitted and received from the transmission control unit 20 of the main control unit 11, and the result is printed on the journal paper 59. When the transfer inquiry message information from the center is correctly received When it is judged that the requester name and the recipient name are not the same (ST331), the CRT display section 5 displays “If you want to check the displayed content, correct it Please press. ", And the transfer destination and client's transfer destination contents, amount of money, confirmation key, correction key, and cancellation key are displayed (ST337). According to this guidance, the customer inputs the confirmation key, the correction key, or the cancel key (ST35). When it is determined that the confirmation key has been pressed, the CRT display section 5 displays "Computer processing is in progress, please wait" (ST36). Further, the main control unit 11 transmits / receives a transfer electronic message and causes the printing device 76 to print the result on the journal paper 59. Then, the main control unit 11 is a CRT.
The display section 5 displays "Please accept the card and receipt" (ST37). The customer then receives the card and receipt and ends the transfer process (ST3
8).

When the transfer card 10 is inserted into the passbook or the transfer card insertion slot 7 in step 11 (ST3
9), the transfer card 10 is accepted by the passbook print unit 13, and the transfer information of the stripe unit 32 by the magnetic head 50, that is, the transfer destination institution code, the initial name of the financial institution name and its code, the initial name of the branch name and its code. , The account number, the account type code, the client's name, and the expiration date of the client's account information transfer card are read and output to the main control unit 11. As a result, the main control unit 11 reads the financial institution name code number using the tables 24 and 25 with the initials of the financial institution name,
A match check is performed between this number and the financial institution name code number read from the magnetic stripe 32. When the names of the financial institutions match, the main control unit 11 reads the head address of the branch name by the financial institution name, and the tables 26 and 27 corresponding to the head addresses of the branch names are read by the initials of the branch name read from the magnetic stripe 32. Read the branch name code number using
A match check is performed between this number and the branch name code number read from the magnetic stripe 32. Therefore, since the initials of the financial institution name and the branch name are recorded on the magnetic stripe 32, as shown in FIG. 11, the main control unit 11 that can search the storage unit 23 very easily and in a short time is a CRT. The display section 5 displays "Please confirm the transfer details" and the transfer details, confirmation key, and cancel key (ST40). According to this guidance, the customer inputs a confirmation key or a cancel key (ST41). When the main control unit 11 determines to press the cancel key,
When cancel processing is performed and it is determined that the confirmation key has been input, CR
The T display section 5 displays "Computer processing is in progress, please wait" (ST42). Further, the main control unit 11 sends and receives a transfer electronic message, causes the result to be printed on the journal paper 59 using the printing device 76 of the passbook printing unit 13, and the transfer card 10 accepted by the passbook printing unit 13 Return it to the insertion slot 7. At this time, the main control unit 11 causes the CRT display unit 5 to display "Please receive the transfer card" (ST
43). According to this guide, the customer can use the transfer card 1
Receive 0 (ST44). When the receipt of the transfer card 10 is completed, the main control unit 11 causes the CRT display unit 5 to display "Please receive the card and receipt" (ST45). The customer then receives the card and receipt and ends the transfer process (ST46).

On the other hand, as shown in FIG. 12, the portion displayed as "cash" in step 3 is pushed down (ST47). As a result, the main control unit 11 determines that the transfer is to be made by cash, and “Please press the transfer amount” on the CRT display unit 5.
Along with displaying the numeric keypad and the amount key (ST
48). Then, the customer pays the transfer amount according to the guidance (ST49). By this input, the main control unit 1
1 indicates on the CRT display section 5 "When you specify the destination, press the designation key, and if you use a transfer card, insert it into the passbook or transfer card insertion slot."
The designated key is displayed (ST50). Then, the customer inputs the designated key according to the guidance (ST51).
When the main control unit 11 determines that the designated key has been pressed, the main control unit 11 causes the CRT display unit 5 to display "Please press the form (institution code) of the destination financial institution" and the financial institutions in the order of institution code. The form name and the key corresponding to the form name are displayed (ST107). According to this guidance, the customer depresses the key corresponding to the form of the financial institution of the transfer destination (ST108). With this push down, the main control unit 11 determines the corresponding financial institution type based on the selected institution code, selects the table 24 in which the financial institution name of that type is stored, and in the CRT display unit 5, the “destination financial institution” is displayed. Please display the initial letter of the institution name. "And the katakana key, correction key, and completion key (ST109). In response to this guidance, the customer inputs the initials of the financial institution name (ST110). At this time, for example, when "A" is keyed in, the main control unit 11 reads from the table 24 of FIG. 7 the number of financial institution names with "A" and the head address of the table 25 in which it is stored. Then,
The main controller 11 reads out the corresponding number of financial institution names and financial institution name code numbers from the table 25. Then, when the completion key is pressed, the main control unit 11 causes the CRT display unit 5 to display "Please press the financial institution name of the destination" and also the selection keys for the plurality of read financial institution names. (ST52). According to this guidance, the customer pushes down the name of the financial institution (ST53). By this depression, the main control unit 11 causes the CRT display unit 5 to display "Please send the initial letter of the branch name of the destination," and also the katakana key, the correction key, and the completion key (ST111). In response to this guidance, the customer inputs the initials of the branch name (ST112). At this time, the main controller 1
1 reads out the head address of the branch name corresponding to the financial institution name using the table 25. Then, for example, "a"
Key is pressed, the main control unit 11 causes the table 26 of FIG.
From ..., the number of branch names with "a" and the head address of the table 27 in which they are stored are read. Further, the main control unit 1
1 reads the corresponding branch name and its branch code number from the table 27. When the completion key is pressed, the main control unit 11 causes the CRT display unit 5 to display a branch name selection key "Please press the branch name of the destination" (ST54). The CRT display section 5 displays "Please press the destination financial institution name" and the financial institution name selection key (ST52). According to this guide, the customer pushes down the name of the financial institution (ST5
3). When the main control unit 11 determines that the list of branch names is acceptable by this pressing, the CRT display unit 26 displays a branch name selection key saying "Please press the branch name of the destination" (ST54). Then, the customer depresses the branch name selection key portion according to the guide (ST55). By this depression, the main control unit 11 causes the CRT display unit 5 to display "Please send the destination account number and deposit item," and also the ten key, the correction key, the ordinary key, and the current key (ST56). According to this guide, the customer inputs the account number and the deposit type (ST57). By this input, when the main control unit 11 determines that it is not the main branch,
The CRT display section 5 displays "Please press the recipient's name", and also displays the katakana key, correction key, and completion key (ST58). Then, when the completion key is pressed (ST59) or when the main control unit 11 determines that it is the main branch, the main control unit 11 causes the CRT display unit 5 to display "Please name the client," and to display katakana characters. The completion key is displayed (ST60). According to this guide, press the client name and the completion key (ST6
1). By depressing the completion key, the main control unit 11 displays "Please send the client's telephone number", and also the ten key and the completion key (ST6).
2). With this guidance, the customer depresses the telephone number and the completion key (ST63). When the completion key is pressed, the main control unit 11 causes the CRT display unit 5 to display "Computer processing is in progress, please wait" (ST64). Further, the main control unit 11 sends and receives an inquiry message and prints the result on the journal paper 59. Then, the main control section 11 causes the CRT display section 5 to display "Please confirm the details of the transfer" and the transfer content, the confirmation key, and the cancel key (ST65).
According to this guidance, the customer inputs a confirmation key or a cancel key (ST66). When the main control unit 11 determines that the cancel key has been inserted, the cancellation process is performed, and when the confirmation key is determined to be inserted, the CRT display section 5 asks "Please insert bills and coins into their respective insertion ports. If so, please press the confirmation key. ''
The confirmation key and the cancel key are displayed (ST67). According to this guide, the customer inserts a bill into the bill insertion slot 3 and inserts a coin into the coin insertion slot 8 (ST68). Then, the banknotes are received by the deposit / withdrawal unit 14 and are inspected and counted, and the coins are received by the coin deposit / withdrawal unit 15 and are inspected and counted. When the inspection count is completed, the main control unit 1
Reference numeral 1 is a CRT display unit 5 which displays the amount of money to be inserted in the display of step 67. (ST69). In response to this guidance, the customer inputs a confirmation key or a cancel key (ST70).
When the main control unit 11 determines that the cancel key has been pressed, the cancel process is performed. When the main control unit 11 determines that the confirmation key has been pressed, the CRT display unit 5 displays "Computer processing is in progress now, please wait" (ST71). Further, the main control unit 11 transmits / receives a transfer electronic message and causes the printing device 76 to print the result on the journal paper 59. In response to the completion of printing, the main control unit 11 determines whether or not there is change by comparing the transfer amount with the withdrawal amount or the input amount. Then, when the main control unit 11 determines that there is change, the CRT display unit 5 displays "Please receive bills and coins from their respective receiving ports" and also displays the change amount (ST72). At this time, the main control unit 11 operates the deposit / withdrawal unit 14 to eject the change bill into the bill insertion slot 3, and activates the coin deposit / withdrawal unit 15 to eject the change coin into the coin receiving slot 9. The user receives the change due to this release (ST73). When the receipt of this change is completed, or when the main control unit 11 determines that there is no change, the main control unit 11 causes the CRT display unit 5 to display "Do you need a transfer card?" Key and are displayed (ST74). According to this guide, the customer depresses the necessary key (ST75). Then, the main control unit 11 prints the transfer destination financial institution name, branch name, account number, item, account name and client's name and telephone number as transfer information in the passbook printing unit 13, and records them on the magnetic stripe 32. The transfer card 10 as shown in FIG. 4 is issued through the bankbook and the transfer card insertion slot 7. At this time, the main control unit 11 causes the CRT display unit 5 to display "Please receive the transfer card" (ST76). According to this guide, the customer receives the transfer card 10 (ST77). When the receipt of the transfer card 10 is completed, or when the unnecessary key is pressed in step 25 (ST78), the main control unit 11 causes the CRT display unit 5 to display "Please receive the card and receipt" ( ST79). Then, the customer receives the card and receipt and ends the transfer process (ST80).

When the customer inserts the transfer card 10 into the bankbook or the transfer card insertion slot 7 (ST81) according to the guidance of the display in step 50, the transfer card 10 is accepted by the bankbook print unit 13 and the The transfer information of the stripe portion 32 by the head 50, that is, the transfer destination institution code, the initials of the financial institution name and its code, the initials of the branch name and its code, the account number, the account type code, the client name, the telephone number, The expiration date of the transfer card is read and output to the main control unit 11. As a result, the main control unit 11 reads the financial institution name code number using the tables 24 and 25 by using the initials of the financial institution name, and this number and the magnetic stripe 32.
Check the match with the financial institution name code number read from. When the names of the financial institutions match, the main control unit 11 reads the head address of the branch name by the financial institution name, and the tables 26 and 27 corresponding to the head addresses of the branch names are read by the initials of the branch name read from the magnetic stripe 32. The branch name code number is read using, and this number and the magnetic stripe 32
Check the match with the branch name code number read from. Therefore, since the initials of the financial institution name and the branch name are recorded on the magnetic stripe 32, the main control unit 11 that can search the storage unit 23 very easily and in a short time is CR.
The T display section 5 displays "Computer processing is in progress, please wait" (ST82). Further, the main control unit 11 sends and receives an inquiry message and prints the result on the journal paper 59. Then, the main control unit 1
The CRT display section 1 displays "Please confirm the details of the transfer" on the CRT display section 5, and also displays the transfer details, the confirmation key and the cancel key (ST83). According to this guidance, the customer inputs a confirmation key or a cancel key (ST84). When the main control unit 11 determines that the cancel key has been inserted, the cancellation process is performed, and when the confirmation key is determined to be inserted, the CRT display section 5 asks "Please insert bills and coins into their respective insertion ports. Please press the confirmation key. ", And the confirmation key and the cancel key are displayed (ST85). According to this guide, the customer inserts a bill into the bill insertion slot 3 and inserts a coin into the coin insertion slot 8 (ST86). Then, the banknotes are received by the deposit / withdrawal unit 14 and are inspected and counted, and the coins are received by the coin deposit / withdrawal unit 15 and are inspected and counted.
When the inspection counting is completed, the main control unit 11 causes the CRT display unit 5 to display the amount of money to be inserted in the display of step 85 (ST87). In response to this guidance, the customer inputs a confirmation key or a cancel key (ST88). When the main control unit 11 determines that the cancel key has been pressed, the cancel process is performed. If the main control unit 11 determines that the confirmation key has been pressed, the CRT display unit 5 displays "Computer processing is in progress now, please wait" (ST8).
9). Further, the main control unit 11 transmits / receives a transfer electronic message and causes the printing device 76 to print the result on the journal paper 59. In response to the completion of printing, the main control unit 11 determines whether or not there is change by comparing the transfer amount with the withdrawal amount or the input amount. When the main control unit 11 determines that there is change, the CRT display unit 5 displays "Please receive bills and coins from their respective receiving ports" and also displays the change amount (ST9).
0). At this time, the main control unit 11 operates the deposit / withdrawal unit 14 to eject the change bill into the bill insertion slot 3, and activates the coin deposit / withdrawal unit 15 to eject the change coin into the coin receiving slot 9. The user receives the change due to this release (ST91). When the receipt of the change is completed, or when the main control unit 11 determines that there is no change, the main control unit 1
Please receive the transfer card on the CRT display 5 for 1 "
Is displayed (ST92). Follow this guide
The customer receives the transfer card 10 (ST93). When the receipt of the transfer card 10 is completed, the main control unit 11 causes the CRT display unit 5 to display "Please receive the card and receipt" (ST94). Then, the customer receives the card and receipt and ends the transfer process (S
T95).

If the transfer card is used as described above, operations other than the second transfer amount or cash insertion can be omitted when the transfer is periodically made to the same transfer destination. As a result, it is possible to improve the customer service and the number of transactions by greatly reducing the operation time.

As described above, the initials of the financial institution name of the transfer destination and the initials of the branch name of the transfer destination are recorded in the transfer card, so that the transfer transaction using the transfer card is performed even in the transfer transaction in which the transfer destination is keyed in. Even in transactions, a table of financial institution names,
Commonly used table names in the order of the Japanese syllabary,
It is possible to quickly search for the name of the financial institution of the transfer destination and its branch name. Therefore, the serviceability and the operating rate can be improved without increasing the cost of the automatic transaction device.

In the above embodiment, the financial institution name table and the branch name table are in the order of Japanese syllabary.
The order is not limited to this, and the financial institution name code and the branch name code may be in numerical order.

[0028]

As described above, according to the present invention, the transfer destination information in the transfer processing is transferred to the host computer, and the transfer information is changed as a result of the center inquiry, so that the transfer information can be corrected on the spot. By making it possible to simplify the input error correction of the transfer destination information, it is possible to provide a transfer processing method in which the transfer processing time is shortened and the transfer transaction can be performed quickly.

[Brief description of drawings]

FIG. 1 is an external perspective view of an automatic transaction device.

FIG. 2 is a diagram showing a display example of a CRT display section.

FIG. 3 is a plan view for explaining the structure of a transfer card.

FIG. 4 is another plan view for explaining the configuration of the transfer card.

FIG. 5 is a diagram for explaining a recording example of a magnetic stripe.

FIG. 6 is a schematic configuration diagram of a main part of an electric circuit.

FIG. 7 is a diagram for explaining a storage example of a table of a storage unit.

FIG. 8 is a cross-sectional view showing a configuration of a passbook printing unit.

FIG. 9

FIG. 14 is a flowchart for explaining a transfer processing method.

[Explanation of symbols]

3 banknote insertion slot 5 CRT display 6 Card slot 7 Passbook, transfer card insertion slot 8 coin slot 10 Transfer card (card-shaped medium) 11 Main control unit 13 Passbook print section 23 Memory 24-27 table 31 Transfer card surface 32 magnetic stripe 50 magnetic head 56 print head 69 storage 70 Take-out roller

Claims (2)

[Claims] 1. A key input means for inputting transfer information, a table storing a financial institution name and a code corresponding to the financial institution name in the order of the Japanese syllabary of the financial institution name or in the order of the code number, and a transfer. Receiving means for receiving a card-shaped medium on which information is recorded, reading means for reading the information on the card-shaped medium received by the receiving means, transfer information read by the reading means or transfer information input by the key input means And a means for performing a transfer process in accordance with the above, and records information indicating a part of the name of the financial institution of the transfer destination and a part of information indicating the ascending / descending order of the table on the card-shaped medium. . 2. The transfer according to claim 1, further comprising communication means for notifying the host computer of the transfer information and confirmation means for confirming the transfer information obtained from the host computer by the communication means. Processing method.