JPS6373373A - IC card system - Google Patents

Abstract

(57) [Abstract] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

[Detailed description of the invention] [Industrial application field] The present invention relates to an IC card system, and particularly to an IC card system.

Account identification name assigned to each transaction account data individually.

An IC card card suitable for use in customer transactions.

It concerns the stem. 2゜ [Prior art] In the conventional IC card system, Japanese Patent Application Laid-Open No. 1983-1989.

As described in No. 214078, one IC power
Record the central account data of multiple instant financial institutions on the card.

If you wish to specify a trading account when making a transaction, enter the number corresponding to that trading account.

It was specified by

However, it is said that it is easy to use for IC card users.

This point was not given much consideration.　　.

[Problems to be solved by the invention] 10 The above conventional IC
The card system allows multiple takers.

Transaction account data of the underlying financial institution and transfer destination account data.

When conducting a transaction using an IC card that stores .

In order to designate a trading account, the customer must memorize all the numbers corresponding to each individual trading account or write down all the numbers.

When the customer views the transaction statement, the transaction account with.

I can't immediately determine whether the transaction was made or not.

Wow, no consideration was given to IC card users.

First, there were problems with ease of use for customers. 2゜The purpose of the present invention is to solve the above problems and improve IC power.

- An IC card system that improves the benefits for card users.

[Means for solving the problem] The above purpose is to provide an IC card that stores transaction data and transfer account data of multiple financial institutions.

corresponds to each transaction account data of the card.

An account identification name storage area is provided, in which individual accounts can be stored.

Register the arbitrary name given to the withdrawal account data.

and, if necessary, a means for outputting the first account identification name from the card and using it in customer transactions.

This is achieved by being present.

[Effect]

In an IC card that stores transaction account data and transfer destination/account data of a plurality of transaction financial institutions, an account identification name corresponding to each transaction account data of the card.

A storage area is provided in which one individual trading account data is stored.

Use a method to register arbitrary names given to them.

For example, a customer may have access to individual trading account data.

A name that is familiar to the customer or a name that is in line with the customer's purpose.

, 3, and can be added. Then, if necessary, the account identification name is output from the J card to confirm customer transactions.

With the means used within the customer's account number.

A sad string of numbers like , and a number corresponding to each trading account.

You no longer have to be familiar with the numbers, and you can use your trading account in a way that is easy to understand.

This eliminates the complexity of customer operations such as transaction account selection.

〔Example〕

Embodiments of the present invention will be explained below with reference to the drawings.

FIG. 1 is an example of storing account identification names according to the present invention. 1 is an index for each transaction account data, 2 is an area for storing an account identification name assigned to each transaction account data, and 153 is an area for storing each transaction account data. address.

This is the area where .

FIG. 2 is a schematic diagram of the terminal device.

FIG. 3 is a schematic diagram of an IC card. In the same figure.

The ROM 12 stores the contents shown in FIG. 1 at 2°, l.

This is the memory that exists.

First, register the account identification name on the IC card.

I will explain about the work.

Insert the IC card into the IC card mechanism 5 and enter the name.

The number corresponding to the trading account you want to add (index 5
) and account identification name using the keyboard 7.

Ru.

The input data is displayed on CR, T6 and operated.

The operator or customer confirms the input data contents.

When the confirmation key is pressed, the main control unit 4 reverses the IC card 10 mechanism 5 and outputs data to the IC card. .

The CPU 10 that has received the data stores the input account identification/name in the account identification/name storage area 2 in the ROM 12 .

This operation may be performed by an operator or by a customer using his/her own transaction device.

Next, transaction account selection will be explained.

When an IC card is inserted into the IC card mechanism 5.

Based on a request from the main control unit 4, the CPU 10 reads out all account identification names from the RC) M12° into the RAM 11. 2. The data is transmitted to the main control section 4 through the IC card mechanism 5.

The main control unit 4 causes the CR/T6 to display the received account identification names and their corresponding keys (4th examination).

), key personnel will be required.

The customer looked at the display on the CRT6 and made a transaction.

Enter the key indicated by the new account identification name from the keyboard 7.

The main control unit 4 determines the input key and specifies it.

The IC card side is requested to transmit transaction account data 10 indicated by the account identification name.

Based on this requirement, in CP TJ 10, R,0M12
mosquito.

Detailed data of the specified trading account from R, AMll.

It is read out and transmitted to the main control unit 4.

Through this series of operations, transaction account selection is performed 15.

Also, the method of selecting this trading account is transfer trading.

This can also be applied when selecting a transfer destination.

FIG. 4 is a display example of the CR1 screen.

In the same figure, children's deposit 13. Car deposit 14. trip.

Account descending number where fund 15 is registered in the IC card.

It is a name. The numbers at the bottom indicate the keys on keyboard 7. 16 is a trading account whose account identification name is not memorized.

Indicate, in this case, the number corresponding to a traditional trading account.

As well as how to enter the number, the customer must remember which 5 trading account this number represents.

FIG. 5 was printed by the slip printing mechanism 8.

This is an example of an acceptance statement.

As shown in the figure, in addition to the conventional printed data, the account identification name of the transaction account for which column 10 was added is printed and issued.

This allows customers to check their trading accounts at a glance.

FIG. 6 is an example of a passbook printed by the passbook issuing machine s9. 15 In the figure, by printing the account identification/distinguished name of the transaction account where the transaction was made, the customer can distinguish the issued passbook at a glance. .

In this way, according to this embodiment, it is possible to eliminate the complexity in customer operations. As explained above, according to the present invention, the account identification name registered in the IC card is used in customer transactions, so long number strings such as account numbers and names corresponding to each transaction account are used. Customers no longer need to be aware of numbers, etc., making customer operations easier and more accurate, and identifying transaction accounts becomes easier. .

Also, as mentioned above, it makes customer operation easier.

Automatically eliminates time loss due to input errors.

The efficiency of continuous use of the sealing device can be improved. 10

[Brief explanation of the drawing]

Figure 1 is registered in the ROM of the IC card of the present invention. FIG. 2 is an explanatory diagram of the storage side of the account identification name. 3 is a schematic diagram of a device for implementing the present invention; FIG. 3 is a schematic diagram of an IC card necessary for implementing the present invention;
Figure 4 is an explanatory diagram of the CRT screen display side when selecting a transaction account. Figure 5 is an example of printing of a transaction statement slip.
The figure shows an example of printing when issuing a passbook. 1... Index, 2... Account identification name storage area P3... Transaction account data storage address, 4... Main control unit. 5...IC card mechanism, 6...CI'l・T, 7...
...Keepo. 8 slip printing mechanism, 9... passbook issuing mechanism, 13...
・Example of account identification name display, 14...Example of account identification name display, 15°...Example of account identification name display. Corpse 1 Concave 5th area 4th area, 5th area 6th area

Claims (1)

[Claims] 1. In an IC card storing transaction account data and transfer destination account data of a plurality of transaction financial institutions, an account identification name storage area corresponding to each transaction account data of the card is provided,
There, customer operations can be controlled by means of registering arbitrary names given to individual transaction account data, and means of outputting account identification names from the card and using them in customer transactions as necessary. An IC card system characterized by simple clarity and shortening the time required for one transaction.