WO2001013196A2 - Systeme serveur et procede automatique de determination, de surveillance et de transmission des dates de valeur actuelles de differents portefeuilles - Google Patents

Systeme serveur et procede automatique de determination, de surveillance et de transmission des dates de valeur actuelles de differents portefeuilles Download PDF

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Publication number
WO2001013196A2
WO2001013196A2 PCT/DE2000/002788 DE0002788W WO0113196A2 WO 2001013196 A2 WO2001013196 A2 WO 2001013196A2 DE 0002788 W DE0002788 W DE 0002788W WO 0113196 A2 WO0113196 A2 WO 0113196A2
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WO
WIPO (PCT)
Prior art keywords
server system
portfolio
data
value
client
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/DE2000/002788
Other languages
German (de)
English (en)
Other versions
WO2001013196A3 (fr
Inventor
Uli Hess
Ralf Eikenroth
Werner Weinreich
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
HANKEL KLAUS-PETER
Original Assignee
HANKEL KLAUS-PETER
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by HANKEL KLAUS-PETER filed Critical HANKEL KLAUS-PETER
Priority to AU76417/00A priority Critical patent/AU7641700A/en
Publication of WO2001013196A2 publication Critical patent/WO2001013196A2/fr
Publication of WO2001013196A3 publication Critical patent/WO2001013196A3/fr
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

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Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/06Asset management; Financial planning or analysis

Definitions

  • the invention relates to a server system and a method for automatic
  • Client system and the at least one data processing unit, a memory and means for generating server systems comprising voice messages which can be output on a loudspeaker, which can query directly or indirectly continuously or discontinuously updated price tables, the portfolio data, i.e. in particular details of the number and type of the respective portfolio contained products and an identification code identifying the portfolio or the user are stored in the memory of the server system.
  • value data is used to determine data that can be determined on the basis of the portfolio data and the current market values, such as the total value of a portfolio, the value of individual items in the portfolio, i.e., for example understood the current total value of 100 shares of XY AG, etc.
  • Systems and methods are known in which the client system has at least one data processing unit and one optical output unit, usually one
  • a data processing unit is provided in the known systems and methods, by means of which certain value information can be determined from current market values on the basis of predetermined portfolio data and can be transmitted to the data processing unit of the client system, where it is then displayed on the optical output unit, that is to say generally on a screen being represented.
  • a user can use the Internet or Btx at a bank or brokerage house to query information online about his portfolio managed by the bank or brokerage house.
  • some banks and brokerages offer automatic monitoring of the market values, whereby the Client automatically receives an email if a limit previously set is exceeded or undershot.
  • the client always queries the information via a data processing unit, e.g. a PC, and an optical output unit, that is, a screen or a printer.
  • a data processing unit e.g. a PC
  • an optical output unit that is, a screen or a printer.
  • the client would often like to receive data from products that are actually not in the portfolio managed by the bank or the brokerage house for reasons of interest.
  • the employees of the bank or brokerage house are often reluctant to transmit the requested information in these cases because they are required to keep such interviews as short as possible so that as many customers as possible can be served.
  • the client often does not want a bank or brokerage house to gain insight into its entire portfolio, which is made up of several portfolios managed by different banks and brokerage houses. In these cases the
  • the object of the invention is to provide a method and system for the automatic determination, monitoring and transmission of current value data from individual portfolios, which allow the client to obtain current value data about a portfolio which he himself has put together in a single query and this query conveniently eg to be carried out from a telephone or a comparable system which enables him to receive the information in an acoustic form.
  • a query signal containing an identification code is generated by the client system to query the current value data and is transmitted to the server system via corresponding data line means, whereupon the server system transmits the current value data of the portfolio assigned to the transmitted identification code in the form of voice messages which can be output on the loudspeaker of the client system.
  • the process has a number of advantages. For example, the method enables every client to quickly and quickly query the current value data of a portfolio compiled according to their specifications from any telephone.
  • the generally complex dialing into a bank or broker house computer via the Internet is no longer necessary. Personnel costs for the information providers, in particular banks and brokerages, are eliminated
  • the method has the advantage that the relatively complex implementation of machine-readable commands and data in voice messages can take place entirely on the server system side, which is generally much more powerful than corresponding client systems, so that the resources on the client system side are spared and with appropriate training of the server system - the language conversion can take place virtually in real time. Only analog or digital electromagnetic signals are then transmitted to the client system, which in the simplest case only consists of a telephone, but, if necessary after appropriate decryption, without any complex
  • Implementation processes can be converted into acoustic signals.
  • the means for generating voice messages which can be output on a loudspeaker can be implemented in various ways known per se, in particular by means of programs executed by separate computers or by the data processing unit of the server system or by calling up and compiling parts of messages which have long been known from the former time announcement.
  • At least one data processing unit which is preferably independent of the signal generation unit and the loudspeaker and can be coupled directly or indirectly to the server system via corresponding data line means, in particular via the Internet
  • the data processing unit of the client system with the data processing unit of the Server system coupled, whereupon corresponding data inputs are transmitted from the data processing unit of the client system to the server system.
  • a client system in its simplest form consists of a generally digital telephone, in which the loudspeaker and the necessary means for signal generation are integrated, and for entering and changing the portfolio data on the client system side, a separate data processing unit in which Usually provided in the form of a PC, it is already apparent that in the future increasingly available telephones will be used, which can also take over functions of a classic PC and which in particular allow dialing into the Internet and the transmission of data on the Internet. With such devices, the portfolio data can then be conveniently created or changed by the client via the Internet and the associated value data can be queried later in the form of voice messages.
  • each newly entered product designation is checked by the server system to determine whether a course value for the associated product can be queried by the server system and that if no course value can be queried by the server system can a
  • the server system requires a large number of different market values, it can be provided that the server system is permanently connected to stock exchange information systems, at least during trading hours, and thus continuously updated market values gets transmitted.
  • the products contained in the individual portfolios are products whose price is only slightly volatile, or if the products are only traded at closing prices anyway due to the small quantity, it can be provided that the market values are only updated once a day , Finally, it is also possible that certain "exotic"
  • Price values are only updated when the value data is queried, the server system then dialing in, for example via the Internet, from an information system which contains information about the required price value.
  • the value data transmitted from the server system to the client system can include information about the current total value of the respective portfolio, the current composition of the portfolio, i.e. information about the type and quantity of the products contained in the portfolio and possibly also their cost price, the total value of all items in a the product contained in the portfolio, the current market value of a product, the difference between the current one
  • Market value at a predetermined reference value for example at the purchase price specified by the client at which he bought the product.
  • the method is advantageously carried out in such a way that an individually changeable sequence file is stored in the memory of the server system for each portfolio, in which the sequence and / or the type of the value data to be transmitted to the client system during a query is specified.
  • This allows the client to determine which value data they want to receive in which order.
  • a client can stipulate that when queried, he always first receives the current total value of his portfolio and then the individual values of the products contained in the portfolio, along with an indication of a change in these values compared to freely definable reference values, e.g. compared to the values in the last query or to the cost prices, while another client may prefer different types of value data or a different order.
  • the identification code can advantageously contain the call number in encrypted or unencrypted form. If the client then queries the value data from the corresponding telephone, for example his cell phone, the server system uses the the client automatically transmits the identifier and can immediately transmit the desired value data without the client having to laboriously identify himself, for example by entering a PI number. If, however, the client prefers an alternative to or in addition to identification via the telephone number of the telephone from which he is querying the data, out of a need for security, it can of course be provided that the client must identify himself before entering the value data by entering an appropriate code ,
  • the method can advantageously be carried out in such a way that the storage and / or change stored portfolio data and / or the query of course values of any, not necessarily contained in the portfolio
  • Products are controlled from the client system via voice inputs. This enables a particularly comfortable operation of the system.
  • the product contained in the portfolio contains a predefinable limit value and a communication address, whereby the market values of all products for which limit values are specified are continuously monitored by the server system and, according to specified criteria, the server system generates an alarm message when the limit value is exceeded or fallen below and sent to the specified communication address is transmitted.
  • the communication address can be, for example, a telephone number, a fax number or an e-mail address. If the price of a monitored product then falls below the limit specified by the client, for example, the server system automatically sends an alarm message adapted to the respective medium to the communication address - e.g. in the form of a text message that can be output on the display of a mobile phone - so that the client take appropriate measures, for example can place a buy or sell order.
  • the portfolios in question - unlike those of a bank or a Brokerhaus actually managed portfolios - which may also include "products" that the respective client only wants to be monitored, but which he actually does not (yet) own.
  • a server system for the automatic determination, monitoring and transmission of current value data of individual portfolios of products with price values that change over time, such as in particular securities, futures contracts, derivatives such as e.g. Futures and other products tradable on exchanges and futures exchanges between a client system comprising at least one signal generation unit and a loudspeaker and the at least one data processing unit, a memory and means for generating server systems comprising voice messages that can be output on a loudspeaker, which query price tables that are updated continuously or discontinuously, directly or indirectly can, with at least one in each case in the memory of the server system
  • Identification code and other data such as the quantity and type of the portfolio data comprising the products contained in the respective portfolio are stored and the server system is designed such that it receives request signals generated by the signal generation unit and transmitted via corresponding data line means, recognizes and identifies an identification code contained in the request signals the data line means can transmit the current value data of the portfolio assigned to the identified identification code to the client system as voice messages which can be output on the loudspeaker of the client system.
  • the course values can be updated in almost any way that is optimally adapted to the respective circumstances of use. It has proven expedient not to save the updated price values in a file containing the portfolio data, but to provide a continuously updated table in the memory of the server system with the current price values of all products contained in any portfolio data stored in the memory, then on during the determination the value data to be transmitted is accessed.
  • a table with the name or short description of all those products for which the server system can query course values is stored in the memory.
  • WKN Security identification numbers
  • the server system can advantageously be designed such that a sequence file with information about the type and sequence of the value data to be transmitted when the value data of the respective portfolio is queried is stored for each portfolio ,
  • This sequence file can preferably be of the respective
  • the server system can also include means for converting spoken commands transmitted by the client system into machine-readable commands that control the input and / or change of portfolio data and / or the query of value data or other course values, by means of which the server system can then be influenced in a particularly convenient manner from the client system consisting of only one telephone.
  • Fig. 1 is a schematic representation of the essential units of the
  • Server system and a client system coupled to the server system shows.
  • 1 schematically shows a client system, designated in its entirety by 10, which consists of a data processing unit 12, a storage unit 14, hereinafter briefly referred to as memory, and a speech converter unit 16, the speech converter unit 16 in this exemplary embodiment both for speech recognition and for speech generation is trained and as a communication link between the client system, designated in its entirety by 10, which consists of a data processing unit 12, a storage unit 14, hereinafter briefly referred to as memory, and a speech converter unit 16, the speech converter unit 16 in this exemplary embodiment both for speech recognition and for speech generation is trained and as a communication link between the
  • the client system 20 comprises, in addition to the aforementioned mobile telephone 22, a PC 28 provided with an output unit in the form of a screen 24 and an input unit in the form of a keyboard 26.
  • the data processing unit 12 of the server system is coupled wirelessly or wired to various stock exchange information systems 32, 34 and 36 via appropriate data line means 30, which are:
  • the computers of news agencies or exchanges and futures exchanges can be used and via which the data processing unit 12 can access current price value tables.
  • the data processing unit 12 of the server system 10 can also be coupled to the PC 28 and the mobile telephone 22 via corresponding data line means 38 and 40 - in this exemplary embodiment with the interposition of the voice converter unit 16.
  • Data processing unit 12 generates corresponding feedback, which is then displayed on the screen 24 of the client system 20.
  • the client now enters the portfolio data, which in particular comprises a code identifying the portfolio or the client, for example the client's mobile number, and the name and number of products (for example 10 XY shares), but also other information such as the cost price at which the client bought a product, a limit above or below which the client would like to sell, may contain information about the place where the product is to be traded.
  • the client can optionally specify in a sequence file that is also stored in the server system, which value data should be transmitted to it in a query and in which order. It should be emphasized that such a sequence file can be a separate file assigned to the client, which can be particularly useful in cases where a client has created different portfolios that can be queried individually, but that the sequence file is of course also an integral part of one
  • Portfolio record can be.
  • the client can query the value data, which in the example shown is carried out using the mobile phone 22.
  • the client chooses this by interposing appropriate exchanges, not shown here
  • the client's phone number coded in the SIM card of the telephone is automatically transmitted to the server system, by means of which the server system identifies the client and selects the corresponding portfolio data.
  • the further communication between the server system and the mobile phone then takes place with the interposition of the voice converter unit 16, the
  • the rule of procedure is such that the server data determines the value data to be determined in accordance with the sequence file from the portfolio data and the price values to be queried either from a stock exchange information system 32, 34 or 36 or the price values already stored in a recently updated price value table and from the speech converter unit 16 in the Mobile phone over the
  • Data line means 40 voice messages that can be transmitted and converted by the mobile phone into acoustic signals are implemented.
  • the client can be converted to machine-readable commands using simple voice instructions, which are converted by the voice converter unit 16, e.g. interrupt the transmission of the value data and instead other data, e.g. request the current market value of a product.

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Finance (AREA)
  • Accounting & Taxation (AREA)
  • Development Economics (AREA)
  • Operations Research (AREA)
  • Game Theory and Decision Science (AREA)
  • Human Resources & Organizations (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

L'invention concerne un système serveur et un procédé automatique de détermination, de surveillance et de transmission de dates de valeur actuelles de différents portefeuilles de produits dont les valeurs cotées en bourse varient dans le temps tels que des titres, des contrats à terme d'instruments financiers, des dérivés comme les contrats future et autres produits négociables en bourse et sur les marchés à terme, cette transmission étant effectuée entre un système client comprenant au moins une unité génératrice de signaux et un haut-parleur, et un système serveur qui comprend au moins une unité de traitement de données, une mémoire et des moyens de production de messages vocaux pouvant être diffusés par un haut-parleur et qui permet de consulter directement ou indirectement, de façon continue ou discontinue des tables de valeurs cotées en bourse actualisées. Les données de portefeuilles et un code d'identification identifiant le portefeuille ou l'utilisateur sont enregistrés dans la mémoire du système serveur. L'invention permet à un client d'obtenir, par une seule interrogation les dates de valeur actuelles d'un portefeuille composé de façon quelconque par lui-même, et d'exécuter cette interrogation aisément, par exemple, par téléphone. Ainsi la consultation onéreuse de l'ordinateur d'une banque ou d'un courtier via l'Internet devient généralement superflue.
PCT/DE2000/002788 1999-08-17 2000-08-16 Systeme serveur et procede automatique de determination, de surveillance et de transmission des dates de valeur actuelles de differents portefeuilles Ceased WO2001013196A2 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU76417/00A AU7641700A (en) 1999-08-17 2000-08-17 Server system and method for automatically determining, monitoring and transmitting data relating to the current value of individual portfolios

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
DE1999138576 DE19938576A1 (de) 1999-08-17 1999-08-17 Serversystem und Verfahren zur automatischen Bestimmung, Überwachung und Übermittlung von aktuellen Wertdaten individueller Portefeuilles
DE19938576.9 1999-08-17

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WO2001013196A2 true WO2001013196A2 (fr) 2001-02-22
WO2001013196A3 WO2001013196A3 (fr) 2001-06-14

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AU (1) AU7641700A (fr)
DE (1) DE19938576A1 (fr)
WO (1) WO2001013196A2 (fr)

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20030026118A (ko) * 2001-09-24 2003-03-31 남진우 실시간 매매신호 서비스 시스템
CN1329865C (zh) * 2003-01-10 2007-08-01 台湾积体电路制造股份有限公司 客制化活页夹管理系统及方法
CN108681543A (zh) * 2018-02-13 2018-10-19 贵州财经大学 一种基于电子信息自动化远程控制生产系统及方法
CN112927086A (zh) * 2019-12-05 2021-06-08 致茂电子(苏州)有限公司 交易风险控管系统与交易风险控管方法

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1297460A1 (fr) 2000-04-13 2003-04-02 Worldlink Information Technology Systems Limited Appareil et procede permettant de fournir de l'information
CA2430916A1 (fr) * 2000-12-07 2002-06-13 Intel Corporation Identification amelioree de l'appelant
DE10313693A1 (de) * 2003-03-27 2004-10-21 Sap Ag Verfahren zur automatischen Wertberichtigung von bilanzrelevanten Objekten

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4942616A (en) * 1985-09-09 1990-07-17 Thomas Linstroth Interactive synthesized speech quotation system for brokers
DE19520947C5 (de) * 1995-06-02 2012-04-05 Constin Design Gmbh Tragbarer Computer mit Telekommunikationseinrichtung
GB2341705B (en) * 1997-06-26 2003-01-29 Charles Schwab & Co Inc System and method for automatically providing financial services to a user using speech signals
FR2765368A1 (fr) * 1997-06-30 1998-12-31 Pitvox Sat Systeme permettant de suivre les parametres financiers d'un marche boursier

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20030026118A (ko) * 2001-09-24 2003-03-31 남진우 실시간 매매신호 서비스 시스템
CN1329865C (zh) * 2003-01-10 2007-08-01 台湾积体电路制造股份有限公司 客制化活页夹管理系统及方法
CN108681543A (zh) * 2018-02-13 2018-10-19 贵州财经大学 一种基于电子信息自动化远程控制生产系统及方法
CN112927086A (zh) * 2019-12-05 2021-06-08 致茂电子(苏州)有限公司 交易风险控管系统与交易风险控管方法

Also Published As

Publication number Publication date
AU7641700A (en) 2001-03-13
DE19938576A1 (de) 2000-03-16
WO2001013196A3 (fr) 2001-06-14

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