JPS623397A - Examination method for automated teller machines - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

[Detailed description of the invention] [Field of application of the invention] The present invention relates to a method for inspecting automated teller machines.

In particular, the present invention relates to a method of examining automated teller machines suitable for manual deposits and withdrawals caused by currency counting failures.

[Background of the invention]

Automated teller machines are becoming widespread in banks and other financial institutions.
': Frequently used. In this automatic teller machine “;71°(7)]&!It!l: “balm”<*'rl,
f:@*, :'This is an extremely serious accident in terms of damage and credibility.

Conventionally, in recycle-type automated teller machines, the currency (banknotes and coins) set by the staff member is counted for discrimination, and then carefully examined by calculating (number of set - number of coins to be withdrawn, number of coins per person). If an employee manually deposits or withdraws money due to problems such as problems during counting, etc., the above calculation formula will not match the scrutiny, causing confusion.

Figure 4 shows the schematic configuration of a conventional automated teller machine.
It is a diagram.

11 is a deposit slot for inserting currency, 12 is a return slot for returning fake currency or unusable currency, 13 is a withdrawal slot for giving payment or change, and 14 is authenticity, denomination, or table 1.7'
The identification unit that determines the reverse side, 15, checks the deposited currency -
,.

16 is a deposit cassette that stores deposited currency, 17 is a deposit box that stores currency that cannot be reused, and 18 is a withdrawal cassette that stores currency for payment. , 19 is a return gate that switches the conveyance route to return deposited currency;
20 is a reject gate that switches the conveyance path in order to return unusable currency when withdrawing money.

The banknotes inserted into the deposit slot 11 are verified by a verification section 14, and the banknotes determined to be normal are stacked in a deposit cassette temporary stacker 15 at a gate 19. Further, banknotes that are not determined to be normal are sorted out at the gate 19 to be sent to the return slot 12. Normally deposited banknotes are transferred from the deposit cassette temporary stack 15 to the deposit cassette 1 when the transaction is completed.
Stacked at 6. When a transaction is completed, the customer is usually notified when the customer presses the transaction confirmation button. Next, among the withdrawal requests, for those recognized as normal withdrawal requests, the bills are counted and taken out from the withdrawal cassette 18, passed through the gate 20, stacked at the withdrawal port 13, and withdrawn. do.

By the way, the withdrawal cassette 18 is usually stored and set in the machine by an attendant at the start of business.

Therefore, after the transaction is completed, the amount remaining in the withdrawal cassette is (initial amount set) - (withdrawal amount) + (
equal to the deposit amount). However, if there is an error when setting the banknotes for withdrawal, or if the clerk manually deposits or withdraws money due to an obstacle, etc., a difference will occur in the remaining amount.

Therefore, we installed a device that stores the amount of banknotes loaded for withdrawal.
A method has been proposed in which the banknotes for withdrawal are counted before the start of business and the results are stored in the storage device mentioned above (see Japanese Patent Application No. 58-223481). In the method proposed above, As shown by the dotted line in FIG. 4, the banknotes for withdrawal set in the single banknote cassette 18 are sent out from the banknote cassette prior to the deposit/withdrawal transaction, are verified and counted by the verification unit 14, and are passed through the gate 19. It is stacked into a recycle box 16 via a recycle box temporary stack 15. Then, based on the results of the discrimination and counting performed by the discrimination section 14, the loaded data portion of the inspection data register (not shown) is updated. After various withdrawal transactions, the banknote cassette in the device is collected at the end of the transaction. In the collection operation, the particles are passed through the discrimination section 14 for discrimination and counting.

Based on the results, the recovered data portion of the inspection data register is updated. The control unit updates (loading data) - (dispensing data) every time data is updated as each operation is executed.
The value of + (deposit data) - (recovery data) is calculated and set in the current value data portion of the inspection data register.

This makes it possible to always know the amount of cash in the device, and reduces cash troubles even when deposits and withdrawals are made manually due to a cash accident or the like.

However, when a counting failure occurs in the discrimination unit 14, manual withdrawals and deposits are made from within the device, and currency that has already been traded in the device is removed from outside the device. If you pay money, there is a problem that when you examine the deposit data, withdrawal data, and loading data, it will not match the cash.

[Purpose of the invention]

The purpose of the present invention is to solve such conventional problems, and in the case of counting failure etc., even if manual deposits and withdrawals are made,
An object of the present invention is to provide a method for examining an automated teller machine that does not result in discrepancies during inspection.

[Summary of the invention]

In order to achieve the above object, the inspection method of the automated teller machine according to the present invention uses a discriminating means to discriminate the currency deposited from the deposit port and the currency paid to the withdrawal port each time, and stores only normal currency or The automated teller machine for dispensing money is equipped with a data register for scrutiny whose value is updated based on the discrimination results of the above discrimination means and input from the customer or staff operation panel, and prevents manual entry into the machine due to counting errors, etc. A feature of the present invention is that when there is a deposit or a manual withdrawal from within the device or from outside the device, manual deposit/withdrawal data is input from the panel and the contents of the data register for scrutiny are corrected.

[Embodiments of the invention]

Hereinafter, embodiments of the present invention will be described in detail with reference to one drawing.

FIG. 1 is a schematic diagram of an automatic teller machine showing an embodiment of the present invention.

In Figure 1, the same symbols as in Figure 4 represent the same things, 15 is a recycle box temporary stack, 1
6 is a recycling box, 17 is a temporary stack of banknote cassettes, and 18 is a banknote cassette. In addition, in Figure 1,
To simplify the explanation, the explanation is given assuming that the denomination of the banknote used is one type, but the operation is the same even if there are multiple denominations.

The banknotes inserted through the deposit slot 11 are verified by a verification unit 14, and the banknotes determined to be normal are stacked in a recycling box temporary stack 15 by a gate 19. Also,
Bills that are not determined to be normal are stacked at the payout port 12 via gates 19 and 20 and returned. Normally deposited banknotes will be placed in the recycle box temporary stack 1 when the transaction is completed.
5 to the recycling box 16. Among the withdrawal requests, for those recognized as normal withdrawal requests, the banknotes are taken out from the recycling box 16, verified and counted by the verification section 14, and then withdrawn through the gates 19 and 20. Stack it in mouth 12 and withdraw money.

In the present invention, under the control of the control unit (see Fig. 2) in the fully automatic transaction device, the discrimination unit 14, journal device, and inspection data register are operated to collect manual withdrawal data by one person.
The deposit data is recorded in the device, and corrections are made to the deposit data, withdrawal data, and loading data so that the current cash balance of the device can be scrutinized.

FIG. 2 is a block diagram of the control system of the apparatus shown in FIG. 1.

In FIG. 2, 21 is a control unit that controls the entire device, 22 is a customer operation panel provided on the front of the device, 23 is a staff operation panel provided on the back of the device, etc., and 24 is a journal for recording data. device, 25 is gate 1
Conveyance path including 9, 20 and stackers 15 to 18, etc.
26 is a discrimination/counting section including the discrimination section 14 and counting quantity, etc.;
Reference numeral 27 is a data register for inspection that always stores the current value.

FIG. 3 is a diagram showing the contents of the inspection data register in FIG. 2.

Various data shown in FIG. 3 are recorded in order to check whether the current amount of cash matches the data on the amount stacked in the recycling box 16 and the data on the amount taken out from the recycling box 16.

First, before the start of business, the clerk installs the banknote cassette 18 containing the currency for withdrawal into the device and presses the start button, so that the currency for withdrawal is sequentially sent out from the banknote cassette 18 to the conveyance path. After being discriminated and counted by the discriminating section 14 , the waste passes through the gate 19 and the temporary recycling box stack 15 and is stacked in the recycling box 16 . All bills for withdrawal are withdrawn from this recycling box 16.

The control unit 21 records and updates the inspection data register 27 shown in FIG. 2 at the start of business, when storing banknotes for withdrawal in the recycling box E 6, and at the time of depositing and withdrawing money. conduct.

That is, when currency for withdrawal is set from the banknote cassette 18, an instruction is given from the staff operation panel 23, and the conveying and stacking 25 is operated under the control of the control unit 21 to set the banknote for withdrawal. be exposed.

At this time, the loading data portion of the inspection data register 27 is updated based on the discrimination result by the discrimination section 26. Here, if the currency is not stacked normally in the recycle box 16, the unstacked currency is not included in the loading data, so the unstacked currency is manually stacked in the recycle box 16, and the number of coins is By inputting from the customer operation panel 22 or the staff operation panel 23, the loading correction data portion of the inspection data register 27 is updated.

The banknotes deposited from the deposit slot 11 are transferred to the customer operation panel.
The transport path and the stack 25 are started under the control of the control unit 21 in response to an instruction from the □ channel 22, and the transport is carried to the discrimination unit 14.The control unit 21 controls the discrimination unit 1
Based on the discrimination result in step 4, the inspection data register 27 is updated. That is, the deposit data part in the third wi is updated. In the case of withdrawal as well, when the bill from the recycling box 16 is discriminated by the discrimination section 14 according to an instruction from the customer operation panel 22, the control section 21 updates the data register 27 for scrutiny based on the discrimination result. In this case, the withdrawal data portion in FIG. 3 is updated. Then, in the inspection data register 27, (loading data)
+ (Deposit data) - (Withdrawal data) = (Current value data)
always holds true.

Here, if the currency that was not properly stacked in the recycling box 16 due to a malfunction or the like is not taken out by one person and stored in the recycling box 16,
Since the deposit data and the actual cash do not match, the number of coins not stored in the recycling box 16 is input from the customer operation panel 22 or the staff operation panel 23. As a result, the deposit correction data portion of the inspection data register 27 is updated. Furthermore, if one bill is not properly dispensed from the recycling box 16, it may be dispensed from a bank other than the recycling box 16, for example, from a currency safe.

If you manually withdraw the amount that was not withdrawn,
The number of sheets is displayed on the customer operation panel 22 or on the staff operation panel 2.
Enter from step 3. As a result, the payment correction data portion of the inspection data register 27 is updated.

In this embodiment, even if one person manually sets, deposits, and withdraws money due to a counting error during loading, depositing, and dispensing, the instructions from the operation panel Since the number of coins is input into the device, the actual cash can be inspected by the device, and therefore errors caused by deposits and withdrawals can be eliminated and cash troubles can be reduced.

The current value data shown in FIG. 3 always maintains the correct amount in the device for each operation.

(Current value data) = (loading data) + (loading correction data) - (withdrawal data) + (withdrawal correction data) + (deposit data) - (deposit correction data) Journal acquisition to the journal device 24 is performed after loading. When updating data, when updating each correction data, the customer operation panel 22
This is performed when there is an instruction from the person in charge or when there is an instruction ρ from the staff operation panel 23, respectively.

〔Effect of the invention〕

As explained above, according to the present invention, manual dispensing data and manual deposit data are manually input into the device each time, and corrections are made to each of the deposit data, dispensing data, and loading data. Physical cash can be inspected, and even if a failure occurs, the current amount in the inspection data register can always be made to match the currency amount in the device.

[Brief explanation of the drawing]

FIG. 1 is a schematic configuration diagram of an automated teller machine showing one embodiment of the present invention, FIG. 2 is a block diagram of the control system shown in FIG. 1, and FIG.
The figure is an explanatory diagram of the contents of the inspection data register in FIG. 2, and FIG. 4 is a schematic configuration diagram of a conventional automatic teller machine. 11: Deposit port, 12: Withdrawal port, 14: Identification section, 15: Recycle box temporary stacker, 16: Recycle box, 17: Banknote cassette temporary stacker, 18: i-banknote cassette, 27: Examination data register, 24: Journal device, 22: Customer operation panel, 23: Attendant operation panel. Figure 1 Figure 3 Figure 3

Claims (1)

[Claims] (1) In an automated teller machine that distinguishes the currency deposited from the deposit port and the currency paid to the withdrawal port by a discrimination means and stores or withdraws only normal currency, the discrimination results of the discrimination means and the customer or Equipped with a data register for scrutiny in which the value related to the currency is updated by input from the staff operation panel, at least manual deposit of money into the device,
Alternatively, when a cash withdrawal is made from the device, the deposited and withdrawn data obtained from the panel is inputted, and the contents of the data register for inspection are corrected.