MA32008B1 - Gestion des risques concernant des comptes et systeme d'autorisation devant empecher une utilisation non autorisee de comptes - Google Patents
Gestion des risques concernant des comptes et systeme d'autorisation devant empecher une utilisation non autorisee de comptesInfo
- Publication number
- MA32008B1 MA32008B1 MA33006A MA33006A MA32008B1 MA 32008 B1 MA32008 B1 MA 32008B1 MA 33006 A MA33006 A MA 33006A MA 33006 A MA33006 A MA 33006A MA 32008 B1 MA32008 B1 MA 32008B1
- Authority
- MA
- Morocco
- Prior art keywords
- account
- holder
- accounts
- server
- authorization
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Storage Device Security (AREA)
Abstract
L'invention concerne un système permettant de maintenir des critères d'approbation d'un ou de comptes comme déterminé par le titulaire du compte. Ledit système comprend un serveur capable de maintenir des critères appropriés pour un compte sur tout son cycle de service, un autre serveur capable de déterminer si une transaction sur un compte est permise au vu de critères d'approbation retenus, une interface accessible via un réseau local ou étendu conçue pour permettre à un système utilisateur de demander l'autorisation de poursuivre avec son propre traitement d'autorisation sur réception d'une demande d'autorisation concernant un compte, une interface accessible via un réseau local ou étendu conçue pour permettre à un titulaire de compte ou à un gestionnaire de compte agréé de donner au serveur instruction visant à autoriser ou à interdire des transactions sur la base de critères d'approbation variables choisis par le titulaire du compte, et un système pour authentification d'un utilisateur avant autorisation de poursuite d'opérations sur le serveur en réponse à des instructions émises par le titulaire du compte.
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| PCT/IB2007/055015 WO2009074847A1 (fr) | 2007-12-11 | 2007-12-11 | Gestion des risques concernant des comptes et système d'autorisation devant empêcher une utilisation non autorisée de comptes |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| MA32008B1 true MA32008B1 (fr) | 2011-01-03 |
Family
ID=39692596
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| MA33006A MA32008B1 (fr) | 2007-12-11 | 2010-07-09 | Gestion des risques concernant des comptes et systeme d'autorisation devant empecher une utilisation non autorisee de comptes |
Country Status (16)
| Country | Link |
|---|---|
| US (1) | US20110016049A1 (fr) |
| EP (1) | EP2232419A1 (fr) |
| JP (1) | JP2011507089A (fr) |
| KR (1) | KR20100117568A (fr) |
| CN (1) | CN101918963A (fr) |
| AP (1) | AP2010005322A0 (fr) |
| AU (3) | AU2007362281A1 (fr) |
| BR (1) | BRPI0722335A2 (fr) |
| CA (1) | CA2709082A1 (fr) |
| EA (1) | EA016321B1 (fr) |
| IL (1) | IL206318A0 (fr) |
| MA (1) | MA32008B1 (fr) |
| MX (1) | MX2010006301A (fr) |
| NZ (1) | NZ586710A (fr) |
| WO (1) | WO2009074847A1 (fr) |
| ZA (1) | ZA201004808B (fr) |
Families Citing this family (19)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20110202416A1 (en) * | 2010-02-12 | 2011-08-18 | Mark Buer | Method and system for authorizing transactions based on device location |
| WO2011114307A2 (fr) * | 2010-03-18 | 2011-09-22 | Nick Venter | Fonctionnement de dispositif de communication mobile |
| CN103797500A (zh) * | 2011-06-03 | 2014-05-14 | 维萨国际服务协会 | 虚拟钱包卡选择装置、方法及系统 |
| US9317672B2 (en) | 2011-12-14 | 2016-04-19 | Visa International Service Association | Online account access control by mobile device |
| US10643191B2 (en) | 2012-01-27 | 2020-05-05 | Visa International Service Association | Mobile services remote deposit capture |
| WO2013126815A1 (fr) | 2012-02-22 | 2013-08-29 | Visa International Service Association | Système de sécurité de données utilisant un dispositif de communication mobile |
| RU2509359C1 (ru) * | 2012-09-26 | 2014-03-10 | Пэйче Лтд. | Способ подтверждения платежа |
| AU2014285035A1 (en) * | 2013-07-05 | 2016-01-28 | Chen, Chung-Chin | Network identity authentication using communication device identification code |
| US10346822B2 (en) | 2013-08-23 | 2019-07-09 | Visa International Service Association | Dynamic account selection |
| RU2622883C2 (ru) * | 2015-03-31 | 2017-06-20 | Закрытое акционерное общество "Лаборатория Касперского" | Система и способ управления доступом к персональным данным пользователя |
| CN104881783A (zh) * | 2015-05-14 | 2015-09-02 | 中国科学院信息工程研究所 | 电子银行账户欺诈行为及风险检测方法与系统 |
| KR102403658B1 (ko) * | 2015-09-04 | 2022-05-30 | 비씨카드(주) | 국외 송금 서비스를 제공하는 방법 및 이를 수행하는 카드사 서버 |
| US20170116584A1 (en) * | 2015-10-21 | 2017-04-27 | Mastercard International Incorporated | Systems and Methods for Identifying Payment Accounts to Segments |
| GB2545738B (en) * | 2015-12-24 | 2021-07-21 | Zwipe As | Biometric smartcard with multiple modes of operation |
| US20170364944A1 (en) * | 2016-06-15 | 2017-12-21 | Visa International Service Association | Systems and methods for efficient processing of large scale propagation of resources among accounts |
| WO2018136494A1 (fr) | 2017-01-17 | 2018-07-26 | Visa International Service Association | Cryptogramme de liaison à caractéristiques de protocole |
| US11019063B2 (en) | 2017-08-23 | 2021-05-25 | Jpmorgan Chase Bank, N.A. | System and method for aggregating client data and cyber data for authentication determinations |
| CN114448923B (zh) * | 2020-11-06 | 2024-03-15 | 腾讯科技(深圳)有限公司 | 内容交互账号状态处理方法、装置、设备及介质 |
| KR102708373B1 (ko) | 2022-07-01 | 2024-09-23 | 인터리젠 주식회사 | 거래데이터 기반 대포계좌 탐지 방법 및 시스템 |
Family Cites Families (13)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US5963647A (en) * | 1997-02-14 | 1999-10-05 | Citicorp Development Center, Inc. | Method and system for transferring funds from an account to an individual |
| US6456984B1 (en) * | 1999-05-28 | 2002-09-24 | Qwest Communications International Inc. | Method and system for providing temporary credit authorizations |
| US7104440B2 (en) * | 1999-10-26 | 2006-09-12 | First Data Corporation | Money transfer systems and methods for travelers |
| CA2354372A1 (fr) * | 2001-02-23 | 2002-08-23 | Efunds Corporation | Systeme de paiements electroniques et d'authentification avec debit ayant la capacite de verifier l'identite et de traiter des cheques electroniques |
| WO2003001866A1 (fr) * | 2001-06-27 | 2003-01-09 | Snapcount Limited | Traitement de transaction |
| GB2379045A (en) * | 2001-08-24 | 2003-02-26 | Hewlett Packard Co | Account controller |
| JP2004198211A (ja) * | 2002-12-18 | 2004-07-15 | Aisin Seiki Co Ltd | 移動体周辺監視装置 |
| JP2004240645A (ja) * | 2003-02-05 | 2004-08-26 | Ufj Bank Ltd | 本人認証システム及び本人認証の方法 |
| US20050216397A1 (en) * | 2004-03-26 | 2005-09-29 | Clearcommerce, Inc. | Method, system, and computer program product for processing a financial transaction request |
| WO2005109268A1 (fr) * | 2004-05-11 | 2005-11-17 | Matsushita Electric Industrial Co., Ltd. | Terminal d’information, monnaie électronique utilisant la méthode et programme |
| JP2006344048A (ja) * | 2005-06-09 | 2006-12-21 | Bank Of Tokyo-Mitsubishi Ufj Ltd | 金融機関における与信サーバ,与信システムおよびプログラム |
| US8083134B2 (en) * | 2005-07-15 | 2011-12-27 | Serve Virtual Enterprises, Inc. | System and method for new execution and management of financial and data transactions |
| JP2007087081A (ja) * | 2005-09-21 | 2007-04-05 | Oki Electric Ind Co Ltd | 金融取引システム |
-
2007
- 2007-12-11 CA CA2709082A patent/CA2709082A1/fr not_active Abandoned
- 2007-12-11 NZ NZ586710A patent/NZ586710A/xx not_active IP Right Cessation
- 2007-12-11 CN CN200780102203XA patent/CN101918963A/zh active Pending
- 2007-12-11 MX MX2010006301A patent/MX2010006301A/es not_active Application Discontinuation
- 2007-12-11 AU AU2007362281A patent/AU2007362281A1/en not_active Abandoned
- 2007-12-11 EP EP07849415A patent/EP2232419A1/fr not_active Withdrawn
- 2007-12-11 US US12/747,187 patent/US20110016049A1/en not_active Abandoned
- 2007-12-11 KR KR1020107015285A patent/KR20100117568A/ko not_active Ceased
- 2007-12-11 EA EA201070720A patent/EA016321B1/ru not_active IP Right Cessation
- 2007-12-11 JP JP2010537528A patent/JP2011507089A/ja active Pending
- 2007-12-11 AP AP2010005322A patent/AP2010005322A0/en unknown
- 2007-12-11 BR BRPI0722335-8A2A patent/BRPI0722335A2/pt not_active Application Discontinuation
- 2007-12-11 WO PCT/IB2007/055015 patent/WO2009074847A1/fr not_active Ceased
-
2010
- 2010-06-10 IL IL206318A patent/IL206318A0/en unknown
- 2010-07-09 ZA ZA2010/04808A patent/ZA201004808B/en unknown
- 2010-07-09 MA MA33006A patent/MA32008B1/fr unknown
-
2014
- 2014-07-17 AU AU2014204488A patent/AU2014204488A1/en not_active Abandoned
-
2016
- 2016-05-27 AU AU2016203522A patent/AU2016203522A1/en not_active Abandoned
Also Published As
| Publication number | Publication date |
|---|---|
| WO2009074847A1 (fr) | 2009-06-18 |
| EA016321B1 (ru) | 2012-04-30 |
| MX2010006301A (es) | 2010-11-12 |
| AU2014204488A1 (en) | 2014-08-07 |
| AU2007362281A1 (en) | 2009-06-18 |
| NZ586710A (en) | 2013-10-25 |
| KR20100117568A (ko) | 2010-11-03 |
| EP2232419A1 (fr) | 2010-09-29 |
| US20110016049A1 (en) | 2011-01-20 |
| CA2709082A1 (fr) | 2009-06-18 |
| CN101918963A (zh) | 2010-12-15 |
| BRPI0722335A2 (pt) | 2014-07-01 |
| AP2010005322A0 (en) | 2010-08-31 |
| IL206318A0 (en) | 2010-12-30 |
| EA201070720A1 (ru) | 2010-12-30 |
| JP2011507089A (ja) | 2011-03-03 |
| AU2016203522A1 (en) | 2016-06-16 |
| ZA201004808B (en) | 2011-05-25 |
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