PL390674A1 - Sposób realizacji transakcji płatniczej z użyciem personalnego urządzenia mobilnego i układ personalnego urządzenia mobilnego - Google Patents

Sposób realizacji transakcji płatniczej z użyciem personalnego urządzenia mobilnego i układ personalnego urządzenia mobilnego

Info

Publication number
PL390674A1
PL390674A1 PL390674A PL39067410A PL390674A1 PL 390674 A1 PL390674 A1 PL 390674A1 PL 390674 A PL390674 A PL 390674A PL 39067410 A PL39067410 A PL 39067410A PL 390674 A1 PL390674 A1 PL 390674A1
Authority
PL
Poland
Prior art keywords
mobile device
personal mobile
proximity communication
bank system
communication module
Prior art date
Application number
PL390674A
Other languages
English (en)
Inventor
Cezary Małuj
Marek Małecki
Michał Misiak
Ireneusz Ozga
Original Assignee
Telecash Spółka Z Ograniczoną Odpowiedzialnością
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Telecash Spółka Z Ograniczoną Odpowiedzialnością filed Critical Telecash Spółka Z Ograniczoną Odpowiedzialnością
Priority to PL390674A priority Critical patent/PL390674A1/pl
Priority to EP11460011A priority patent/EP2365469A1/en
Publication of PL390674A1 publication Critical patent/PL390674A1/pl

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G06Q20/3263—Payment applications installed on the mobile devices characterised by activation or deactivation of payment capabilities
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
PL390674A 2010-03-10 2010-03-10 Sposób realizacji transakcji płatniczej z użyciem personalnego urządzenia mobilnego i układ personalnego urządzenia mobilnego PL390674A1 (pl)

Priority Applications (2)

Application Number Priority Date Filing Date Title
PL390674A PL390674A1 (pl) 2010-03-10 2010-03-10 Sposób realizacji transakcji płatniczej z użyciem personalnego urządzenia mobilnego i układ personalnego urządzenia mobilnego
EP11460011A EP2365469A1 (en) 2010-03-10 2011-03-08 Method for performing payment transaction using personal mobile device and arrangement for personal mobile device

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PL390674A PL390674A1 (pl) 2010-03-10 2010-03-10 Sposób realizacji transakcji płatniczej z użyciem personalnego urządzenia mobilnego i układ personalnego urządzenia mobilnego

Publications (1)

Publication Number Publication Date
PL390674A1 true PL390674A1 (pl) 2011-09-12

Family

ID=44118538

Family Applications (1)

Application Number Title Priority Date Filing Date
PL390674A PL390674A1 (pl) 2010-03-10 2010-03-10 Sposób realizacji transakcji płatniczej z użyciem personalnego urządzenia mobilnego i układ personalnego urządzenia mobilnego

Country Status (2)

Country Link
EP (1) EP2365469A1 (pl)
PL (1) PL390674A1 (pl)

Families Citing this family (28)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
TWI537851B (zh) * 2011-05-04 2016-06-11 jian-gang Yang Mobile transaction method and hand-held electronic device
US8171525B1 (en) * 2011-09-15 2012-05-01 Google Inc. Enabling users to select between secure service providers using a central trusted service manager
US8255687B1 (en) 2011-09-15 2012-08-28 Google Inc. Enabling users to select between secure service providers using a key escrow service
FI20115945A0 (fi) 2011-09-28 2011-09-28 Onsun Oy Maksujärjestelmä
US8429409B1 (en) 2012-04-06 2013-04-23 Google Inc. Secure reset of personal and service provider information on mobile devices
GB201212878D0 (en) 2012-07-20 2012-09-05 Pike Justin Authentication method and system
CN102855568B (zh) * 2012-08-14 2016-06-29 广东汇卡商务服务有限公司 一种防止pos终端非法移机的支付系统及方法
DE102012214744A1 (de) * 2012-08-20 2014-02-20 Tobias Pfütze Verfahren und System zur Durchführung einer Finanz-Transaktion
US9495524B2 (en) * 2012-10-01 2016-11-15 Nxp B.V. Secure user authentication using a master secure element
US10147090B2 (en) 2012-10-01 2018-12-04 Nxp B.V. Validating a transaction with a secure input without requiring pin code entry
US11080701B2 (en) 2015-07-02 2021-08-03 Royal Bank Of Canada Secure processing of electronic payments
US11210648B2 (en) 2012-10-17 2021-12-28 Royal Bank Of Canada Systems, methods, and devices for secure generation and processing of data sets representing pre-funded payments
US12646053B2 (en) 2012-10-17 2026-06-02 Royal Bank Of Canada Secure processing of data
CA3126471A1 (en) 2012-10-17 2014-04-17 Royal Bank Of Canada Virtualization and secure processing of data
CN103699993A (zh) * 2013-12-31 2014-04-02 深圳先进技术研究院 基于人体通信的公共交通支付系统及方法
FR3020164B1 (fr) * 2014-04-18 2020-10-16 Compagnie Ind Et Financiere Dingenierie Ingenico Module d'emulation d'au moins une carte de paiement, procede, dispositif de paiement, produit programme d'ordinateur et medium de stockage correspondants
US9336523B2 (en) 2014-07-28 2016-05-10 International Business Machines Corporation Managing a secure transaction
CN107004190A (zh) 2014-10-10 2017-08-01 加拿大皇家银行 用于处理电子交易的系统
GB201419016D0 (en) * 2014-10-24 2014-12-10 Visa Europe Ltd Transaction Messaging
EP3040922A1 (en) * 2014-12-30 2016-07-06 Telefonica Digital España, S.L.U. Method and system for providing authentication, integrity and confidentiality for transactions performed by mobile device users
AU2016208989B2 (en) 2015-01-19 2021-11-25 Royal Bank Of Canada Secure processing of electronic payments
US11354651B2 (en) 2015-01-19 2022-06-07 Royal Bank Of Canada System and method for location-based token transaction processing
GB201520741D0 (en) 2015-05-27 2016-01-06 Mypinpad Ltd And Licentia Group Ltd Authentication methods and systems
US11599879B2 (en) 2015-07-02 2023-03-07 Royal Bank Of Canada Processing of electronic transactions
CN106952088A (zh) * 2016-01-06 2017-07-14 向祖跃 无中心多行共享移动支付系统及其支付方法
JP7056027B2 (ja) * 2017-08-01 2022-04-19 富士通株式会社 金融取引方法、金融取引システム、情報処理装置および金融取引プログラム
GB201916441D0 (en) 2019-11-12 2019-12-25 Mypinpad Ltd Computer-implemented system and method
JP2021077273A (ja) * 2019-11-13 2021-05-20 グローリー株式会社 現金受取システム及び現金受取方法

Family Cites Families (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
AU2002359757A1 (en) * 2001-12-26 2003-07-24 Vivotech, Inc. Wireless network micropayment financial transaction processing
US7357309B2 (en) * 2004-01-16 2008-04-15 Telefonaktiebolaget Lm Ericsson (Publ) EMV transactions in mobile terminals
EP1856903B1 (en) * 2005-03-07 2018-01-24 Nokia Technologies Oy Method and mobile terminal device including smartcard module and near field communications means
US8116734B2 (en) * 2006-08-22 2012-02-14 Verizon Patent And Licensing Inc. Party identification in a wireless network
US8117445B2 (en) * 2006-12-20 2012-02-14 Spansion Llc Near field communication, security and non-volatile memory integrated sub-system for embedded portable applications
US20090119170A1 (en) 2007-10-25 2009-05-07 Ayman Hammad Portable consumer device including data bearing medium including risk based benefits
EP2056261A1 (en) 2007-10-30 2009-05-06 Nederlandse Organisatie voor toegepast-natuurwetenschappelijk Onderzoek TNO Electronic payments using mobile communication devices
CN101918964A (zh) 2007-12-11 2010-12-15 Xs创新控股有限公司 用于向接收者发送货币的系统和方法

Also Published As

Publication number Publication date
EP2365469A1 (en) 2011-09-14

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