JPH11159247A - Safe box system - Google Patents

Abstract

(57) [Summary] [Problem] The present invention enables a lending user to be specified and a safe to use a safe without cash. In addition, an empty safe can be used effectively, and the use status of the safe can be checked by another automatic transaction device. [Solution] The present invention lends and returns a safe using a magnetic card. It is like that. Further, the use status of the safe deposit box is managed by an empty management information table in the host computer.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a safe deposit box system comprising a plurality of safes managed by an automatic transaction apparatus for performing transaction processing used in banks and the like.

[0002]

2. Description of the Related Art Conventionally, there have been systems for safe deposit boxes, such as coin lockers installed in railway stations and the like, and safe deposit boxes installed in banks and hotels.

[0003] In the above-mentioned coin locker, a user can store an object to be stored in a storage section, close a door thereof, and insert a coin into a coin insertion slot, so that a dedicated key can be used. The user locks using the dedicated key, and unlocks using the key when taking out the deposit.

[0004] Such a coin locker can be used casually without manual intervention, but cannot be used without coins. Further, such a coin locker is used by an unspecified user and cannot identify the user, and thus may be used for a crime.

[0005] A safe provided in a bank or the like is:
The user performs a borrowing procedure in advance at a counter or the like, and occupies and uses the borrowed safe. When locking or unlocking a safe, such a safety box uses two keys, a key held by the user and a key held by the safe manager, to witness the safe manager. Locking or unlocking is performed under

[0006] In such a safe deposit box, when the user occupies the safe box, the safe cannot be effectively used even if the safe is unused. Further, when locking and unlocking, a safe manager must be present and the locking and unlocking must be performed manually.

[0007]

As described above, the safe is restricted to use by coins, the user cannot be identified, or an unused safe cannot be used effectively. It eliminates the drawback of requiring manual intervention for locking and unlocking. It is not restricted to the use of coins, it is possible to identify users, and to effectively use unused safes. It is an object of the present invention to provide a safe deposit box system which can be locked and unlocked without human intervention.

[0008]

According to the present invention, there is provided a safety deposit box system comprising a plurality of safes whose use is managed by an automatic transaction apparatus which processes transactions using an information storage medium possessed by a user. A transaction device, storage means for storing the use of each safe in the plurality of safes, unused status, selection means for selecting various transactions including use of the safe,
When there is an input to use the safe by this selection means, a search means for searching for the use or unused state of each safe stored in the storage means, when an unused safe is searched by this search means, Reading means for receiving the information storage medium possessed by the user and reading the information stored in the information storage medium, and determining whether the safe can be used or not based on the information read by the reading means. Means, and permission means for permitting use of the searched safe when it is determined that the safe is available.

[0009] The safe deposit box system according to the present invention comprises a plurality of safes whose use is managed by an automatic transaction device that processes transactions using an information storage medium possessed by a user. Storage means for storing the status of each safe in the safe, unused status, selection means for selecting various transactions including the use of the safe, and when there is an input to use the safe by this selection means, the storage means is stored in the storage means. A search means for searching the use and unused status of each safe, and when an unused safe is searched by this search means,
Reading means for receiving the information storage medium possessed by the user and reading the information stored in the information storage medium, and determining whether the safe can be used or not based on the information read by the reading means. Means, permission means for permitting use of the searched safe when the use is judged by the judgment means, and unlock means for unlocking the safe when the use is permitted by the permission means. ing.

[0010] The safe deposit box system according to the present invention comprises a plurality of safes whose use is managed by an automatic transaction device that processes transactions using an information storage medium possessed by a user. Storage means for storing the status of each safe in the safe, unused status, selection means for selecting various transactions including the use of the safe, and when there is an input to use the safe by this selection means, the storage means is stored in the storage means. A search means for searching the use and unused status of each safe, and when an unused safe is searched by this search means,
Reading means for receiving the information storage medium possessed by the user and reading the account information stored in the information storage medium, and determining whether the safe can be used or not based on the account information read by the reading means Determining means, when the determining means determines that the safe is available, a permitting means for permitting use of the searched safe, and using the safe usage fee permitted by the permitting means from the account of the information storage medium. It is composed of processing means for performing processing for subtracting a fee.

[0011] The safe deposit box system according to the present invention comprises a plurality of safes whose use is managed by an automatic transaction apparatus that processes transactions using an information storage medium possessed by a user. Selection means for selecting various transactions including the inquiry of the use status of the safe and the safe, and when there is an input to use the safe by the selection means, the information storage medium owned by the user is accepted and stored in the information storage medium. Reading means for reading the account information which is being read, determining means for determining whether or not the safe is available based on the account information read by the reading means, and when the determining means determines that the safe is available, an unused safe Allocating means for allocating safes, storage means for storing the account information in correspondence with safe identification information previously given to the safe allocated by the allocating means, and money by the selecting means. When there is an input for inquiring the usage status of the user, the information storage medium possessed by the user is accepted, the account information stored in the information storage medium is read, and the read account information is used for the storage means. Control means for searching for safe identification information corresponding to the stored account information;
And display means for displaying safe identification information retrieved by the control means.

[0012] The safe deposit box system according to the present invention comprises a plurality of safes whose use is managed by an automatic transaction apparatus that processes transactions using an information storage medium possessed by a user. Storage means for storing the use of each safe in a safe, unused information and user information corresponding to the used safe, an instruction means for instructing an inquiry on the use status of the safe, and When the inquiry is instructed, the information processing apparatus is constituted by display means for displaying information on the safe in use stored in the storage means and user information corresponding to the safe.

[0013] The safe deposit box system according to the present invention comprises a plurality of safes whose use is managed by an automated teller machine that processes transactions using an information storage medium possessed by the user. Selection means for selecting various transactions including the above, when the selection means receives an input to use the safe, accepts the information storage medium owned by the user and reads the account information stored in the information storage medium Means, determining means for determining whether the safe is available or not based on the account information read by the reading means,
An allocating means for allocating an unused safe when it is determined that the safe is usable by the determining means, a storing means for storing account information in correspondence with safe identification information previously assigned to the safe allocated by the allocating means, When there is an input for performing various transactions by the selection means, the information storage medium possessed by the user is accepted, the account information stored in the information storage medium is read, and whether the transaction is possible or not is determined from the read account information. Control means for determining, processing means for performing the transaction selected by the selection means when the transaction permission is determined by the control means, an account stored in the storage means using the account information read by the control means Search means for searching safe identification information corresponding to information, and when the transaction by the processing means is completed, the transaction result and safe identification information searched by the search means And a print issuance means for issuing by printing.

[0014] In the safety deposit box system of the present invention, an automatic transaction device for performing a transaction using an information storage medium possessed by a user is connected to an external device via a communication line. In a device comprising a plurality of safes whose use is controlled, the external device comprises storage means for storing the status of each safe in each of the plurality of safes and unused status, and the automatic transaction device uses Selection means for selecting various transactions including: a search means for searching the used / unused state of each safe stored in the storage means of the external device when there is an input to use the safe by the selection means; When an unused safe is searched for by the search means, the information storage medium owned by the user is accepted, and reading means for reading information stored in the information storage medium is used. Means for judging whether or not the safe is available based on the information read by the means, and permission means for permitting use of the searched safe when the judgment means judges that the safe is usable. ing.

In the safety deposit box system according to the present invention, an automatic transaction device for performing a transaction using an information storage medium possessed by a user is connected to an external device via a communication line. In a device comprising a plurality of safes whose use is controlled, the external device comprises storage means for storing the status of each safe in each of the plurality of safes and unused status, and the automatic transaction device uses Selection means for selecting various transactions including: a search means for searching the used / unused state of each safe stored in the storage means of the external device when there is an input to use the safe by the selection means; When an unused safe is searched for by the search means, the information storage medium owned by the user is accepted, and reading means for reading information stored in the information storage medium is used. Means for judging whether or not a safe is available based on information read by the means, permission means for permitting the use of the searched safe when the judgment means judges that the safe is available, and this permission It comprises an unlocking means for unlocking the safe when the use is permitted by the means.

In the safety deposit box system according to the present invention, an automatic transaction device for performing transaction processing using an information storage medium possessed by a user is connected to an external device via a communication line. In a device comprising a plurality of safes whose use is controlled, the external device comprises storage means for storing the status of each safe in each of the plurality of safes and unused status, and the automatic transaction device uses Selection means for selecting various transactions including: a search means for searching the used / unused state of each safe stored in the storage means of the external device when there is an input to use the safe by the selection means; Reading means for receiving an information storage medium owned by the user and reading account information stored in the information storage medium when an unused safe is searched by the search means; Based on the account information read by the reading means, determination means for determining safe accessible, the disabled,
When it is determined that the safe is usable, the permission means for permitting use of the searched safe, and the usage fee of the safe permitted by the permission means are subtracted from the account of the information storage medium. It is composed of processing means for performing processing.

In the safety deposit box system according to the present invention, first and second automatic transaction devices for performing transaction processing using an information storage medium possessed by a user are connected to an external device via a communication line,
In a device comprising a plurality of safes whose use is managed by the first automatic transaction device and the external device, the first automatic transaction device selects various transactions including use of a safe. A first reading means for receiving an information storage medium possessed by the user and reading account information stored in the information storage medium when an input for using a safe is made by the first selection means; It is composed of a judging means for judging whether or not a safe is available based on the account information read by the first reading means, and an allocating means for allocating an unused safe when the judging means judges that the safe is available. Wherein the external device comprises storage means for storing account information corresponding to safe identification information previously assigned to the safe assigned by the assigning means of the first automatic transaction device, Second selecting means automatic transaction apparatus, for selecting various transactions, including query safe usage, the second
When there is an input to inquire about the use status of the safe by the selection means, accept the information storage medium owned by the user,
Second reading means for reading account information stored in the information storage medium, and using the account information read by the second reading means, safe identification information corresponding to the account information stored in the storage means; , And display means for displaying the safe identification information searched by the search means.

In the safety deposit box system according to the present invention, first and second automatic transaction devices for performing transaction processing using an information storage medium possessed by a user are connected to an external device via a communication line,
In a device comprising a plurality of safes whose use is controlled by the first automatic transaction device and the external device, the external device is used for each safe in the plurality of safes, unused information and used safes. The second automatic transaction device is constituted by storage means for storing corresponding user information.
Instruction means for instructing the use status of the safe, and when instructing the use status of the safe by the instruction means, the information of the safe used and the user information corresponding to the safe are stored in the storage means. It consists of display means for displaying.

In the safety deposit box system according to the present invention, first and second automatic transaction devices for performing transaction processing using an information storage medium possessed by a user are connected to an external device via a communication line.
In a device comprising a plurality of safes whose use is managed by the first automatic transaction device and the external device, the first automatic transaction device selects various transactions including use of a safe. A first reading means for receiving an information storage medium possessed by the user and reading account information stored in the information storage medium when an input for using a safe is made by the first selection means; First determining means for determining whether or not a safe is available based on the account information read by the first reading means; when the first determining means determines that the safe is usable, an unused safe is determined; The external device corresponds to the account information read by the first reading means to the safe identification information previously assigned to the safe assigned by the assigning means of the first automatic transaction device. Remember Consists that the storage means, the second
The automatic transaction apparatus receives the information storage medium possessed by the user when the second selection means selects various transactions, and when the second selection means receives an input for performing various transactions, Second reading means for reading the account information stored in the medium, second determining means for determining whether or not a transaction is possible from the account information read by the second reading means;
Processing means for performing the transaction selected by the second selecting means when the second determining means determines that the transaction is possible;
A search unit that searches for safe identification information corresponding to the account information stored in the storage unit using the account information read by the second reading unit; And the safe issuing unit that prints and issues the safe identification information retrieved by the retrieval unit.

[0020]

Embodiments of the present invention will be described below with reference to the drawings.

FIG. 1 is a diagram schematically showing a configuration of a safe deposit box system according to an embodiment of the present invention. As shown in FIG. 1, in this safe deposit box system, an automatic transaction device 1a (1b) such as a plurality of cash processors and a host computer (external device) 24 are connected by a communication line 23. Safes K1-
Kn is connected. The safe deposit box system includes an automatic transaction apparatus 1a and a plurality of safes K1,.
And may be configured by:

FIG. 2 shows an automatic transaction device (for example, installed in a bank office, which constitutes this safe deposit box system,
1 shows the appearance of an automatic teller machine 1a that can perform transactions such as withdrawal, transfer, transfer, balance inquiry, and entry in a passbook, and lending, returning, and inquiring of a use state of a safety deposit box. In FIG. 2, a substantially L-shaped customer service operation unit 2 is formed on the front surface of the housing 1. On the horizontal surface of the customer service operation section 2, a large number of bills can be collectively inserted, and the bill slot 3 having an openable and closable lid, and a large number of coins, which collectively receive the released bills, can be received. A coin slot 4 having an openable and closable lid is provided, which can be inserted and collectively receives released coins.

Further, a rectangular transparent touch panel 5 through which predetermined information can be input by touching the surface with a finger is provided on the horizontal surface of the customer service operation unit 2, and is displayed opposite to the lower surface thereof. A color liquid crystal display device 6 having a rectangular display screen as means is provided.

The touch panel 5 is, for example, a transparent touch screen which is used by being superimposed on the display screen of the liquid crystal display device 6, and indicates a position on the panel touched by a user with a finger or the like, for example. This is detected by a change in capacitance, shielding of infrared rays, or shielding of ultrasonic waves. Note that the touched position may be determined by a predetermined calculation by detecting a change in gravity by placing it below the liquid crystal display device 6.

The liquid crystal display device 6 displays the operation guide procedure and other information on the screen in color using characters, words, illustrations or image information, guides the user's operation, and inputs various information necessary for transactions. Various operation keys such as numbers, katakana characters, English characters, etc. are displayed, and by touching a segment of the touch panel 5 corresponding to the displayed operation keys with a finger, a desired key input (input of various information, etc.) is performed. ) Can be done.

The touch panel 5 and the liquid crystal display device 6 constitute a touch-type information input device 7.

A magnetic card (cash card) as an information storage medium on which a personal identification number, an account number, and the like are recorded, or information on a transfer destination used during a transfer transaction is provided on a vertical surface of the customer service operation section 2. Receipt (transfer) of transaction details printed on the receipt of banknotes or a card slot 8 for discharging a transfer ticket, a passbook port 9 for accepting a magnetic passbook as a transaction medium, and voice to the user Speaker 1 for guidance
0 and the like are provided.

On the other hand, a card reader / receipt printer unit 11
However, the passbook printer unit 12 corresponding to the passbook opening 9 is
A bill receiving / dispensing unit 13 is provided corresponding to the bill opening 3, and a coin receiving / dispensing unit 14 is provided corresponding to the coin opening 4. In addition, a control unit 15 that controls the apparatus is provided at a lower portion in the housing 1.

FIG. 3 shows an example of installation of the automatic transaction apparatus 1a and a plurality of safes K1,... Kn managed by the automatic transaction apparatus 1a. As shown in FIG. 2, a plurality of safes K1,... Kn are installed on the left and right sides of the automatic transaction apparatus 1a.

FIG. 4 schematically shows the overall structure of the safe deposit box system.

The automatic transaction apparatus 1a includes a card reader / receipt printer unit 11, a passbook printer unit 1
2, banknote deposit / withdrawal unit 13, coin deposit / withdrawal unit 1
4, touch panel information input device 7, voice guidance unit 16, internal monitor 17, storage unit 18, floppy disk device 19, transmission control unit 20, main control unit 21,
A power supply unit 22 for supplying an operation power to these components is provided.

As described above, the touch panel type information input device 7 is constituted by the touch panel 5, the liquid crystal display device 6, and the like.

The card reader / receipt printer unit 11 reads or writes magnetic information of a magnetic card or a transfer ticket received from the card slot 8. Also,
A receipt on which the details of the transaction are printed is issued and discharged from the card slot 8.

The passbook printer unit 12 reads or writes data on the magnetic stripe of the passbook received from the passbook opening 9 and prints the passbook as necessary.

The banknote depositing / dispensing unit 13 receives, discriminates, counts, and stores banknotes which are collectively inserted into the banknote slot 3 and, if necessary, picks up a predetermined number of banknotes stored in a safe beforehand. And pay out all at once from the bill slot 3.

The coin receiving / dispensing unit 14 receives, discriminates, counts, and stores coins which have been collectively inserted into the coin slot 4, and takes out a predetermined number of coins previously stored in a safe, as necessary. And pay it out from coin slot 4.

The voice guidance unit 16 is provided with the speaker 1
Guidance for guiding the user's operation by voice is provided from 0.
The internal monitor 17 notifies the staff involved in the operation of this apparatus of the state of the apparatus, and inputs operation instructions by the staff.

The storage unit 18 is used to store various data, stores a program of a processing procedure related to the operation of the apparatus, records various kinds of information and transactions provided for transactions,
The operation status of this device is stored.

The floppy disk device 19 stores various information of the financial institution necessary for the transfer transaction, for example, a data file in which bank names (and in some cases, branch names) as financial institution names are stored in the order of the Japanese syllabary. ing.

The transmission control unit 20 includes a host computer 24 having a vacancy management information table 24a in which the deposit ledger of the center and the use status of the safe deposit box connected to each automatic transaction device are stored via the communication line 23. They are online and communicate online as needed.

The safe deposit box system is connected to the automatic transaction apparatus 1a.
, And a plurality of safes K 1,... Kn, the empty management information table 24 a is provided in the storage unit 18.

The main control unit 21 refers to the program information in the storage unit 18 and
By controlling the units 11 to 14, 16, the floppy disk device 19, and the transmission control unit 20, a predetermined transaction operation such as deposit, withdrawal or transfer is performed.

Further, a remote monitor 25 is connected to the main control unit 21 as necessary, so that monitoring can be performed from a distant place. The remote monitor 25 is controlled by the main control unit 21 to display substantially the same information as the internal monitor 17, and to notify the user of any abnormality in the apparatus by using a sounding means such as a buzzer. ing.

The power supply unit 22 normally exchanges the input commercial AC voltage with a DC voltage and supplies it to each unit as an operation power supply. The power supply unit 22 includes a battery (not shown) for supplying an operation power supply instead of the commercial AC voltage when a power failure occurs, and is charged as necessary by a charging circuit (not shown). It has become.

Each of the plurality of safes K1,..., Kn connected to the automatic transaction apparatus 1a has an electromagnetic lock mechanism K1 controlled by the automatic transaction apparatus 1a.
a,... Kna are provided. This electromagnetic lock mechanism K
Kna lock and unlock each safe under the control of the main controller 21 of the automatic transaction apparatus 1a. Each safe is provided with a lamp K1b,... Knb which is turned on / off by the automatic transaction apparatus 1a. The lamps K1b,...
When the user rents or returns under the control of a,
Lighting and extinguishing are controlled so that the user can easily find the corresponding safe.

The automatic transaction apparatus 1b,... Connected to the host computer 24 via the communication line 23 is configured in the same manner as the automatic transaction apparatus 1a. 24
a, and the use status of each safe K1,... Kn is referred to.

Next, the free space management information table 24a managed by the host computer 24 will be described with reference to FIG.

FIG. 5 shows an example of the free space management information table 24a managed by the host computer 24.

The vacancy management information table 24a stores the safes K1,... Kn managed by the automatic transaction apparatus 1a.
The data is updated according to the usage status of the automatic transaction apparatus connected to the host computer 24 and manages the safe deposit box. Each of the automatic transaction apparatuses includes a header section and a data section.

The header section manages a safe deposit box.
There is only one at the beginning of the data corresponding to one automatic transaction device, and stores the store name or store number such as the name of a bank branch or business branch, and the machine number of the automatic transaction device that manages the safe deposit box And the number of vacant safes managed by the automatic transaction apparatus of the machine number.

The data section manages a safe deposit box.
If there is safe data for the number of safes managed by the automated teller machine, and the safe is lent to the safe number of each safe, the safe is Magnetic card data of the lending user,
The keyword assigned by the user, the lending date when the safe was lent, and the expiration date of the safe are stored. If the safe is vacant, there is no data other than the safe number.

Next, the lending operation of the safe deposit box will be described with reference to the flowchart shown in FIG. Here, as a prerequisite for using the safe deposit box, it is presumed that the user has a bank account and a magnetic card, so the application procedure for the bank account and the magnetic card must be completed in advance. Is necessary.

Now, the user stands in front of the automatic transaction apparatus 1.
At this time, the liquid crystal display device 6 displays, as an initial screen (initial menu screen), a guide screen for guiding the user to select a transaction, "withdrawal, payment, transfer, balance inquiry, transfer, passbook entry,
Selection keys for "lending safe deposit box, returning safe deposit box, and inquiring the use status of safe deposit box" are displayed.

On this initial screen, the user presses a selection key for selecting lending of a safe deposit box (step 1). Accordingly, the main control unit 21 determines whether to lend a safe deposit box, reads the header of the free space management information table 24a in the host computer 24 (step 2), and determines whether or not there is a number of free safes in the safe box. (Step 3).

When it is determined that there is an empty safe (the number of empty safes is greater than 0), the main control unit 21 reads the data of each safe stored in the data section of the empty management information table 24a ( Step 4), it is determined whether the safe is an empty safe or a safe in use based on whether there is magnetic card data corresponding to the safe number (step 5). That is, the main control unit 21 repeats reading and determining whether or not the safe is empty until it finds a free safe. Thereby, the main control unit 21
Displays a guidance screen for guiding insertion of a magnetic card on the liquid crystal display device 6 when an empty safe is determined. When the user inserts the magnetic card according to this guidance (step 6), the main control unit 21 changes the display screen of the liquid crystal display device 6 to a password number input screen. When the user inputs a personal identification number in accordance with this guidance (step 7), the main control unit 21 compares the input personal identification number with a personal identification number predetermined on a magnetic card to determine whether the user is authorized to use the personal identification number. to decide. As a result, when the use of a magnetic card is legitimate,
The safe number of the safe Kn determined to be empty in step 5 is displayed on the liquid crystal display device 6 (step 8). At this time, the main control unit 21 unlocks the safe Kn by releasing the electromagnetic lock mechanism Kna of the safe Kn of the safe number displayed on the liquid crystal display device 6, and also displays the lamp Kn of the safe Kn.
b is turned on (step 9).

The user displays the safe number on the liquid crystal display device 6 and stores items to be stored in the safe Kn with the lamp Knb lit (step 10). Then, the user uses the liquid crystal display device 6 of the automatic transaction apparatus 1a to input a keyword for identifying the deposited object, such as the document name of the deposited object, and presses an end key indicating the end of the input of the keyword. (Step 11). At this time, if the user does not particularly need a keyword, the user proceeds to the process of step 12 by pressing the end key without inputting the keyword.

When the end key is pressed by the user, the main control section 21 locks the safe with the electromagnetic lock mechanism Kna and turns off the lamp Knb of the safe Kn (step 12). Further, the main controller 21 displays the expiration date on the screen of the liquid crystal display device 6 (step 13).

The main control unit 21 includes a host computer 24
The number of vacant safes in the header section stored in the vacant management information table 24a is reduced by one, and the data of the magnetic card inserted by the user, the keyword, the lending date, and the expiration date are added to the lent safe data in the data section. To update the free space management information table 24a (step 1).
4). Then, the main control unit 21 returns the receipt and the magnetic card on which the transaction contents such as the safe number of the loaned safe and the expiration date are printed out from the card slot 8 (step 15), and ends the safe lending process.

When there is no vacant safe in step 3 (the number of vacant safes is 0), the main control unit 21 determines that there is no vacant safe, and displays "no vacant safe" on the liquid crystal display device 6. The guidance is displayed (step 16), and the safe lending process ends.

Next, the operation of returning the safe deposit box will be described with reference to the flowchart shown in FIG.

That is, when the safe is returned (takes out the deposit), the user displays “withdrawal, deposit, balance inquiry, and so on” displayed on the liquid crystal display device 6 of the automatic transaction apparatus 1a.
Select return of safe deposit box on the selection screen (initial menu screen) for selecting "transfer, transfer, entry in passbook, loan of safe deposit box, return of safe deposit box, inquiry of safe use status" (step 21).

As a result, the main control section 21 displays a guide for inserting a magnetic card on the liquid crystal display device 6. When the user inserts a magnetic card through the card slot 8 according to this guidance (step 22), the main control unit 21 guides the liquid crystal display device 6 to input a personal identification number. When the user inputs a password according to this guidance (step 23), the main control unit 2
1 judges whether the password is legitimate by comparing the entered password with a password predetermined on a magnetic card. As a result, when it is determined that the magnetic card is used legitimately, the input guidance of the keyword is displayed on the liquid crystal display device 6. According to this guidance, if there is a keyword, the user inputs the keyword and presses an end key indicating the end of the input (step 24). At this time, if the user has not entered the keyword at the time of lending or has forgotten the keyword, the user proceeds to step 25 by pressing the end key without entering the keyword.

When the end key is pressed by the user, the main control section 21 reads the data section of the free space management information table 24a in the host computer 24 one by one, and stores data for each safe in a magnetic card. The data and the keyword are compared (step 25). As a result, when the comparison between the magnetic card data and the keyword and the data of all safes is completed, the main control unit 21 determines whether there is any matching data (step 26). When there is at least one matching data by this determination, the main control unit 21 displays the safe number, the keyword, the lending date, etc. on the liquid crystal display device 6 with all the matching data (step 27), and To select a safe to return. With this display, the user selects a safe to be returned from the data displayed on the liquid crystal display device 6 (step 28).

When the safe to be returned is selected, the main control section 21 turns on the lamp K1b of the corresponding safe Kn with the safe number of the selected safe displayed, and releases the electromagnetic lock mechanism Kna. Unlocks the safe Kn (step 29).

As a result, the user takes out the deposit from the safe Kn of the safe number for which the lamp Knb is lit (step 30), and presses the take-out end key displayed on the liquid crystal display device 6 to indicate the end of take-out. Press. Then, when the take-out end key is pressed, the main control unit 21 increases the number of empty safes in the header part of the empty management information table 24a in the host computer 24 by one and returns the returned safe stored in the data part. The contents of the free space management information table 24a are updated by clearing the safe data (step 31). Further, the main control unit 21 calculates the usage fee from the usage period from the lending date to the return date and transfers the usage fee from the user's account corresponding to the magnetic card to a predetermined account for payment of the usage fee. Perform the transfer process (Step 3
2). When the transfer processing is completed, the main control unit 21 returns the receipt printed with the transaction details and the magnetic card from the card slot 8 (step 33), and ends the safe return processing.

If it is determined in step 26 that the data in the data section of all the empty management information tables 24a do not match the magnetic card data and the keyword, the main control section 21 determines that there is no corresponding safe, and Display device 6
A message "No safe" is displayed (step 35), and the magnetic card is returned (step 34).
The process ends.

As described above, the safe is lent and returned using the magnetic card, so that the user can be specified and the usage fee can be transferred from the account corresponding to the magnetic card.

Next, a process for inquiring the user about the use status of the safe will be described with reference to the flowchart shown in FIG. For example, an automatic transaction apparatus 1b in which a user has a safe deposit box and an automatic transaction apparatus 1b which is located in another remote place.
A description will be given of a case where the use status of the safe is inquired by the user.

For example, when the user selects a safe use status inquiry from the initial menu screen displayed on the liquid crystal display device 6 of the automatic transaction apparatus 1b (step 41), the main control unit 21 inserts the magnetic card. invite. When the user inserts the magnetic card according to this guidance (step 4
2), the main control unit 21 displays a password input guide.
When the user inputs a personal identification number in accordance with this guidance (step 43), the main control unit 21 compares the input personal identification number with a personal identification number predetermined on the magnetic card to determine whether or not the use is legitimate. Judge. When it is determined that the password is valid and the password is valid (step 43), the main control unit 21 displays a store name input screen.
When the user inputs a store name from this display screen (step 44), the main control unit 21 searches the corresponding store name from the header of the free space management information table 24a in the host computer 24. As a result, when the vacancy management information table 24a of the corresponding store name is searched, all the data of each safe in the data section is read one by one and the data of each safe is compared with the magnetic card data for each case (step 4).
5).

When the comparison with all the data is completed (step 46), the free space management information table 24a
By comparing the data with the data on the magnetic card inserted by the user, it is determined whether or not there is at least one matching data (step 47).

According to this determination, when there is at least one matching data, the main control unit 21 determines all matching data as shown in FIG. 9 based on the data such as the store name, safe number, keyword, and expiration date. Store name, safe number,
The list of keywords and expiration dates is displayed on the liquid crystal display device 6 (step 48). When ending the processing with the use status inquiry screen displayed, the user presses an inquiry end key. Then, the main control unit 21 returns the magnetic card from the card slot 8 (step 49), and ends the use status inquiry processing.

If no matching data exists in step 47, the main control section 21 determines that there is no safe in use and displays a guidance "no safe in use" on the liquid crystal display device 6 ( (Step 50), the magnetic card is returned (Step 49), and the use status inquiry processing ends.

If the store name is not input in step 44, the vacancy management information tables of all store names are read in step 45 and compared with the magnetic card data.

When the administrator of the safe deposit box inquires about the usage status, as shown in the flowchart of FIG. 10, first, the administrator selects the usage status inquiry from the selection screen of the administrator mode (step). 41 '). Then, the manager inserts the magnetic card for the manager (Step 42 '), inputs the personal identification number (Step 43'), and inputs the store name (Step 44 '). As a result, the vacancy management information table 24a of the safe with the store name input by the administrator is read (step 45 ') and displayed on the liquid crystal display unit 6 (step 48'). In this case, on the safe lending status inquiry screen displayed on the liquid crystal display device 6, as shown in FIG. 11, the store name, safe number, and expiration date of the safe are displayed in a list.

As described above, the empty management information table is searched by the magnetic card possessed by the user or the magnetic card for the manager's staff, and the use status of each safe is displayed on the liquid crystal display device. It is.

Thus, the user can refer to the use status of the borrowed safe, and the administrator can refer to the lending status of each safe.

Further, the user or the administrator of the safe deposit box searches the free management information table in the host computer by all the automatic transaction devices connected to the host computer through the communication line, and displays the information of the safe deposit box on the liquid crystal display device. The use status is displayed on an inquiry screen.

Thus, it is possible to inquire the use status of the safe deposit box even in a remote automatic transaction apparatus other than the automatic transaction apparatus where the safe deposit box is installed.

FIG. 12 shows a print example of a receipt issued to a user at the time of normal transaction processing such as withdrawal, deposit, transfer, transfer, and balance inquiry by the user.

As shown in FIG. 12, the receipt is divided into two upper and lower areas. The area above the receipt is a transaction statement column, and the area below the receipt is a guide column. FIGS. 13 and 14 show examples of printing a guidance column.

In the transaction details column, date, time, transaction type, bank number, branch number,
The machine number, user account number, number of denominations, fee, change, amount, balance, etc. are printed.

Information indicating the use status of the safety deposit box borrowed by the user is printed on the guide column.

For example, when the user has borrowed only one safe box, as shown in FIG. 13, the information of "the safe box in use is as follows" is displayed, and the store name of the safe box is displayed. Information such as, safe number, keyword, expiration date is printed.

When the user has borrowed a plurality of safes, as shown in FIG. 14, "A plurality of safes are being used. Check the details of" Check Safe Bank Usage Status ". Please give me. Is printed, which indicates that a plurality of safes are borrowed.

Next, as an example of printing information on a safe deposit box borrowed by the user on a receipt at the time of transaction processing such as withdrawal, deposit, transfer, balance inquiry, etc., FIG. 15 shows the withdrawal processing. This will be described with reference to a flowchart.

That is, the user selects a withdrawal transaction from the initial menu screen for selecting a transaction displayed on the liquid crystal display device 6 of the automatic transaction device 1b or the automatic transaction device 1a (step 51). Then, the main control unit 21
The card insertion guidance is displayed on the liquid crystal display device 6 (step 52). When the user inserts a card from the card slot 8 according to this display (step 53), the main controller 21
Reads the account information stored in the inserted card (step 54) and checks whether the card can be handled (step 55).

When the main controller 21 determines that the card can be handled, the main controller 21 displays a password input key and a password input key on the liquid crystal display device 6 (step 56).

When the user enters a password in accordance with this display (step 57), the main control unit 21 displays an input key for the withdrawal amount on the liquid crystal display device 6 together with the guidance for inputting the withdrawal amount (step 57). Step 58). According to this indication,
When the user inputs the withdrawal amount (step 59), the main control unit 21 determines the transaction type, the account information read from the card,
A transaction request message is created based on the password and the withdrawal amount, and transmitted to the host computer 24 via the communication line 23 (step 60). Then, the main control unit 21 prepares for withdrawal of the bill of the withdrawal amount (step 61), and waits for a transaction permit message from the host computer 24.

On the other hand, when the host computer 24 receives the transaction request message, the host computer 24 determines whether the use is valid by collating the input password with the password predetermined on the magnetic card (step 62). Then, it is determined whether or not the withdrawal amount obtained by adding the commission from the balance of the corresponding account can be withdrawn. When it is judged that the transaction is possible by this judgment, the withdrawal amount and the fee are deducted from the account, a transaction permit message is created with information indicating the transaction contents such as the balance before the transaction, the balance after the transaction, and the automatic transaction. Send to device.

The automatic transaction apparatus is composed of a host computer 24
When the transaction permission message transmitted from is received (Step 6
3) Further, the rented safe for the account information of the magnetic card is searched from the free space management information table 24a in the host computer 24 (step 64). If there is a safe rented out by this search, the information indicating the use status such as the store name, safe number, expiration date, etc. of the safe and the information indicating the transaction content transmitted from the host computer 24 are used to
As shown in FIGS. 12, 13, and 14, the transaction contents and the usage status are printed on a receipt (step 65), and the receipt and the magnetic card are released from the card slot 8 (step 6).
6). Here, when the user receives the card and the receipt (step 67), the main control section 21 releases the prepared withdrawal amount (step 68). When the user receives the released bill (step 69), the dispensing process ends.

As described above, when a receipt issued during processing of a normal transaction such as withdrawal, deposit, transfer, transfer, balance inquiry, etc. includes a safe box in use (lending) by the user, the transaction is performed. Along with the guidance, information on the usage status of the safe deposit box is printed on a receipt and issued.

Thus, every time a normal transaction such as withdrawal, deposit, transfer, transfer, balance inquiry, etc. is performed, the user can grasp the use status of the safe deposit box.

As described above, the safe deposit box is rented and returned using the magnetic card, so that the user can be specified and the safe deposit box can be easily used without cash.

Further, since the use status of the safe box is managed by the free space management information table in the host computer, the free safe box can be used effectively, and the use status of the safe box by another automatic transaction apparatus can be checked. Can be queried

[0095]

As described above in detail, according to the present invention, it is possible to identify a user without being restricted to the use of coins, and to effectively use an unused safe. It is possible to provide a safe deposit box system that does not require human intervention when locking and unlocking.

[Brief description of the drawings]

FIG. 1 is a diagram showing a schematic configuration of a safe deposit box system for describing an embodiment of the present invention.

FIG. 2 is a diagram showing an external configuration of the automatic transaction apparatus.

FIG. 3 is a diagram showing an installation example of an automatic transaction device and a safe in a safe deposit box system.

FIG. 4 is a block diagram showing a control system of the safe deposit box system.

FIG. 5 is a diagram for explaining an empty management information table.

FIG. 6 is a flowchart illustrating a safe lending process.

FIG. 7 is a flowchart for explaining a safe deposit box return process.

FIG. 8 is a flowchart for explaining a process of inquiring the use status of a safe deposit box by a user.

FIG. 9 is an exemplary view showing a display example of a use status inquiry of a safe by a user.

FIG. 10 is a flowchart illustrating a process of inquiring the use status of the safe deposit box by the administrator of the safe deposit box.

FIG. 11 is a view showing a display example of a safe lending status inquiry by an administrator.

FIG. 12 is a diagram illustrating a print example of a receipt.

FIG. 13 is a diagram showing a print example of a receipt guidance column.

FIG. 14 is a view showing a print example of a receipt guidance column.

FIG. 15 is a flowchart illustrating a dispensing process.

[Explanation of symbols]

 1a (1b): Automatic transaction device 6: Liquid crystal display device 18: Storage unit 21: Control unit 23: Communication line 24: Host computer (external device) 24a: Empty management information table K1 to Kn: Safe K1a to Kna: Electromagnetic lock K1b to Knb ... lamp

Claims (12)

[Claims] 1. A safe deposit box system comprising a plurality of safes, the use of which is controlled by an automatic transaction apparatus for processing transactions using an information storage medium possessed by a user, wherein the automatic transaction apparatus comprises a safe in the plurality of safes. Storage means for storing the used / unused status of each transaction, selecting means for selecting various transactions including use of the safe, and when there is an input to use the safe by the selecting means, the safe stored in the storage means A search unit for searching for a used / unused state for each, and when an unused safe is searched by the search unit, the information storage medium owned by the user is accepted and stored in the information storage medium. Reading means for reading information that is stored, determining means for determining whether the safe is usable or not based on the information read by the reading means; and when the determining means determines that the safe is usable. Safe deposit box system being characterized in that anda permission unit for permitting the use of the retrieved safe. 2. A safe deposit box system comprising a plurality of safes, the use of which is controlled by an automatic transaction apparatus for performing transaction processing using an information storage medium possessed by a user, wherein the automatic transaction apparatus comprises a safe in the plurality of safes. Storage means for storing the used / unused status of each transaction, selecting means for selecting various transactions including use of the safe, and when there is an input to use the safe by the selecting means, the safe stored in the storage means A search unit for searching for a used / unused state for each, and when an unused safe is searched by the search unit, the information storage medium owned by the user is accepted and stored in the information storage medium. Reading means for reading the information stored in the safe; determining means for determining whether the safe is usable or not based on the information read by the reading means; and when the determining means determines that the safe is usable. Safe deposit box system for the authorization unit, when permitted utilized by the permitting means, characterized in that anda unlocking means for unlocking the safe to allow use of the retrieved safe. 3. A safe deposit box system comprising a plurality of safes, the use of which is controlled by an automatic transaction apparatus for processing transactions using an information storage medium possessed by a user, wherein the automatic transaction apparatus comprises a safe in the plurality of safes. Storage means for storing the used / unused status of each transaction, selecting means for selecting various transactions including use of the safe, and when there is an input to use the safe by the selecting means, the safe stored in the storage means A search unit for searching for a used / unused state for each, and when an unused safe is searched by the search unit, the information storage medium owned by the user is accepted and stored in the information storage medium. Reading means for reading account information which is present, determining means for determining whether or not the safe is available based on the account information read by the reading means; determining that the safe is usable by the determining means A permission means for permitting use of the searched safe, and a processing means for subtracting the use fee of the safe permitted by the permission means from the account of the information storage medium. A safe deposit box system characterized by comprising: 4. A safe deposit box system comprising a plurality of safes, the use of which is controlled by an automatic transaction apparatus that processes transactions using an information storage medium possessed by a user. Means for selecting various transactions including the inquiry of the above, and when an input to use the safe is received by the selecting means, the information storage medium possessed by the user is accepted, and the account stored in the information storage medium is accepted. Reading means for reading information; determining means for determining whether or not a safe is available based on the account information read by the reading means; and when the determining means determines that the safe is usable, an unused safe is determined. Allocating means for allocating, storage means for storing the account information in association with safe identification information previously assigned to the safe assigned by the allocating means, and safe by the selecting means When there is an input for inquiring the usage status, the information storage medium owned by the user is accepted, the account information stored in the information storage medium is read, and the read account information is used to store the information in the storage means. Control means for searching for safe identification information corresponding to the account information, and display means for displaying the safe identification information searched by the control means. 5. A safe deposit box system comprising a plurality of safes, the use of which is controlled by an automatic transaction apparatus for processing transactions using an information storage medium possessed by a user, wherein the automatic transaction apparatus comprises a safe in the plurality of safes. Storage means for storing used and unused information for each use and user information corresponding to the used safe; instructing means for instructing use of the safe; and instructing use of the safe by the instructing means Display means for displaying the information on the safe in use and the user information corresponding to the safe when stored in the storage means. 6. A safe deposit box system comprising a plurality of safes whose use is controlled by an automatic transaction apparatus for processing transactions using an information storage medium possessed by a user, wherein the automatic transaction apparatus performs various transactions including use of a safe. Selecting means for selecting, when there is an input to use the safe by the selecting means, accepting the information storage medium possessed by the user, reading means for reading the account information stored in the information storage medium, Determining means for determining whether or not a safe is available based on the account information read by the reading means; allocation means for allocating an unused safe when the determining means determines that the safe is available; Storage means for storing account information corresponding to safe identification information previously assigned to the safe assigned by the means, and when there is an input for performing various transactions by the selection means, Control means for receiving the information storage medium possessed by the user and reading the account information stored in the information storage medium, and judging whether or not the transaction is possible or not based on the read account information; When it is determined, processing means for performing the transaction selected by the selection means, and search for searching safe identification information corresponding to the account information stored in the storage means using the account information read by the control means. And a print issuing means for printing and issuing the transaction result and the safe identification information retrieved by the retrieval means when the transaction by the processing means is completed. . 7. An automatic transaction apparatus for performing transaction processing using an information storage medium possessed by a user is connected to an external device via a communication line, and the use is controlled by the automatic transaction apparatus and the external apparatus. In a safe deposit box system including a plurality of safes, the external device has storage means for storing a status of each safe in each of the plurality of safes, and an unused state, and the automatic transaction device performs various transactions including use of the safe. Selecting means for selecting a safe, and when there is an input to use the safe by the selecting means, searching means for searching the used or unused state of each safe stored in the storage means of the external device, and this searching means When an unused safe is searched for, the information storage medium owned by the user is accepted, and reading means for reading information stored in the information storage medium is provided. Determining means for determining whether the safe is usable or not based on the information taken; and permitting means for permitting use of the searched safe when the determining means determines that the safe is usable. A safe deposit box system characterized by the following. 8. An automatic transaction device for performing transaction processing using an information storage medium possessed by a user is connected to an external device via a communication line, and use is controlled by the automatic transaction device and the external device. In a safe deposit box system comprising a plurality of safes, the external device has storage means for storing the status of each safe in each of the plurality of safes, and the unused status, and the automatic transaction device performs various transactions including use of the safe. Selecting means for selecting a safe, and when there is an input to use the safe by the selecting means, searching means for searching the used or unused state of each safe stored in the storage means of the external device, and this searching means When an unused safe is searched by the user, the information storage medium owned by the user is accepted, and reading means for reading information stored in the information storage medium is read. A determining means for determining whether the safe is usable or not based on the information taken; a permitting means for permitting the use of the retrieved safe when the determining means determines that the safe is usable; Unlocking means for unlocking the safe when the use is permitted by the security safeguard system. 9. An automatic transaction apparatus for performing transaction processing using an information storage medium possessed by a user is connected to an external device via a communication line, and the use is controlled by the automatic transaction apparatus and the external device. In a safe deposit box system including a plurality of safes, the external device has storage means for storing a status of each safe in each of the plurality of safes, and an unused state, and the automatic transaction device performs various transactions including use of the safe. Selecting means for selecting a safe, and when there is an input to use the safe by the selecting means, searching means for searching the used or unused state of each safe stored in the storage means of the external device, and this searching means When an unused safe is searched for, the information storage medium owned by the user is accepted, and reading means for reading account information stored in the information storage medium is provided. Determining means for determining whether or not the safe is available based on the read account information; and permission means for permitting use of the searched safe when the determining means determines that the safe is available. Processing means for subtracting the usage fee of the safe permitted by the permission means from the account of the information storage medium. 10. A first and a second automatic transaction apparatus for performing transaction processing using an information storage medium possessed by a user are connected to an external device via a communication line, and the first automatic transaction apparatus and the external automatic transaction apparatus are connected to each other. In a safe deposit box system comprising a plurality of safes whose use is managed by a device, the first automatic transaction device comprises: first selection means for selecting various transactions including use of the safe; and first selection means. Receiving an information storage medium possessed by the user and reading account information stored in the information storage medium when there is an input to use the safe.
Reading means; determining means for determining whether or not a safe is available based on the account information read by the first reading means; Allocating means for allocating safes, and the external device has storage means for storing account information in association with safe identification information previously assigned to the safe allocated by the allocating means of the first automatic transaction device. When the second automatic transaction apparatus receives input for inquiring about the use status of the safe by the second selection means for selecting various transactions including the inquiry about the use status of the safe, Second reading means for receiving the information storage medium possessed by the user and reading the account information stored in the information storage medium; and the storage means using the account information read by the second reading means. Remembered in Safe deposit box system in which a retrieval means for retrieving a safe identification information corresponding to the account information, and a display means for displaying the safe identification information retrieved by the retrieval means, it is characterized in that. 11. A first and a second automatic transaction device for performing transaction processing using an information storage medium possessed by a user are connected to an external device via a communication line, and the first automatic transaction device and the external automatic transaction device are connected to each other. In a safe deposit box system comprising a plurality of safes whose use is controlled by a device, the external device stores information on use of each safe in the plurality of safes, unused information, and user information corresponding to the used safe. The second automatic transaction apparatus stores instructing means for inquiring about the use status of the safe; and when the instructing means inquires about the use status of the safe, the second automatic transaction device stores in the storage means. Display means for displaying the information of the used safe and the user information corresponding to the used safe. 12. A first and a second automatic transaction apparatus for performing transaction processing using an information storage medium possessed by a user are connected to an external device via a communication line, and the first automatic transaction apparatus and the external automatic transaction apparatus are connected to each other. In a safe deposit box system including a plurality of safes whose use is controlled by the device, the first automatic transaction device includes a first selection unit for selecting various transactions including use of the safe, and the first selection unit. When there is an input to use the safe, the first information storage medium owned by the user is accepted, and the account information stored in the information storage medium is read.
Reading means, first determining means for determining whether the safe is available or not based on the account information read by the first reading means, and determining that the safe is usable by the first determining means. Allocating means for allocating unused safes, wherein the external device stores the first identification means in the safe identification information previously assigned to the safe allocated by the allocating means of the first automatic transaction device. The second automatic transaction device has a second selecting means for selecting various transactions, and an input for performing various transactions by the second selecting means. Receiving the information storage medium owned by the user and reading the account information stored in the information storage medium.
A second determining means for determining whether or not a transaction is possible from the account information read by the second reading means; and a second determining means for determining whether or not the transaction is possible by the second determining means. Processing means for performing the transaction selected by the selection means; search means for searching for safe identification information corresponding to the account information stored in the storage means using the account information read by the second reading means; A safe deposit box system, comprising: a print issuing unit that prints and issues the transaction result and the safe identification information retrieved by the retrieval unit when the transaction by the processing unit is completed.