TR200908280A2 - Yüksek güvenliğe sahip bir mobil ödeme metodu ve bu metoda ilişkin yetkilendirme sistemi - Google Patents

Yüksek güvenliğe sahip bir mobil ödeme metodu ve bu metoda ilişkin yetkilendirme sistemi

Info

Publication number
TR200908280A2
TR200908280A2 TR2009/08280A TR200908280A TR200908280A2 TR 200908280 A2 TR200908280 A2 TR 200908280A2 TR 2009/08280 A TR2009/08280 A TR 2009/08280A TR 200908280 A TR200908280 A TR 200908280A TR 200908280 A2 TR200908280 A2 TR 200908280A2
Authority
TR
Turkey
Prior art keywords
mobile payment
authorization system
highly secure
secure mobile
payment method
Prior art date
Application number
TR2009/08280A
Other languages
English (en)
Inventor
G�Ksen�N G�Zel Murat
Yazmaci Erdal
Altunta� �Zg�R
Original Assignee
Kartek Kart Ve B�L���M Tekno.T�C.Ltd. �T�.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Kartek Kart Ve B�L���M Tekno.T�C.Ltd. �T�. filed Critical Kartek Kart Ve B�L���M Tekno.T�C.Ltd. �T�.
Priority to TR2009/08280A priority Critical patent/TR200908280A2/tr
Priority to PCT/TR2010/000061 priority patent/WO2011056156A1/en
Publication of TR200908280A2 publication Critical patent/TR200908280A2/tr

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025—Identification of user by a PIN code
    • G07F7/1058—PIN is checked locally
    • G07F7/1066—PIN data being compared to data on card

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Buluş, alışverişlerde kredi kartı bilgisi ya da GSM numarası bilgisi verilmeden sadece tanımlanan müşteri numarası gibi finansal değeri olmayan bir numara ile kullanıcıların mobil cihazlar -tercihen mobil telefonlar- (1) üzerinden ödeme işlemlerini gerçekleştirebilmelerine olanak sağlayan bir mobil ödeme metodu ve bu metoda ilişkin bir yetkilendirme sistemi ile ilgilidir. (Şekil 1)
TR2009/08280A 2009-11-03 2009-11-03 Yüksek güvenliğe sahip bir mobil ödeme metodu ve bu metoda ilişkin yetkilendirme sistemi TR200908280A2 (tr)

Priority Applications (2)

Application Number Priority Date Filing Date Title
TR2009/08280A TR200908280A2 (tr) 2009-11-03 2009-11-03 Yüksek güvenliğe sahip bir mobil ödeme metodu ve bu metoda ilişkin yetkilendirme sistemi
PCT/TR2010/000061 WO2011056156A1 (en) 2009-11-03 2010-03-31 A mobile payment method of high security and authorization system for this method

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
TR2009/08280A TR200908280A2 (tr) 2009-11-03 2009-11-03 Yüksek güvenliğe sahip bir mobil ödeme metodu ve bu metoda ilişkin yetkilendirme sistemi

Publications (1)

Publication Number Publication Date
TR200908280A2 true TR200908280A2 (tr) 2011-02-21

Family

ID=42549422

Family Applications (1)

Application Number Title Priority Date Filing Date
TR2009/08280A TR200908280A2 (tr) 2009-11-03 2009-11-03 Yüksek güvenliğe sahip bir mobil ödeme metodu ve bu metoda ilişkin yetkilendirme sistemi

Country Status (2)

Country Link
TR (1) TR200908280A2 (tr)
WO (1) WO2011056156A1 (tr)

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR2975860A1 (fr) * 2011-05-25 2012-11-30 France Telecom Procede de paiement a distance, a partir d'un dispositif utilisateur, d'un panier d'achat sur un serveur marchand et systeme associe
GB2499360B8 (en) * 2011-10-12 2016-01-27 Technology Business Man Ltd Secure ID authentication
CN104268756B (zh) * 2014-09-18 2019-03-05 努比亚技术有限公司 移动支付方法和系统
US10373169B2 (en) * 2015-08-11 2019-08-06 Paypal, Inc. Enhancing information security via the use of a dummy credit card number
WO2017217808A1 (ko) * 2016-06-16 2017-12-21 주식회사 하렉스인포텍 모바일 인증방법 및 그 시스템
NL2019997B1 (en) * 2017-11-30 2019-06-07 Paycheckout Holding B V A method of authorizing a payment request by a cloud based platform and a server arranged for supporting said method

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR2801995B1 (fr) * 1999-12-07 2005-09-09 Bruno Duval Procede et systeme de gestion d'une transaction securisee a travers un reseau de communication
FR2815745B1 (fr) * 2000-10-25 2003-01-10 Cedric Remy Procede de paiement par telematique securise
CA2363220A1 (en) * 2001-11-23 2003-05-23 Trustshield Technologies Inc. Simcard authorization: online credit card transaction approval, privacy, authentication and non-repudiation
EP1461897A4 (en) * 2001-12-04 2007-05-02 Conceptm Company Ltd SYSTEM AND METHOD FOR FACILITATING ELECTRONIC FINANCIAL TRANSACTIONS USING A MOBILE TELECOMMUNICATION DEVICE
WO2007083319A2 (en) 2006-01-20 2007-07-26 Ajay Adiseshann Method and system for making a payment through a mobile communication device
US20080208681A1 (en) 2006-09-28 2008-08-28 Ayman Hammad Payment using a mobile device

Also Published As

Publication number Publication date
WO2011056156A1 (en) 2011-05-12

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