NL1000741C2 - Werkwijze voor het traceren van betalingsgegevens in een anoniem betalingssysteem, alsmede betalingssysteem waarin de werkwijze wordt toegepast - Google Patents

Werkwijze voor het traceren van betalingsgegevens in een anoniem betalingssysteem, alsmede betalingssysteem waarin de werkwijze wordt toegepast Download PDF

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Publication number
NL1000741C2
NL1000741C2 NL1000741A NL1000741A NL1000741C2 NL 1000741 C2 NL1000741 C2 NL 1000741C2 NL 1000741 A NL1000741 A NL 1000741A NL 1000741 A NL1000741 A NL 1000741A NL 1000741 C2 NL1000741 C2 NL 1000741C2
Authority
NL
Netherlands
Prior art keywords
payment
value
user
institution
data
Prior art date
Application number
NL1000741A
Other languages
English (en)
Dutch (nl)
Inventor
Peter Jacobus Nicolaas D Rooij
Original Assignee
Nederland Ptt
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority to NL1000741A priority Critical patent/NL1000741C2/nl
Application filed by Nederland Ptt filed Critical Nederland Ptt
Priority to PCT/EP1996/002997 priority patent/WO1997002547A1/en
Priority to CA002226320A priority patent/CA2226320A1/en
Priority to AT96925689T priority patent/ATE180912T1/de
Priority to DE69602752T priority patent/DE69602752T2/de
Priority to EP96925689A priority patent/EP0836730B1/de
Priority to US08/675,826 priority patent/US5924084A/en
Priority to AU66130/96A priority patent/AU694056B2/en
Application granted granted Critical
Publication of NL1000741C2 publication Critical patent/NL1000741C2/nl
Priority to NO976151A priority patent/NO976151L/no
Priority to GR990402054T priority patent/GR3030977T3/el

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4093—Monitoring of device authentication
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3678—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes e-cash details, e.g. blinded, divisible or detecting double spending
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/383—Anonymous user system
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Development Economics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Economics (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Debugging And Monitoring (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
NL1000741A 1995-07-06 1995-07-06 Werkwijze voor het traceren van betalingsgegevens in een anoniem betalingssysteem, alsmede betalingssysteem waarin de werkwijze wordt toegepast NL1000741C2 (nl)

Priority Applications (10)

Application Number Priority Date Filing Date Title
NL1000741A NL1000741C2 (nl) 1995-07-06 1995-07-06 Werkwijze voor het traceren van betalingsgegevens in een anoniem betalingssysteem, alsmede betalingssysteem waarin de werkwijze wordt toegepast
CA002226320A CA2226320A1 (en) 1995-07-06 1996-07-05 Method for tracing payment data in an anonymous payment system, as well as payment system in which the method is applied
AT96925689T ATE180912T1 (de) 1995-07-06 1996-07-05 Verfahren zum aufsuchen von bezahldaten in einem anonymen bezahlsystem, sowie ein bezahlsystem in dem dieses verfahren angewendet wird
DE69602752T DE69602752T2 (de) 1995-07-06 1996-07-05 Verfahren zum aufsuchen von bezahldaten in einem anonymen bezahlsystem, sowie ein bezahlsystem in dem dieses verfahren angewendet wird
PCT/EP1996/002997 WO1997002547A1 (en) 1995-07-06 1996-07-05 Method for tracing payment data in an anonymous payment system, as well as payment system in which the method is applied
EP96925689A EP0836730B1 (de) 1995-07-06 1996-07-05 Verfahren zum aufsuchen von bezahldaten in einem anonymen bezahlsystem, sowie ein bezahlsystem in dem dieses verfahren angewendet wird
US08/675,826 US5924084A (en) 1995-07-06 1996-07-05 Method for tracing payment data in an anonymous payment system
AU66130/96A AU694056B2 (en) 1995-07-06 1996-07-05 Method for tracing payment data in an anonymous payment system, as well as payment system in which the method is applied
NO976151A NO976151L (no) 1995-07-06 1997-12-30 Fremgangsmåte ved oppsporing av betalingsdata, spesielt i et anonymt batalingssystem
GR990402054T GR3030977T3 (en) 1995-07-06 1999-08-17 Method for tracing payment data in an anonymous payment system, as well as payment system in which the method is applied

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
NL1000741A NL1000741C2 (nl) 1995-07-06 1995-07-06 Werkwijze voor het traceren van betalingsgegevens in een anoniem betalingssysteem, alsmede betalingssysteem waarin de werkwijze wordt toegepast
NL1000741 1995-07-06

Publications (1)

Publication Number Publication Date
NL1000741C2 true NL1000741C2 (nl) 1997-01-08

Family

ID=19761277

Family Applications (1)

Application Number Title Priority Date Filing Date
NL1000741A NL1000741C2 (nl) 1995-07-06 1995-07-06 Werkwijze voor het traceren van betalingsgegevens in een anoniem betalingssysteem, alsmede betalingssysteem waarin de werkwijze wordt toegepast

Country Status (10)

Country Link
US (1) US5924084A (de)
EP (1) EP0836730B1 (de)
AT (1) ATE180912T1 (de)
AU (1) AU694056B2 (de)
CA (1) CA2226320A1 (de)
DE (1) DE69602752T2 (de)
GR (1) GR3030977T3 (de)
NL (1) NL1000741C2 (de)
NO (1) NO976151L (de)
WO (1) WO1997002547A1 (de)

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US20050033659A1 (en) * 1996-01-17 2005-02-10 Privacy Infrastructure, Inc. Third party privacy system
US6119101A (en) * 1996-01-17 2000-09-12 Personal Agents, Inc. Intelligent agents for electronic commerce
FR2761840B1 (fr) * 1997-04-03 2000-04-07 Gemplus Card Int Procede de certification d'un cumul dans un lecteur
FR2762118B1 (fr) * 1997-04-11 1999-07-16 Gemplus Card Int Procedure securisee de controle de transfert d'unites de valeur dans un systeme de jeu a carte a puce
GB2321751B (en) * 1997-04-22 1999-02-10 Searchspace Limited A monitoring system and method
JP3483441B2 (ja) * 1997-10-16 2004-01-06 富士通株式会社 電子マネーの管理所有装置および管理所有方法
US6209100B1 (en) * 1998-03-27 2001-03-27 International Business Machines Corp. Moderated forums with anonymous but traceable contributions
KR100358426B1 (ko) * 1998-08-18 2003-01-29 한국전자통신연구원 전자현금거래방법
AU4713100A (en) 1999-05-14 2000-12-05 Marvin A. Frenkel Anonymous on-line cash management system
US8571975B1 (en) 1999-11-24 2013-10-29 Jpmorgan Chase Bank, N.A. System and method for sending money via E-mail over the internet
US7222097B2 (en) * 2000-01-18 2007-05-22 Bellosguardo Philippe A Anonymous credit card
WO2001067202A2 (en) * 2000-03-06 2001-09-13 Aplettix Inc. Authentication technique for electronic transactions
US10185936B2 (en) 2000-06-22 2019-01-22 Jpmorgan Chase Bank, N.A. Method and system for processing internet payments
FR2811452A1 (fr) * 2000-07-07 2002-01-11 Thomson Multimedia Sa Systeme et procede de gestion de transaction de micropaiement, dispositifs client, marchand et intermediaire financier
US6680924B2 (en) 2000-12-14 2004-01-20 Carnegie Mellon University Method for estimating signal strengths
US20020080822A1 (en) * 2000-12-22 2002-06-27 Brown Michael K. Address defined session management over stateless communications channels
US7822679B1 (en) 2001-10-29 2010-10-26 Visa U.S.A. Inc. Method and system for conducting a commercial transaction between a buyer and a seller
US7729984B1 (en) 2002-09-27 2010-06-01 Abas Enterprises Llc Effecting financial transactions
RU2244340C2 (ru) * 2002-12-03 2005-01-10 Нечипорук Сергей Сергеевич Способ осуществления денежных расчетов
US7505931B2 (en) * 2003-03-03 2009-03-17 Standard Chartered (Ct) Plc Method and system for monitoring transactions
US20040225604A1 (en) * 2003-04-29 2004-11-11 Foss Sheldon H. System for providing a checkless checking account
US8626642B2 (en) 2003-08-22 2014-01-07 Compucredit Intellectual Property Holdings Corp. Iii System and method for dynamically managing a financial account
US7204412B2 (en) * 2003-10-14 2007-04-17 Compucredit Intellectual Property Holdings Corp. Iii Family stored value card program
US8606697B2 (en) 2004-06-17 2013-12-10 Visa International Service Association Method and system for providing buyer bank payable discounting services
US7711639B2 (en) 2005-01-12 2010-05-04 Visa International Pre-funding system and method
US20130030927A1 (en) 2011-07-28 2013-01-31 American Express Travel Related Services Company, Inc. Systems and methods for generating and using a digital pass

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US4993068A (en) * 1989-11-27 1991-02-12 Motorola, Inc. Unforgeable personal identification system
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DE4003386C1 (de) * 1990-02-05 1991-05-23 Siemens Ag, 1000 Berlin Und 8000 Muenchen, De
DE4119924A1 (de) * 1991-06-17 1992-12-24 Siemens Ag Verfahren zur sicherung von ladbaren guthaben in chipkarten
WO1993008545A1 (en) * 1991-10-16 1993-04-29 Jonhig Limited Value transfer system
US5420926A (en) * 1994-01-05 1995-05-30 At&T Corp. Anonymous credit card transactions

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US5018196A (en) * 1985-09-04 1991-05-21 Hitachi, Ltd. Method for electronic transaction with digital signature
EP0363122A2 (de) * 1988-10-03 1990-04-11 Fujitsu Limited Transaktionsbeglaubigungssystem
US4993068A (en) * 1989-11-27 1991-02-12 Motorola, Inc. Unforgeable personal identification system
DE4003386C1 (de) * 1990-02-05 1991-05-23 Siemens Ag, 1000 Berlin Und 8000 Muenchen, De
DE4119924A1 (de) * 1991-06-17 1992-12-24 Siemens Ag Verfahren zur sicherung von ladbaren guthaben in chipkarten
WO1993008545A1 (en) * 1991-10-16 1993-04-29 Jonhig Limited Value transfer system
US5420926A (en) * 1994-01-05 1995-05-30 At&T Corp. Anonymous credit card transactions

Also Published As

Publication number Publication date
US5924084A (en) 1999-07-13
EP0836730A1 (de) 1998-04-22
DE69602752T2 (de) 1999-10-21
EP0836730B1 (de) 1999-06-02
DE69602752D1 (de) 1999-07-08
CA2226320A1 (en) 1997-01-23
GR3030977T3 (en) 1999-12-31
AU694056B2 (en) 1998-07-09
NO976151D0 (no) 1997-12-30
ATE180912T1 (de) 1999-06-15
NO976151L (no) 1998-03-03
AU6613096A (en) 1997-02-05
WO1997002547A1 (en) 1997-01-23

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PD2B A search report has been drawn up
TD Modifications of names of proprietors of patents

Owner name: KONINKLIJKE KPN N.V.

VD1 Lapsed due to non-payment of the annual fee

Effective date: 20040201