JPH0516633B2 - - Google Patents

Description

[Detailed Description of the Invention] <Technical Field> The present invention facilitates the recording of information in the IC memory in the IC module when issuing to individuals an IC card in which a magnetic stripe and an IC module are mounted on the same board. This invention relates to an IC card recording method that enables IC cards to be issued smoothly.

<Conventional technology> In recent years, ICs for microcomputers, memory, etc.
Attempts are being made to use IC cards with embedded or built-in chips called memory cards, smart cards, electronic cards, etc.

Since this IC card has a larger storage capacity than conventional magnetic stripe cards, attempts have been made to use it to record the history of deposits and savings in banks, the history of purchases in department stores, and the history of attendance and departure in companies. It is being

In these uses, IC cards are carried and used by individuals, so when issuing an IC card to an individual, ID codes such as the individual's name, bank account number, subscriber number, employee number, etc. are stored in the IC memory. It was necessary to record personal information such as transaction conditions.

Moreover, once the personal information mentioned above, especially the ID code, is recorded, it must not be altered by a malicious third party, and in these IC cards, the IC memory cannot be changed (rewritten). Either use a ROM, that is, memory that cannot be changed once it has been recorded, or use an IC.
The memory itself is a memory that can record and change, e.g.
Although EPROM was used, it was configured so that once recorded by a program, the recording could not be changed easily or at all.

<Problems to be solved by the invention> Therefore, when issuing the above-mentioned IC card,
When recording personal information on an IC card, incorrect input operations are not allowed, and if incorrect personal information is entered, the IC card must be discarded, which is not only uneconomical but also This is a very nerve-wracking task as it requires careful input, and when a large amount of personal information is involved, it requires a great deal of time and effort. It has become difficult to issue IC cards accurately, which has been an obstacle to widespread use of IC cards.

Therefore, the present invention provides an IC card recording method that eliminates the above-mentioned problems and allows IC card users to use the IC card safely.

<Means for Solving the Problems> In order to solve the above-mentioned problems, the present invention provides a magnetic stripe that allows easy recording changes on the front side of an IC card in which an IC module is embedded or incorporated. Using an IC card, this IC
Enter and record some or all of your personal information once on the magnetic stripe of your card, and if necessary, display and check the information based on the input information on the display, or enter the same information on another card after entering it. The check is performed by a double input check entered by a person or by other methods, and then the information recorded on the magnetic stripe of the IC card is read by a magnetic reader, and after this reading, the information recorded on the magnetic stripe is checked. In addition to erasing the above information, the above read information is converted as recorded information in the IC memory, and the information stored in the IC card is
Record to IC memory.

Next, the present invention will be explained with reference to drawings showing one embodiment of the present invention.

<Embodiment> FIG. 1 is a block diagram showing an embodiment of the IC card recording method according to the present invention.

In the figure, 10 is composed of a magnetic stripe 11 and an IC module 12 attached to a plastic substrate 13 made of vinyl chloride or the like, as shown in FIG.
10a is an IC card with predetermined personal information magnetically recorded on the magnetic stripe 11;
0b is an IC card with a part of the ID code displayed as visible information P printed out in an embossed manner on the plastic board 13, and 10c is an IC card.
It is an IC card with personal information recorded in the IC memory in the module 12, and 10d is an IC with the information on the magnetic stripe 11 once recorded on the magnetic stripe 11 and read for recording in the IC memory erased. It's a card.

20 is a magnetic card issuing machine, which accepts IC card 10.
an input key 21 for inputting an ID code, transaction conditions, etc. to the magnetic stripe 11, a display 22, a magnetic recorder 23, an embossing printer 24,
It also includes a transport mechanism for the IC card 10 (not shown) and a computer control mechanism that controls these and records (memorizes) input information until needed.

In the above, instead of the emboss printer, an inkjet printer, a heat-sensitive or pressure-sensitive ink, or a heat-sensitive or pressure-sensitive ink that displays on a sign panel provided in a predetermined part of the card 10 using jet ink, heat-sensitive or pressure-sensitive transfer ink, toner, etc. A printer or an electronic printer may also be used.

Reference numeral 30 denotes an IC card issuing machine, which includes a magnetic reader 31 that reads information recorded on the magnetic stripe 11 provided on the IC card 10b, and after performing predetermined processing after reading the information, the information on the magnetic stripe 11 is read. a magnetic recorder 31' that erases the original read information by erasing the information or recording different information;
An IC recorder 32 that converts the information to be recorded in the IC memory in the IC module 12 and records it in the IC memory.
and a card transport mechanism (not shown), and a computer control mechanism that controls these, stores the read information until necessary, and converts it into a predetermined signal for recording in the IC memory as necessary or alone.

The above-mentioned IC recorder 32 records the IC of the above-mentioned IC card 10.
A connector is provided that has a rod-shaped terminal that contacts each terminal 14 provided on the module 12 and supplies signals, power, etc. to the IC memory through this connector. An IC card on which information is recorded is provided with a suitable connector.

40 is a computer mechanism, and IC card 1
It consists of a master file 41 for storing information to be recorded in the IC card and/or personal information of the person using the IC card, a computer 42, an input device 43, a display 44, and the like. This computer 42 controls information corresponding to the above information stored in the master file 41 or elsewhere according to the information read by the magnetic reader 31, and
Send recorded information to the IC card 10 via
Also, the information recorded in the master file 41 is compared and verified with the information inputted from the input key 21 or the information read from the magnetic reader 31, and the information is verified with the magnetic card issuing machine 20 or the IC card issuing machine 30 as necessary. Transfers the results, and transmits a signal to stop the functions of the magnetic recorder 23, emboss printer 24, and IC recorder 32 in the event of a mismatch,
It performs control such as storing uninputted information such as a password and transaction conditions in a predetermined position in the master file 41.

Although the computer mechanism 40 described above is illustrated as an organization separate from the magnetic card issuing machine 20 and the IC card issuing machine 30, it may be incorporated into the organization of the magnetic card issuing machine 20 or the IC card issuing machine 30. In this case, if the input keys, display, etc. are duplicated, one of the duplicates can be omitted. Further, the basic configuration such as the master file 41 can be shared by the magnetic card issuing machine 20 and the IC card issuing machine 30.

Next, an explanation will be given of an IC card recording method when a card issuer such as a bank or a department store issues an IC card to a card user such as a depositor or a purchaser using the organizational structure of each department described above.

First, when a card user applies to a card issuer for issuance of an IC card, the user's name, address, date of birth, gender, ID code such as PIN number, Maru priority limit or usage limit, etc. are required on the application form. Fill in the transaction conditions and apply.

The card issuer sequentially inputs the applicant's application details using the input keys 43 of the computer mechanism 40 while checking the input on the display 44, and records them in the master file 41. Along with this record, the account number and the application number pre-printed on the application form are recorded for each applicant.

In addition, if the card user uses a passbook, magnetic card, etc. for deposits and savings at a bank, etc., and requests the bank to issue an IC card for this account, the ID code is already in the master file 41.
The bank only needs to record the necessary additional information in the master file 41.

Next, the IC card 10 prepared when operating the magnetic card issuing machine 20 is set in a predetermined feed mechanism, and the application number, account number, or name of the application form corresponds to each applicant recorded in the master file 41. Enter some personal information using the input key 21, and enter information that requires checking, such as a password that cannot be changed at a later date if entered by mistake, such as a name to be embossed. The data is read from the master file 41 and displayed on the display 22 for checking. If it is inconvenient for the PIN number etc. to be displayed on the display 22, do it in advance by another method without using the display 22, or enter the information for the above check using the input key 21 and check it from the master file 41. The corresponding information that has been read out is checked using an electronic comparison and collation machine. If errors are found during the check, they will be corrected.

In the above-mentioned check and correction and readout accompanying the check, among the account number, application number, name, PIN number, and other information, some information is recorded on the magnetic stripe 11 in advance in relation to recording in the IC memory of the IC card 10, which will be described later. The information you need is
The information is recorded in the temporary recording means of the magnetic card issuing machine 20, and the IC card 10 is transferred by the transfer mechanism.
In the magnetic recording device 23, the information in the temporary recording means is recorded on the magnetic stripe 11 to form a magnetically recorded IC card 10a, which is further transported,
The embossing printer 24 prints out the information in the temporary recording means, for example, the visible information P such as the account number and name, and uses it as the recorded IC card 10b.

Note that when transferring the IC card 10, the direction of the arrow in FIG. 2 is generally the transfer direction.

Next, the IC card 10b is transferred manually or automatically to the IC card issuing machine 30, the account number recorded on the magnetic stripe 11 or this number and other information is read by the magnetic reader 31, and based on these reading signals, the IC card 10b is transferred to the IC card issuing machine 30. computer mechanism 4
When the IC card 10b is transferred and set in the IC recording device 32, the personal information is stored in the IC module 12. Convert it as recorded information to the IC memory and record it to the IC memory.

In the above, the personal information that can be read from the account number includes the name, address, date of birth, and
These are ID codes such as gender, PIN number, and transaction conditions, and these can be read from the master file or elsewhere, but when the information recorded on the magnetic stripe 11 is read by the magnetic reader 31, the IC
The personal information may be temporarily stored in the card issuing machine 30, and the temporarily stored personal information may be converted by the IC recording device 32 as information to be recorded in the IC memory, and then recorded in the IC memory.

In addition, in order to record the transaction conditions as a program along with a record of the conditions, the program-related records require a large amount of recording depending on the type, and cannot be recorded on a magnetic stripe. Therefore, when recording on the magnetic stripe using the input key 21, it not only takes a lot of time but also causes input errors. Therefore, type signals (file names) such as transaction conditions are inputted on the magnetic stripe and the transaction conditions etc. IC card issuing machine 3 sends a program signal according to the type signal of
0, is recorded in the master file 41 or other recording means, and in response to reading the type signal recorded on the magnetic stripe 11, a program signal corresponding to the type signal is read from the recording means, and the IC
When the card 10b is transferred and set in the IC recorder 32, the program signal may be converted as information to be recorded in the IC memory and recorded in the IC memory.

Moreover, without recording the above type signal on the magnetic stripe 11, the magnetic stripe 11
The account number recorded in 1 is used as a type signal for all recorded information, and based on this read signal, the master file 4
The above-mentioned type signal recorded in the personal information recording section 1 is read out, the above-mentioned program signal related to this readout signal is read out from a predetermined recording means, and the IC card 10b is recorded by the IC recording device 32 in the same manner as above.
The information may be recorded in the IC memory.

In the above, the information recorded on the magnetic stripe 11 of the IC card 10b is read by the magnetic reader 31, and after temporarily storing it in the IC card issuing machine 30 or based on the read information, a predetermined record of the master file 41 is read. After reading becomes possible, or as described above, the IC of the IC card 10b
After recording the necessary information to the memory, insert the IC card 1
Erase the read information recorded on the magnetic stripe 11 of 0b using the magnetic recording device 31', or
Alternatively, the IC card 10d can be erased by recording different information, such as a processed signal, a recorded signal, or a desired signal, on the signal to be erased, and the IC card 10d can be issued to a user.

Note that in the above-described erasing, it is sufficient to erase all of the information recorded on the magnetic stripe 11 or information at a predetermined location on the magnetic stripe 11.

<Effects> As described above, according to the present invention, once personal information such as ID code, transaction terms, usage conditions, etc. that do not want to be altered is recorded, that information is recorded on an IC card that cannot be altered. When issuing, a part or all of personal information or corresponding information is recorded on a magnetic stripe, and then this information is read with a magnetic reader and the read information is converted into information recorded in an IC memory. I C
The information recorded in the memory and on the magnetic stripe is erased after being read.
Even if you accidentally touch an input key after you have started inputting information, press a function key incorrectly, or misread the information you are inputting, even if you enter incorrect information once, the correct information can be recorded over the incorrect information.
Since accurate information can be recorded in the IC memory based on this correct information, you can perform input operations with confidence, which is good for both your mental and physical health, and there is no risk of generating unnecessary cards.
Since the information on the magnetic stripe 11 that has been read for recording on the IC memory is erased, the history of recording on the IC memory will not remain on the magnetic stripe 11 forever, allowing the user to use it safely. After issuing a card to a person, additional information is sent to the IC
It is convenient to record in memory, and the correct card can be issued safely, accurately, quickly and economically.

Moreover, based on the information on the magnetic stripe, it is possible to record an extremely large amount of information on the IC memory, which greatly improves the accuracy and speed of recording on the IC card.
This has the effect of making it easier to issue IC cards.

In addition, in the above-mentioned IC card recording process,
If visible information is printed out on an IC card based on the information recorded on the magnetic stripe provided on the IC card, both the printed visible information and the invisible information recorded in the IC memory will be Since both are recorded based on the information recorded on the stripe, it is not possible to easily compare the conventionally visible information and the invisible information in the IC memory with the naked eye, and there is a risk that a card may be issued with a discrepancy. This problem can be solved, and IC cards can be issued to users safely, accurately, quickly, and economically.

[Brief explanation of the drawing]

FIG. 1 is a block diagram for explaining one embodiment of the IC card recording method according to the present invention, and FIG.
The figure is an enlarged perspective view of the IC card 10 in FIG. 1. 10, 10a, 10b, 10c, 10d are IC
11 is a magnetic stripe, 12 is an IC module, 20 is a magnetic card issuing machine, 30 is an IC card issuing machine, 31 is a magnetic reader, 31' is a magnetic recording machine, 32 is an IC recording machine, and 40 is a computer mechanism. be.

Claims (1)

[Claims] 1. An IC in an IC module of an IC card in which a magnetic stripe and an IC module are provided on the same board.
In recording information to memory, the information recorded in IC memory or information corresponding to this is recorded on a magnetic stripe, and then this information is read by a magnetic reader, and after this reading, the information recorded on the magnetic stripe is A method for recording an IC card, comprising a step of erasing the information, and a step of converting the read information as information to be recorded in the IC memory and recording it in the IC memory. 2. The IC card recording method according to claim 1, comprising the step of printing out visible information on the IC card based on the information recorded on the magnetic stripe provided on the IC card.