JPH077464B2 - Cash handling equipment - Google Patents

Description

[Detailed Description of the Invention] [Outline] A cash handling apparatus capable of storing denomination discrimination data for each transaction in correspondence with a transaction identification code and storing a plurality of transactions. Sometimes, with the aim of providing a cash handling device that can be easily and quickly traced and confirmed, the denomination is discriminated by a discriminating means by paying out money from the money storage unit based on a withdrawal transaction request. Is a cash handling apparatus that counts the amount of money according to the denomination discrimination data and pays out the requested amount of money from the outlet, and an identification code generating means that generates an identification code for each transaction at the start of the transaction, A storage means for sequentially storing denomination discrimination data for each transaction for a plurality of transactions in units of one currency is made to correspond to the identification code generated by the code generating means.

[Industrial application field]

The present invention relates to a cash handling apparatus used in a financial institution or the like, and more particularly to a cash handling apparatus capable of storing a plurality of transactions by correlating denomination discrimination data for each transaction with a transaction identification code. is there.

2. Description of the Related Art In recent years, cash handling devices such as automatic teller machines (hereinafter referred to as ATMs) that are operated and operated by customers at banks have become widespread.

In these devices, the money to be deposited and withdrawn is identified by denomination, and the discrimination data is stored in the storage unit.However, when the next transaction occurs, the discrimination data of the previous transaction will be erased and misidentification will occur. Since a follow-up investigation at the time of an abnormality such as a trouble with a customer or the like cannot be performed, a method that enables this is desired.

[Conventional technology]

Figure 5 shows a block diagram of a recycle type ATM. In the figure, the cash handling unit 2 includes a discriminating unit 21a having a discrimination data memory 20a for discriminating denominations of deposit and withdrawal money, a counting unit 22 for counting the discrimination data, and a money storage unit 23, for depositing and withdrawing money. Discriminate / count and store / send.

Further, 3 is an operation display section, 4 is a card read / write section (hereinafter referred to as a card R / W section), 5 is a transaction data memory, 6 is a printer section, 7 is a management panel equipped with operation buttons and a display, and 8 is main control. Indicates a part. Further, the ATM1 is connected by a line to a host computer (hereinafter referred to as a host) (not shown).

The currency storage unit 23 is a storage unit in which the counted currency is stored by denomination.
23a to 23c, and a reject box 23d for collecting money when there is a double feed or the like in the dispensed money and when the dispense transaction is aborted midway.

Therefore, if the customer presses the transaction mode, for example, payout mode button on the operation display unit 3 and inserts the transaction card and then inputs the PIN, the PIN is verified, and if the withdrawal request amount is further input, the transaction is made to the host. Whether the transaction is possible or not is inquired, and the requested amount of money is returned in response to the transaction being accepted.
The denomination discrimination is performed by the discrimination unit 21a, and the denomination discrimination data (hereinafter referred to as discrimination data) is sent to the discrimination data memory 20a and the counting unit 22 and is counted by the counting unit 22 and is not shown in the drawing. Withdraw to.

Card information such as account number, personal identification number, etc. read from the transaction card, transaction information such as transaction amount, transaction time, etc. are sequentially stored in the transaction data memory 5, where the transaction information is read and receipt paper and journal paper are read by the printer unit 6. , The receipt is issued and the transaction card is sent out at the same time. The journal form is taken up in the device, the transaction information is sent to the host, and the transaction ledger file is updated.

When the customer takes out the money dispensed to the dispensing port, the sensor provided at the dispensing port deactivates the currency detection and the transaction ends.
The transaction data memory 5 is cleared when the transaction ends.

The transaction is carried out in this way.

Thus, when the day's trading is completed, the management panel 7 is operated to perform a scrutiny to confirm the number of coins set for each denomination, the number of coins deposited and withdrawn through the transaction, and the remaining number. When necessary, a confirmation survey may be conducted during the business hours, such as when the customer requests a difference in the amount of money to be withdrawn or withdrawn.
This is called scrutiny.

Here, the discrimination data memory 20a stores the discrimination data, and the following two methods are used for storing the discrimination data.

(A) Method based on the number of coins Sequential identification data is stored as the number of coins for each transaction unit. For example, in the case where it is sequentially discriminated as 10,000,000, 10,000,000, 10,000,000, 10,000,000, 10,000,000, 10,000,000 is stored as a result.

When there is the next transaction, the discrimination result of the previous transaction is deleted.

(B) Method of storing discrimination result of currency in series: For each transaction unit, the discrimination data is sequentially stored in the series as it is. For example, if it is sequentially distinguished as 10,000,000, 10,000,000, 10,000,000, 10,000,000, 10,000,000, it is stored as it is.

When there is the next transaction, the discrimination result of the previous transaction is deleted.

[Problems to be solved by the invention]

According to the above-mentioned conventional method, when conducting a follow-up survey by a customer's offer of difference in deposit / withdrawal amount, etc., first, a provisional scrutiny is carried out to check the amount of cash stored in the money storing unit 23 and the storing order. , The receipt or the journal is checked and confirmed. Therefore, according to the method of (a) and (b), the capacity of the discrimination data memory is reduced and the discrimination data of one transaction is temporarily stored. According to the method, the result may be normal even if misidentification occurs, for example, 15,000, 1,000,000, 1,000,000, 10,000,000,
Even if there is an error in the identification of the underlined part, the result will not change, so it is unclear which one was wrong, and the money storage order at the time of deposit is not correct. When the next transaction occurs, the previously stored data will be lost and it will not be possible to trace any abnormalities.

In the method of (b), when the next transaction is made, the previously stored data is lost and it is impossible to trace the abnormality. Therefore, it is possible to store a plurality of transactions without deleting them, but it is difficult to associate actual data with a specific transaction.

Further, in any of the methods (a) and (b), when the transaction is aborted midway, no record is left and the follow-up investigation becomes impossible.

There is a problem.

It is an object of the present invention to provide an automatic transaction device that can easily and quickly perform a follow-up survey and confirm it when misidentification or trouble with a customer occurs.

[Means for solving problems]

 FIG. 1 is a block diagram of the principle of the present invention.

In the figure, 21 is a discrimination means, 9 is an identification code generating means for generating an identification code for each transaction at the time of starting a transaction, and 20 is discrimination data for each transaction in correspondence with the identification code generated by the identification code generating means 9. It is a storage means for accumulating and storing a plurality of transactions for each sheet.

Therefore, the discrimination data for a plurality of transactions is configured to be accumulated and stored in the storage means 20 in association with the identification code for each transaction.

[Action]

When the transaction is started, an identification code for each transaction is generated from the identification code generating means 9, and the discrimination data corresponding to the identification code and discriminated by the denomination toward the discrimination means 21 is stored in a unit of one currency. It is stored in 20 and is accumulated and stored for each transaction corresponding to the denomination identification code.

In this way, since the discrimination data is stored separately for each transaction in units of one currency, there is no disappearance of the discrimination data,
When an abnormality occurs, it can be easily and promptly followed up and confirmed.

〔Example〕

An embodiment of the present invention will be described below with reference to FIGS. The same reference numerals denote the same objects throughout the drawings. Second
In the figure, those corresponding to FIG. 1 are shown surrounded by a one-dot chain line.

FIG. 2 is a block diagram of the ATM 1a. In the figure, the transaction number generation unit 9a is provided with a counter (not shown), and at the start of each transaction, the transaction number is counted by the counter to generate a serial number.

The discrimination data memory 20b has a ring-shaped discrimination data storage area, has a capacity for storing discrimination data of a plurality of transactions (for example, about 10 to 20 transactions), and discriminates each transaction corresponding to a transaction number. Store data in units of currency. That is, as shown in FIG. 4, after the start signal STX and the transaction number, the discrimination data is stored for each currency,
The end signal ETX and the transaction number are stored next to the last discrimination data of the Nth sheet and separated. The next transaction will continue to be stored underneath as well. Therefore, the discrimination data is stored as it is even when the transaction is aborted. Once again 1
An alarm will be issued when all storage areas are used in the transaction.

Similar to the main control unit 8 described in the conventional example, the main control unit 8a sends a discrimination start instruction, that is, a start signal STX to the discrimination unit 21a for each transaction, and when the payout of money for the transaction is completed. A discrimination end instruction, that is, an end signal ETX is sent, but at the same time when the start signal STX is sent, the transaction number generation unit 9a is controlled to transmit the transaction number for each transaction.

Since it has such a configuration and functions, its operation will be described with reference to the flowchart of FIG.

First, the main control unit 8a is a discrimination unit prior to paying out money.
A start signal STX is sent to 21a, and at the same time, the transaction number is sent from the transaction number generation section 9a to the discrimination section 21a.

The discrimination unit 21a is activated, and stores the start signal STX and the transaction number in predetermined storage areas of the discrimination data memory 20b, as shown in FIG.

Each time the dispensed money enters, the discrimination unit 21a performs denomination discrimination, and at the same time sends the discrimination data to the counting unit 22,
Sequentially store in the storage area of the discrimination data memory 20b.

The counting unit 22 counts the number of types of money and converts it into an amount of money.

When the payout of money is completed, the end signal ETX is sent to the denomination discriminating unit 21a, and the end signal ETX and the transaction number are stored next to the last Nth discriminative data storage area of the discrimination data memory 20b.

The counting unit 22 counts the amount of money, notifies the main control unit 8a, and is stored in the transaction data memory 5. When the money is discriminated, it is withdrawn after confirming the amount when it is dispensed, and when it is deposited, it is stored in the currency storage unit 23 by denomination.

Thus, when the next transaction is started, (1) to (3) are repeated, the discrimination data of a plurality of transactions is stored in the discrimination data memory 20b corresponding to the transaction numbers, and the storage area is used in a ring shape.

In this way, the discrimination data of a plurality of transactions is stored in the discrimination data memory 20b. Therefore, when an abnormality occurs, pressing the operation button on the management panel 7 causes the discrimination data stored in the discrimination data memory 20b to be sorted by transaction number. It can be checked by a method of displaying on the screen, a method of printing out by the printer unit 6 or the like, and a tracking investigation can be performed easily and promptly for confirmation.

In the above example, the case has been described in which the discrimination data memory 20b provided in the discrimination unit 21a is used as a storage unit that stores the discrimination data of a plurality of transactions, but a method provided in another part, for example, the main control unit 8a.
Needless to say, it may be a storage means directly connected to.

〔The invention's effect〕

As described above, according to the present invention, since the discrimination data for a plurality of transactions is stored in correspondence with the transactions, the confirmation with the actual transaction data and the occurrence of the misidentification and the trouble with the customer occur The effect is that the cause can be traced easily and quickly.

[Brief description of drawings]

 FIG. 1 is a block diagram of the principle of the present invention, FIG. 2 is a block diagram showing an embodiment of the present invention, FIG. 3 is a flowchart of the embodiment, FIG. 4 is an explanatory view of the embodiment, and FIG. 3 is a block diagram of an ATM showing FIG. In the figure, 9 is an identification code generation means, 9a is a transaction number generation part, 20 is a storage means, 20a and 20b are discrimination data memories, 21 is a discrimination means, and 21a is a discrimination part.

Claims (1)

[Claims] 1. A denomination discrimination is performed by a discrimination means (21) by paying out money from a money storage unit based on a withdrawal transaction request,
A cash handling device that counts the amount of money according to denomination discrimination data and pays out the money of the requested withdrawal amount from the outlet, and an identification code generating means (9) for generating an identification code of the transaction at the start of each transaction. And the denomination discrimination data for each transaction corresponding to the identification code generated by the identification code generation means (9)
Storage means for accumulating and storing multiple transactions for each sheet (20)
And a cash handling device.