MX2020003394A - Aparatos y metodos para realizar transacciones de cajero automatico (atm). - Google Patents

Aparatos y metodos para realizar transacciones de cajero automatico (atm).

Info

Publication number
MX2020003394A
MX2020003394A MX2020003394A MX2020003394A MX2020003394A MX 2020003394 A MX2020003394 A MX 2020003394A MX 2020003394 A MX2020003394 A MX 2020003394A MX 2020003394 A MX2020003394 A MX 2020003394A MX 2020003394 A MX2020003394 A MX 2020003394A
Authority
MX
Mexico
Prior art keywords
transactions
methods
conducting
atm
atm transactions
Prior art date
Application number
MX2020003394A
Other languages
English (en)
Inventor
Terry Pierce
Kathy Herzinger-Snider
Original Assignee
Cu Coop Systems Inc Dba Co Op Financial Services
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Cu Coop Systems Inc Dba Co Op Financial Services filed Critical Cu Coop Systems Inc Dba Co Op Financial Services
Publication of MX2020003394A publication Critical patent/MX2020003394A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/211—Software architecture within ATMs or in relation to the ATM network

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Software Systems (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Se divulgan aparatos y métodos 10 que proporcionan cajeros automáticos estándar de línea principal 12 con funcionalidad mejorada, que permiten a usuarios 16 realizar no solamente transacciones convencionales tales como depósitos y/o retiros de cuentas de cheques y/o bancarias, sino transacciones más sofisticadas y complicadas que anteriormente han requerido típicamente una interacción en persona con un cajero humano o registro en la cuenta del usuario vía un teléfono móvil, computadora personal, o dispositivo similar. Un controlador de terminal 40 coordina la inscripción y verificación a través de una base de datos 42, y encamina transacciones desde el cajero automático a la institución financiera correspondiente apropiada.
MX2020003394A 2013-01-15 2020-07-13 Aparatos y metodos para realizar transacciones de cajero automatico (atm). MX2020003394A (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
PCT/US2013/021610 WO2014112986A1 (en) 2013-01-15 2013-01-15 Apparatus and methods for conducting atm transactions
US16/595,501 US11216792B2 (en) 2013-01-15 2019-10-08 Apparatus and methods for conducting ATM transactions

Publications (1)

Publication Number Publication Date
MX2020003394A true MX2020003394A (es) 2021-04-09

Family

ID=51209942

Family Applications (2)

Application Number Title Priority Date Filing Date
MX2015009081A MX2015009081A (es) 2013-01-15 2013-01-15 Aparatos y metodos para realizar transacciones de atm.
MX2020003394A MX2020003394A (es) 2013-01-15 2020-07-13 Aparatos y metodos para realizar transacciones de cajero automatico (atm).

Family Applications Before (1)

Application Number Title Priority Date Filing Date
MX2015009081A MX2015009081A (es) 2013-01-15 2013-01-15 Aparatos y metodos para realizar transacciones de atm.

Country Status (4)

Country Link
US (2) US10438180B2 (es)
CA (2) CA2898202C (es)
MX (2) MX2015009081A (es)
WO (1) WO2014112986A1 (es)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN107679861B (zh) * 2017-08-30 2022-11-11 创新先进技术有限公司 资源转移方法、资金支付方法、装置及电子设备

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US7386516B2 (en) * 1999-09-10 2008-06-10 Metavante Corporation System and method for providing secure services over public and private networks using a removable portable computer-readable storage
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US8429077B2 (en) * 2001-10-05 2013-04-23 Jpmorgan Chase Bank, N.A. Web enabled bank teller machine
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US7121460B1 (en) * 2002-07-16 2006-10-17 Diebold Self-Service Systems Division Of Diebold, Incorporated Automated banking machine component authentication system and method
US8100323B1 (en) * 2002-12-26 2012-01-24 Diebold Self-Service Systems Division Of Diebold, Incorporated Apparatus and method for verifying components of an ATM
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US7922080B1 (en) * 2002-12-26 2011-04-12 Diebold Self-Service Systems Division Of Diebold, Incorporated Automated banking machine that operates responsive to data bearing records
US20040220876A1 (en) * 2003-05-02 2004-11-04 Liu David J. Systems and methods for services over a financial transaction platform
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Also Published As

Publication number Publication date
CA2898202A1 (en) 2014-07-24
CA2898202C (en) 2022-02-01
MX2015009081A (es) 2016-01-14
US20200134584A1 (en) 2020-04-30
CA3095818A1 (en) 2021-04-08
US20150356527A1 (en) 2015-12-10
US11216792B2 (en) 2022-01-04
WO2014112986A1 (en) 2014-07-24
US10438180B2 (en) 2019-10-08

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