JPH056475A - Automatic payment machine - Google Patents

Abstract

(57) [Summary] [Object] The present invention relates to an automatic payment depositing machine capable of paying and depositing banknotes and coins, and requires a separate function unit for the banknote and coin transactions possessed by the conventional device, thus increasing the size of the device. It is an object of the present invention to solve the problems of high cost, lower processing speed and lower service to customers. [Structure] Common cash door for banknotes and coins 1
And a store section 2 for temporarily storing banknotes and coins in common, and a safe 3-1 and 3-2 for storing banknotes and coins for each denomination,
First and second transport paths 4 for transporting banknotes and coins, which are between the cash doorway and the store section and the safe,
Have five. The cash inlet / outlet is configured to sort and send out bills and coins to the first and second transport paths, respectively, and receive bills and coins from the first and second transport paths, respectively, and are temporarily stored in the store section. The banknotes and coins are configured to be stored in the safe for each denomination.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic payment deposit machine, and more particularly to an automatic payment deposit machine capable of paying and depositing banknotes and coins.

[0002] In recent years, an automatic teller machine (ATM) has become popular as an indispensable terminal device in financial transactions.
In particular, the ATM is a device that is directly operated by the customer, and it is possible to install a large number of ATMs in a certain space, and it is a device that does not cause inconvenience such as forgetting to take cash. It is desired to improve service.

[0003]

2. Description of the Related Art Among ATM types, devices capable of paying and depositing both banknotes and coins are becoming popular. However, the conventional device having such a function has the following problems.

In the conventional apparatuses, the functional unit for performing the transaction of bills and the functional unit for performing the transaction of coins are dedicated casings for the transaction (payment, deposit) of bills and coins. Further, the cash storage safe is also a separate housing for bills and coins. Therefore, in such a conventional device, the ATM
The housing width of itself increases. .

This limits the number of ATMs that can be installed in a fixed space (automatic machine corner, etc.). Furthermore,
The need for separate functional units for bill and coin transactions increases the price of the ATM device itself.

There are some transactions of banknotes and coins that are carried out by ATM in serial mode or parallel mode.
However, when the ATM is a separate functional unit even if it functions in the parallel mode, it is usual that transactions of bills and coins are carried out separately when the customer uses it.

Therefore, it takes twice as much processing time as one unit to process a transaction. Moreover, since the bill and coin transactions are separate units, there is a greater chance of forgetting to take one. Such a situation leads to deterioration of service to customers.

[0008]

SUMMARY OF THE INVENTION The present invention requires a separate functional unit for bill and coin transactions, which the conventional device has, and the size of the device becomes large, resulting in high cost. The problem is to solve the problem of poor service.

[0009]

FIG. 1 is a diagram showing the principle of the present invention and shows a part of the entire ATM structure according to the present invention. 1 is a common cash doorway for bills and coins. Reference numeral 2 is a store unit that temporarily stores the banknotes and coins deposited from the cash door 1. 3-
Reference numerals 1 and 3-2 are safes that store bills and coins for each denomination.

Cash entrance / exit 1, store section 2 and safe 3-
Between 1 and 3-2, the 1st conveyance path 4 and the 2nd conveyance path 5 which convey a banknote and a coin, respectively are provided. The cash inlet / outlet 1 distributes bills and coins to the first transport path 4 and the second transport path 5, respectively, and sends them out.

Reference numeral 4-1 is a part of the first conveying path 4 and conveys bills sent out from the cash slot 1. 5-1
Is a part of the second conveyance path 5 and conveys coins sent out from the cash door 1.

The cash inlet / outlet 1 further receives bills and coins sent from the first transport path 4 and the second transport path 5. 4-2 is a part of the first conveyance path 4 and conveys bills toward the cash door 1. 5-2 is a part of the second conveyance path 5 and conveys coins toward the cash door 1.

Further, the banknotes and coins temporarily stored in the store section 2 are stored in the safes 3-1 and 3-2 for each denomination (distinction of 1,000 yen, 5,000 yen, 10,000 yen). It is configured.
Reference numeral 6 is a part of the first transport path 4 and transports the banknotes temporarily stored in the store section 2 to the safe 3-1.

A part 7 of the second transfer path 5 transfers coins temporarily stored in the store section 2 to the safe 3-2. The store unit 2, the safes 3-1, 3-2 and the first and second transport paths 4, 5 are housed in one unit.

[0015]

The cash inlet / outlet 1 distributes bills and coins to the first transport path 4 and the second transport path 5, respectively, and sends them out. On the other hand, the cash doorway 1 receives the banknotes and coins sent from the first transport path 4 and the second transport path 5.
Therefore, the banknotes and coins can be commonly taken in and out at the cash door 1.

The banknotes and coins temporarily stored in the store section 2 are safe 3 for each denomination (a distinction between 1,000 yen, 5,000 yen and 10,000 yen).
It is configured to be housed in Nos. 1 and 3-2. Therefore, it is possible to recycle the cash put in the cash doorway 1 for depositing for payment.

Further, the store unit 2, the safes 3-1, 3-2 and the first and second transport paths 4, 5 are housed in one unit. For this reason, it is possible to make the size smaller than the size of the ATM main body provided with the functional unit for each bill and coin.

[0018]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENT FIG. 2 shows an ATM cash door 1 according to the present invention.
FIG. Reference numeral 101 denotes a shutter which is directed toward the front of the ATM and which is vertically opened and closed by the rotation of the roller R1 when the customer inserts and withdraws bills and / or coins.

Now, the shutter 101 is lowered to allow the insertion of bills and coins. When the bill 102 is inserted in this state, the bill is temporarily stored in the bill insertion unit 103. or,
Once coins are inserted, they are temporarily stored in the coin insertion unit 104. When the banknotes and coins are inserted in the form in which the coins are placed on the banknotes, the coins are also temporarily stored in the banknote insertion unit 103.

The bills or coins are inserted into the input section 103 or 104.
Shutter close switch 105
When is pressed, the shutter 101 at the entrance / exit opens the roller R1.
It rises due to the rotation of, and it becomes a state in which the insertion of bills and coins is not accepted.

When the shutter 101 is completely closed, the suction device 105 moves in the direction of the arrow under the control of a control circuit (not shown), and then functions to convey bills and coins into the device. The inhaler 1 is used for transporting the inside of the apparatus.
The rollers R2 and R3 of No. 05 and the rollers R4 and R5 of the bill insertion unit 103 are rotated.

The banknotes existing in the banknote depositing section 103 pass through a part 4-1 of the first conveying path 4 after the small shutter 106 is opened slightly upward, and a first appraisal section 8 (described later) It is sent one by one to (Fig. 5). At this time, if a coin is placed on the bill, the small shutter 106
It is blocked by and is not guided to the first transport path 4 and falls into the coin insertion portion 104 and is settled.

The coins in the coin insertion section 104 pass through a part 5-1 of the second conveyance path 5 when a shutter 107 (not shown in detail) is opened, and a third discrimination section 10 (FIG. 6) described later.
Sent to.

In FIG. 2, 107 is a bill return unit. The bills sent by the part 4-2 of the first transport path 4 are temporarily stored until the counting of all the amounts is completed. Reference numeral 108 is a coin return unit. The coins sent by the part 5-2 of the second transport path 5 are temporarily stored until the counting of all the amounts of money is completed.

When all the counting is completed, the bills and coins are
In that order, they are conveyed and stored in the input units 103 and 104. In the case of bills, the small shutter 106 is opened slightly upward, and then the roll R6 rolls the bill insertion unit 103.
Sent to.

In the case of coins, when the return unit 108 is raised in the direction of the arrow and tilted, it is stored in the insertion unit 104. In the case of bills or coins alone, as described above, the input unit 103 and the input unit 1
The return operation to 04 is performed. When both the banknote and the coin are returned, the banknote is returned to the input unit 103 first, so that the coin is placed on the banknote.

When all the banknotes and coins existing in the return sections 107 and 108 are sent to the input sections 103 and 104, the shutter 101 at the entrance / exit moves down to enable the withdrawal of banknotes and coins.

FIG. 3 shows an embodiment of the store unit 2, and FIG. 4 is an explanatory diagram of its operation. The store unit 2 is located on the back side of the ATM. The store unit 2 is divided into two stages, the upper stage is a banknote store unit 21, and the lower stage is a coin store unit 22.

The banknote store section 21 has rollers R, respectively.
It has a pair of shutters 23 and 24 having the numbers 7 and R8. When the banknotes are stored in the initial state or in the store section 21, the shutter 23 is located above and the shutter 24 is located below. In this state, banknotes can be taken out and inserted from the back of the ATM by a maintenance staff, if necessary.

On the other hand, the coin store section 22 has a conveying path 25 and a shutter 26. When the transport path 25 is stopped and the shutter 26 is in a state of stopping the coin, the coin can be taken out and inserted by the maintenance staff like the bill. This allows the maintenance staff to replenish the rear surface of the ATM as with bills.

Next, the operation of the embodiment of the store section 2 of FIG. 3 will be described with reference to FIG. When the bills are stored in the bill store unit 21, the upper shutter 23 descends downward [FIG. 4, I
(A)]. The 1st discrimination part 8 and the 2nd discrimination part 9 mentioned later.
The verified banknote sent from the conveyance path 4 through (FIG. 5) is accommodated between the upper shutter 23 and the lower shutter 24 by the rollers R9, R7, and R8.

When all of the verified bills are stored in the bill store section 21, the shutter 23 moves upward, and the shutter I shown in FIG.
The state of (b) is obtained. Next, when the banknotes stored in the banknote store section 21 are discharged to the cash slot 1 or an instruction to store the banknotes in the safe 3-1 is received from a control device (not shown), the shutter 24 moves upward, and the shutters shown in FIGS. The state of c) is obtained.

In the state of FIG. 4, I (c), the roller R7
Is rotated and the upper bill is conveyed through the roller 10. When the detector (not shown) detects that there is no bill in the bill store unit 21, the shutter 23 descends and enters the state of I (a) in FIG. In addition, in FIG.
Reference numeral 7 denotes a replenishment shutter, which is opened and closed by a maintenance person when replenishing banknotes and coins from the back of the ATM as necessary.

On the other hand, a third discrimination section 10 (FIG. 6) described later.
The coin discriminated by is passed through a part 28 of the transport path 5 and dropped into the transport path 25 (FIG. 4, II (a)). Transport path 2
5 is rotated in the direction of the arrow, the coin
Is transferred to a position where it is blocked by the
II (b)].

When a coin stored in the coin store section 22 is discharged to the cash door 1 or an instruction to store the coin in the cash box 3-2 is received from a control device (not shown), the stopper 26 opens and the transfer path 25 moves to move the coin. It is transported to the outside of the store unit 22 [FIG. 4, II (c)]. When all the coins are no longer present in the coin store unit 22, the stopper 26 is closed and the movement of the transport path 25 is stopped.

FIG. 5 shows an embodiment of the first transport path 4 for transporting banknotes. The bills inserted into the bill insertion unit 103 are
According to the method described in detail with reference to FIG. 2, it is transported to the part 4-1 of the first transport path 4 and guided to the first discrimination section 8.

The first discriminating unit 8 discriminates a defective setting of the bills in the bill insertion unit 103, folding of the bills, damage, and the like.
The bill is then sent to the second discrimination section 9. The second discrimination unit 9 discriminates denominations, true bills, and false bills. The second discriminating unit 9 sorts the bills into normal discriminating bills and defective discriminating bills according to the result of the discrimination, and sends the bills to the routes D and B, respectively.

The defective discrimination bills sent to the route B are stored in the return unit 107 as described with reference to FIG. 2, and are collectively returned to the bill insertion unit 103. The normal discrimination bill sent to the route D is stored in the store unit 2 as described in FIG.
It is sent to and stored in the banknote store section 21.

The banknotes stored in the store section 2 are sent out from the store section 2 according to an instruction from a control circuit (not shown) as described with reference to FIG. The second discriminating unit 9 discriminates the denominations, passes through the route D, and the upper banknote safe a, the middle banknote safe b in the safe 3-1 for every 10,000-yen, 5,000-yen, and 1,000-yen bills, respectively.
It is stored in the lower banknote safe c.

If there is no safe corresponding to the bill discriminated by the second discriminating section 9, the bill is stored in the bill reject safe 11 dedicated to storage. The storage path of the banknotes stored in the store section 2 to the safe 3-1 is set by the maintenance staff at the ATM.
It is also used when performing replenishment processing from the rear side.

Next, when the customer demands cash payment, the banknote safe 3-1 (a,
emitted from b, c). Banknote safe 3-1 (a, b,
The bill discharged from c) is guided to the second discrimination section 9 through the route A.

The second discriminating unit 9 confirms the normality of the bill, and the bill is stored in the returning unit 107 through the route B and is collectively discharged to the bill inserting unit 103. On the other hand, when the second discriminating unit 9 discriminates that the bill is defective, the bill passes through the route D and is stored in the reject safe 11.

As described with reference to FIG. 3, the banknotes once stored in the store section 2 are instructed by the control circuit to receive cash from the cash slot 1.
In the case of returning and discharging the bills to the bill input unit 103, the bills are transferred from the above-described bill safe box 3-1 except that the second discrimination unit 9 does not perform normal / defective discrimination of bills (only confirmation of safes is performed). The route is similar to the case of releasing.

The bills once stored in the store unit 2 are returned and discharged to the bill insertion unit 103 of the cash door 1.
This is performed when the customer cancels the deposit processing on the way. Next, an example of the second transport path 5 will be described with reference to FIG.

The coins inserted into the coin insertion section 104 are conveyed to the part 5-1 of the second conveyance path 5 and guided to the third discrimination section 10 by the method described in detail with reference to FIG. The third discriminating unit 10 discriminates denominations of coins, true coins, and false coins. The third discriminating unit 10 classifies the coin into a normal discriminating coin and a defective discriminating coin according to the discrimination result, and sends the coins to the routes G and F, respectively.

The defective discrimination coins sent to the route F are stored in the return unit 108 as described with reference to FIG. 2, and are collectively returned to the coin insertion unit 104. The normal discrimination coin sent to the route G is stored in the store unit 2 as described in FIG.
The coins are sent to and stored in the coin store unit 22.

The coins stored in the store section 2 are sent out from the store section 2 according to an instruction from a control circuit (not shown) as described with reference to FIG. 3, and again sent to the third discrimination section 10 via the route H. The third discriminating unit 10 discriminates the denomination, passes the routes E and G, and is stored in the coin safe 3-2. The coin safe 3-2 is a plurality of cylindrical safes according to the denomination.

When there is no safe corresponding to the coin discriminated by the third discriminating section 10, the coin is stored in the coin reject safe 12 for storing. The storage path of the coins stored in the store section 2 into the coin safe 3-2 is also used when the maintenance staff performs the replenishment process from the rear side of the ATM.

Next, when the customer demands cash payment, coins of denominations as required are ejected from the corresponding coin safe 3-2. The coins discharged from the coin safe 3-2 are route H.
Through the third discrimination section 10.

The third discriminating section 10 confirms that the coin is normal,
The coins are accumulated in the return unit 108 through the route F and are collectively discharged to the coin insertion unit 104. On the other hand, when the third discriminating unit 10 discriminates that the coin is defective, the coin passes through the route G and is stored in the reject safe 12.

As described with reference to FIG. 3, coins temporarily stored in the store section 2 are instructed by the control circuit to transfer the coins to the cash door 1
In the case of returning and discharging the coins to the coin input unit 104, except for the fact that the third discrimination unit 10 does not discriminate between normal and defective coins (only the denomination is discriminated), from the coin safe 3-2 described above. The route is the same as when ejecting coins.

The coins once stored in the store section 2 are returned and discharged to the coin insertion section 104 of the cash door 1.
This is performed when the customer cancels the deposit processing on the way. In the embodiment of the present invention, the first transport path 4 and the second transport path 5 shown in FIGS. 5 and 6 can be easily understood from FIG. 3, so that the first transport path 4 is located at the center of the housing. The second transport path 5 is arranged in the periphery of the first transport path 4 and accommodated in a single housing unit.

In the above embodiment, each path in each of the first transport path 4 and the second transport path 5 is physically separate, and in addition, bills or coins on the same path. However, it is possible to define even the above-mentioned transportation as a separate transportation according to the purpose of the transportation. In this case, of course, it is included in the technical idea of the present invention.

[0054]

As described above, according to the present invention, since the cash inlet / outlet 1 and the store section 2 are common to bills and coins, bills and coins can be inserted and returned in a batch. This simplifies transactions, reduces cash forgotten, increases mobility without disrupting equipment, and improves customer service.

Further, since the cash inlet / outlet 1 and the store section 2 are common to bills and coins, and the conveyance paths for bills and coins are accommodated in a single unit, the size of the ATM main body is larger than that of the conventional apparatus. Can be downsized to about 75%.

[Brief description of drawings]

FIG. 1 shows a principle diagram of an ATM according to the present invention.

FIG. 2 shows an embodiment of an ATM cash door of the present invention.

FIG. 3 shows an embodiment of an ATM store unit of the present invention.

4 is an operation explanatory diagram of an embodiment of the store unit of FIG.

FIG. 5 shows an example of the first transport path of the ATM of the present invention.

FIG. 6 shows an embodiment of the second ATM transport path of the present invention.

[Explanation of symbols]

1 cash door 2 store department 3-1 Banknote safe 3-2 coin safe 4 First transport path 5 Second transport path

Claims (5)

[Claims] 1. A cash doorway (1) common to banknotes and coins, a store section (2) for temporarily storing banknotes and coins in common, and a safe (3-) for storing banknotes and coins by denomination.
1, 3-2), the cash doorway (1) and the store section (2), and the safes (3-1, 3-2) between the banknotes and coins, respectively. There is a path (4,5), and the cash doorway (1) distributes bills and coins to the first and second transport paths (4,5) respectively and sends them out (4-1, 5-1). And bills and coins respectively received from the first and second transport paths (4, 5) (4-2, 5-2) and temporarily stored in the store section (2), and The coins are configured to be stored in the safes (3-1, 3-2) for each denomination (6,
7) An automatic payment deposit machine characterized in that it has been done. 2. The store unit (2) according to claim 1,
An automatic payment deposit machine, characterized in that the safes (3-1, 3-2) and the first and second transfer paths (4,5) are housed in one unit. 3. The first discriminating unit (8) according to claim 1 or 2, further discriminating the state of the bill sent out from the cash inlet / outlet (1), whether the bill is a counterfeit bill, and a denomination. It has a second discriminating section (9) for discriminating, and the first transport path (4) uses the first discriminating section (8) and the second bill for bills sent out from the cash doorway (1). Discrimination Department (9)
A first path (C, B) leading to the cash doorway (1) via a banknote and a bill sent out from the cash doorway (1) by the first discrimination section (8) and the second discrimination section. (9)
The second route (C, which leads to the store section (2) via
D) and a third path (6, A, D) for guiding the bill sent out from the store section (2) to the safe (3-1) via the second discrimination section (9), An automatic system having a fourth path (A, B) for guiding a bill sent out from the safe (3-1) to the cash doorway (1) via the second discrimination section (9). Payment deposit machine. 4. The method according to claim 1, 2 or 3, further comprising a third discriminating section (10) for discriminating coins sent out from the cash doorway (1), and the second conveying path (5). ,
A fifth route (E, F) for guiding coins sent out from the cash doorway (1) to the cash doorway (1) via the third discrimination section (10), and from the cash doorway (1) The sixth route (E, G) that guides the coins sent out to the store part (2) via the third discrimination part (10) and the coins sent out from the store part (2) in the third part. Discrimination Department (1
0) via the seventh path (H, E, G) leading to the safe (3-2) and coins sent from the safe (3-2) to the third discriminating section (10). An automatic teller machine having an eighth route (H, E, F) leading to the cash doorway (1) via the route. 5. The automatic teller machine according to claim 2, wherein the second transfer path (5) is arranged around the first transfer path (4).