JPS6288060A - Transfer system - Google Patents

Abstract

PURPOSE:To facilitate the inputting operation of information at a transfer destination by registering in advance the information at a transfer original and also the information at the transfer destination at a host device and inputting the information at the transfer opposite according to an issued identification number. CONSTITUTION:At an automatic transfer machine 14, a transfer destination information registration part 17, a transfer destination information processing part 18, and a key input/display control part 16 to which an ID number is inputted are provided. Also, at a center 15, a transfer destination information file 11 in which the information at the transfer destination inputted from each terminal is registered, an identification number issuing and registration part 19 in which the ID number is issued and the information at the transfer destination by every user is filed are provided. And at the transfer destination information file 11, the ID number and the information at the transfer destination corresponding to the ID number are stored setting the user as a key. Thereby, only the inputting of the ID number and a user number is quite enough, the inputting operation is considerably simplified.

Description

[Detailed Description of the Invention] [Summary] The present invention is a transfer method in which transfer destination information is registered in advance in a host device such as a center, and the transfer transaction is performed by manually inputting the issued identification number into an automatic transfer machine. I will provide a.

[Industrial application field]

The present invention relates to an improvement in a transfer method in an automatic transfer machine.

In recent years, automatic transfer machines have become popular.

This device is a device that performs transfer transactions through customer operations, and is part of the banking system, in place of the conventional service of writing predetermined information on a transfer form and requesting a transfer at a counter at a financial institution.

As is well known, transfer information requires 1 payee information (recipient bank branch name, beneficiary account number, etc.), transfer source information (recipient information),
Since there are many items that require manual input, such as the amount to be transferred, automatic transfer machines have simplified operations by displaying a menu and inputting information using a touch panel or the like.

However, when there are many transfer destinations, the above-mentioned transfer destination information must be entered, which is particularly troublesome and time-consuming for customers who regularly transfer funds to a fixed transfer destination. there were.

Therefore, a transfer method that solves the above problems is desired.

[Conventional technology] A conventional example will be explained with reference to FIG.

Figure 3 (al is a block diagram of the automatic transfer machine, Figure 3 (b)
is a transfer operation/operation flowchart l-diagram.

The automatic transfer machine shown in Figure 3 (al) is a device that can transfer transactions using a transaction card and cash, and is a card reader/receipt issuer that reads transaction information by inserting a transaction card and issues a receipt in order to withdraw money from an account. Section 2, cash reception section 3 for receiving and receiving cash, display section 5 for displaying input menus, operation guidance, etc., key input section 6 consisting of a touch panel, etc., input by comparing the position on the touch panel with the displayed menu. A key human power/display control unit 7 that controls the operation, a communication control unit 8 that communicates with the center, a financial institution file 9 that registers financial institutions affiliated with gold and silver, branch names, etc., and a main control unit 1 that controls each section. It is configured.

The operations and operations when making a transfer using this automatic transfer machine will be explained below. [Figure 3(b)] (11) Select either direct debit or cash transfer using the transaction card, and if using the transaction card, insert the card and enter the PIN number.

(2) Enter the remittance information such as the name of the remittance financial institution, the name of the branch, and the account number.

(3) If paying in cash, then enter the transfer source information such as name and phone number.

(4) Enter the transfer amount.

As a result of the above human resources, the center will be contacted and the money will be transferred.

The availability of direct debit is checked, and the above information is returned and displayed.

(5) When the above transfer information is confirmed, the transfer process is performed by an automatic transfer machine following the insertion of cash, the card is returned, a receipt is issued, and the transfer transaction is completed.

Each of the above information is entered by touching the menu display according to the operation ability displayed on the display unit 5. Bank names, etc. are selected from those displayed in alphabetical order, and account numbers, etc. are entered using the numeric keypad. etc. will be displayed and input by touching the corresponding key.

[Problem that the invention seeks to solve]

As explained above, there is a large amount of transfer destination information to be input, such as financial institution name, branch name, account number, etc., and when there are multiple transfer destinations, there is a problem that operations are cumbersome and time-consuming.

Therefore, in view of the above problems, it is an object of the present invention to provide a transfer method that simplifies the input of transfer destination information.

[Means for solving problems]

For the above purpose, the transfer method of the present invention, as shown in the principle explanatory diagram of FIG. 1, has a file means (11 ), and the automatic transfer machine has a means (13) for manually inputting the identification number.
), and notifying the higher-level device of the input identification number,
A method of performing a transfer transaction by registering the transfer destination information and inputting an issued identification number into an automatic transaction device, by providing a means (12) for carrying out a transfer transaction based on the returned transfer destination information (12). It is.

[Effect]

Transfer destination information such as bank name, branch name, account number, etc. is registered together with transfer source information in the transfer destination information file of the host device, and an identification number (hereinafter referred to as IDN0) is issued for each transfer destination of the customer.

At the automatic transfer machine, enter the corresponding IDN0, and enter the ID
The transaction is completed by transmitting N0 to the host device and forwarding the registered remittance information (U).

The registration method may be performed by a teller or an automatic transaction device equipped with a registration means, and the higher-level device may be any of the center 5 terminal controllers.

〔Example〕

An embodiment of the present invention will be described with reference to FIG.

Figure 2 (a) is a block diagram of the center and automatic transfer machine, and Figure 2 (b) is a diagram showing an example of the transfer destination information file.
FIG. 2 (C1 shows the registration and transfer operation/operation flowchart.

In FIG. 2 fa), reference numeral 14 denotes an automatic transfer machine equipped with a transfer destination information registration means, and a transfer destination information registration section 17. It is provided with a G destination information processing section 18 and a key manual/display control section 16 for inputting IDN0.

Further, reference numeral 15 is a center, which has a remittance information file 11 for registering remittance information.
It is equipped with an identification number issuance registration section 19 that accepts and accepts transfer destination information input from each terminal, issues IDN0, and files transfer destination information for each customer.

The transfer destination information file 11 is as shown in Figure 2 (bl).
IDN0 and corresponding payee information are stored using the customer as a key.

The operation will be explained below.

(Registration operation) When "register" is input in the transfer/registration operation guide, the transfer destination information registration section 17 starts up, and while communicating with the identification number issuance registration section 19 of the center, the transfer destination information is sent to the customer by the following operation. Enter the information and perform the registration operation.

(1) For the first time, the customer enters the transfer source information, a customer file is generated, and a customer number is issued.

For additional registration, enter the customer number manually.

(2) Transfer information to be registered (bank name, branch name, subject 1
Enter your account number (1 name, etc.).

IDN0 is issued for the transfer destination information and registered in the transfer destination information file 11.

(4) If there is additional registration, do not repeat the above operation.

(5) Once registration is complete, the correspondence table between the transfer destination and IDN0 (
For example, the name (IDNO) is printed on the receipt and issued.

In addition, in the above registration operation, the information may be input all at once in the automatic transfer device and transmitted to the center for registration.

The operation of making a transfer using the IDN0 issued in Registration 5 will be described below.

(1) When you select transfer, instructions for inputting the customer number and registered IDN0 are displayed, and you input the predetermined transfer destination IDN0.

(2) An inquiry is made to the center, the relevant remittance information is retrieved, and the remittance information is forwarded and displayed for confirmation.

(3) After confirming the above, enter the transfer amount.

(4) If using cash, insert the cash, or if using a card, insert the card and input the PIN number to perform the transfer process for direct debit.

(5) If there are multiple payees, the user is prompted to "Continue" and the above operation is repeated.

As explained above, if you register the remittance information at the center, you can use the IDN instead of entering the remittance information that was previously required.
It is only necessary to input 0, and the transfer source information can also be input using the customer number, which greatly simplifies the operation.

In the above embodiment, registration was performed at the center, but as described above, the file may be provided in a terminal controller provided at each branch office for registration.

Further, the issuance of IDN0 is not limited to a receipt; for example, it may be recorded on a card and the registered IDN0 may be displayed and selected in an automatic transfer machine, or it may be issued by recording or printing on an a-book.

〔Effect of the invention〕

As explained above, the present invention provides a transfer method in which transfer destination information is registered in advance in a host device along with transfer source information, and the transfer destination information is input using an issued identification number. For customers who regularly make money transfers, the benefits of simplified operations and shorter processing times are significant.

[Brief explanation of drawings]

Figure 1 is a diagram explaining the principle of the present invention, Figure 2 (al is a block diagram of the center and automatic transfer machine, Figure 2 (b) is a diagram showing an example of the transfer destination information file, Figure 2 (C) is the registration and a transfer operation flowchart, Fig. 3 (al is a block diagram of a conventional automatic transfer machine, Fig. 3 (bl is a transfer operation/operation flowchart, 3 is a cash reception section, 4 is a receipt issuing section, 5 is a display section) ,
6 is the key human power department, 7 is the key human power/display control department, 8 is the communication system '411 department, 9 is the financial institution file,
10 is a host device, 11 is a transfer destination information file, 12 is a transfer execution means, 13 is an input means, 14 is an automatic transfer machine, 15 is a center, and 16 is a key human power/
17 is a transfer destination information registration section; 18 is a transfer destination information processing section; 19 is an identification number issuance registration section. I
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Claims (1)

[Scope of Claims] In an automatic transfer machine that is connected to a higher-level device and performs a transfer transaction according to a customer's operation, the higher-level device stores the customer's transfer destination information based on an identification number issued corresponding to the transfer destination. File means to be registered (
11), and the automatic transfer machine has a means (13) for inputting the identification number.
), and notifying the higher-level device of the input identification number,
and a means (12) for transmitting the corresponding remittance information to carry out the remittance transaction, register the remittance information and enter the issued identification number into the automatic transaction device to execute the remittance transaction. A transfer method featuring: