JPH07160929A - Automatic payment machine with cash management function - Google Patents

Abstract

(57) [Summary] [Object] An object of the present invention is to provide an automatic payment machine with a cash management function, which is capable of completely automated counting and managing the use situation of operating cash handled by an automatic payment machine. According to the present invention, there is provided an automatic payment machine, which dispenses a predetermined amount of cash from an internal cash storage unit based on a payment transaction operation and discharges the cash to a dispensing outlet. An automatic payment machine with a cash management function, which is equipped with a cash operation robot that performs a replenishment operation and a control unit that counts and manages the amount of replenishment replenished by the cash operation robot.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic payment machine used in, for example, a banking business, and more specifically, it has a cash management function for automatically counting and managing replenishment / collection of cash in the automatic payment machine. Regarding automatic payment machines.

[0002]

2. Description of the Related Art Generally, this type of automatic payment machine is used as a payment-only payment machine, and when replenishing the remaining operating cash for each transaction, a cash cartridge is attached to or detached from the automatic payment machine. I am replenishing. At this time, in order to manage the operating cash, a clerk counts and manages the replenishment amount using a counter, etc., and also at the time of cash collection, the collected amount, transaction amount and balance are also calculated using the counter. I was relying on staff work from beginning to end.

For this reason, in managing the operating cash of the automatic payment machine, a staff member is required, which is cumbersome, and the current transaction balance of the automatic payment machine, which changes for each transaction, cannot be easily collated and confirmed. There was a problem that it was difficult to accurately manage the usage status of the operating cash because the operating amount of the automatic payment machine and the operating amount in the store could not be grasped.

[0004]

SUMMARY OF THE INVENTION Therefore, an object of the present invention is to provide an automatic payment machine with a cash management function, which is capable of performing a fully automated operation of operating cash handled by an automatic payment machine to perform counting management.

[0005]

SUMMARY OF THE INVENTION The present invention is an automatic payment machine for paying out a predetermined amount of cash from an internal cash storage unit and discharging it to a dispensing port based on a payment transaction operation. It is characterized by being an automatic payment machine with a cash management function, which is equipped with a cash operation robot that is more connected and operates to replenish cash, and a control means that counts and manages the amount of replenishment replenished from the cash operation robot.

Further, an automatic payment machine for paying out a predetermined amount of cash from an internal cash storage unit and discharging it to a withdrawal outlet based on a payment transaction operation. An automatic payment machine with a cash management function, which is equipped with a cash operation robot that collects cash stored in the machine, and a control means that counts and manages the amount of money collected by the cash operation robot. .

Furthermore, an automatic payment machine for drawing out predetermined cash from an internal cash storage unit and discharging it to a dispensing port based on a payment transaction operation, which is connected to the automatic payment machine from the outside to replenish the cash. / Cash operation robot for collecting operation, storage means for storing the replenishment amount replenished from the cash operation robot and the payment amount transacted by the automatic payment machine, and the replenishment amount, transaction amount and balance cash stored in the storage means It is an automatic payment machine with a cash management function, which is provided with a data output means for permitting output of operation data.

Further, the cash handling robot is characterized in that it is connected to an automatic payment machine and another automatic transaction machine that handles cash so that the operating cash can be replenished / collected and allowed to travel.

[0009]

According to the present invention, when the cash is replenished to the automatic payment machine, the cash operation robot is connected to the automatic payment machine to perform the cash replenishment operation, and the replenishment amount replenished from the cash operation robot is controlled by the control means. Count and manage.

When collecting the cash stored in the automatic payment machine, a cash operation robot is connected to the automatic payment machine to collect cash from the automatic payment machine, and the amount of money collected by the cash operation robot is set. The control means manages counting.

Further, when managing the operating amount paid by the automatic payment machine, a cash operation robot is connected to the automatic payment machine to perform a cash replenishment / collection operation. The storage means stores and manages the payment amount transacted by the payment machine, and the data output means outputs the cash operation data of the replenishment amount, the transaction amount and the balance stored in this storage means.

[0012] Further, the cash operation robot is connected not only to the automatic payment machine but also to other automatic transaction machines that handle cash so that it can be replenished / recovered and connected, and the operational cash for all transaction machines is managed and counted. .

[0013]

As described above, the operating cash replenished in the automatic payment machine is automatically managed by the control means of the automatic payment machine, so that the counting management can be fully automated.
By omitting the troublesome counting operation of the replenishment amount by the staff, the labor of the staff can be saved.

Further, since the operation cash collected from the automatic payment machine is automatically managed by the control means of the automatic payment machine, the counting management can be fully automated, and a troublesome counting operation of the collected amount by the staff member. By omitting, the labor of the staff can be saved.

Furthermore, when the cash handling robot is configured to perform a replenishment / collection operation in response to the amount of cash stored in the automatic payment machine, the operating cash of the automatic payment machine is maintained and managed at an optimum operating amount, and the operation is performed. Since the situation is automatically counted and managed, the replenishment / collection amount and the balance up to the present can be automatically obtained. For example, the operating amount of the automatic payment machine can be set to be displayed or printed out so that the current operating status can be grasped at a glance, and as a result, the clerk can optimally use cash according to the operating status.

Further, when the cash handling robot is made to travel over a wide range and the replenishment / collection operation is performed for all the transaction machines in the store, the total operating amount in the store can be managed accurately.

[0017]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS An embodiment of the present invention will be described in detail below with reference to the drawings. The drawing shows an automatic transaction machine with a cash management function that is installed in a financial store. As shown in FIG. 1, this automatic transaction machine with a cash management function allows cash to be deposited and withdrawn based on a customer's input operation. Automatic teller machine (ATM) 11a
... and an automatic transaction machine (CD) 11b dedicated to payment that allows cash withdrawal transactions based on customer input operations, and a customer-dedicated automatic transaction machine 11 and cash acceptance and withdrawal transaction operations based on operator input operations. A dedicated clerk-only automatic transaction machine 12, a cash operation robot 13 that connects to the automatic transaction machines 11 and 12 from the outside to replenish and collect cash, and an automatic cash replenishment / collection operation to the cash operation robot 13. It comprises a cashier 14 and a remote controller 15 that controls and manages all of these devices wirelessly.

Each of the above-mentioned automatic transaction machines 11 and 12 receives a deposit,
Allowing automatic transactions such as withdrawal and transfer, multiple units are installed in parallel on one side and the other side in front of the store, and customers who visit the store select the customer-dedicated automatic transaction machine 11 for transaction. You can either use it, or select the automated teller machine 12 for the clerk over the counter 16 and use the transaction through the clerk.

In addition, each automatic transaction machine 11 installed in parallel,
Robot running paths 17 are connected to the rear of the robots 12, and the cash operation robot 13 running on the robot running paths 17 performs cash replenishment / collection operations corresponding to the automated teller machines 11 and 12. And each automatic transaction machine 1
1, 12 and the automatic teller machine 1 installed in the rear of the store
4 is connected to the automatic teller machine 14 and is replenished / collected by the automatic teller machine 14 so that the cash handling robot 13 can be operated.
The amount of replenishment / recovery stored inside is adjusted.

Then, the remote control device 15 monitors the operating balance of each of the automatic transaction machines 11 and 12, and the cash operating robot 13 and the automatic teller machine 1 are monitored based on the monitored operating balance.
4 is output to drive the respective automatic transaction machines 11 and 12 to perform the replenishment / collection operation of the optimal cash operation amount.

In this case, at the time of communication from the remote control device 15, the antenna 1 mounted on each of the devices 11 to 15 is used.
As shown in FIG. 2, the respective devices 11 to 14 for handling cash in and out are wirelessly managed through 8 ...
The cash operation data such as the replenished / recovered amount and the balance from 4 are received, and conversely, the operation transaction mode change instruction and the replenishment / recovery instruction are transmitted to the respective devices 11 to 14 to control and manage them. There is.

The remote control device 15 includes a display 19,
A printer 20, a buzzer 21, a display lamp 22 and an input key 23 are provided to warn the buzzer 21 according to the contents of reception, display the display lamp 22 in a lighted state, and replenish / collect individual automatic transaction machines 11 and 12. The operation data such as the amount of money, the balance, and the total amount of operation in the store is displayed on the display device 19 or printed out on the printer 20.

FIG. 3 shows a block diagram of a control circuit of the remote control device 15. The CPU 31 controls each circuit device according to a program stored in the ROM 32, and the control data is stored in the RAM 33 so that it can be read.

The device communication section 34 is used for the customer-only automatic transaction machine 1.
1, the clerk-only automatic transaction machine 12 and the automatic teller machine 14 are wirelessly connected to perform remote control management. Similarly, the robot communication unit 35 is wirelessly connected to the cash handling robot 13 to perform remote control management. As a result, it is possible to simplify the automatic replenishment / recovery structure in the store by eliminating the wiring between the devices, and to allow the cash handling robot 13 traveling in the store to travel smoothly over a wide range.

FIG. 4 shows a block diagram of a control circuit of the cash handling robot 13. The CPU 41 controls each circuit device according to a program stored in the ROM 42, and the control data is stored in the RAM 43 in a readable manner.

The remote control device communication section 44 is connected to the remote control device 15 by radio communication, and the CPU 41 executes a replenishment / recovery operation based on a command signal from the remote control device 15.
In addition, the device communication unit 45 is wirelessly connected to the automatic transaction machines 11 and 12 and the automatic teller device 14 to connect to the remote control device 15.
Based on the command signal from the CPU 41, the CPU 41 causes the cash operation robot 13 to replenish or collect the cash.

The traveling drive unit 46 causes the cash operation robot 13, which is allowed to travel on the robot traveling path 17, to travel in a predetermined direction. The cash processing unit 47 draws out the cash stored in the cash operation robot 13 and replenishes the transaction machines 11 and 12 corresponding to the external connection, and also takes in the cash from the external transaction machines 11 and 12 to collect the cash. To do. Further, the power supply unit 48 is turned on / off based on a command signal from the remote control device 15, and causes the cash operation robot 13 to perform an output operation when the power is turned on.

FIG. 5 shows a bill replenishment / collection structure of the automatic payment machine 11b and the cash operation robot 13, and on the automatic payment machine 11b side, a dispensing port 51 on the front side and a replenishment connection portion 52 on the back side. And the collection connection portion 53 are connected via a replenishment path 54, a withdrawal path 55, and a collection path 56.

Among these, the first to third stackers 57a to 57c of the denominations are arranged inside the replenishment path 54, and the bills 58 ... Replenished from the cash operation robot 13 are supplied to the replenishment path 5.
The stackers 57a to 57c are made to store and stand by via 4. The banknotes 58 ... Stored and stored here are discharged to the dispensing port 51 via the dispensing path 55 during the dispensing transaction, and two dispensing detectors 59 on the dispensing path 55 dispense at the time of this dispensing. Return path 6 that is branched and connected to the withdrawal path 55
0 to the temporary holding section 61 to hold.

When the bills 5 are collected from the stackers 57a to 57c, the bills 5 fed from the stackers 57a to 57c are collected.
8 ... is transported to the recovery connection part 53 via the recovery path 56,
From this, the cash operation robot 13 connected to the back side is collected.

On the other hand, on the cash handling robot 13 side, on the front surface, there is a connection corresponding portion 62 which corresponds to the replenishment connection portion 52 and the recovery connection portion 53 of the automatic payment machine 11b. , Internal stacker 6 by denomination
3a to 63c and the collection box 64 are connected via a robot replenishment path 65 and a robot recovery path 66.

The bills 58 stored in the stackers 63a to 63c of the denominations are conveyed to the connection corresponding portion 62 via the robot replenishment path 65 at the time of replenishment, and the discrimination portion 67 is in the middle of the conveyance, the denomination, the number of coins, etc. Are discriminated, and supplementary supply is made to the automatic payment machine 11b side.

On the other hand, at the time of collection, the automatic payment machine 11
The banknotes 58 ... Are taken in from the b side via the robot collection path 66, collected, and discriminated by the discriminating section 67 in the middle of conveyance, and distributed and stored in each of the stackers 63a to 63c by denomination. Also,
When an abnormal bill for discrimination occurs during replenishment / collection, the bill is collected in the collection box 64.

As described above, the automatic payment machine 11b receives and replenishes cash from the cash operation robot 13, and
An appropriate amount of banknotes can be maintained by discharging cash and collecting it by the cash operation robot 13. In addition, in this case, the cash operation robot 13 uses the automatic teller machine 11 in addition to the automatic payer 11b.
a and a clerk-dedicated automated teller machine 12 have a common connection structure that can be commonly connected, and a single unit can handle it, and it can automatically perform replenishment / collection operations without requiring clerk operation, especially replenishment / The collection operation becomes quick.

FIG. 6 is a block diagram of a control circuit for counting and managing the amount of replenishment / recovery of the automatic payment machine 11b and the cash operation robot 13 described above. Input operation data input by the customer to the automatic payment machine 11b is internally communicated. Interface 6
8 is input to the CPU 69, and the CPU 69 drives and controls the withdrawal processing unit 70 based on the input operation data.
Further, the replenishment processing unit 71 and the collection processing unit 72 are drive-controlled according to the storage standby amount of the banknotes, and the withdrawal / replenishment / collection data at that time is readablely stored and managed in the storage unit 73.

Also, the automatic payment machine 11b at the time of replenishment / collection
When the cash handling robot 13 is connected with the cash handling robot 13, the robot interface 74 and the CD interface 75 are connected.
Is connected, and the CPU 4 of the cash operation robot 13 responds to a request for replenishment / collection to a specific automatic payment machine 11b.
In No. 1, the replenishment / recovery data is stored in the RAM 43 so that the replenishment / recovery data at that time can be read out by the RAM 43.

As described above, the amount of fluctuation of bills at the time of dispensing / replenishing / collecting is managed by the automatic payment machine 11b itself, and the data is stored and managed in detail. For example, as shown in FIG. 7, the number of replenishments by denomination, the total number of payment transactions by denomination,
When the clerk wants to store and manage the number of collected denominations, and the attendant wants to grasp and manage the current operating state, the clerk can print out the operating state of the automatic payment machine 11b via the remote control device 15 to inform the clerk accurately. Can understand the current operating status at a glance, and can instantly achieve optimal cash management.

The replenishment / collection management operation of the automatic transaction machine with a cash management function configured as described above will be described below. Now, for example, when replenishing bills to the automatic payment machine 11b, the cash operation robot 13 runs on the back side of the automatic payment machine 11b designated to be replenished and connected, and the bills are paid out from the cash operation robot 13. The automatic payment machine 11b is replenished with a predetermined number of sheets. At this time, the replenishment amount replenished from the cash operation robot 13 is the CPU of the automatic payment machine 11b.
Since the 69 and the storage unit 73 automatically manage the counting each time, the number of replenished sheets can be completely automated and managed, and when the staff member confirms the number of replenished sheets, the remote control device 15
You can easily confirm and confirm by displaying or printing out.

Next, when collecting the bills stored in the automatic payment machine 11b, the cash operation robot 13 runs on the rear side of the specified automatic payment machine 11b to be connected, and after the connection, it is automatically connected. Banknotes are paid out from the payment machine 11b and the cash handling robot 13 collects a predetermined number. At this time, since the CPU 69 and the storage unit 73 of the automatic payment machine 11b automatically count and manage the collected amount collected by the cash handling robot 13, the collected number can be managed completely automatically. When the staff member confirms the number of collected sheets, it can be easily grasped and confirmed by displaying or printing out on the remote control device 15.

Further, when the replenishment operation and the collection operation are performed on the automatic payment machine 11b to maintain the operation amount at the optimum amount, each time the cash operation robot 13 is connected to the automatic payment machine 11b to perform the replenishment / collection operation, The CPU 69 and the storage unit 73 of the automatic payment machine 11b automatically count and manage the replenished / recovered amount each time, and manage the replenished / recovered amount by completely automating.

For example, when obtaining the balance after the end of the transaction or up to the present, the balance can be automatically obtained from the formula of the number of replenishments-the total number of payments = the number of collections. Alternatively, it can be printed out by the printer 20 and the current transaction operation status can be grasped at a glance, and the clerk can carry out optimal cash operation according to the transaction operation status.

In addition, the cash operation robot 13 can be replenished / collected in the same manner not only for the automatic payment machine 11b but also for other transaction machines such as the automatic payment machine 11a ... and the clerk-only automatic transaction machine 12 ... Since the operation robot 13 can be connected and set to the optimum operation amount, the operation cash for all the transaction machines 11, 12 can be counted and managed, and the total operation amount for all the transaction machines 11, 12 in the store can be accurately managed. it can. In addition to this, the individual operation data for each transaction machine is stored in the remote control device 15
Not only that, the transaction machine itself can be configured to display / print out.

As described above, since the control system of the automatic payment machine automatically manages the counting of the replenishment / recovery bills for the automatic payment machine, it is possible to fully automate the counting management, and the troublesome replenishment / collection by the staff member. Omit the counting operation of
Labor saving of staff work can be achieved. Further, when the replenishment / recovery operation is automatically performed and the operation amount is maintained and managed optimally, the transaction operation status is automatically counted, so that the replenishment / recovery amount up to the present and the balance can be automatically obtained. . Also, since this data can be output and the current transaction operation status can be grasped at a glance, the clerk can achieve the optimal cash operation according to the transaction operation status. When the transaction machine is configured to be replenished / collected, the total operating amount in the store can be managed.

In the correspondence between the configuration of the present invention and the above-described embodiment, the cash storage unit of the present invention corresponds to the first to third stackers 57a to 57c of the embodiment, and hereinafter, similarly, the control means, Corresponding to the CPU 69, the data output means corresponds to the display 19 and the printer 20, the storage means corresponds to the storage section 73, and the other automatic transaction machines are the automatic teller machine 1.
1a ... and automated teller machine 12 ...
The present invention is not limited to the configurations of the above-described embodiments.

[Brief description of drawings]

FIG. 1 is a perspective view showing an example of an automatic transaction machine with a cash management function in a financial store of the present invention.

FIG. 2 is a schematic plan view showing a communication state of the automatic transaction machine with a cash management function of the present invention.

FIG. 3 is a block diagram of a control circuit of the remote control device of the present invention.

FIG. 4 is a control circuit block diagram of the cash operation robot of the present invention.

FIG. 5 is an internal configuration diagram showing a replenishment / collection structure of an automatic payment machine and a cash operation robot of the present invention.

FIG. 6 is a control circuit block diagram of a bill counting management state of the automatic payment machine and the cash operation robot of the present invention.

FIG. 7 is a data explanatory view showing a data management state of the automatic payment machine according to the present invention.

[Explanation of symbols]

 11 ... Customer-only automatic transaction machine 11a ... Automatic deposit payment machine 11b ... Automatic payment machine 12 ... Salesperson-only automatic transaction machine 13 ... Cash handling robot 17 ... Robot running path 19 ... Display device 20 ... Printer 41,69 ... CPU 51 ... Out Gold port 54 ... Replenishment route 55 ... Withdrawal route 56 ... Collection route 57a to 57c ... Stacker 58 ... Paper currency

Claims (4)

[Claims] 1. An automatic payment machine for paying out predetermined cash from an internal cash storage unit and discharging it to a dispensing port based on a payment transaction operation, wherein the automatic payment machine is externally connected to supplement cash. An automatic payment machine with a cash management function, which includes a cash management robot and a control means for counting and managing the amount of replenishment replenished by the cash management robot. 2. An automatic payment machine for paying out a predetermined amount of cash from an internal cash storage unit based on a payment transaction operation and discharging the cash to a dispensing outlet, which is externally connected to the automatic payment machine.
An automatic payment machine with a cash management function, comprising a cash operation robot that collects cash stored in the automatic payment machine, and a control unit that counts and manages the amount of money collected by the cash operation robot. 3. An automatic payment machine for paying out predetermined cash from an internal cash storage unit and discharging it to a dispensing port based on a payment transaction operation, which is externally connected to the automatic payment machine,
A cash operation robot that replenishes / collects cash, a storage unit that stores a replenishment amount replenished from the cash operation robot and a payment amount transacted by an automatic payment machine, and a replenishment amount and a transaction amount stored by the storage unit. An automatic payment machine with a cash management function, which is provided with a data output means for allowing the remaining cash operation data to be output. 4. The automatic cash management function according to claim 1, wherein the cash operation robot is connected to an automatic payment machine and another automatic transaction machine that handles cash by allowing the operation cash to be replenished / collected. Payment machine.