NO20006449L - Payment System - Google Patents

Payment System

Info

Publication number
NO20006449L
NO20006449L NO20006449A NO20006449A NO20006449L NO 20006449 L NO20006449 L NO 20006449L NO 20006449 A NO20006449 A NO 20006449A NO 20006449 A NO20006449 A NO 20006449A NO 20006449 L NO20006449 L NO 20006449L
Authority
NO
Norway
Prior art keywords
payment
client
vps
transaction
transactions
Prior art date
Application number
NO20006449A
Other languages
Norwegian (no)
Other versions
NO20006449D0 (en
Inventor
Candida Coralie Anne Slater
Iain Downs
Original Assignee
Protx Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Protx Ltd filed Critical Protx Ltd
Publication of NO20006449D0 publication Critical patent/NO20006449D0/en
Publication of NO20006449L publication Critical patent/NO20006449L/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

Distribuert verifisert pålitelig tredjepart system VPS (10) og fremgangsmåte for elektronisk/digitale transaksjoner gjennom sanntids verifisering og autentisering, med forbedret personvern og sikkerhet, omfattende hele betalingsområdet fra meget store til meget små. VPS (10) med huber (16-20) som lagrer klientdata og forbinder klienter (22) med selgere (24) for å avtale sikre elektroniske transaksjonei. Data kan være forregistrert ved banker (30) og andre eiere, kontrollører og utstedere av betalingssystemer (32). Eiere av betalingssystemer, så som firma/kjøpekort, kan autorisere bruk av tredje part innenfor spesifiserte grenser for å gjøre dem i stand til å overvåke og styre delegert autoritet. En sentral kontoautoritet (20) frembringer registreringstjenester som indikerer hvilken hub betjener hvilken klient. VPS (10) implementerer et dobbelt nøkkel transaksjonssystem, i hvilket verifiserte instruksjoner må komme separat og helt uavhengig av både klient (22) og selger (24) før transaksjonskomplettering via fremgangsmåter som er akseptert av begge parter. VPS (10) tillater klient (22), selger (24) og tilhørende betalingsmetode og system (30-32) å være kjent, med faste beløp av forregistrert innenfor en autoriseringsmanager. Klienten (22) og selgeren (24) kan velge hver sin betalingsmetode og myntsort til hvilken som helst transaksjon, og betaling gjøres innenfor et lukket system uten at noen av partene har tilgang til eller kjenner til detaljene av den andres betalingssystem. Sanntids revisjonsspor for alle impliserte parter blir implementert, i hvilke klient (22), selgere (24) og banker (30) kan følge transaksjoner, generere rapporter og iverksette tilbakebetalinger for slike sikre transaksjoner. VPS (10) er også programvare og/eller maskinvare-uavhengig, implementert ved hvilken som helst kjent nettverkkonfigurasjon for hvilken som helst kjent elektronisk og digital transaksjon, ved bruk av mobile telefoner (28), håndholdte enheter og digital televisjon for innkjøp og kredit/debet betalingsanordninger for enhver form av handel ved bruk av elektroniske transaksjoner.Distributed trusted third party VPS system (10) and electronic / digital transactions through real-time verification and authentication, with enhanced privacy and security, encompassing the entire payment range from very large to very small. VPS (10) with hubs (16-20) that store client data and connect clients (22) with sellers (24) to secure secure electronic transaction. Data may be pre-registered with banks (30) and other owners, controllers and issuers of payment systems (32). Payment system owners, such as company / calling cards, may authorize the use of third parties within specified limits to enable them to monitor and control delegated authority. A central account authority (20) provides registration services that indicate which hub serves which client. VPS (10) implements a dual-key transaction system, in which verified instructions must come separately and completely independently of both client (22) and seller (24) before transaction completion via procedures accepted by both parties. VPS (10) allows client (22), seller (24) and associated payment method and system (30-32) to be known, with fixed amounts of pre-registered within an authorization manager. The client (22) and the seller (24) can choose their own payment method and currency for any transaction, and payment is made within a closed system without either party having access to or knowing the details of the other's payment system. Real-time audit trails for all implicated parties are implemented, in which client (22), sellers (24) and banks (30) can track transactions, generate reports and initiate repayments for such secure transactions. VPS (10) is also software and / or hardware independent, implemented by any known network configuration for any known electronic and digital transaction, using mobile phones (28), handheld devices and digital television for purchasing and credit / debit payment devices for any kind of trade using electronic transactions.

NO20006449A 1998-06-19 2000-12-18 Payment System NO20006449L (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US8982598P 1998-06-19 1998-06-19
PCT/GB1999/001886 WO1999066436A1 (en) 1998-06-19 1999-06-18 Verified payment system

Publications (2)

Publication Number Publication Date
NO20006449D0 NO20006449D0 (en) 2000-12-18
NO20006449L true NO20006449L (en) 2001-01-17

Family

ID=22219761

Family Applications (1)

Application Number Title Priority Date Filing Date
NO20006449A NO20006449L (en) 1998-06-19 2000-12-18 Payment System

Country Status (12)

Country Link
EP (1) EP1097425A1 (en)
JP (1) JP2002518749A (en)
CN (1) CN1313973A (en)
AU (1) AU4517899A (en)
BR (1) BR9912173A (en)
CA (1) CA2335453C (en)
CZ (1) CZ20004781A3 (en)
HU (1) HUP0103385A2 (en)
IL (1) IL140333A0 (en)
NO (1) NO20006449L (en)
PL (1) PL345032A1 (en)
WO (1) WO1999066436A1 (en)

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Also Published As

Publication number Publication date
CN1313973A (en) 2001-09-19
AU4517899A (en) 2000-01-05
BR9912173A (en) 2001-11-20
JP2002518749A (en) 2002-06-25
HUP0103385A2 (en) 2002-01-28
NO20006449D0 (en) 2000-12-18
PL345032A1 (en) 2001-11-19
CA2335453C (en) 2007-11-06
EP1097425A1 (en) 2001-05-09
IL140333A0 (en) 2002-02-10
WO1999066436A1 (en) 1999-12-23
CZ20004781A3 (en) 2001-08-15
CA2335453A1 (en) 1999-12-23

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