JPS6235963A - Automatic transaction processing device - Google Patents

Abstract

PURPOSE:To save futile issue of slips and to improve efficiency of utilization by enabling setting to output the balance by displaying it in a display unit or by printing and discharging a slip by a slip issuing machine when a balance inquiry mode is selected. CONSTITUTION:When a balance inquiry key is depressed and a card is inserted from a card insertion slot, inputting of password number is accepted. When a slip key is depressed next, account number, branch number etc. are printed on the slip and inquiry is made for the balance by communicating with the center. When the balance data are returned, the data from the center are printed on the slip and a journal, and when necessary, the card data are rewritten and imprint is made. When a display key is depressed, the balance etc. is displayed in a CRT 1, and if necessary, the card data are rewritten.

Description

DETAILED DESCRIPTION OF THE INVENTION Technical Field This invention relates to an automatic transaction processing device having a balance inquiry function.

fb1 Summary of the Invention The automatic transaction processing device according to the present invention is an automatic transaction processing device having a function of checking the balance of a deposit account, etc., and allows selecting whether to output the balance as a slip or to display it on a screen. This eliminates the wasteful consumption of slips, and also makes it possible to check the balance on the display even when there is no slip paper.

(C) Prior Art and Its Disadvantages Some automatic transaction processing devices are equipped with a balance inquiry mode, which is a mode for checking the balance of deposits, etc. In such a conventional device, when a card or the like is inserted and a predetermined operation is performed, the deposit balance is printed on a slip and the slip is discharged. The customer uses this slip to check the balance, but the ejected slip is often no longer needed after this confirmation process, and is usually thrown away on the spot. That is, the balance inquiry is only useful if the balance can be confirmed, and there are very few cases where it is necessary to save the slip with the balance printed on it. Therefore, in conventional automatic transaction processing devices, the operating time and slip paper used to print on slips when inquiring balances are often wasted.

(d+Object of the Invention) In view of the above-mentioned drawbacks, it is an object of the present invention to provide an automatic transaction processing device that can perform balance inquiries without requiring a slip by simply displaying the balance on the screen.

(e) Structure and effect of the invention When the balance inquiry mode is selected, this invention sets whether to output the balance by displaying it on the display or by printing and ejecting the slip by the slip issuing machine. The present invention is characterized by having a balance output setting means.

According to the present invention, configured as described above,
For customers who do not need a slip to check their balance, we will display the balance on the screen.For customers who need a slip or do not want the balance to be displayed on the screen, we will print it on the slip.
It is possible to discharge the funds and check the balance. This eliminates wasteful consumption of slip paper and printing work, reduces costs, and improves the utilization efficiency of the automatic transaction processing device. In addition, even if you run out of slip paper, you can check your balance using only the screen, which can also be used in emergencies. This is an external view of the CRTI on the horizontal panel operated by the customer.
, a banknote outlet 3, etc. are installed. A transparent sheet-like touch panel switch 2 is attached to the CRTI. There are 4 card slots and 5 passbook slots on the vertical panel.
is installed. A display prompting a predetermined operation at each stage of the transaction is displayed on the CRTI, and a key corresponding to the operation is also displayed on the CRTI. The touch panel switch 2 detects the press of the key. A transaction slip issued when a transaction is made without inserting a bankbook is ejected from the bill ejection port 3.

FIG. 4 is a block diagram of the control section of the automatic transaction processing device. This control section uses a master-slave system, and each operating section connected to the master CPU10 is controlled by the slave CPU. The mask CPU ] 0 has ROMI 1. When RAMI 2 is connected,
Each operating section is a customer service section 13, a customer service operation section 14. Slip issuing machine 152 bill discharging section 16. A batch type birche soka 17 and a passbook printing machine 18 are connected. A display device such as the CRTl is connected to the customer service section 13, and an input device such as the touch panel switch 2 is connected to the customer service operation section 14. The slip issuing machine 15 consists of a slip issuing section and a card league section. Bulk bill ce soca 17 has 8. Control is performed to distinguish the sounds and convey the verified bills to predetermined slots.

Figure 2 (Al, (Bl is the CR of the automatic transaction processing device above)
A display example of Tl is shown. (A) of the same figure shows a display waiting for a customer's operation. Processable transaction details and keys for selecting the transactions are displayed on the screen. Balance inquiry key 2
When a is pressed, the screen advances to the display shown in the same figure (Bl), and keys 2b and 2c are displayed for selecting whether to output the balance as a slip (slip output) or as a display on this CRTl (display output). Flowchart 1 in FIG. 1 shows the operation of the control unit when the balance inquiry key 2a is pressed in FIG.

Step nl (Hereinafter, step ni will be simply referred to as nl.

), the balance inquiry key 2a is pressed, and a card is inserted from the card slot 4 in step n2, the card is checked to see if it is valid or invalid. (The numeric keypad for entering the PIN number is also displayed on the CRTI.) At n5, the entered PIN number is checked and if it is valid, proceed to n6 and display the screen in Figure 2 (B).
Display the screen shown in l. If the slip key 2b is pressed, proceed to n8; if the display key 2C is pressed, proceed to n
Proceed to step 9. At n8, the account number, branch number, etc. are printed on the slip, and the balance is inquired by communicating with the center. n9
In this case, only the balance inquiry is made to the center without printing the slip. If the reply from the center is that the balance inquiry is rejected, that is, the card is invalid, the process proceeds to n1.9, and if the balance data is returned, the process proceeds to nil. In nll, the content of the key-in of n6 is determined again, and in fact, the center of the flag is determined. ) If it is a slip output, print the data from the center on the slip and journal, rewrite the card data if necessary, and go to Imprint 1 (n12.n1
3) Determine that the card and slip have been removed (n1
4. n15) Finish the operation. In the case of display output, the balance amount is displayed on the CRTl at n16, the card data is rewritten if necessary (n17), and it is determined whether the card is removed (n18), and the operation ends.

If the reply from the center in nlo is a refusal to inquire about the balance, the process advances to n19 and it is determined whether the output is a slip or a display. In the case of slip output, print the data from the center on the slip and journal, rewrite the card data if necessary, and perform imprinting (n20.n2])
, display instructions from the center on CRTI (n22)
. After that, eject the card for extraction or collect the card (n23), and determine whether to extract the slip (n23).
24) Finish the action. If the judgment in n19 is for display output, L; l: n Displays the instruction from the center in 25, rewrites the card data if necessary (n26), and ejects the card for extraction or collects it (n26). n27) The operation is then finished.

Note that the slip key 2b, display key 2C, and n5゜n7. n
ll and n19 correspond to the balance output setting means of the present invention.

In this way, according to this embodiment, the customer can select whether to output the balance inquiry as a slip or as a display on a CRT according to the needs of each customer. You can select the output method. This eliminates the consumption of unnecessary slip paper, and
The time required for printing slips can also be saved, and the efficiency of using this automatic transaction processing device can be improved.

Also, when the slip paper runs out, a message to that effect will be displayed on the CR.
If it is set to T, balance inquiry transactions can be performed using only the CRT, which can also be used in emergencies.

[Brief explanation of the drawing]

FIG. 1 is a flowchart 11 showing the operation of the control unit of an automatic transaction processing device which is an embodiment of the present invention, and FIG.
(Bl shows an example of the display on the CRT of the automatic transaction processing device, where (A) is a display waiting for customer operation, and (B) is a display prompting selection of output method in balance inquiry mode. 3 is an external view of the automatic transaction processing device, and FIG. 4 is a block diagram of the control unit of the automatic transaction processing device. 1-CRT, 2a-balance inquiry key, 2b=slip key, 2c-display. Key.

Claims (1)

[Claims] (1) In an automatic transaction processing device that is equipped with a display that can display at least numbers and a slip issuing machine that prints transaction details on a slip and outputs the slip, and has a balance inquiry mode as a selectable transaction mode, the balance inquiry mode is selected, an automatic transaction processing device comprising balance output setting means for setting whether to output the balance by displaying it on the display or by printing and ejecting the slip by a slip issuing machine. .