SE0200151L - Procedures and systems for verifying transactions - Google Patents

Procedures and systems for verifying transactions

Info

Publication number
SE0200151L
SE0200151L SE0200151A SE0200151A SE0200151L SE 0200151 L SE0200151 L SE 0200151L SE 0200151 A SE0200151 A SE 0200151A SE 0200151 A SE0200151 A SE 0200151A SE 0200151 L SE0200151 L SE 0200151L
Authority
SE
Sweden
Prior art keywords
account
transaction
subscription
payment system
account holder
Prior art date
Application number
SE0200151A
Other languages
Swedish (sv)
Other versions
SE0200151D0 (en
Inventor
Henrik Groth
Peter Carlsson
Original Assignee
Telia Ab
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Telia Ab filed Critical Telia Ab
Priority to SE0200151A priority Critical patent/SE0200151L/en
Publication of SE0200151D0 publication Critical patent/SE0200151D0/en
Priority to PCT/SE2002/002425 priority patent/WO2003063037A1/en
Publication of SE0200151L publication Critical patent/SE0200151L/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224—Transactions dependent on location of M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06F17/60—
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A payment system 100 to verify transaction, when an account subscription is used, where the payment system consists of a unit for account subscription 102, a verification unit 104, and a unit for an account holder to verify transaction 300 consists in that the account holder has connected/associated 308 account subscription to the account holder which is made in the verification unit so that a certain type of verification can be made at transaction with a certain account subscription; after that a first signal 302 is transmitted to the payment system that a transaction with the account subscription has started. Next step is authentication 304 which is made by a check/control of the transaction being made. In the authentication step, the verification unit sends/transmits an inquiry/information 310 to the account holder about in which way the account holder wants to make his/her authentication. Finally a terminating signal 306 is sent/transmitted to the payment system that the transaction with the account subscription is finished.
SE0200151A 2002-01-17 2002-01-17 Procedures and systems for verifying transactions SE0200151L (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
SE0200151A SE0200151L (en) 2002-01-17 2002-01-17 Procedures and systems for verifying transactions
PCT/SE2002/002425 WO2003063037A1 (en) 2002-01-17 2002-12-20 Procedure and system for verification of subscriptions

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SE0200151A SE0200151L (en) 2002-01-17 2002-01-17 Procedures and systems for verifying transactions

Publications (2)

Publication Number Publication Date
SE0200151D0 SE0200151D0 (en) 2002-01-17
SE0200151L true SE0200151L (en) 2003-07-18

Family

ID=20286709

Family Applications (1)

Application Number Title Priority Date Filing Date
SE0200151A SE0200151L (en) 2002-01-17 2002-01-17 Procedures and systems for verifying transactions

Country Status (2)

Country Link
SE (1) SE0200151L (en)
WO (1) WO2003063037A1 (en)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2469025A (en) * 2009-03-30 2010-10-06 X122 Company Verification of a payment card transaction
US20110047075A1 (en) 2009-08-19 2011-02-24 Mastercard International Incorporated Location controls on payment card transactions
DE102009060946A1 (en) * 2009-12-23 2011-06-30 Doering, Wolfram, 13469 Method for electronic communication of banking orders and communication system for carrying out the method
US11620628B2 (en) 2015-06-30 2023-04-04 Mastercard International Incorporated Method and system for fraud control based on geolocation

Family Cites Families (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1121676A (en) * 1994-03-29 1996-05-01 星光传呼(通讯设备)厂有限公司 Anti-theft security method and device system for non-cash instant payment
CN1057178C (en) * 1994-05-19 2000-10-04 黄金富 Anti-theft security method for non-cash immediate payment and its equipment system
US5708422A (en) * 1995-05-31 1998-01-13 At&T Transaction authorization and alert system
EP0848360A1 (en) * 1996-12-11 1998-06-17 BRITISH TELECOMMUNICATIONS public limited company Electronic funds transfer authentication system
AU2001227007A1 (en) * 2000-01-12 2001-07-24 Seaglade Developments Limited A processing method and apparatus
JP2001306987A (en) * 2000-04-25 2001-11-02 Nec Corp Card use approval method, card settlement system and card settlement device using portable telephone set
JP2001250063A (en) * 2001-03-21 2001-09-14 Yasuda Kinzoku Kogyo Kk Electronic payment server that sends payment confirmation information
KR20010110280A (en) * 2001-11-21 2001-12-12 임춘환 Credit card and on-line financial business method using on Position Information of Mobile Communication Terminal

Also Published As

Publication number Publication date
WO2003063037A1 (en) 2003-07-31
SE0200151D0 (en) 2002-01-17

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Legal Events

Date Code Title Description
NAV Patent application has lapsed