WO2005073931A3 - Dispositif transactionnel a pre-traitement anticipe - Google Patents

Dispositif transactionnel a pre-traitement anticipe Download PDF

Info

Publication number
WO2005073931A3
WO2005073931A3 PCT/FR2005/000088 FR2005000088W WO2005073931A3 WO 2005073931 A3 WO2005073931 A3 WO 2005073931A3 FR 2005000088 W FR2005000088 W FR 2005000088W WO 2005073931 A3 WO2005073931 A3 WO 2005073931A3
Authority
WO
WIPO (PCT)
Prior art keywords
station
transaction
identity information
equipment
transactional device
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/FR2005/000088
Other languages
English (en)
Other versions
WO2005073931A2 (fr
Inventor
Michel Banatre
Paul Couderc
Mathieu Becus
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Institut National de Recherche en Informatique et en Automatique INRIA
Original Assignee
Institut National de Recherche en Informatique et en Automatique INRIA
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Institut National de Recherche en Informatique et en Automatique INRIA filed Critical Institut National de Recherche en Informatique et en Automatique INRIA
Priority to JP2006548353A priority Critical patent/JP4711970B2/ja
Priority to US10/585,973 priority patent/US20080235132A1/en
Priority to EP05717421A priority patent/EP1709598A2/fr
Priority to CA002552257A priority patent/CA2552257A1/fr
Publication of WO2005073931A2 publication Critical patent/WO2005073931A2/fr
Anticipated expiration legal-status Critical
Priority to NO20063679A priority patent/NO20063679L/no
Publication of WO2005073931A3 publication Critical patent/WO2005073931A3/fr
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/201—Accessories of ATMs

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Mobile Radio Communication Systems (AREA)

Abstract

Dispositif de transaction comprenant un poste (2) capable d'effectuer une transaction, et un équipement (32), propre à établir un réseau de communication sans fil, avec un ou des terminaux mobiles (34), selon un protocole de mise en liaison, ainsi qu'une communication avec ledit poste (2). L'équipement (32) est agencé avec un périmètre (36) choisi pour couvrir une zone déterminée, voisine dudit poste (2), tandis que le protocole de mise en liaison est agencé pour permettre l'échange initial d'une information d'identité émise par un terminal mobile présent dans cette zone contre un code temporaire unique, un tel échange étant suivi du lancement d'une fonction d'arrière-plan permettant la préparation d'une partie au moins d'une transaction sur la base de ladite information d'identité, et que le poste (2) est capable, sur présentation du code temporaire unique , de récupérer puis de compléter au besoin et de valider la transaction.
PCT/FR2005/000088 2004-01-15 2005-01-14 Dispositif transactionnel a pre-traitement anticipe Ceased WO2005073931A2 (fr)

Priority Applications (5)

Application Number Priority Date Filing Date Title
JP2006548353A JP4711970B2 (ja) 2004-01-15 2005-01-14 予期される事前処置を有するトランザクション・デバイス
US10/585,973 US20080235132A1 (en) 2004-01-15 2005-01-14 Transactional Device With Anticipated Pretreatment
EP05717421A EP1709598A2 (fr) 2004-01-15 2005-01-14 Dispositif transactionnel a pre-traitement anticipe
CA002552257A CA2552257A1 (fr) 2004-01-15 2005-01-14 Dispositif transactionnel a pre-traitement anticipe
NO20063679A NO20063679L (no) 2004-01-15 2006-08-15 Overforingsanordning med forbehandling

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
FR0400352 2004-01-15
FR0400352A FR2865302B1 (fr) 2004-01-15 2004-01-15 Dispositif transactionnel a pre-traitement anticipe.

Publications (2)

Publication Number Publication Date
WO2005073931A2 WO2005073931A2 (fr) 2005-08-11
WO2005073931A3 true WO2005073931A3 (fr) 2006-12-07

Family

ID=34707867

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/FR2005/000088 Ceased WO2005073931A2 (fr) 2004-01-15 2005-01-14 Dispositif transactionnel a pre-traitement anticipe

Country Status (7)

Country Link
US (1) US20080235132A1 (fr)
EP (1) EP1709598A2 (fr)
JP (1) JP4711970B2 (fr)
CA (1) CA2552257A1 (fr)
FR (1) FR2865302B1 (fr)
NO (1) NO20063679L (fr)
WO (1) WO2005073931A2 (fr)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9372971B2 (en) 2009-05-15 2016-06-21 Visa International Service Association Integration of verification tokens with portable computing devices

Families Citing this family (17)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE102005050605A1 (de) * 2005-10-21 2007-05-24 Wincor Nixdorf International Gmbh System und Verfahren zum Auszahlen von Bargeld
US7739169B2 (en) 2007-06-25 2010-06-15 Visa U.S.A. Inc. Restricting access to compromised account information
FR2931613B1 (fr) 2008-05-22 2010-08-20 Inst Nat Rech Inf Automat Dispositif et procede de verification d'integrite d'objets physiques
US9715681B2 (en) 2009-04-28 2017-07-25 Visa International Service Association Verification of portable consumer devices
US10846683B2 (en) 2009-05-15 2020-11-24 Visa International Service Association Integration of verification tokens with mobile communication devices
US8893967B2 (en) 2009-05-15 2014-11-25 Visa International Service Association Secure Communication of payment information to merchants using a verification token
US8534564B2 (en) 2009-05-15 2013-09-17 Ayman Hammad Integration of verification tokens with mobile communication devices
US9105027B2 (en) 2009-05-15 2015-08-11 Visa International Service Association Verification of portable consumer device for secure services
US9038886B2 (en) 2009-05-15 2015-05-26 Visa International Service Association Verification of portable consumer devices
WO2012122049A2 (fr) 2011-03-04 2012-09-13 Visa International Service Association Intégration d'une fonctionnalité de paiement dans des éléments sécurisés d'ordinateurs
US8686829B2 (en) * 2011-06-10 2014-04-01 GM Global Technology Operations LLC Lock code recovery system
EP2740058A4 (fr) * 2011-08-03 2015-04-22 Amazon Tech Inc Collecte de données de transaction associées à des fichiers de données enregistrés localement
JP2013069223A (ja) * 2011-09-26 2013-04-18 Fujitsu Ltd 生成プログラム、生成方法及び生成装置
US10282724B2 (en) 2012-03-06 2019-05-07 Visa International Service Association Security system incorporating mobile device
US11436594B2 (en) * 2013-02-04 2022-09-06 Samsung Electronics Co., Ltd. Apparatus and method for reverse authorization
US11095735B2 (en) 2019-08-06 2021-08-17 Tealium Inc. Configuration of event data communication in computer networks
US11146656B2 (en) 2019-12-20 2021-10-12 Tealium Inc. Feature activation control and data prefetching with network-connected mobile devices

Citations (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPS57178558A (en) * 1981-04-27 1982-11-02 Omron Tateisi Electronics Co Cash dispenser
US4988849A (en) * 1987-04-10 1991-01-29 Hitachi, Ltd. Financial transaction system
US5064999A (en) * 1989-08-21 1991-11-12 Hitachi, Ltd. Advance transaction processing method
EP1134705A2 (fr) * 2000-02-18 2001-09-19 NRC International Inc. Terminal libre service
EP1136962A2 (fr) * 2000-03-10 2001-09-26 Ncr International Inc. Terminal libre-service
EP1160744A2 (fr) * 2000-05-10 2001-12-05 Ncr International Inc. Terminal libre-service
DE10054633A1 (de) * 2000-10-13 2002-04-25 Call A Bike Mobilitaetssysteme Verfahren und System zum Kontrollieren des Zugangs zu Waren und Dienstleistungen
US20020099657A1 (en) * 2001-01-20 2002-07-25 Ncr Corporation Self service terminal
WO2002080121A2 (fr) * 2001-03-29 2002-10-10 Telefonaktiebolaget L M Ericsson (Publ) Procede et systeme d'achat de biens

Family Cites Families (7)

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Publication number Priority date Publication date Assignee Title
US5719918A (en) * 1995-07-06 1998-02-17 Newnet, Inc. Short message transaction handling system
US6208934B1 (en) * 1999-01-19 2001-03-27 Navigation Technologies Corp. Method and system for providing walking instructions with route guidance in a navigation program
JP2001175783A (ja) * 1999-12-17 2001-06-29 Oki Software Kk 自動取引システム
JP2002352299A (ja) * 2001-05-25 2002-12-06 Omron Corp 取引処理装置、取引処理システムおよび取引処理方法
US20030004876A1 (en) * 2001-06-29 2003-01-02 David Jacobson Mobile terminal incorporated with a credit card
US6757544B2 (en) * 2001-08-15 2004-06-29 Motorola, Inc. System and method for determining a location relevant to a communication device and/or its associated user
US7890324B2 (en) * 2002-12-19 2011-02-15 At&T Intellectual Property Ii, L.P. Context-sensitive interface widgets for multi-modal dialog systems

Patent Citations (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPS57178558A (en) * 1981-04-27 1982-11-02 Omron Tateisi Electronics Co Cash dispenser
US4988849A (en) * 1987-04-10 1991-01-29 Hitachi, Ltd. Financial transaction system
US5064999A (en) * 1989-08-21 1991-11-12 Hitachi, Ltd. Advance transaction processing method
EP1134705A2 (fr) * 2000-02-18 2001-09-19 NRC International Inc. Terminal libre service
EP1136962A2 (fr) * 2000-03-10 2001-09-26 Ncr International Inc. Terminal libre-service
EP1160744A2 (fr) * 2000-05-10 2001-12-05 Ncr International Inc. Terminal libre-service
DE10054633A1 (de) * 2000-10-13 2002-04-25 Call A Bike Mobilitaetssysteme Verfahren und System zum Kontrollieren des Zugangs zu Waren und Dienstleistungen
US20020099657A1 (en) * 2001-01-20 2002-07-25 Ncr Corporation Self service terminal
WO2002080121A2 (fr) * 2001-03-29 2002-10-10 Telefonaktiebolaget L M Ericsson (Publ) Procede et systeme d'achat de biens

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
PATENT ABSTRACTS OF JAPAN vol. 007, no. 026 (P - 172) 2 February 1983 (1983-02-02) *

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9372971B2 (en) 2009-05-15 2016-06-21 Visa International Service Association Integration of verification tokens with portable computing devices

Also Published As

Publication number Publication date
JP4711970B2 (ja) 2011-06-29
FR2865302A1 (fr) 2005-07-22
JP2007518177A (ja) 2007-07-05
WO2005073931A2 (fr) 2005-08-11
CA2552257A1 (fr) 2005-08-11
NO20063679L (no) 2006-10-13
FR2865302B1 (fr) 2006-04-14
US20080235132A1 (en) 2008-09-25
EP1709598A2 (fr) 2006-10-11

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