WO2009136406A3 - Procédé et appareil de paiements multi-devises à base de numéro d’identification personnel et de service de messages courts ou de paiements de commerce électronique par une devise mobile - Google Patents

Procédé et appareil de paiements multi-devises à base de numéro d’identification personnel et de service de messages courts ou de paiements de commerce électronique par une devise mobile Download PDF

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Publication number
WO2009136406A3
WO2009136406A3 PCT/IN2008/000752 IN2008000752W WO2009136406A3 WO 2009136406 A3 WO2009136406 A3 WO 2009136406A3 IN 2008000752 W IN2008000752 W IN 2008000752W WO 2009136406 A3 WO2009136406 A3 WO 2009136406A3
Authority
WO
WIPO (PCT)
Prior art keywords
pin based
providing electronic
commerce
electronic payments
based sms
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/IN2008/000752
Other languages
English (en)
Other versions
WO2009136406A2 (fr
Inventor
Shree Mishra
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Publication of WO2009136406A2 publication Critical patent/WO2009136406A2/fr
Publication of WO2009136406A3 publication Critical patent/WO2009136406A3/fr
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/381—Currency conversion

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Electrochromic Elements, Electrophoresis, Or Variable Reflection Or Absorption Elements (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

La présente invention concerne un procédé de paiements multi-devises à base de numéro d’identification personnel et de service de messages courts ou de paiements de commerce électronique par une devise mobile ou devise supplémentaire et un support multi-devises et une intégration de commerce mobile et de commerce électronique fournissant une solution élégante et unique.
PCT/IN2008/000752 2008-05-05 2008-11-04 Procédé et appareil de paiements multi-devises à base de numéro d’identification personnel et de service de messages courts ou de paiements de commerce électronique par une devise mobile Ceased WO2009136406A2 (fr)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
IN811/KOL/2008 2008-05-05
IN811KO2008 2008-05-05

Publications (2)

Publication Number Publication Date
WO2009136406A2 WO2009136406A2 (fr) 2009-11-12
WO2009136406A3 true WO2009136406A3 (fr) 2009-12-30

Family

ID=41265113

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/IN2008/000752 Ceased WO2009136406A2 (fr) 2008-05-05 2008-11-04 Procédé et appareil de paiements multi-devises à base de numéro d’identification personnel et de service de messages courts ou de paiements de commerce électronique par une devise mobile

Country Status (1)

Country Link
WO (1) WO2009136406A2 (fr)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9076158B2 (en) 2006-09-13 2015-07-07 Google Inc. Integrated system and method for managing electronic coupons
WO2010093770A2 (fr) * 2009-02-14 2010-08-19 Net2Text Limited Paiement sécurisé et procédé de facturation utilisant un numéro ou un compte de téléphone mobile
WO2016027212A1 (fr) * 2014-08-17 2016-02-25 Innoviti Embedded Solutions Pvt. Ltd. Procédé et système de détermination dynamique d'une monnaie optimale au cours de l'autorisation d'une transaction

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20020123965A1 (en) * 1998-12-22 2002-09-05 Joyce Phillips Method and system for electronic commerce using a mobile communication system
US20030126078A1 (en) * 2000-05-05 2003-07-03 Sonera Oyj Method of implementing digital payments
US20030182228A1 (en) * 2000-08-18 2003-09-25 Hans-Hermann Wolf Method and arrangement for the transmission of an electronic sum of money from a credit reserve
US7139694B2 (en) * 2000-08-18 2006-11-21 Siemens Aktiengesellschaft Method and system for tranferring an electronic sum of money from a credit memory

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20020123965A1 (en) * 1998-12-22 2002-09-05 Joyce Phillips Method and system for electronic commerce using a mobile communication system
US20030126078A1 (en) * 2000-05-05 2003-07-03 Sonera Oyj Method of implementing digital payments
US20030182228A1 (en) * 2000-08-18 2003-09-25 Hans-Hermann Wolf Method and arrangement for the transmission of an electronic sum of money from a credit reserve
US7139694B2 (en) * 2000-08-18 2006-11-21 Siemens Aktiengesellschaft Method and system for tranferring an electronic sum of money from a credit memory

Also Published As

Publication number Publication date
WO2009136406A2 (fr) 2009-11-12

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