WO2010143823A3 - 전자화폐 결제 시스템 및 전자화폐 결제 방법 - Google Patents

전자화폐 결제 시스템 및 전자화폐 결제 방법 Download PDF

Info

Publication number
WO2010143823A3
WO2010143823A3 PCT/KR2010/003127 KR2010003127W WO2010143823A3 WO 2010143823 A3 WO2010143823 A3 WO 2010143823A3 KR 2010003127 W KR2010003127 W KR 2010003127W WO 2010143823 A3 WO2010143823 A3 WO 2010143823A3
Authority
WO
WIPO (PCT)
Prior art keywords
electronic money
money payment
user
payment system
payment method
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/KR2010/003127
Other languages
English (en)
French (fr)
Other versions
WO2010143823A2 (ko
Inventor
김종호
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
SK Telecom Co Ltd
Original Assignee
SK Telecom Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by SK Telecom Co Ltd filed Critical SK Telecom Co Ltd
Priority to US13/144,913 priority Critical patent/US20110270746A1/en
Priority to CN2010800044796A priority patent/CN102282579A/zh
Publication of WO2010143823A2 publication Critical patent/WO2010143823A2/ko
Publication of WO2010143823A3 publication Critical patent/WO2010143823A3/ko
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/381—Currency conversion
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

전자화폐를 이용한 결제 요청 시, 환율을 고려하여 보유한 전자화폐의 통화 종류뿐 아니라 다양한 타 종류의 통화에 따른 결제금액들 중 결제에 유리한 통화에 따른 결제금액으로 결제할 수 있는 전자화폐 결제 시스템 및 전자화폐 결제 방법이 개시되어 있다.
PCT/KR2010/003127 2009-06-09 2010-05-18 전자화폐 결제 시스템 및 전자화폐 결제 방법 Ceased WO2010143823A2 (ko)

Priority Applications (2)

Application Number Priority Date Filing Date Title
US13/144,913 US20110270746A1 (en) 2009-06-09 2010-05-18 Electronic money payment system and electronic money payment method
CN2010800044796A CN102282579A (zh) 2009-06-09 2010-05-18 电子货币支付系统和电子货币支付方法

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
KR1020090050956A KR20100132238A (ko) 2009-06-09 2009-06-09 전자화폐 결제 시스템 및 전자화폐 결제 방법
KR10-2009-0050956 2009-06-09

Publications (2)

Publication Number Publication Date
WO2010143823A2 WO2010143823A2 (ko) 2010-12-16
WO2010143823A3 true WO2010143823A3 (ko) 2011-03-03

Family

ID=43309320

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/KR2010/003127 Ceased WO2010143823A2 (ko) 2009-06-09 2010-05-18 전자화폐 결제 시스템 및 전자화폐 결제 방법

Country Status (4)

Country Link
US (1) US20110270746A1 (ko)
KR (1) KR20100132238A (ko)
CN (2) CN103366275B (ko)
WO (1) WO2010143823A2 (ko)

Families Citing this family (17)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20120136967A (ko) * 2011-06-10 2012-12-20 에스케이플래닛 주식회사 환율 개념을 적용한 게임 제공 방법, 시스템, 이를 위한 서비스장치 및 이를 위한 단말기
KR101301895B1 (ko) * 2012-08-24 2013-08-29 주식회사 케이알파트너스 서버 및 상기 서버에서의 신용 카드 결제 방법
JP5879306B2 (ja) * 2012-09-06 2016-03-08 東芝テック株式会社 販売処理装置およびそのプログラム、ならびに販売処理システム
KR101349327B1 (ko) * 2013-03-22 2014-01-13 석천정보통신(주) 결제 장치 및 이를 이용한 결제 시스템
CN104392348A (zh) * 2014-11-06 2015-03-04 朱锐泷 基于数字货币的跨境支付清算系统和跨境支付方法
US11386415B2 (en) 2015-05-20 2022-07-12 Ripple Luxembourg S.A. Hold condition in a resource transfer system
US11481771B2 (en) 2015-05-20 2022-10-25 Ripple Luxembourg S.A. One way functions in a resource transfer system
US10740732B2 (en) 2015-05-20 2020-08-11 Ripple Luxembourg S.A. Resource transfer system
US11392944B2 (en) 2015-05-20 2022-07-19 Ripple Luxembourg S.A. Transfer costs in a resource transfer system
US11367072B2 (en) * 2015-05-20 2022-06-21 Ripple Luxembourg S.A. Private networks and content requests in a resource transfer system
CN106327167B (zh) * 2015-06-15 2021-06-29 创新先进技术有限公司 实现网络支付的方法和装置
CN105069685A (zh) * 2015-08-05 2015-11-18 杭州呯嘭智能技术有限公司 基于互联网的货币兑换与结算方法及系统
JP6803692B2 (ja) * 2016-06-30 2020-12-23 グローリー株式会社 現金処理システム、現金処理方法及び携帯端末
US20180075448A1 (en) * 2016-09-12 2018-03-15 KOOTORO, Inc. Electronic exchange unit management
CN106779710A (zh) * 2017-01-16 2017-05-31 世纪禾光科技发展（北京）有限公司 电子商务平台汇率管理的方法及设备
CN107784581A (zh) * 2017-11-17 2018-03-09 博文软件（贵州）有限公司 一种比特币交易平台
KR102077424B1 (ko) * 2019-05-14 2020-02-13 이수호 Ble 통신을 이용한 암호화폐 결제 시스템

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR100371010B1 (ko) * 2000-04-14 2003-02-05 엄용식 전자화폐 교환방법
KR20060099957A (ko) * 2005-03-15 2006-09-20 미래시티닷컴(주) 국제 전자 화폐 시스템
KR20070023261A (ko) * 2005-08-24 2007-02-28 김재형 국제 유통 상품권 운용방법 및 시스템과 이를 위한 국제유통 상품권 운용 장치 및 기록매체
KR100700295B1 (ko) * 2004-07-15 2007-03-29 케이비 테크놀러지 (주) 충전재화 환전 시스템과 그 시스템에 사용되는 복수 통화 저장용 스마트 카드
KR20090039894A (ko) * 2007-10-19 2009-04-23 한국정보통신서비스 주식회사 해외카드의 결제 처리 방법 및 시스템과 이를 위한 카드단말장치

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6736314B2 (en) * 2000-06-09 2004-05-18 Telecom Usa Methods and systems for transferring funds
US7219832B2 (en) * 2004-06-17 2007-05-22 First Data Corporation ATM machine and methods with currency conversion capabilities
US20060015453A1 (en) * 2004-07-14 2006-01-19 Mani Kulasooriya Systems and methods for implementing person-to-person international money exchanges
US20060287004A1 (en) * 2005-06-17 2006-12-21 Fuqua Walter B SIM card cash transactions
US20070255662A1 (en) * 2006-03-30 2007-11-01 Obopay Inc. Authenticating Wireless Person-to-Person Money Transfers

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR100371010B1 (ko) * 2000-04-14 2003-02-05 엄용식 전자화폐 교환방법
KR100700295B1 (ko) * 2004-07-15 2007-03-29 케이비 테크놀러지 (주) 충전재화 환전 시스템과 그 시스템에 사용되는 복수 통화 저장용 스마트 카드
KR20060099957A (ko) * 2005-03-15 2006-09-20 미래시티닷컴(주) 국제 전자 화폐 시스템
KR20070023261A (ko) * 2005-08-24 2007-02-28 김재형 국제 유통 상품권 운용방법 및 시스템과 이를 위한 국제유통 상품권 운용 장치 및 기록매체
KR20090039894A (ko) * 2007-10-19 2009-04-23 한국정보통신서비스 주식회사 해외카드의 결제 처리 방법 및 시스템과 이를 위한 카드단말장치

Also Published As

Publication number Publication date
CN103366275A (zh) 2013-10-23
CN102282579A (zh) 2011-12-14
US20110270746A1 (en) 2011-11-03
KR20100132238A (ko) 2010-12-17
WO2010143823A2 (ko) 2010-12-16
CN103366275B (zh) 2018-06-01

Similar Documents

Publication Publication Date Title
WO2010143823A3 (ko) 전자화폐 결제 시스템 및 전자화폐 결제 방법
WO2009146111A3 (en) Mobile telephone transaction systems and methods
WO2012082899A9 (en) Atm/kiosk cash acceptance
PH12013500800A1 (en) Method and system for managing digital items
WO2012103131A3 (en) Systems and methods to facilitate loyalty reward transactions
EP2269341A4 (en) AUTHENTICATION OF ELECTRONIC FINANCIAL TRANSACTIONS
WO2012040345A3 (en) Third party integrated security system
WO2011136987A3 (en) Mobile tangible value banking system
WO2011008815A3 (en) Triggering fraud rules for financial transactions
MX2014003526A (es) Administración de ofertas y establecimiento de una red de pagos.
WO2010132480A3 (en) Alterable security value
EG25664A (en) Secure financial transactions
WO2011031988A3 (en) Secure communication of payment information to merchants using a verification token
WO2013051961A3 (en) Electronic payment systems and supporting methods and devices
WO2013051962A3 (en) Electronic payment systems and supporting methods and devices
EP2248093A4 (en) FINANCIAL TRANSACTION TOKEN
WO2010129300A3 (en) Fraud and reputation protection using advanced authorization and rules engine
WO2014058798A3 (en) System and method for payment using a mobile device
WO2008130748A3 (en) Secure transfer of online privileges including non-financial options
EP2198545A4 (en) FINANCIAL PAYMENT SYSTEMS WITH ELECTRONIC CHECKS AND METHODS
WO2008049127A3 (en) Bank card management system
WO2008151191A8 (en) Prepaid negative balance fee processing and fee diversion
WO2013036171A3 (en) Unified account handling system
WO2009078213A1 (ja) 自動取引装置及び方法
WO2012090074A3 (en) Terminal authenticity verification

Legal Events

Date Code Title Description
WWE Wipo information: entry into national phase

Ref document number: 201080004479.6

Country of ref document: CN

121 Ep: the epo has been informed by wipo that ep was designated in this application

Ref document number: 10786306

Country of ref document: EP

Kind code of ref document: A2

WWE Wipo information: entry into national phase

Ref document number: 1469/MUMNP/2011

Country of ref document: IN

WWE Wipo information: entry into national phase

Ref document number: 13144913

Country of ref document: US

NENP Non-entry into the national phase

Ref country code: DE

32PN Ep: public notification in the ep bulletin as address of the adressee cannot be established

Free format text: NOTING OF LOSS OF RIGHTS PURSUANT TO RULE 112(1) EPC (EPO FORM 1205A DATED 27/03/2012)

122 Ep: pct application non-entry in european phase

Ref document number: 10786306

Country of ref document: EP

Kind code of ref document: A2