UA103684C2 - Система та спосіб обробки транзакцій - Google Patents

Система та спосіб обробки транзакцій

Info

Publication number
UA103684C2
UA103684C2 UAA201200374A UAA201200374A UA103684C2 UA 103684 C2 UA103684 C2 UA 103684C2 UA A201200374 A UAA201200374 A UA A201200374A UA A201200374 A UAA201200374 A UA A201200374A UA 103684 C2 UA103684 C2 UA 103684C2
Authority
UA
Ukraine
Prior art keywords
state
transaction
request
modes
account
Prior art date
Application number
UAA201200374A
Other languages
English (en)
Russian (ru)
Inventor
Алекс Д. Ібаско
Олівер Л. Убальде
Дарлін Катерін Л. Тіу
Родріго С. Сальвадор
Крістофер Р. Палермо
Original Assignee
Смарт Хуб Пте. Лтд.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Смарт Хуб Пте. Лтд. filed Critical Смарт Хуб Пте. Лтд.
Publication of UA103684C2 publication Critical patent/UA103684C2/uk

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Technology Law (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Computer And Data Communications (AREA)
  • Telephonic Communication Services (AREA)

Abstract

Спосіб та система обробки транзакцій включають прийняття запиту на перехід каналу або режиму транзакції рахунка, що має безліч каналів/режимів транзакції з першого стану в другий стан; а також розкривається перехід каналу/режиму транзакції в другий стан відповідно до прийнятого запиту. Крім цього, винахід розкриває пристрій впровадження транзакції для забезпечення проведення транзакції за рахунком, що має кілька каналів або режимів транзакцій, і виконаний з можливістю прийняття по комунікаційній мережі запиту від власника рахунку на перехід каналу/режиму транзакції із сукупності каналів/режимів транзакцій з першого стану в другий стан; де після одержання запиту пристрій впровадження транзакції функціонує з можливістю переходу каналу транзакції в другий стан.
UAA201200374A 2009-06-16 2010-06-11 Система та спосіб обробки транзакцій UA103684C2 (uk)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
SG2009041195 2009-06-16
PCT/SG2010/000222 WO2010147559A1 (en) 2009-06-16 2010-06-11 Transaction system and method

Publications (1)

Publication Number Publication Date
UA103684C2 true UA103684C2 (uk) 2013-11-11

Family

ID=43356631

Family Applications (1)

Application Number Title Priority Date Filing Date
UAA201200374A UA103684C2 (uk) 2009-06-16 2010-06-11 Система та спосіб обробки транзакцій

Country Status (18)

Country Link
US (1) US20120095911A1 (uk)
EP (1) EP2454724A4 (uk)
JP (1) JP5773449B2 (uk)
KR (2) KR101695201B1 (uk)
CN (1) CN102439640B (uk)
AR (1) AR077116A1 (uk)
AU (1) AU2010260571B2 (uk)
BR (1) BRPI1009604A2 (uk)
CA (1) CA2756055A1 (uk)
CO (1) CO6470881A2 (uk)
MX (1) MX344658B (uk)
MY (1) MY164510A (uk)
RU (1) RU2517270C2 (uk)
SG (1) SG176546A1 (uk)
TW (1) TWI567665B (uk)
UA (1) UA103684C2 (uk)
WO (1) WO2010147559A1 (uk)
ZA (1) ZA201200272B (uk)

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Also Published As

Publication number Publication date
KR101695201B1 (ko) 2017-01-12
CO6470881A2 (es) 2012-06-29
AU2010260571A1 (en) 2011-09-01
CA2756055A1 (en) 2010-12-23
CN102439640B (zh) 2016-10-12
TWI567665B (zh) 2017-01-21
TW201110047A (en) 2011-03-16
JP2012530318A (ja) 2012-11-29
BRPI1009604A2 (pt) 2016-03-22
JP5773449B2 (ja) 2015-09-02
MY164510A (en) 2017-12-29
AU2010260571B2 (en) 2013-01-17
EP2454724A4 (en) 2014-04-30
SG176546A1 (en) 2012-01-30
US20120095911A1 (en) 2012-04-19
WO2010147559A8 (en) 2011-03-10
WO2010147559A1 (en) 2010-12-23
MX344658B (es) 2017-01-04
CN102439640A (zh) 2012-05-02
KR20120068759A (ko) 2012-06-27
ZA201200272B (en) 2012-09-26
EP2454724A1 (en) 2012-05-23
RU2517270C2 (ru) 2014-05-27
MX2011013508A (es) 2012-04-20
RU2012101468A (ru) 2013-07-27
AR077116A1 (es) 2011-08-03
KR20150023049A (ko) 2015-03-04

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