JPS61867A - Transaction object carrying system - Google Patents

Abstract

PURPOSE:To attain the collective control of transaction objects such as the cash, etc. which are handled by an automatic transaction device and the unitary control of transaction objects within a store, by connecting a service counter and an automatic transaction device to an account machine via a carrying path. CONSTITUTION:Two service counters 80a and 80b contain service counter devices 8a and 8b and cash handling ports 25a and 27a respectively. These counters 8a and 8b and an automatic transaction device 10 are connected to account machines 5 and 6 via carrying rails 7. When the transactions occur at counters 80a and 80b and the device 10, the transaction request data are sent to a center. The device 10 receives and pays cash according to an answer message given from the counter. While the counters 80a and 80b send the type of the payment/ reception transaction and the amount of transaction to a system controller 2. The controller 2 issues the cash account instructions, etc. to the machines 5 and 6 and controls the shift of a carrier. In such a way, the collective control of the transaction objects such as the cash, etc. handled by the device 10, and the unitary control of the transaction objects within a store are attained.

Description

DETAILED DESCRIPTION OF THE INVENTION [Field of Industrial Application] The present invention relates to a system for transporting transaction items such as cash (banknotes, coins) and securities.

For example, in financial institutions, automatic transaction devices that automate the receipt and delivery of cash are becoming popular in order to reduce the burden on counter operations. Furthermore, automation of counter operations.

In particular, in order to automate the cash processing of counter staff (hereinafter referred to as tellers), we have established a teller department that centrally manages the cash handled at each teller.Deposits and withdrawals are carried out from this teller department to transport the necessary cash sequentially to the teller. A system is being developed.

[Conventional technology]

The above-described cash deposit/withdrawal system connects the teller at each counter and the teller section using a means such as a conveyor belt, thereby making it possible to collectively store and dispose of cash handled at the counter. This system makes it easier to manage cash for transactions conducted at counters.

[Problem that the invention seeks to solve]

By the way, looking at the form of business in financial institutions, business at counters and business using automatic transaction devices are performed in parallel within the same store. Therefore, from the financial institution's perspective, it is necessary to comprehensively manage transactions performed at these counters and automatic transaction devices. However, in the past, the management of cash in counter operations and the management of transaction cash in automated teller machines have been performed completely separately.

Even if the above-mentioned deposit/withdrawal system is introduced, the automatic teller machine must rely on manual operations for initial cents and settlement collection of cash. That is, the problem of requiring a great deal of effort for cash management (particularly settlement work) in in-store operations involving automatic transaction devices still remains.

[Means for solving problems]

The present invention aims to provide means for solving the above-mentioned conventional problems. For this purpose, the teller counter where the teller operates and the automatic transaction device operated by the user (customer) are connected via a conveyance path to a teller machine that stores transaction items such as cash and securities in advance. It is.

Transaction items are dispensed (or stored) from the teller machine to the teller counter every time one transaction occurs. For one-way transaction devices, a storage compartment is provided to store cash, and when the amount of cash stored in this storage becomes low, or when a clerk (teller) requests cash loading from the console, The system is configured to selectively drive and control the teller machine and the conveyance means.

[Effect]

That is, the teller machine dispenses transaction items such as cash to be paid at a teller counter each time a transaction occurs. This makes it possible to minimize the time required for the counter teller to handle the transaction items. On the other hand, the teller machine replenishes the storage of the automatic transaction device with cash based on instructions from the teller or when the amount of cash stored therein decreases.

This makes it possible to automate the replenishment of cash into the repository without causing a delay in the payment speed of cash by the automated teller machine. In other words, the transfer of cash to the automated teller machine is not carried out for each transaction as in the case of a teller counter, but is carried out only when replenishing cash in the storage or initial loading.

The present invention will be explained in detail below using Examples.

〔Example〕

FIG. F and FIG. 2 are diagrams showing the configuration of an embodiment of the present invention, with FIG. 1 being an external view and FIG. 2 being a top view. In the figures, common parts are given the same reference numerals.

Reference numeral 1 denotes a counter, which is installed in a store such as a bank, and partitions the floor into a customer side and an employee side. In this example,
A teller counter 80 where a teller does business and an automatic transaction machine (ATM) 10 are arranged at this counter 1. Therefore, at the counter 80, the teller (on the near side in FIG. 1) and the customer face each other via the counter 1. The one-way transaction device 10 is embedded within the counter 1 at a location separate from the teller counter 80. Alternatively, it is installed at the joint of the counter 1. The operation surface on which the card insertion slot, cash discharge slot, etc. are provided is placed on the customer side (on the other side of the counter 1 in FIG. 1).

The teller counter 80 includes an over-the-counter device (OTM) 8 for the teller to input transaction data. Also provided is a cash handling port 25a through which the teller loads or takes out cash. Furthermore, a teller deposit machine 9 and a terminal writer 90 are installed adjacent to the teller device 8.

On the other hand, as a teller section, a cash storage machine 5 and a cash dispenser 6 are installed behind the counter 1, and a teller console 4, which is operated by a bank staff such as a teller, is provided adjacent to these tellers. A cash handling port 21a is provided on the console 4, through which a teller takes out and loads cash. A transport rail 7 is installed between the teller section including the teller console 4, the automatic transaction device 10, and the teller counter 8o. A transport body (hereinafter referred to as a carrier), which will be described later, runs on this rail 7. Also 21-27
is a station provided on the rail 7, where carriers arrive and depart.

In the example shown in FIG. 2, there are two counters 80a and 80.
Teller deposit machine 9 and terminal writer 90 according to b.
This shows a configuration in which . Each counter 80a, b is provided with a teller device 8a, b and a cash handling port 25a, 27a, respectively.

Furthermore, stators 20 are provided below the transport rail 7 at predetermined intervals. This status 20 is for accelerating/decelerating the carrier, and is driven and controlled by the conveyance control device (LC) 3 via the control line 31 similarly to each of the station controllers 21 to 27 described above.

In this embodiment, among the stations 21 to 27, stations 25, 27, . Automatic transaction device 1o
Station 24. Carriers are provided corresponding to the stations 21 of the teller console 4 and the teller console 4, respectively.

Further, each teller device 8a, 8b and automatic transaction device IO are connected to a terminal control device (TC) 50 via a line 51, and are further connected online to a center via a line. Further, the teller devices 8a, 8b and the automatic transaction device 10 are connected to the system controller (SC) 2 via lines 52 and 53. Also, the system controller 2 has signal lines 21 to 24
via the conveyance control device 3. Teller console 4. Connected to teller machine 5.6. That is, when a transaction occurs at each counter 80 and the automatic transaction device 1o, the transaction request data is sent to the center via the line 51 and the terminal control device 50. Based on the response message from the center, the automated teller machine 10 performs cash deposit and withdrawal processing.

On the other hand, the window counter 80 sends the type of deposit or withdrawal transaction and the transaction amount to the system controller 2 via the line 52 based on the response message from the center. As a result, the system controller 2 issues a cash storage or cash dispensing command to the teller machine 5.6 via the signal line 23 or 24. At the same time, the controller 2 gives a carrier movement command corresponding to the requested counter 80 to the transport control device 3 via the signal line 21. The transport control device 3 controls the movement of the carrier via the control line 31 in accordance with this movement command.

Next, the configuration of each device constituting the example system will be explained.

FIG. 3 is a diagram showing the configuration of the teller deposit machine 9 and the terminal-like 90. In the figure, 900 is a bill slot;
Reference numeral 905 denotes a money slot into which the teller inserts banknotes or coins received from the customer at the counter. The banknotes inserted from the input slot 900 are transferred to the feeding mechanism 90.
1, the coins are fed out one by one, and the authenticity and denomination are determined by the discrimination unit 902. The bills determined to be genuine by the discrimination section 902 are temporarily pooled in a loading mechanism 90B consisting of a pair of belts and the like. Bills that are determined to be counterfeit bills (unidentifiable) by the discrimination unit 902 are sorted by a gate 903, passed through a conveyance path 909, and are discharged from a return slot 904. On the other hand, the coins inserted through the input slot 905 are sent to a coin verification section 906 by a conveyance means such as a conveyor belt 91), and the authenticity and denomination are determined. And coin verification department 906
The coins determined to be genuine coins are pooled on a conveyor belt 907. It should be noted that the coins determined to be counterfeit coins by the coin verification section 906 are also discharged to the teller by a return conveyance means (not shown).

When the verification section 902 and the coin verification section 906 complete the verification of the authenticity and amount of money of the inserted cash, the counter device side is notified of the results via the control section 910.

Then, in response to a cash loading command from the counter device, the cash (banknotes and coins) pooled in each pool section 907, 908 is loaded onto the carrier 7o.

The carrier 7o has storage boxes 72 and 73 for banknotes and coins in its rectangular parallelepiped body. Furthermore, a lid 71 is provided that can be opened and closed with respect to the main body. These storage boxes 72 and 73 are stored in the main body when traveling on the transport rail, and the lid 71 is in a closed state.

A rotor plate 36 corresponding to a rotor in a motor is provided at the lower part of the carrier flow main body. FIG. 3 (the same applies to FIGS. 4 to 6) shows the carrier 7o lifted from the rail 7 by the lift mechanism.

This lift mechanism 75 is provided at each of the stations 21 to 27, such as the above-mentioned window counter 8. Soshite carrier 7
0 from the rail 7, allowing other carriers to travel. The lift mechanism 75 includes a pair of lift belts 76 disposed opposite to each other on both sides of the rail 7, a bracket 77 fixed to a portion of the lift belts, and the like. A stator 78 is provided on the lower surface of the rail 7 corresponding to the position where the lift mechanism 75 is provided. The stators 78,78 are each wound with a coil and are arranged such that the rotor plate 74 of the carrier 70 is located between the stators. The stators 78 are provided not only at each station 21 to 27 but also on the rails between the stations at predetermined intervals as described above. By applying current to the coils of each stator, the carrier 70 can be started (or accelerated) or braked (or stopped).

The carrier 70 stopped at each station in this way
is lifted to a predetermined height by the lift mechanism 75. Note that the carrier 70 has a guide roller (not shown) that engages with the rail 7. Therefore, when lifting the carrier 70, the engaging portion (guide rail) of the rail 7 at the station position is rotated so as to retreat from the guide roller of the carrier 70. As a result, the bracket 77 fixed to the lift belt 76 is engaged with the carrier body, so that the carrier 70 can move up and down in accordance with the rotation of the lift belt.

As shown in FIG. 3, a terminal writer 90 is placed below the teller deposit machine 9. The terminal writer 90 has an insertion slot 920 into which a bankbook or ticket is inserted, into which a bankbook or ticket received from a customer is inserted. The inserted passbook or ticket is transferred to the printing section 9 by the conveyance means 921.
Sent to 23.

This printing unit 923 performs bookkeeping or ticket printing. Further, reading means 922 is provided for reading recorded data (course number, etc.) on the magnetic stripe (MS) on the passbook when the passbook is inserted.

Figure 4 shows automatic transaction device 1 that performs cash transactions based on customer operations.
0 is a diagram showing the configuration of 0. Although the device shown in the figure is a cash (bill) automatic teller machine (cash dispenser), it may also be a transaction device that can perform deposit transactions. This automatic transaction device 1
0 indicates multiple denominations required as payment cash (for example, 10,000 yen notes, 5,000 yen notes).

A cash storage box 1) 4 consisting of a safe for storing banknotes (1,000 yen notes) is provided. Further, on the operation surface 120 operated by the customer, there are a card insertion slot 1031, a bill ejection slot 100, and a display section 10.
1. and a numeric keypad 102 are provided. The cash storage 1) 4 is provided with a cash storage mechanism 1) 5 and a payout mechanism 1) 8 corresponding to each safe 1゜2.3. 1)2
is a cash takeout mechanism, which takes out cash transported by the car carrier 70. The take-out mechanism 1) 2 consists of a pair of clamping belts, etc., and can be slid to the position shown by the broken line in the figure. This makes it possible to take out the cash loaded in the bill storage box of the carrier 70 all at once. The cash taken out by the withdrawal mechanism 1) and 2 is transferred to the withdrawal mechanism 1.
) is sent to the previous stage of 3. Then, the cash is dispensed one by one by the dispensing mechanism 1) 3, and the denomination is discriminated by the discrimination section 106. Each gate 1) 6 and 1) 7 is selectively driven according to the denomination discrimination by the discrimination section, and cash is stored in each safe 1 to 3 of the storage 1) 4. At this time, cash whose denomination cannot be determined by the discrimination unit 106 is distributed to gates 107 and 109 and rejected to the reject box 1)1. These operations of taking out cash from the carrier 70 and storing it in the safe are performed at the time of cash replenishment or initial cash cent, which will be described later. Removal mechanism 1
) 2 operates as a cash loading mechanism into the carrier at the time of cash settlement collection. In this case, the cash dispensing mechanism 1) 8 dispenses cash for each safe. Then, counting is performed in the discrimination section 106, and the cash in each safe is loaded into the carrier 70 via the conveyor belt 121 by sorting by the gate 1)9.

On the other hand, the customer's transaction data input operation in the customer operation unit 120 is the same as the operation in a well-known automatic transaction device, and a detailed explanation thereof will be omitted. The control unit 1) 0 sends a transaction request message to the center based on the payment amount input by the customer and the contents of the customer card read by the card reader 104. Then, according to the response message from the center, the control unit 1
) 0 dispenses cash corresponding to the payment amount by selectively driving the dispensing mechanism 1 ) 8 and supplies it to the discrimination section 106 .

The discrimination unit 106 discriminates the denomination of the dispensed cash as in the case described above. Then, it is transported to the cash (banknote) discharge port 100 side where the discrimination is good. In the unlikely event that unidentifiable cash is activated, the gate 109 is activated to reject it to box 1)1.

FIG. 5 is a diagram showing the configuration of the cash storage machine 5, which is one of the teller machines. Each storage box office 2. of carriers 70 arriving at this storage machine 5. -73, there is a counter 80 (first
The banknotes and coins received from the users in Figure 1) are stored there. Furthermore, in the settlement process after the end of the business, a carrier 7° carrying collected cash (banknotes) from the automatic transaction device 1° arrives.

In the figure, 500 is a bill retrieval robot, which is composed of a rotatable arm 501 and a hand 502 attached to the tip of this arm 501. The hand 502 has a pair of roller fingers 512 on which a belt is suspended, and a drive mechanism 513 that moves these roller fingers forward and backward in opposite directions. And this finger 51
2 pinches (grips) the banknotes in the storage box, and then rotates the rear arm 501 to insert the banknotes into the slot 504 of the banknote storage 503. The banknotes inserted by the robot 500 are collectively stored in a storage 503 by a storage mechanism 505 such as a pusher. On the other hand, the storage box 73 of the carrier 70 is tilted by a pressing mechanism (not shown), and is configured to eject the coins stored therein into the receiver opening 506. The coins ejected into the receiver opening 506 are stored in a coin storage 508 by a conveyor belt 507. In addition, 5
10 is a device that controls the above-mentioned storage operation, and 509 is a device power source. Further, 51) is an opening/closing door, and each storage compartment 50
It is opened when a teller etc. takes out the stored cash of 3,508.

FIG. 6 is a diagram showing the configuration of a cash dispensing machine 6, which is one of the teller machines. The cash dispensing machine is roughly divided into a bill dispensing section 600 and a coin dispensing section 610. Bill dispensing section 60
In 0, 601 to 603 are banknote storages, and banknotes of denominations (for example, 10,000 yen notes) are handled by the counter and automatic transaction device.

It stores 5,000 yen bills and 1,000 yen bills. Each of these storage areas 6
The stored banknotes 01 to 603 are each independently taken out by the feeding mechanism 604. The removed banknotes are stored in the primary pool section 6
It is collected at 06. The stacked banknotes are then discharged into the box 72 of the carrier 70 by the feeding mechanism 607.

In the money dispensing section 610, 61) is a money storage;
Reference numeral 2 denotes a mechanism for taking out coins stored in the storage 61). The coins taken out by the takeout mechanism 612 are guided by a discharge mechanism 613 and are discharged into the coin storage box 73 of the carrier 70.

FIG. 7 is a block diagram showing the configuration of the control section of each device shown in FIGS. 1 and 2.

The system controller (SC) 2 includes a main processor 210. Main memory (MS) 230. Line control section (CH
C) 250 and interface control unit (IFC) 240
Equipped with In addition to the control program for the processor 210, various storage areas 231 to 235 are allocated to the main memory 230. Areas 231 and 232 are transmitting and receiving buffers,
It buffers transmitted and received data (including commands and data) on lines and interface lines.

The area 233 is a command buffer, in which commands to be executed by itself are sequentially stored from among the received data.

That is, commands for dispensing, storing, or transporting cash are sequentially stored in the buffer 233 as a queue under the control of the controller 2. In addition, the fishing period 234 is a cash counter, and the number of deposited cash and withdrawal cash handled by each teller device 8 or automatic transaction device 10 or □
The amount is stored for each device. In this case, the number of coins or amount of each denomination transacted for each device is also totaled. On the other hand, area 235 is a carrier position register, in which the position of each carrier in the system is sequentially displayed.

The transport control device 3 is connected to the system controller 2 via an interface circuit 340.

It also includes a processor 310 and a control memory 315. As will be described later, the transport control device 3 causes a designated carrier to travel to a designated station in accordance with instructions from the system controller 2. Furthermore, according to instructions from the controller 2, the lift mechanism 75 of each station
It also controls the operation of the

Teller devices 8a and 8b operated by the teller at the counter
is connected to the system controller 2 via the line control unit 850.
connected to. This line control unit 850 is also connected online to a center (not shown) via a terminal control device TC. FIG. 7 shows the configuration of only the device 8a of these counter devices 8a and 8b. The counter device 8a includes a processor 810, and further includes a memory 82o and a keyboard 81).
° It has a display section 812 and an interface circuit 840. In addition to the business program to be executed by the processor 81o, the memory 820 is provided with a buffer 821 for storing transaction data (course number transaction type code, transaction request amount, etc.) input by the teller from the keyboard 81).

The keyboard 81) is used as one means for inputting transaction data by the teller, and a reading device for reading data recorded on the magnetic stripe of a passbook or the like is connected as another input means. The display unit 812 is used to monitor and display various data input by the teller. Furthermore, T
Messages sent from the center via C are displayed.

These teller devices 8a, 8b are connected to a teller deposit machine 9 via an interface line. The deposit machine 9 has a control 910 consisting of an interface circuit 940, a processor, etc.
has. The control section 910 operates a counting mechanism 960 including a discrimination section 902, a coin verification section, etc. shown in FIG. 3 in accordance with a counting command given from the teller device 8a or 8b via the ink face line.

The terminal writer 90 is connected to the terminal control device TO or the center via a line control section 950. Furthermore, the terminal writer 90 includes a processor 925 and a memory 930.
It also has a magnetic stripe reader/writer 922 and a printing device 923.

The automatic transaction device 10 includes a processor 1) 0 and a memory 12.
3 and a card reader 1o4. Guidance display section 1
01. It has a keyboard 102 and a printing section 122. Further, as shown in FIG. 4, the feeding mechanism 1)8. l division part 10
6. A payment mechanism 160 consisting of a gate 109, etc. and a take-out mechanism 1) 2, each of which is driven under the control of a processor 1) 0. Processor 1) 0 connects to terminal controller T via line controller 150.
It is connected online to C (and the center).

It is also connected to the system controller 2 via a line. In addition to the transaction program, the memory 123 is provided with an accommodation cash counter 124 for managing the cash stored in each of the accommodation safes 1 to 3 (1) 4), while the teller console 4 operated by the teller is used for inputting commands. A keyboard 43 and a monitor display section 42 are provided. The processor 41 exchanges data with these input/output devices, and is connected to the system controller 2 via the interface circuit 40. The memory 44 stores a control program executed by the processor 41, and is also allocated a buffer area for input/output data.

The cash storage machine 5 and the cash dispensing machine 6 that constitute the teller machine are
They are connected to the system controller 2 via interface circuits 540 and 640, respectively. As shown in FIG. 5, the cash storage machine 5 includes a take-in mechanism 520. It also has a storage mechanism 530 consisting of bill and coin storages 503, 508, and the like. Each of these mechanisms 520
, 530 are controlled by the control unit 510 according to instructions from the system controller 2.

Similarly, the cash dispensing machine 6 includes a control section 620 and a memory 630. As shown in FIG. 6, a banknote dispensing section 600
and a loading mechanism 660 consisting of a counting mechanism 670 such as a coin dispensing section 610, a feeding mechanism 607, a discharging mechanism 613, etc.
It is equipped with the following. Memory 630 is provided with a cash counter 635. This cash counter 635 indicates the number of each cash stored in each banknote storage 601 to 603 and coin storage 61). Then, as each cash is released, the contents of the corresponding counter are subtracted.

Next, the cash processing operation in the system shown in FIG. 2 will be explained based on the control block diagram of FIG. 7. In addition, the carrier 70 has each window counter 80a.

Stations 25.27.80b. A station 26 provided corresponding to the teller deposit machine 9. It is assumed that they are located at station 24° of automatic transaction device 10 and station 21 corresponding to teller console 4, respectively. As the home position, each carrier 70 is in a state where it is retracted (raised) from the rail 7 by the lift mechanism 75.

First, the system operation when executing a withdrawal transaction at the counter 80a will be explained.

- The teller at the counter 80a receives the withdrawal slip and passbook from the customer who has arrived at the counter. The teller then inputs transaction data for the withdrawal transaction using the counter device 8a. That is, the transaction type (in this case, withdrawal), withdrawal amount, etc. are input using the keyboard 81). At the same time, the teller inserts the bankbook received from the customer into the reader/writer 922 of the terminal writer 90. As a result, the account number read from the passbook is sent to the center via the terminal control device (TC) 50 together with the input from the keyboard 81). As a result, a transaction permission message is returned from the center, and a notification of permission for the input withdrawal transaction is notified to the counter device 8a. The above operation is the same as the conventional operation using the counter device. Based on this permission message, the processor 810 of the counter device 8a issues a dispensing command for each banknote or coin corresponding to the withdrawal amount stored in the transaction buffer 821 to the system controller 2 via the line.

(2) The system controller 2 interprets this issued command as a command to be processed by itself, and registers it in the queue in the command buffer 233. This dispensing command is executed when other transactions using the cash dispensing machine 6 are completed. That is, the main processor 210 first obtains a withdrawal processing serial number for this deposit instruction. Thereafter, this serial number serves as an identification number and processing for the casting command is performed.

■ Next, the main processor 2 of the system controller 2
10 issues a command to the transport control device 3 to move the carrier 70 located at the station 25 of the teller counter 80a where the dispensing command was received to the station 23 of the cash dispensing machine. In other words, a driving command is issued indicating that the window loss station 25 is the departure station and the station 23 is the arrival station. In addition, the processor 210 generates banknotes and coins (by denomination) corresponding to the given dispensing command.
A discharge command is issued to the cash dispensing machine 6.

(2) In response to a drive command from the system controller 2, the processor 310 of the transport control device 3 drives the lift mechanism of the designated departure station (station 25 in this case). As a result, the carrier at the home position of the station 25 is lowered and engaged on the rail 7. Next, the processor 310 drives the stator of this station 25 to start the carrier. processor 3
10 detects the position of the carrier by a sensor (not shown) placed on the rail, and sequentially drives the stator 20 on the rail on which the carrier passes, causing the carrier to travel. And the carrier is station 2 with cash dispenser 6.
Upon arrival at station 23, processor 310
The stator of the carrier is reversely excited to stop the carrier.

As a result, the carrier 70 is positioned on the rail 7 shown in FIG. Next, processor 310 drives lift mechanism 75 to raise carrier 70 to the position shown in the figure. Furthermore, the door 71 of the carrier 70 and each box 72
．． 73 is opened by a drive mechanism (not shown) when the carrier 70 is raised to the position shown. When these series of carrier movements are completed, the processor 310 notifies the system controller 2 of the completion of the movement.

(2) On the other hand, the control unit 620 of the cash dispensing machine 6 operates the counting mechanism 670 in accordance with the dispensing command given from the system controller 2. That is, as described with reference to FIG. 6, the designated number of banknotes is dispensed by the dispensing mechanism 604 from the storage bins 601 to 603 corresponding to the designated denomination. Then, it is pooled in the pool section 606. Similarly, a designated number of coins are taken out from the storage 61) and pooled.

When these feeding counting operations are completed, the control unit 620 returns a notification of the completion of counting to the system controller.

(2) In response to the carrier movement completion notification from the transport control device 3 and the counting completion notification from the cash dispensing machine 6, the main processor 210 of the system controller 2 notifies the teller device 8a of the normal completion of banknote and coin counting. In response to this notification, the processor 810 of the counter device 8a notifies the teller on the display unit 812 of the completion of counting, and also issues a command to end the previously issued dispensing command as a response signal.

(2) In response to the termination command from the counter device 8a, the main processor 210 of the system controller 2 updates the value of the disbursing cash counter indicated by the cash counter 234 corresponding to the counter device 8a. At the same time, the processor 210 issues a loading command to the cash dispensing machine 6. In response to the loading command, the control unit 620 of the cash dispensing machine 6 sends the pooled banknotes and coins to the feeding mechanisms 607 and 613 (see FIG. 6).
The loading mechanism 660 consisting of: When this loading is completed, a loading completion notification is sent to the system controller 2.
send it back to

(2) In response to the loading completion notification from the cash dispensing machine 6, the system controller 2 issues a completion notification to the counter device 8a. Upon receiving this completion notification, the processor 810 of the teller device 8a determines that the cash dispensing process for the transaction has been completed and notifies the center of the completion of the dispensing process.

As a result, the printing data for the inserted bankbook is returned from the center to the terminal writer 90. The processor 925 of the terminal writer 90 performs bookkeeping according to the given print data and returns the passbook to the teller.

In parallel with this, the system controller 2 issues a drive command to the transport control device 3. That is, a drive command is issued to set the departure station as the station 23 of the ejector 6 and the arrival station as the station controller 25 of the counter 80a. The main processor 210 further requests the teller console 4 to print the transaction.

■Following drive commands from system controller 2,
The conveyance control device 3 first drives the lift mechanism 75 of the station 23 to return the carrier 70 carrying the cash onto the rail 7. Then, as in the case described above, the stator on the rail 7 is driven and controlled, and the carrier 70 is caused to arrive at the station 25. Then, the carrier 70 is raised by the lift mechanism of the station 25. As a result, the door of the cash handling port 25.1) of the window counter 80 (FIG. 1) opens, and each cash storage box 72, 73 of the carrier 70 opens.
appears within Teller's reach.

[Phase] The teller took out the cash from this handling port 25a,
Furthermore, the bankbook discharged from the terminal writer 90 is taken out. The cash and passbook will then be handed over to the customer at the counter.

With the above operations, the withdrawal process is completed. In this way, the processor 810 of the teller device 8a sends a transaction request message to the center based on the transaction data input by the teller, and also issues a deposit command to the system controller 2 based on the amount data included in this transaction data. emanate.

Therefore, from the teller's point of view, there is no change in the operation of the conventional teller system. In addition, the travel time of the carrier is determined by the counting operation of the cash dispensing machine 6 and the terminal-like 9.
This is done in parallel with the bookkeeping operation for 0. Therefore, the problem of delays in counter transaction times due to the introduction of this carrier can also be resolved.

Next, the operation at the time of executing a deposit transaction at the counter 80b will be explained.

■ First, the teller at the counter 80b receives deposited cash, deposit request slip, and passbook from the customer. Then, the teller inserts the passbook into the terminal writer 90 in the same manner as in step (2) of the above-described withdrawal process, and at the same time inputs transaction data such as the deposited amount from the teller device 8b. Transaction data from the teller device 8b and terminal writer 90 is then notified to the center via the terminal control device 50. When the transaction permission message is returned from the center, the teller device 8b notifies the system controller 2 of the deposit amount input by the teller.

(2) The system controller 2 assumes that a deposit command has been issued based on the received deposit amount data, and takes a collection processing serial number for this deposit command. Thereafter, this serial number will serve as an identification number and the deposit transaction will be processed.

The system controller 2 then returns a payment notification response to the counter device 8b. This notification prompts the teller to deposit cash into the deposit machine 9.

■ The teller inserts the cash received from the customer into the bill and coin slots 900 and 905 of the deposit machine 9 (FIG. 3), respectively. Each of the inserted cash is sent to the identification section 902. Validation department 9
It is counted at 06. This counting output is accumulated in a counting buffer 930 by the control unit 910. When the differential counting is completed for all the inserted cash, the control unit 9
10 notifies the teller device 8b of the total amount of inserted cash (or the amount of each denomination). Then, the teller device 8b uses the notified amount data to proof the deposited amount previously input by the teller. Then, if the proof result is normal, the teller device 8b issues a cash storage command to the deposit machine 9.

- Based on this storage command, the control unit 910 of the deposit machine 9 drives each transport mechanism 907, 908, and loads the cash that has been differentiated onto the carrier 70, which is waiting with the lid 71 open, as shown in FIG. It will be crowded.

Upon completion of this loading, the control unit 910 sends a loading completion notification to the system controller 2 via the counter device 8b.

This loading completion notification is analyzed by the main processor +210 and registered in the queue in the command buffer 233 as a storage processing command for the station 27.

Then, the registered command is sent to the main processor 21.
0 reaches the point where main processor 210 executes.
returns a response to the completion of loading to the counter device 8b. The main processor 210 then issues a drive command to the transport control device 3. In other words, the departure station is station 27, and the arrival station is cash storage machine 5.
A drive command is issued to the station 22.

(2) In response to the response from the system controller 2, the counter device 8b sends a message to the center indicating that the deposit transaction has been completed. Then, according to the return message from the center, the terminal writer 90
Printing is done on the passbook, and the passbook is ejected.

The teller takes out the ejected passbook and hands it to the customer, thereby completing the transaction at the counter.

(2) - The transport control device 3 to which the blade drive command has been issued moves the carrier in the same way as in the above case. That is, the lid 71 of the carrier 70 of the station 27 is closed, and the lift mechanism 75 is driven to return the carrier 70 to the rail 7. Then, each stator is driven to cause the carrier 70 to arrive at the station of the cash storage machine 5 (FIG. 5). Then, the lift mechanism is driven to raise the carrier 70 as shown in FIG.

Upon completion of this series of operations, the transport control device 3 issues a drive end notification to the system controller 2.

(2) In response to the drive end notification, the main processor 210 of the system controller 2 issues a storage command to the storage machine 5.

In the storage machine 5 that has received this storage command, the intake and storage movements 520 and 530 are operated by the control unit 510 of the storage machine 5 . That is, as shown in FIG. 5, the robot 500 takes out the banknotes from the carrier 70. Further box 73
The coin is taken out depending on the inclination of
They are all stored in 08. The controller 2 is then notified of the completion of storage.

(2) The main processor 210 updates and accumulates the count value of the cash counter 234 corresponding to the teller device 8b based on this notification of completion of collection. Then, a request is made to the teller console 4 to print out the transaction details.

The main processor 210 also issues a carrier return command to the transport control device 3 based on the storage completion notification from the storage machine 5. This causes the carrier 70 to return to the home position of the window loss region 27.

With the above steps, the operation during the deposit processing is completed. In this way, in the deposit processing, the system controller 2 starts the storing operation based on the completion of deposit/cash counting by the deposit machine 9 for tellers and the completion of loading into the carrier, and the deposit completion processing on the teller side (passbook printing, etc.) is completed. Therefore, the time taken to collect cash by the carrier is not reflected in the waiting time at the counter.

On the other hand, the automatic transaction device 10 incorporated in the counter 1 executes withdrawal transactions based on customer operations, completely independent of the above-mentioned counter processing. That is, the processor 1) 0 of the automatic transaction device 10 is triggered by the card insertion by the customer, and displays the operation guidance on the display section 101 (2 line section 150).
It also performs communication with the center using the keyboard 102, and also dispenses and releases banknotes corresponding to the withdrawal amount input using the keyboard 102. The operations of these automatic transaction devices are well known, and the details thereof will be omitted. By performing a payment (withdrawal) transaction, the processor 1) 0 updates (subtracts) the cash counter in the memory 123 and manages the cash inventory (number or amount) in its storage storage 1) 4. .

The system controller 2 always sends polling to the automatic transaction device 10 via the line at a constant period. Upon reception of this polling, processor 1)0 registers cash counter 1).
The count value of 24 is returned to the system controller side. As a result, the main processor 210 updates the corresponding count value of the cash counter 234 that it manages,
The amount of cash sequentially executed (paid) by the automatic transaction device 10 is accumulated. In addition, the main processor 210
The cash balance of 0 is also updated in memory. And each cash storage 1)
When the amount of stored cash in any one of 4 falls below a certain number, the main processor 210 issues a dispensing command to the cash dispensing machine 6 for the corresponding denomination of cash. Furthermore, main processor 2
10 issues a drive command to the transport control device 3 to move the carrier located at the station 24 of the automatic transaction device 10 to the station 23 of the cash dispensing machine 6. The operations of the conveyance control device 3 and the cash dispensing machine 6 in response to these commands are as described above. As a result, the cash of the denomination that is insufficient in the automatic transaction device 10 is loaded from the cash dispenser 6 onto the carrier.

When the notification of completion of loading of replenishment cash is issued from the discharge machine 6,
The main processor 210 further issues a drive command to the transport control device 3 to return the carrier.

This drive command causes the carrier 70 loaded with replenishment cash to
The carrier 70 is to be positioned as shown in FIG.
Upon completion of the return, the main processor 210 issues a command to process 71)0 of the automatic transaction device 10 to take in replenishment cash. This import command causes processor 1) 0
drives the intake mechanism 170.

Additionally, Procera+1)0 is in a transaction suspended state due to an insufficient number of cash in its storage. In this embodiment, the computer enters the hibernation state upon receiving the import command from the main processor 210. If there is a transaction in progress at this time, the transaction will be suspended after that transaction is completed.

The cash on the carrier 70 is taken in by the operation of the taking mechanism 170. That is, the takeout mechanism 1) 2 moves to the position shown by the broken line in the figure and picks up the cash. After returning to the position indicated by the solid line, the conveyance mechanism such as rollers is operated, and the feeding mechanism 1)
Convey all at once until just before 3. After that, the feeding mechanism 1
) 3, replenishment cash is fed out one by one, and the identification section 10
After the denomination is determined in step 6, the money is stored in a predetermined safe in storage box 1)4. The processor 1) 0 updates the cash counter 124 based on the discrimination result from the discrimination unit 106. As a result, replenishment of the safe with insufficient cash is confirmed, and the processor 1) 0 cancels the transaction suspension state.

In the above-mentioned example, the system controller 2 senses the cash balance of the storage warehouses 1) and 4, but instead of this, a method may be considered in which the automatic transaction device 10 notifies that there is a shortage of cash. In this case, it becomes unnecessary to sense the balance by polling and to manage the cash balance in the storage warehouse by the system controller 2.

Further, cash loading (replenishment) into the automatic transaction device 10 is instructed from the teller console 4. This is mainly used, for example, when initially setting cash in the storage 1) 4 of the automatic transaction device 10 at the start of system operation, that is, at the start of business.

In this case, first, a teller (hereinafter referred to as a teller) performs a cash loading operation for loading cash 10 into the automatic transaction device 10 using the keyboard 43 of the teller console 4. That is, the denomination and number of cash to be loaded, the loading optical device address, etc. are input. These input data are sent to the system controller 2. Then, the main processor 210 issues a cash loading command to the automatic transaction device 10. Furthermore, a command to dispense specified cash is issued to the cash dispensing machine 6. Also, the main processor 210
issues a carrier drive command to the transport control device 3.

The automatic transaction device 10 receives the cash loading command and waits for the next cash loading command. Further, if this cash loading command is received while a transaction is being executed, the transaction is suspended after completing the transaction in progress, and the system waits for a cash loading command from the system controller 2.

The cash dispensing machine 6 that receives the dispensing command dispenses a specified amount of cash, and further loads the dispensed cash onto the carrier based on a loading command from the system controller.

Upon receiving this notification of the completion of loading, the system controller 2 starts up the transport control device 3 again and moves the carrier to the station 24 of the automatic transaction device 10. As explained in FIG. 4, the carrier 7 by the automatic transaction device 10
Operate the cash takeout/storage function on 0.

Furthermore, at the end of banking operations, the cash in the storage compartment 1) 4 of this automatic transaction device 10 is collected. That is, the collection puller issues a collection command to the system controller 2 from the console 4. Upon receiving the collection command, the system controller 2 issues a cash collection command to the automatic transaction device 10. In this case, when a plurality of automated teller machines 10 are installed, a cash collection command is issued to each machine at the same time. According to this command, the automatic transaction device 10
The banknotes are sequentially fed out from each of the safes 1 to 3 in the discriminating section 106.
Gate 107,1)9. Then, it is loaded onto the carrier 70 via the transport mechanism 121.

When the loading of cash is completed, the system controller 2
The transport control device 3 is driven to move the carrier 70 to the station 22 of the cash storage machine 5 to store (collect) cash.
Have them do it. In addition, in the case of multiple automatic transaction devices, they are stored in order from the one that has finished loading cash into the carrier 70.
(recovery).

〔Effect of the invention〕

As described above, according to the present invention, not only the teller counter but also the transaction items such as cash handled by the automated teller machine can be collectively managed, thereby making it possible to centrally manage the transaction items within the store.

[Brief explanation of drawings]

FIG. 1 and FIG. 2 are diagrams showing one embodiment of the present invention. FIG. 3 is a diagram showing the structure of the teller deposit machine 9 and terminal writer 90 in the embodiment, and FIG. 4 is a diagram showing the structure of the automatic transaction device 10 in the embodiment. FIG. 5 is a diagram showing the configuration of the cash storage machine, FIG. 6 is a diagram showing the configuration of the cash dispensing tJM6, and FIG. 7 is a control block diagram of the embodiment. 1 is a counter, 2 is a system controller, 3 is a transport control device, 7 is a transport rail, and 10 is an automatic transaction device. 10th

Claims (3)

[Claims] (1) A counter equipped with a counter device into which transaction data is operated and inputted by the counter staff, and a counter installed separately from the counter that automatically dispenses cash and other cash based on operations by the user. an automatic transaction device equipped with a storage for accommodating the transaction items; a teller machine that accommodates the transaction goods handled by the teller counter and the automated teller device; and a conveyance path connecting the teller machine, the teller counter, and the automatic transaction device; A conveyance carrier that moves on this conveyance path and conveys the transaction goods thrown out from the teller machine to a teller counter or an automatic transaction device, and a conveyance carrier that conveys the transaction goods thrown out from the teller machine to a teller counter or an automatic transaction device, and a conveyance carrier that delivers the trade goods corresponding to the transaction that occurs each time a transaction occurs at the teller counter. A transaction article conveyance system comprising a control device for discharging cash from a teller machine and conveying it to a teller counter, and for discharging and conveying corresponding cash from a teller machine according to the storage state of cash in a storage in the automatic transaction device. . (2) The control device has means for sensing the remaining amount of cash stored in the storage of the automated teller machine, and when the amount of cash is below a certain amount, the control device replaces the insufficient cash. A transaction article conveyance system according to claim (1), wherein cash and the like are ejected from a teller machine and replenished by a conveyance carrier. (3) The transaction article conveyance system according to claim (1), wherein the control device dispenses and conveys cash by a teller machine based on a cash loading request from a console operated by an attendant.