JPS6128162A - Automatic transaction equipment - Google Patents
Automatic transaction equipmentInfo
- Publication number
- JPS6128162A JPS6128162A JP14751584A JP14751584A JPS6128162A JP S6128162 A JPS6128162 A JP S6128162A JP 14751584 A JP14751584 A JP 14751584A JP 14751584 A JP14751584 A JP 14751584A JP S6128162 A JPS6128162 A JP S6128162A
- Authority
- JP
- Japan
- Prior art keywords
- transaction
- company
- transaction type
- information
- card
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
Landscapes
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
Abstract
Description
【発明の詳細な説明】
〔発明の利用分野〕
本発明は 取引種別を表示する現金自動取引装置に係υ
、複数の取引種別の中から一入力された記録媒体によシ
指示された取引種別を表示して取引を行うことに好適な
現金自動取引装置に関する。[Detailed Description of the Invention] [Field of Application of the Invention] The present invention relates to an automated teller machine that displays transaction types.
The present invention relates to an automated teller machine suitable for displaying an instructed transaction type on a recording medium inputted from among a plurality of transaction types to conduct a transaction.
従来、クレジット信販会社等の現金自動取引装置におい
て、取引種別は現金の融資・照会のみであったため、取
引種別を固定的に組込んでいた。Conventionally, in automated teller machines of credit card companies and the like, the transaction types were limited to cash loans and inquiries, so the transaction types were fixedly incorporated.
近年、クレジット信販会社を中心とした流通機関による
キャッシングサービスの普及に伴ｂ、短期間の貸付業務
では、一般的な融資に比較ｔ２て低金利で融資するなど
、各会社とも特色のある融資を行い、顧客の拡大を図る
傾向にある。In recent years, with the spread of cash advance services by distribution institutions centered on credit card companies, each company offers unique loans for short-term loans, such as loans at lower interest rates than regular loans. There is a tendency for companies to expand their customer base.
このように、現金の融資を例にみても種々の金利かある
ように、取引（業務）種別が多様化する状況にあり−こ
れに反して従来の現金自動取引装置は、上述のごとく、
取引形態に合った取引種別を、案内として表示出来ない
欠点があった。また、各社の取引形態にあった取引を行
うとすれば、各社の取引形態に対応して別設の現金自動
取引装置が必要となシニ重投資となる欠点があった。In this way, the types of transactions (businesses) are diversifying, as in the case of cash loans, which have various interest rates.Contrary to this, conventional automatic teller machines, as mentioned above,
There was a drawback that the transaction type that matched the transaction type could not be displayed as a guide. Furthermore, if transactions were to be conducted in accordance with each company's transaction format, there was a drawback that a separate automatic teller machine would be required to correspond to each company's transaction format, resulting in a heavy investment.
本発明の目的は、前述の問題点を解決し一各社の種々の
業務を取扱える自動取引装置を提供することにある。An object of the present invention is to provide an automatic transaction device that solves the above-mentioned problems and can handle various businesses of each company.
本発明は、クレジット信販会社等の各社の業務取引種別
情報を、予め装置内に登録しておき、取引時に読取った
磁気カード等の記録媒体中の会社情報と、上記登録デー
タとを照合して、取引可能な業務種別を表示できるよう
にしたものである。The present invention registers business transaction type information of each company such as a credit card company in advance in the device, and compares the registered data with the company information in a recording medium such as a magnetic card read at the time of the transaction. , it is possible to display the types of business that can be traded.
以下、本発明の一実施例を第１図、第２図により説明す
る。An embodiment of the present invention will be described below with reference to FIGS. 1 and 2.
現金自動取引装置６０は、公衆網１００を介して、メイ
ンホスト１１０ （自社ホスト）に接続される。提携先
他社ホスト１２０へも同様に公衆網１００を介して接続
される。The automatic teller machine 60 is connected to a main host 110 (company host) via a public network 100. Similarly, the partner company's host 120 is connected via the public network 100.
現金自動取引装置６０は、取引業務を開始するに当りメ
インホスト１１０に対して開局問合せを行う。The automatic teller machine 60 makes an inquiry to the main host 110 to start a transaction operation.
現金自動取引装置６０が開局間合せ電文を送受信バッフ
ァ５０．モデム８０．ＮＣＵ９０．公衆網１００を介し
て、メインホスト１１０に送信し、その時点で、メイン
ホスト１１０が保有する取引種別表示情報を含んだ応答
電文が、送受信バッファ５０に返送される。現金自動取
引装置６０の電文解読部４０は、受信した開局正常応答
電文を解読１．て、取引種別を表示する情報を取引表示
テーブル７０［登録すると、顧客取引が可能になる。The automated teller machine 60 transmits and receives the opening time message to the buffer 50. Modem 80. NCU90. The message is sent to the main host 110 via the public network 100, and at that point, a response message containing transaction type display information held by the main host 110 is returned to the sending/receiving buffer 50. The message decoding unit 40 of the automatic teller machine 60 decodes the received normal opening response message.1. When information indicating the transaction type is registered in the transaction display table 70, customer transactions become possible.
次に第３図のフローチャートに基いて第１図。Next, FIG. 1 is shown based on the flowchart of FIG. 3.
第２図の各部の動作を説明する。The operation of each part in FIG. 2 will be explained.
取引時、利用者が磁気カード（記録媒体）１０を挿入す
る（２００）と磁気カード読取部２０が作動し、カード
データを読取る（２ｏ１）、このカードデータには、会
社コード、暗証番号などが含まわている。ここで、読取
ったカードデータ中の会社コードと取引種別表示テーブ
ル７０中の会社コード７１とを照合する（２０２）。照
合の結果、会社コードがＡ社と判明すれば、取引種別表
示テーブル７０中のＡ社と対応づけられた取引種別情報
７２を取出す（２０４）。この取引種別情報は、取引選
択キー３１内にあるランプを点灯させる情報である。こ
こでＡ社の場合、取引選択キーａ、、 ｂ、 ｃの
いずれも点灯させる情報でありＢ社の場合は、ｂ、
ｃ、 ｄを点灯させる情報とする。During a transaction, when the user inserts the magnetic card (recording medium) 10 (200), the magnetic card reader 20 operates and reads the card data (2o1). This card data includes the company code, PIN number, etc. It is included. Here, the company code in the read card data is compared with the company code 71 in the transaction type display table 70 (202). As a result of the verification, if the company code is found to be Company A, transaction type information 72 associated with Company A from the transaction type display table 70 is retrieved (204). This transaction type information is information that lights up a lamp within the transaction selection key 31. Here, in the case of company A, the information lights up all of the transaction selection keys a, b, and c, and in the case of company B, the information lights up the transaction selection keys a, b, and c.
Let c and d be the information that lights up.
取り出した取引種別で取引種別表示部５０の取引選択キ
ー５１０ランプを点灯させることにより、Ａ社の取引形
態を表示する（２０５）。一定時間内に取引選択キー５
１の１つを押下ｌまたかチェックする（２０６）。一定
時間内に押下しなければ、［カード不可」の案内ととも
にカードを返却し、処理を終了する（２０ ！ｉ］。一
定時間内に、点灯している取引選択キー５１の１つを押
下すると、以後は、押下した取引形態の処理手順に従っ
て暗証入力（２（１７）−金額入力（２０８）へと進め
る○
会社コードが不一致の場合、「カード不可」の案内とと
もにカードを返却し、処理を終了する（２０Ｔ１１゜
本発明の実施例では、取引選択キー３１内にあるランプ
をカード挿入後に点灯させることにより、取引形態を表
示したが、カード挿入前に取引形態を表示しても、前述
の処理手順が前後するのみであることは明らかである。By lighting the transaction selection key 510 lamp of the transaction type display section 50 with the retrieved transaction type, the transaction type of company A is displayed (205). Transaction selection key 5 within a certain time
Press one of 1 again to check (206). If the button is not pressed within a certain period of time, the card is returned with the message ``Card not accepted'' and the process ends (20!i).If one of the transaction selection keys 51 that is lit is pressed within a certain period of time, the transaction selection key 51 that is lit is pressed. , from then on, proceed to PIN entry (2 (17) - Amount entry (208)) according to the processing procedure of the transaction type you pressed. ○ If the company code does not match, return the card with the message "Card not accepted" and proceed with the process. End (20T11° In the embodiment of the present invention, the transaction type is displayed by lighting up the lamp in the transaction selection key 31 after the card is inserted, but even if the transaction type is displayed before the card is inserted, the above-mentioned It is clear that the processing steps are only backwards and forwards.
提携先の増加または取引種別の表示データに変更が発生
した場合には−メインホスト１１０側で提携先取引種別
の表示データ情報の作り直しを行なう。現金自動取引装
置６０から、前述の開局間合わせ電文をメインホスト１
１０へ送信すると、メインホスト１１０は、最新の取引
種別表示情報を開局正常回答ｆｉ（文の中に含めて回答
する。現金自動取引装置は、開局正常回答管５文を受信
する毎に、提携先の取引徘別を表示する情報すなわち取
引形態の情報を、取引種別表示テーブル７０に、登録し
て更新するので、現金自動取引装ｂ゛、６０内の取引種
別表示テーブル７０は、常に最新の情報が登録されるこ
とになる。When the number of partners increases or the display data of the transaction type changes, the display data information of the partner transaction type is recreated on the main host 110 side. The automatic teller machine 60 sends the above-mentioned opening time message to the main host 1.
10, the main host 110 responds by including the latest transaction type display information in the normal opening response fi (text). Since the information displaying the previous transaction type, that is, the transaction type information, is registered and updated in the transaction type display table 70, the transaction type display table 70 in the automatic cash transaction device B, 60 is always up-to-date. The information will be registered.
従って、提携先の取引種別表示情報の内容に、変更が発
生しても、メインホスト１１０側で表示情報の内容を変
更することにより、現金自動取引装置６０側の取引種別
表示テーブル７０を変更でき、この時、現金自動取引装
置６０の改造を１不要である。Therefore, even if there is a change in the content of the transaction type display information of the partner, the transaction type display table 70 on the automated teller machine 60 side can be changed by changing the content of the display information on the main host 110 side. , At this time, no modification of the automatic teller machine 60 is required.
本発明は顧客の記録媒体内の取引情報と、自動取引装置
内にもつ処理可能な取引情報を照合して、第 ２ 図
悌 ３ 回
滞 ｂ１２］
ｆ
手続補正書（方式）
事件の表示
昭和 ５９年特許願第 １４７５１５ −’＝シー発明
の名称
自動取引装儀
補正をする者
！Ｉｆ！ｌとのｊ田♀ 特 許 出 願 人と、
称 ｒ’５１１）ｌ １．’ｌｌ 、ｔ’ｓ会月
１１ 立 製 作 所代 理
人
補正の７．１象 図面
補正の内容 第６図を削除する。The present invention collates the transaction information in the customer's recording medium with the transaction information that can be processed in the automatic transaction device, and then executes the transaction information (see Figure 2). Patent Application No. 147515 -' = Name of Sea Invention Person who corrects automatic transaction equipment! If! Patent application with person and
Name r'511)l 1. 'll, t's Kaigetsu 11 Production representative
7.1 Image of human correction Contents of drawing correction Figure 6 will be deleted.
Claims (1)
動取引装置自身がもつ会社対応の取引種別情報を保持す
る記憶装置と、記録媒体を読取る装置と、取引時に読み
取った上記記録媒体データ中の会社情報と上述の記憶装
置内の会社情報を照合する照合部と、該当の取引種別を
選択して取引案内として上記表示装置で表示するように
構成したことを特徴とする自動取引装置。A display device that displays the transaction type corresponding to the transaction form, a storage device that holds the transaction type information corresponding to the company that the automatic transaction device itself has, a device that reads the recording medium, and An automatic transaction device comprising: a collation unit that collates company information with the company information in the storage device; and a transaction type that is selected and displayed on the display device as transaction guidance.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP14751584A JPS6128162A (en) | 1984-07-18 | 1984-07-18 | Automatic transaction equipment |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP14751584A JPS6128162A (en) | 1984-07-18 | 1984-07-18 | Automatic transaction equipment |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| JPS6128162A true JPS6128162A (en) | 1986-02-07 |
| JPH0550039B2 JPH0550039B2 (en) | 1993-07-27 |
Family
ID=15432080
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| JP14751584A Granted JPS6128162A (en) | 1984-07-18 | 1984-07-18 | Automatic transaction equipment |
Country Status (1)
| Country | Link |
|---|---|
| JP (1) | JPS6128162A (en) |
Families Citing this family (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP6710983B2 (en) * | 2016-01-26 | 2020-06-17 | 沖電気工業株式会社 | Automatic transaction equipment |
Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JPS5539992A (en) * | 1978-09-13 | 1980-03-21 | Omron Tateisi Electronics Co | Collation system for credit card |
| JPS5962976A (en) * | 1982-09-30 | 1984-04-10 | Omron Tateisi Electronics Co | Credit transaction processing device |
| JPS5971568A (en) * | 1982-10-18 | 1984-04-23 | Toshiba Corp | Automatic transaction system |
-
1984
- 1984-07-18 JP JP14751584A patent/JPS6128162A/en active Granted
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JPS5539992A (en) * | 1978-09-13 | 1980-03-21 | Omron Tateisi Electronics Co | Collation system for credit card |
| JPS5962976A (en) * | 1982-09-30 | 1984-04-10 | Omron Tateisi Electronics Co | Credit transaction processing device |
| JPS5971568A (en) * | 1982-10-18 | 1984-04-23 | Toshiba Corp | Automatic transaction system |
Also Published As
| Publication number | Publication date |
|---|---|
| JPH0550039B2 (en) | 1993-07-27 |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| EXPY | Cancellation because of completion of term |