JPS60200364A - Cash transaction device - Google Patents

Abstract

PURPOSE:To reduce the processing time of a cash transaction device by accepting first the notes only without performing the selection for types of money when a bankbook or a card is inserted and therefore omitting a selection step for type of money in case only the notes are fed. CONSTITUTION:When a bankbook or a card is inserted within the business hours of a bank, a note slit 5 is first opened. Thus a customer puts notes into the slit 5 and pushes a read key. In this case, a coin key is pushed if coins are fed. When only notes are fed, a guide ''counting cash at present'' is displayed on a display device 19. Then the input notes are counted. When the counting is over with those notes, the customer confirms both the input amount and the displayed amount. Then a CPU11 performs collation of the bankbook or card through a center, and the bankbook or card is returned to the customer when the input of money is allowed. In such a way, a selection step for type of the input money can be omitted in case the notes only are fed. This reduces the processing time and improves the efficiency with a cash transaction device.

Description

DETAILED DESCRIPTION OF THE INVENTION Field of the Invention This invention relates to cash transaction devices, and more particularly to cash transaction devices such as banknotes.
This invention relates to an improvement of cash transaction M@ that allows deposit transactions of both denominations of 3 and coins.

Description of the prior art In a cash transaction device that handles both banknotes and coins,
There are two ways to accept cash:

There is a serial system in which coins are accepted after the banknote is completed (or vice versa), and a parallel system in which both banknotes and coins are accepted at once.

In the conventional serial system, "banknotes only" is sent in advance before cash is accepted.
, ``Coins only,'' or ``Both banknotes and coins.'' The customer was asked to select one of the following options: ``coins only,'' or ``both banknotes and coins,'' and the necessary denominations were sequentially accepted accordingly. For example, when both banknotes and coins are selected, coins are accepted after banknotes are accepted. However, in general, there are an overwhelming number of customers who wish to deposit only banknotes, and in this case, compared to conventional cash transaction devices that only handle banknotes, there is an extra step for selecting the deposit denomination, which takes time and effort for the customer. , and the processing time is long.

On the other hand, in the parallel system, since the reception slots for both denominations are opened at the same time, customers who are inexperienced in handling coins often end up inserting both denominations into either the bill slot or the coin slot. in this case,
If an abnormality occurs in the operation of the cash transaction device, the staff will not be able to handle it, and the operating efficiency will decrease. However, from this point of view, the series type is more desirable.

OBJECTS OF THE INVENTION An object of the present invention is to provide a cash transaction device which adopts a serial acceptance system for banknotes and coins and can quickly process transactions.

Structure and Effects of the Invention To summarize, the present invention accepts banknotes without having to select the denomination to be deposited, and when the banknote reception is completed, the user selects whether to deposit coins or not. U. When depositing coins is selected, coins are accepted.

According to this invention, when only banknotes are deposited, the step of selecting the denomination can be omitted, so that the customer's operation time and the processing time at the cash transaction device can be shortened. usually,
In such cash transaction devices, the majority of customers wish to deposit only banknotes, so if the operation time and processing time for depositing only banknotes can be reduced, the operation time and processing time of the cash transaction device as a whole will be reduced. Processing time can be shortened.

Hereinafter, the present invention will be described in more detail with reference to one embodiment shown in the drawings.

DESCRIPTION OF EMBODIMENTS FIG. 1 is an external perspective view showing a cash transaction device according to an embodiment of the present invention. In the figure, the front operation section of the cash transaction device 1 has a passbook insertion slot 2. Card insertion slot 3. V! A currency input slot (which also serves as a currency receipt slot) 4°, a banknote input slot (which also serves as a bill receipt slot) 5, and a touch panel 6 are provided. Note that a passbook reader is provided inside the passbook insertion slot 2 for reading recorded information from the magnetic stripe of the inserted passbook.

Similarly, inside the card insertion slot 3, there is a
A card reader is provided for reading recorded information from the card. The coin slot 4 is normally opened, and is opened when the customer deposits coins or when the customer pays coins from the cash transaction device. Similarly, the banknote input slot 5 is normally opened, and is opened when a customer deposits banknotes or pays banknotes to the customer from the cash transaction device. The touch panel 6 has a structure in which two layers of upper and lower transparent electrodes are sandwiched between two layers of upper and lower transparent synthetic resin sheets.

Then, when a portion of the touch panel 6 where the transparent electrode is formed is pressed, the transparent electrode of the upper layer and the transparent electrode of the lower layer come into contact. That is, the portion where the transparent electrode is arranged forms a switch section. Although not shown in FIG. 1, there is a CRI at the bottom of the touch panel 6.
- It consists of a display and is equipped with a 7j guidance indicator. 1, a touch panel 6 is provided on the display screen of the guidance display, and the customer can view the display screen of the guidance display through the touch panel 6.

FIG. 2 is a schematic block diagram of the electric circuit portion of the cash transaction device 1 shown in FIG. 1. In the figure, a ROM (read only memory) 12 and a RAM (random access memory) 13 are connected to a CPU (central processing unit) 11. The ROM12 contains the third
The operating program shown in the figure is stored, and the CP
IJll operates according to this operation program.

Further, the RAM 13 stores various data necessary for the CPU 11 to perform various processes. Furthermore, C
The PU 11 includes a card processing section 141, a passbook processing section 15. Printer 161 Banknote processing il1 section 17. Coin processing section 18. One guide display and a touch panel 6 are connected. The card processing section 14 is for transporting a card inserted through the aforementioned card insertion slot 3 and for reading recorded information from the card. The bankbook processing unit 15 carries out processing such as conveying, page changing, and printing the bankbook inserted through the bankbook insertion slot 2, and reads recorded information from the bankbook.

The printer 16 prints receipts to be issued to customers and prints on serials. The banknote processing section 17 performs opening/closing processing of the banknote input slot 5, transporting banknotes, and performing appraisal processing. Coin processing section 1
8 is the opening/closing process of the coin slot 4 and the conveyance of coins, 3!
! Separate processing is performed. As described above, the guidance display 19 is provided at the bottom of the touch panel 6 and displays various operational guidance to the customer.

FIG. 3 is a flowchart for explaining the operation of cpuli shown in FIG. FIGS. 4 to 7 are diagrams showing display examples of the above-mentioned guide display 19. FIG.

The operation of the above embodiment will now be described with reference to FIGS. 3 to 7.

First, in step S1 of FIG. 3, it is determined whether the current time is outside the business hours of the Iζ store (for example, a bank) where the cash transaction device 1 is located. If it is during business hours, in step S2, the instruction display 19 displays the operation guide ``Insert your bankbook or card. On the other hand, if it is determined in step S1 that the current time is outside business hours,
In step S4, an operational guide to "insert card" is displayed on the guide display 19. And step $5
The card inserted by the customer is accepted.

After step S3 or S5, the operation guide shown in FIG. 4 is displayed on the guide display 19 in step S6. Note that the characters "Cancel", "Coin", and "Read" displayed at the bottom of FIG. 4 indicate that the touch panel 6 in that part operates as the Cancel key 9, the Coin key, and the Read key, respectively. Then, in step S7, the bill slot 5 is opened at 171.
1, the customer deposits banknotes into the bill slot 5 and presses the reading key, or presses the coin key when depositing only coins. Subsequently, in step S8, it is determined whether the coin key has been pressed. If the coin key is not pressed, in step S9 the guide ``51 in cash now'' is displayed on the guide display 19, and the deposited banknotes are counted in step S10. Then, in step 311, the fifth
Operation guidance as shown in the figure is displayed on the guide table 19. At this time, the customer will be informed of the amount deposited and the information display 19.
If the amount displayed does not match, press the confirmation key.

If you also want to deposit coins, press the 01 coin key as well. The key human power at this time is accepted in step S12. In step 813, it is determined whether the coin key has been pressed.

If the coin key is pressed in step 313, or if the coin key is pressed in step S8,
At step 314, operation guidance as shown in FIG. 6 is displayed on the guidance display 19. And step 3
15, the coin input slot 4 is opened and the deposit of coins is accepted.

The customer sees the operation guidance in step 814, deposits RZ coins into the coin slot 4, and presses the read key (see lower right of FIG. 6) on the touch panel 6. Next, step S1
6, the message "Currently counting cash" appears on the guide display 1.
9 will be displayed. Subsequently, in step S17, the deposited coins are multiplied by i+Vi.

When this counting is completed, in step 818, the C1 seventh
Operation guidance as shown in the figure is displayed on the guidance display 19. Looking at this operation guide, if the customer confirms that the deposited amount matches the amount displayed on the guide display 19, he or she presses the confirmation key on the touch panel 6 (see the bottom right of FIG. 7).

This key input is accepted in the state 819, and in step 820, the guidance to "hold on for a while" is displayed on the guidance display 19.

Next, the process proceeds to step 321, and the CPU 11 transmits the deposited amount information, the recorded information read from the card or passbook, the password input from the touch panel 6, etc. to a center (not shown). The center compares the information transmitted from the cash transaction device 1 with the contents of the center file, and transmits a reply message containing information on whether or not deposit is possible to the cash transaction device 1 on the terminal side. CPL that received this reply message
1ll determines whether the center allows deposits. For example, if you are using a passbook from another bank or the account of the inserted passbook has already been deleted, you will not be able to deposit money. If the deposit is not possible, proceed to step 824.
The guidance "Take cash" is displayed on the guidance display 19.

Then, in step 325, the banknotes and coins deposited by the customer are returned from the banknote slot 5 and the coin slot 4. Next, the process advances to step 826, and instructions from the center are displayed on the guide display 19. Thereafter, in step 827, the inserted card is returned or collected. Then, in step 828, "Get your passbook"
A guide is displayed on the guide display 19, and the passbook is returned in step 329.

On the other hand, in step 823, if it is determined that Lenz has given permission to deposit money, the process proceeds to step 330, where the guidance to "take the card" is displayed on the information display 19, and in step 331, the card is transferred to the customer. It will be returned. Next, the process advances to step S32, where the guidance to "obtain a passbook or usage limit" is displayed on the guidance display 19, and the process proceeds to step S33.
At step 3, the passbook is returned or the receipt/disbursement form is released.

Note that the entry/exit table is released when the passbook becomes full of entries. Next, the process goes to step S34, where the message "Thank you very much for your help" is displayed on the guide display 19, and the operation ends.

As described above, in the above-mentioned embodiment, when a passbook or card is inserted, the bill slot 5 is first opened and bills are deposited, so if only bills are deposited, The step of selecting the denomination to be deposited can be omitted. Normally, in the above-mentioned cash transaction device, only banknotes are deposited in the overwhelming majority of cases, so the overall operation time can be shortened and the operating efficiency of the cash transaction device can be improved.

[Brief explanation of drawings]

FIG. 1 is an external perspective view showing a cash transaction device according to an embodiment of the present invention. FIG. 2 is a schematic block diagram of the cash transaction device shown in FIG. 1 without showing the electric circuit portion thereof. Figure 3 is the second
FIG. 2 is a flowchart for explaining the operation of CI) Ull shown in the figure. FIG. 4 to 7 are diagrams showing the display contents of the guide display 19 shown in FIG. 2. In the figure, 1 is a cash transaction device, 2 is a bankbook insertion slot, 3 is a card insertion slot, 4 is a coin slot, 5 is a bill slot, 6 is a touch panel, 11 is a CPU, 12 is a ROM, 13 is an R
AM, 17 is a bill processing section, 18 is a coin processing section, and 19 is a guide display. Figure λ Figure 4 Figure 5

Claims (1)

[Claims] A cash transaction device capable of depositing transactions of both denominations of banknotes and coins, which accepts banknotes (q) without having to select the denomination to be deposited.
a banknote accepting means for performing the above-mentioned banknote accepting means; means for selecting whether or not coins are to be deposited at the time when the banknote accepting unit finishes accepting banknotes;
A cash transaction device equipped with means for accepting coins.