TR201710155A2 - Elektronik çek/senet sistemi erişim birimi - Google Patents

Elektronik çek/senet sistemi erişim birimi Download PDF

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Publication number
TR201710155A2
TR201710155A2 TR2017/10155A TR201710155A TR201710155A2 TR 201710155 A2 TR201710155 A2 TR 201710155A2 TR 2017/10155 A TR2017/10155 A TR 2017/10155A TR 201710155 A TR201710155 A TR 201710155A TR 201710155 A2 TR201710155 A2 TR 201710155A2
Authority
TR
Turkey
Prior art keywords
electronic check
access unit
note system
system access
note
Prior art date
Application number
TR2017/10155A
Other languages
English (en)
Inventor
Karabiyik Ayşegül
Özgür Karabiyik Mürsel
Original Assignee
Ayseguel Karabiyik
Muersel Oezguer Karabiyik
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Ayseguel Karabiyik, Muersel Oezguer Karabiyik filed Critical Ayseguel Karabiyik
Priority to TR2017/10155A priority Critical patent/TR201710155A2/tr
Priority to PCT/TR2018/050354 priority patent/WO2019147197A2/en
Publication of TR201710155A2 publication Critical patent/TR201710155A2/tr

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • G06Q20/042Payment circuits characterized in that the payment protocol involves at least one cheque
    • G06Q20/0425Payment circuits characterized in that the payment protocol involves at least one cheque the cheque being electronic only
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108Remote banking, e.g. home banking
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108Remote banking, e.g. home banking
    • G06Q20/1085Remote banking, e.g. home banking involving automatic teller machines [ATMs]
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Time Recorders, Dirve Recorders, Access Control (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

Buluş, banka müşterisi olsun olmasın kişilerin, kendilerine verilen kart okuyucu cihazlar (7) ile kullanılabilen elektronik çek/senet kartlarıyla (4) ve/veya erişim cihazları (6) üzerinden elektronik çek/senet kullanıcı arayüzüyle, kendi aralarındaki ve/veya banka ve/veya ilgili kuruluşlar (5) ile elektronik çek/senet akışlarını çok katmanlı güvenlik altyapısı üzerinde yürütebilmelerini sağlayan bir elektronik çek/senet sistemine (1) kullanıcıların bağlanmalarını sağlayan erişim birimi ile ilgilidir.
TR2017/10155A 2017-07-10 2017-07-10 Elektronik çek/senet sistemi erişim birimi TR201710155A2 (tr)

Priority Applications (2)

Application Number Priority Date Filing Date Title
TR2017/10155A TR201710155A2 (tr) 2017-07-10 2017-07-10 Elektronik çek/senet sistemi erişim birimi
PCT/TR2018/050354 WO2019147197A2 (en) 2017-07-10 2018-07-10 Access unit for electronic check/note system

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
TR2017/10155A TR201710155A2 (tr) 2017-07-10 2017-07-10 Elektronik çek/senet sistemi erişim birimi

Publications (1)

Publication Number Publication Date
TR201710155A2 true TR201710155A2 (tr) 2019-02-21

Family

ID=67395557

Family Applications (1)

Application Number Title Priority Date Filing Date
TR2017/10155A TR201710155A2 (tr) 2017-07-10 2017-07-10 Elektronik çek/senet sistemi erişim birimi

Country Status (2)

Country Link
TR (1) TR201710155A2 (tr)
WO (1) WO2019147197A2 (tr)

Family Cites Families (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8255278B1 (en) * 2009-03-23 2012-08-28 United Services Automobile Association Systems and methods for payment at a point of sale using a virtual check
WO2016097879A1 (en) * 2014-12-19 2016-06-23 Mohammed Jaseem Real-time electronic cheque issue system for money transfer, payment and management

Also Published As

Publication number Publication date
WO2019147197A3 (en) 2019-08-29
WO2019147197A2 (en) 2019-08-01

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