TW201435768A - Secure payment method of placing a shopping order via mobile communication device and the system platform - Google Patents
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Abstract
Description
本發明是一種行動通訊裝置下單購物的妥投付費方法及該系統平台，尤其是一種透過行動通訊裝置訂購物品，並利用該行動通訊裝置完成行動支付。 The present invention is a method for paying for a purchase of a mobile communication device and a system platform thereof, in particular, an order for ordering an item through a mobile communication device, and using the mobile communication device to complete an action payment.
由於社會的進步，傳統的商業交易模式，也逐漸電子化，例如網路購物、指的是透過電腦或行動通訊裝置，於網路上完成下單訂購，網路購物的崛起，造就消費者更便利的購物模式，省去以往躊躇於實體店面或市場挑選商品的時間，現在只要連上網路，各種商品應有盡有，不僅節省購物時間，還能滿足絕大部分消費者各式各樣的需求。 Due to the progress of society, the traditional business transaction mode has gradually become electronic. For example, online shopping refers to the completion of order placement on the Internet through computers or mobile communication devices. The rise of online shopping has made consumers more convenient. The shopping model eliminates the time spent on physical storefronts or market selection of products. Now, as long as you are connected to the Internet, you can have everything you need to save shopping time and meet the needs of most consumers.
而社會進步往往是科技不斷創新與突破所帶來的成果，近年來，行動手機演變成智慧型手機，功能上也有重大的創新，例如：網際網路、照相攝影、以及其他多元的應用程式等，為人們帶來更便利的生活體驗，同時，平板電腦的發展速度及普及率，更是不容小覷，因此，若能將智慧型手機及平板電腦等行動通訊裝置做為下單購物的媒體，不僅可提供消費者便利的購物方式，也為業者帶來龐大的商機。 Social progress is often the result of continuous innovation and breakthroughs in technology. In recent years, mobile phones have evolved into smart phones, and there have been major innovations in functions such as internet, photography, and other diverse applications. To bring people a more convenient life experience, at the same time, the development speed and popularity of tablet PCs should not be underestimated. Therefore, if you can use mobile communication devices such as smart phones and tablets as media for order shopping. It not only provides consumers with convenient shopping methods, but also brings huge business opportunities to the industry.
當消費者於網路上訂購商品之後，多半是選擇透過物流業者宅配到府的服務，而付費方式可分為線上刷卡、貨到付款及匯款等，尤其是貨到付款，更是多數消費者選擇的付費方式，銀貨兩訖能避免匯款及線上刷卡所帶來的疑慮及風險。 When consumers order goods on the Internet, most of them choose to use the logistics industry to provide services to the government, and the payment methods can be divided into online credit card, cash on delivery and remittance, especially cash on delivery, which is the majority of consumers. The payment method, the two silver goods can avoid the doubts and risks brought by remittance and online credit card.
而物流業者能否將貨品正確送達到消費者手中，更是關係消費者權益，以及商家商譽的重大問題。因此，已有例如公告第484080號「行動付費暨郵遞妥投及時處理系統」發明專利所揭露，利用一組可攜式端末設備與遠端伺服器即時連線，確認收件人資料，並在收件人簽收之後，將 該簽收資料回傳伺服器備存，藉此確保貨品送達及簽收付費機制運作。但是，一方面此方式並無法保證簽收者即是收件人，仍有被冒簽盜領之風險；另方面可攜式端末設備中需設置列印裝置，體積勢必龐大而不便攜帶。 Whether the logistics industry can correctly deliver the goods to the hands of consumers is a major issue that affects the rights and interests of consumers and the goodwill of the merchants. Therefore, there has been disclosed in the invention patent No. 484080, "Mobile payment and postal delivery and timely processing system", which uses a set of portable terminal devices to instantly connect with the remote server to confirm the recipient data, and After the recipient signs, will The receipt data is returned to the server for storage, thereby ensuring the operation of the goods delivery and signing payment mechanism. However, on the one hand, this method does not guarantee that the signer is the recipient, and there is still the risk of being fraudulently stolen. In other cases, the printing device needs to be set in the portable terminal device, and the volume is bound to be large and not portable.
加上，消費者欲透過該可攜式端末設備行動付費時，必須額外準備各種電子貨幣卡片，重要的是，大部分消費者對於此一行動付費機制仍有安全上的疑慮，因此，部分消費者會捨棄便利但隱含風險的電子貨幣，寧願選擇以現金支付，而收取大量現金也替送貨人員帶來不必要的風險；表示在收件人身分認證、以及行動付費機制上仍有相當大的進步空間。 In addition, when consumers want to pay through the portable terminal device, they must prepare various electronic money cards. What is important is that most consumers still have security concerns about this action payment mechanism. Therefore, some consumers consume Will abandon the convenience but implied risk of electronic money, prefer to pay in cash, and the large amount of cash also brings unnecessary risks to the delivery personnel; said that there is still considerable in the recipient identity authentication and payment mechanism Great room for improvement.
因此，如何提供一種當消費者透過行動通訊裝置於下單購物時，更具身分辨識的認證機制，讓物流業者能將訂購之貨品正確送達到消費者手中，同時，提供一種更具便利性與安全性，且為社會大眾普遍能接受的行動付費機制，即為目前所欲解決之重點。 Therefore, how to provide a more differentiated authentication mechanism when consumers make purchases through mobile communication devices, so that the logistics operators can correctly deliver the ordered goods to the consumers, while providing a more convenient and Security, and a universal payment mechanism for the general public, is the focus of the current solution.
本發明之一目的在於提供一種接受行動通訊裝置下單購物的妥投付費的系統平台，當消費者透過行動通訊裝置下單購物時，提供一種高準確率的認證方式，藉此讓物流業者把貨品正確的送至消費者手中。 An object of the present invention is to provide a system platform for accepting a pay-as-you-go payment for a mobile communication device, and providing a high-accuracy authentication method when a consumer places an order through a mobile communication device, thereby allowing the logistics provider to The goods are delivered to the consumer in the right place.
本發明之另一目的在於提供一種接受行動通訊裝置下單購物的妥投付費的系統平台，以電子式的認證方式，取代傳統紙本簽收，藉以提升管理效率並大幅減少成本支出。 Another object of the present invention is to provide a system platform for accepting and paying for a mobile communication device, and replacing the traditional paper receipt with an electronic authentication method, thereby improving management efficiency and greatly reducing cost.
本發明之又一目的在於提供一種接受行動通訊裝置下單購物的妥投付費的系統平台，讓消費者可於貨品送達時，可選擇利用行動通訊裝置完成行動付費。 Another object of the present invention is to provide a system platform for accepting a pay-as-you-go payment for a mobile communication device, so that the consumer can choose to use the mobile communication device to complete the action payment when the goods are delivered.
本發明之再一目的在於提供一種接受行動通訊裝置下單購物的妥投付費的系統平台，藉以提高貨品正確送達率，減少因為貨品誤送而產生的消費糾紛。 It is still another object of the present invention to provide a system platform for accepting a pay-as-you-go payment for a mobile communication device, thereby improving the correct delivery rate of goods and reducing consumer disputes caused by misdelivery of goods.
本發明之又另一目的在於提供一種接受行動通訊裝置下單購物的妥投付費的系統平台，消費者可透過行動通訊裝置行動付費，增加付費時的便利性與選擇性。 Still another object of the present invention is to provide a system platform for accepting a pay-as-you-go payment for a mobile communication device, and the consumer can pay for the action through the mobile communication device, thereby increasing the convenience and selectivity of the payment.
依照本案所揭露的一種行動通訊裝置下單購物的妥投付費 方法，是由一個購物配送系統接受至少一個貨品銷售配送資訊，運送至少一個貨品予至少一個消費者，其中前述消費者具備有一個行動通訊裝置，該行動通訊裝置具有一個特定識別資訊，以及該購物配送系統具有一個信任服務管理伺服器及至少一個物流配送行動終端，且由該信任服務管理伺服器提供一行動付費服務應用程式，供上述消費者以上述行動通訊裝置下單購物，該妥投付費方法包括下列步驟：a)當上述消費者選擇行動付費貨到收款方式支付貨款時，由上述行動付費服務應用程式取得該行動通訊裝置的上述特定識別資訊，並上傳至上述信任服務管理伺服器；b)當上述貨品送達時，由上述物流配送行動終端接收上述消費者的該行動通訊裝置的上述特定識別資訊至上述信任服務管理伺服器；c)確認該特定識別資訊，並請求啟動一行動付費機制；及d)由上述信任服務管理伺服器確認該行動付費機制已經完成，並即時將該付費機制完成的資訊同步傳送至上述物流配送行動終端。 According to the case disclosed in the present invention, a mobile communication device pays for the purchase of the order The method comprises: receiving, by a shopping distribution system, at least one product sales distribution information, and transporting at least one product to at least one consumer, wherein the foregoing consumer has a mobile communication device, the mobile communication device has a specific identification information, and the shopping The distribution system has a trust service management server and at least one logistics distribution action terminal, and the trust service management server provides a mobile payment service application for the above-mentioned consumer to place an order for the mobile communication device to pay for the purchase. The method comprises the following steps: a) when the consumer selects the action payment to pay the payment method, the above-mentioned specific identification information of the mobile communication device is obtained by the above-mentioned mobile payment service application, and uploaded to the above trusted service management server And b) receiving, by the above-mentioned logistics distribution mobile terminal, the specific identification information of the mobile communication device of the consumer to the trust service management server; c) confirming the specific identification information and requesting to initiate an action when the goods are delivered Payment mechanism; and d The above-mentioned trust service management server confirms that the mobile payment mechanism has been completed, and immediately transmits the information completed by the payment mechanism to the above-mentioned logistics distribution mobile terminal.
以及一個接受一種接受行動通訊裝置下單購物的妥投付費系統平台，是由一個購物配送系統接受至少一個貨品銷售配送資訊，運送至少一個貨品予至少一個消費者，其中前述消費者具有一個行動通訊裝置，該行動通訊裝置具有一個特定識別資訊，該購物配送系統包括：一個信任服務管理伺服器，供上述消費者以上述行動通訊裝置下單購物，且提供一個行動付費服務應用程式，供上述行動通訊裝置下載安裝，並取得該行動通訊裝置的上述特定識別資訊；及至少一個物流配送行動終端，供當上述至少一個貨品送達時，再度接收上述行動通訊裝置的上述特定辨識資訊，並上傳至上述信任服務管理伺服器，以確認該特定識別資訊，請求啟動一個行動付費機制。 And a platform for accepting a pay-as-you-go system for accepting a mobile communication device, wherein the shopping delivery system accepts at least one product sales distribution information, and delivers at least one product to at least one consumer, wherein the aforementioned consumer has a mobile communication The device has a specific identification information, and the shopping distribution system includes: a trust service management server for the consumer to place an order with the mobile communication device, and provides a mobile payment service application for the above action The communication device is downloaded and installed, and obtains the specific identification information of the mobile communication device; and at least one logistics distribution mobile terminal, for receiving the specific identification information of the mobile communication device again when the at least one product is delivered, and uploading to the above Trust the service management server to confirm the specific identification information and request to initiate an action payment mechanism.
本案所揭露之行動通訊裝置下單購物的妥投付費方法及該系統平台，是由信任服務管理伺服器提供一個行動付費服務應用程式，讓消費者透過行動通訊裝置下載安裝，並藉由行動通訊裝置下單購物時，除了消費者提供個人資訊供配送貨物之外，更由該行動付費服務應用程式提取該行動通訊裝置的特定識別資訊，並上傳至信任服務管理伺服器，作為日後取件的憑證，加上每一特定識別資訊，如同行動通訊裝置的身分證明一樣，都是唯一且不重複的，如此一來，不僅可以減少貨品誤送的機率，更可以特定識別資訊取代習知簽收的動作與紙本單據，替業者省下可觀的成本支出。 The mobile payment method for the mobile communication device disclosed in the case and the system platform are provided by the trust service management server to provide a mobile payment service application for consumers to download and install through the mobile communication device, and through the mobile communication When the device places an order for shopping, in addition to providing personal information for the delivery of goods by the consumer, the mobile payment service application extracts the specific identification information of the mobile communication device and uploads it to the trusted service management server for later retrieval. The voucher, plus each specific identification information, is the only and non-repetitive as the identity certificate of the mobile communication device, so that not only can the probability of misdelivery of goods be reduced, but also the specific identification information can be replaced by the specific identification information. Actions and paper documents, the operator saves considerable cost.
同時，在貨品送達後，消費者可選擇行動付費，並以行動通訊裝置作為行動付費的載具，只需將行動通訊裝置與物流配送行動終端相互感應，即可扣款並完成支付，藉此提供更便利及更安全的付費方式，增加消費者購物意願。 At the same time, after the goods are delivered, the consumer can choose to pay for the action, and use the mobile communication device as a mobile payment device. By simply sensing the mobile communication device and the logistics distribution mobile terminal, the customer can deduct the payment and complete the payment. Provide more convenient and safer payment methods to increase consumers' willingness to shop.
更重要的是，透過本案行動通訊裝置下單購物的妥投付費方法，可大幅降低消費者、貨品配送業者及商家之間因為貨品是否正確送達，而衍生後續的消費糾紛，以及消費者行動付費時的疑慮，讓消費者更安心的訂購貨物，以上所述即為本發明所著重之要點。 More importantly, through the case of the mobile communication device, the right to pay for the purchase of the order can greatly reduce the consumer disputes between consumers, goods distribution companies and merchants, and the subsequent consumer disputes, as well as consumer action payments. The doubts at the time allow consumers to order goods more comfortably. The above is the main point of the invention.
1‧‧‧購物配送系統 1‧‧‧Shopping Distribution System
11‧‧‧信任服務管理伺服器 11‧‧‧Trust Service Management Server
111‧‧‧服務管理暨付費交易平台伺服器 111‧‧‧Service Management and Payment Transaction Platform Server
112‧‧‧貨品配送伺服器 112‧‧‧ goods delivery server
12、12’‧‧‧物流配送行動終端 12, 12'‧‧‧ Logistics Distribution Mobile Terminal
121‧‧‧電子感應單元 121‧‧‧Electronic induction unit
122‧‧‧辨識資訊接收單元 122‧‧‧ID information receiving unit
13‧‧‧傳輸裝置 13‧‧‧Transportation device
2’‧‧‧行動付費服務應用程式 2’‧‧‧Mobile Paid Service App
21’‧‧‧QRcode 21’‧‧‧QRcode
3、3’‧‧‧智慧型手機 3, 3'‧‧‧ smart phones
4‧‧‧收單銀行 4‧‧ ‧ acquiring bank
5’‧‧‧平板電腦 5’‧‧‧ tablet
201-206‧‧‧步驟 201-206‧‧‧Steps
圖1為本發明第一較佳實施例購物配送系統示意圖。 1 is a schematic diagram of a shopping and delivery system according to a first preferred embodiment of the present invention.
圖2為本發明第一較佳實施例，妥投付費流程圖。 2 is a flow chart of a pay-as-you-go according to a first preferred embodiment of the present invention.
圖3透過NFC感應信用卡示意圖。 Figure 3 shows the schematic of a credit card through NFC.
圖4為信用卡交易扣款的流程示意圖。 Figure 4 is a schematic flow chart of credit card transaction deduction.
圖5為本發明第二佳實施例，物流配送行動終端讀取QR code示意圖。 FIG. 5 is a schematic diagram of reading a QR code by a logistics distribution mobile terminal according to a second preferred embodiment of the present invention.
圖6為消費者透過行動付費服務應用程式，選擇信用卡示意圖。 Figure 6 is a diagram of a consumer selecting a credit card through a mobile payment service application.
圖7為消費者選定信用卡後，輸入確認密碼示意圖。 Figure 7 is a schematic diagram of entering a confirmation password after the consumer selects a credit card.
有關本發明之前述及其他技術內容、特點與功效，在以下配 合參考圖式之較佳實施例的詳細說明中，將可清楚的呈現；相同或相似的元件，將以相似的標號標示。 The foregoing and other technical contents, features and effects of the present invention are as follows DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS OF THE INVENTION The same or similar elements will be denoted by the same reference numerals.
本發明一種接受行動通訊裝置下單購物的妥投付費系統平台之第一較佳實施例，請參考圖1所示，該購物配送系統1包括：一個信任服務管理伺服器11、一個物流配送行動終端12以及一個傳輸裝置13，其中物流配送行動終端12包括一個電子感應單元121，及一個辨識資訊接收單元122，本案中所述的信任服務管理伺服器11，依據實際應用情況可細分為：一服務管理暨付費交易平台伺服器111，以及一負責配送貨品的貨品配送伺服器112，當然，以服務管理暨付費交易平台伺服器111或者貨品配送伺服器112來區分，僅因方便在於其功能上說明而已，本案中並無強調兩伺服器的劃分或歸屬。 The present invention is a first preferred embodiment of a pay-as-you-go system for accepting mobile shopping by mobile communication device. Referring to FIG. 1, the shopping distribution system 1 includes: a trust service management server 11, and a logistics distribution operation. The terminal 12 and a transmission device 13 , wherein the logistics distribution mobile terminal 12 includes an electronic sensing unit 121 and an identification information receiving unit 122. The trust service management server 11 described in the present case can be subdivided into: The service management and payment transaction platform server 111, and a goods delivery server 112 responsible for delivering the goods, of course, are distinguished by the service management and payment transaction platform server 111 or the goods delivery server 112, only because of the convenience in its function. For the sake of explanation, the division or attribution of the two servers is not emphasized in this case.
但在本實施例中，為更進一步說明，特地將服務管理暨付費交易平台伺服器111例釋為：一個由購物平台、購物商家、銀行及電信業者聯合成立的機構或組織所擁有的伺服器，負責提供一行動付費服務應用程式，供消費者以行動通訊裝置下載安裝，並取得由該應用程式所回傳的行動通訊裝置的特定識別資訊，以及確認該行動通訊裝置所回傳的行動付費認證是否正確，並連繫收單銀行完成交易的伺服器；及一個貨品配送伺服器112，是負責接收服務管理暨付費交易平台伺服器111所傳來，關於消費者以及行動通訊裝置的資訊，並同步給物流配送行動終端12，供物流人員將貨品送達時，利用物流配送行動終端12接收消費者的行動通訊裝置特定識別資訊，本例中的行動通訊裝置以智慧型手機做為說明。 However, in this embodiment, for further explanation, the service management and payment transaction platform server 111 is specifically explained as: a server owned by an organization or organization jointly established by a shopping platform, a shopping merchant, a bank, and a telecom operator. Responsible for providing a mobile payment service application for consumers to download and install by mobile communication device, obtain specific identification information of the mobile communication device returned by the application, and confirm the action payment returned by the mobile communication device Whether the authentication is correct and connected to the server that the acquiring bank completes the transaction; and a goods delivery server 112 is responsible for receiving information about the consumer and the mobile communication device transmitted from the service management and payment transaction platform server 111. And the logistics delivery mobile terminal 12 is synchronized, and when the logistics personnel delivers the goods, the logistics distribution mobile terminal 12 receives the specific identification information of the mobile communication device of the consumer, and the mobile communication device in this example uses the smart mobile phone as an explanation.
消費者利用智慧型手機下單購物的流程請一併參考圖2：當消費者欲透過智慧型手機於網路上購物時，如步驟201，必須先下載安裝一個由服務管理暨付費交易平台伺服器111所提供的行動付費服務應用程式，並填寫消費者相關資料，為方便說明，本例中，行動付費服務應用程式例示為App，並在步驟202，消費者下單購物並選擇行動付費貨到收款後，由該App取得該智慧型手機的特定識別資訊，本案中，該特定識別資訊可以是一國際移動設備辨識碼(IMEI)，或是一國際移動用戶識別碼(IMSI)，而本實施例以IMEI作為說明。取得該智慧型手機的IMEI之後， 上傳至服務管理暨付費交易平台伺服器111，並同步將貨品銷售配送資訊以及IMEI，傳給貨品配送伺服器112。 For the process of consumers using smart phones to place orders, please refer to Figure 2: When consumers want to shop on the Internet through smart phones, as in step 201, you must first download and install a service management and payment transaction platform server. 111 provides a mobile payment service application and fills in consumer related information. For convenience of explanation, in this example, the mobile payment service application is exemplified as an App, and in step 202, the consumer places an order to purchase and selects an action payment item. After the payment is received, the specific identification information of the smart phone is obtained by the App. In the present case, the specific identification information may be an International Mobile Equipment Identification Number (IMEI) or an International Mobile Subscriber Identity (IMSI). The embodiment uses IMEI as an illustration. After obtaining the IMEI of the smart phone, Uploaded to the service management and payment transaction platform server 111, and synchronously transmits the goods sales distribution information and IMEI to the goods delivery server 112.
接著在步驟203，物流人員將貨品送達之後，消費者透過智慧型手機的App主動出示並傳送IMEI，供物流人員以物流配送行動終端12的辨識資訊接收單元122接收，並上傳到貨品配送伺服器112，本案中的辨識資訊接收單元122，可以是藍芽裝置、紅外線傳輸裝置以及網際網路通訊協定等，且不以此為限。 Then, in step 203, after the logistics personnel deliver the goods, the consumer actively presents and transmits the IMEI through the app of the smart phone, and the logistic personnel receive the information by the identification information receiving unit 122 of the logistics distribution mobile terminal 12 and upload it to the goods delivery server. 112, the identification information receiving unit 122 in the present case may be a Bluetooth device, an infrared transmission device, an internet communication protocol, etc., and is not limited thereto.
隨後步驟204，由貨品配送伺服器112確認該IMEI，與先前由服務管理暨付費交易平台伺服器111所傳來的IMEI相符，證明該收件人即是訂購人後，將比對結果回傳至物流配送行動終端12，讓送貨人員交付貨品，並透過傳輸裝置13請求啟動一行動付費機制。 Then, in step 204, the IMEI is confirmed by the goods delivery server 112, which matches the IMEI previously transmitted by the service management and payment transaction platform server 111, and proves that the recipient is the orderer and then returns the comparison result. To the logistics distribution mobile terminal 12, the delivery person delivers the goods and requests through the transmission device 13 to initiate a mobile payment mechanism.
值得一提的是，本案中，消費者選擇行動付費之前，必須先向至少一家信用卡發卡銀行申請一張可置存於智慧型手機的信用卡，該信用卡與傳統信用卡之最大區別，在於不需要額外的實體卡片載具，而是將相關憑證及認證資料透過OTA(Over-The-Air)或其他技術方式寫入智慧型手機的SIM卡、microSD卡或內建的記憶體中，並透過一安全元件保護該資料的存取，如此一來，智慧型手機即可憑藉原有的硬體結構當作信用卡的載具，並允許智慧型手機經近場通訊NFC提取該資料，以感應的方式與物流配送行動終端12進行交易，取代傳統的刷卡模式。 It is worth mentioning that in this case, before the consumer chooses to pay for the action, he must first apply for a credit card that can be placed on the smart phone to at least one credit card issuing bank. The biggest difference between the credit card and the traditional credit card is that no extra is needed. The physical card carrier, but the relevant documents and certification materials are written into the SIM card, microSD card or built-in memory of the smart phone through OTA (Over-The-Air) or other technical means, and through a security The component protects the access of the data, so that the smart phone can be used as a credit card carrier by the original hardware structure, and allows the smart phone to extract the data through the near field communication NFC, inductively The logistics distribution mobile terminal 12 conducts transactions, replacing the traditional credit card mode.
並在步驟205，請一併參考圖3與圖4，透過智慧型手機3以近場通訊NFC的Card Mode運作，提取該信用卡資訊，供同樣支援NFC功能的物流配送行動終端12，利用電子感應單元121以Reader Mode感應接收。最後在步驟206，該信用卡資訊經由物流配送行動終端12，傳輸至貨品配送伺服器112與服務管理暨付費交易平台伺服器111，並由服務管理暨付費交易平台伺服器111，檢查該信用卡資訊正確無誤後，將該筆交易資訊傳送至收單銀行4，待交易完成後，將交易結果同步傳送至物流配送行動終端12，以及消費者的智慧型手機3，確認行動付費成功後，由物流人員將貨品交給消費者，完成此次的妥投及行動付費交易。 In step 205, please refer to FIG. 3 and FIG. 4 together, and operate the smart phone 3 in the Card Mode of the near field communication NFC to extract the credit card information for the NFC-enabled logistics distribution mobile terminal 12, using the electronic sensing unit. 121 senses reception in Reader Mode. Finally, in step 206, the credit card information is transmitted to the goods delivery server 112 and the service management and payment transaction platform server 111 via the distribution operation terminal 12, and the service management and payment transaction platform server 111 checks that the credit card information is correct. After the error is correct, the transaction information is transmitted to the acquiring bank 4. After the transaction is completed, the transaction result is synchronously transmitted to the logistics distribution action terminal 12, and the consumer's smart phone 3, and after confirming that the action payment is successful, the logistics personnel Deliver the goods to the consumer and complete the appropriate investment and action payment transactions.
本發明第二實施例，主要說明，前述實施例用以當作取貨認 證的IMEI，可以用IMSI取代，並且當消費者下單購物後，該行動付費服費應用程式無法順利提取智慧型手機或平板電腦IMEI或IMSI時，如圖5所示，由服務管理暨付費交易平台伺服器根據消費者基本資料以及貨品銷售配送資料，產生一個對應的QR code 21’，透過網際網路或簡訊等方式寄送給消費者，取貨時，消費者透過平板電腦5’出示該QR code 21’供物流配送行動終端12’讀取接收，藉以作為IMEI或IMSI資訊皆無法提取時的備用認證資訊。 The second embodiment of the present invention mainly describes that the foregoing embodiment is used as a pickup The IMEI of the certificate can be replaced by IMSI, and when the consumer places an order to purchase, the mobile payment service application cannot smoothly extract the IMEI or IMSI of the smart phone or tablet, as shown in FIG. 5, by the service management and payment The trading platform server generates a corresponding QR code 21' according to the basic information of the consumer and the sales and distribution information of the goods, and sends it to the consumer via the Internet or a newsletter. When the goods are picked up, the consumer presents the tablet through the tablet 5'. The QR code 21' is used for the logistics distribution mobile terminal 12' to read and receive, so as to be the backup authentication information when the IMEI or IMSI information cannot be extracted.
而消費者選擇以行動付費時，如圖6及圖7所示，必須事先申請信用卡或者其他預付儲值卡，並將該卡認證資料儲存於具備安全元件的智慧型手機3’，如SIM卡、microSD卡或內建之eMMC等。重要的是，該儲存位置更可以儲存不同機構之認證資料，例如多家銀行之信用卡，以及悠遊卡等。同時，消費者在選擇行動付費時，更透過行動付費服務應用程式2’，可自由選擇用哪一銀行的信用卡進行支付，並在選定之後，輸入一個預先設定的密碼，以進一步確認是否使用此張信用卡資訊，如此一來，消費者即可體驗更便利與更安全的行動付費方式。 When the consumer chooses to pay by action, as shown in FIG. 6 and FIG. 7, the credit card or other prepaid stored value card must be applied in advance, and the card authentication data is stored in the smart phone 3' with a secure component, such as a SIM card. , microSD card or built-in eMMC. What's important is that the storage location can store authentication information of different organizations, such as credit cards of many banks, as well as leisure cards. At the same time, when consumers choose to pay for the action, they can choose which bank's credit card to use for payment through the mobile payment service application 2', and after selecting, enter a preset password to further confirm whether to use this. With credit card information, consumers can experience more convenient and safer ways to pay for their actions.
綜合上述，本發明行動通訊裝置下單購物的妥投付費方法及該系統平台，改善習知物流運送的種種缺點，包括，以特定識別資訊取代傳統的簽名蓋章方式，讓貨物能真正送到訂購人手上，減少被冒簽冒領的機會，並取代紙本單據的使用，藉以降低物流業者的成本支出及管理流程，加上提供行動付費、貨到付款的方式，提供更便利、更安全的結帳方式，加強消費者購物的意願。 In summary, the mobile communication device of the present invention purchases a method for paying for a purchase and the platform of the system, and improves various shortcomings of the conventional logistics delivery, including replacing the traditional signature and stamping method with specific identification information, so that the goods can be actually delivered. In the hands of the orderer, it reduces the chance of being fraudulent and replaces the use of paper documents, thereby reducing the cost and management process of the logistics operators, and providing mobile payment and cash on delivery methods to provide more convenient and safer. The checkout method strengthens the willingness of consumers to shop.
惟以上所述者，僅為本發明之較佳實施例而已，不能以此限定本發明實施之範圍，凡是依本發明申請專利範圍及發明說明書內容所作之簡單的等效變化與修飾，皆應仍屬本發明專利涵蓋之範圍內。 The above is only the preferred embodiment of the present invention, and the scope of the present invention is not limited thereto, and any simple equivalent changes and modifications made in accordance with the scope of the present invention and the contents of the description of the invention should be It is still within the scope of the invention patent.
1‧‧‧購物配送系統 1‧‧‧Shopping Distribution System
11‧‧‧信任服務管理伺服器 11‧‧‧Trust Service Management Server
111‧‧‧服務管理暨付費交易平台伺服器 111‧‧‧Service Management and Payment Transaction Platform Server
112‧‧‧貨品配送伺服器 112‧‧‧ goods delivery server
12‧‧‧物流配送行動終端 12‧‧‧Logistics and distribution mobile terminal
121‧‧‧電子感應單元 121‧‧‧Electronic induction unit
122‧‧‧辨識資訊接收單元 122‧‧‧ID information receiving unit
13‧‧‧傳輸裝置 13‧‧‧Transportation device
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| TW102109339A TW201435768A (en) | 2013-03-15 | 2013-03-15 | Secure payment method of placing a shopping order via mobile communication device and the system platform |
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| DE60008496D1 (en) * | 2000-03-24 | 2004-04-01 | Mobipay International S A | System and method for real-time remote payments and transactions using a mobile phone |
| CN100471214C (en) * | 2001-12-04 | 2009-03-18 | 北京凯华网联技术有限公司 | Method and system for mobile payment |
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