Classifications

• • G—PHYSICS
  • G06—COMPUTING OR CALCULATING; COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q20/00—Payment architectures, schemes or protocols
  • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
  • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
  • G06Q20/357—Cards having a plurality of specified features
  • G06Q20/3576—Multiple memory zones on card

Definitions

• the invention relates to a system for simplifying the use of a plurality of cards, in particular credit cards, patient cards, smart cards or loyalty cards with at least one card with electronically stored personal data and at least one universal card and means for writing the personal data on the universal card, the means for writing as a portable data store with
• Input device are formed. Moreover, the invention relates to a method that copies personal data stored on cards to a universal card.
• DE 10 2009 058 516 A1 discloses a method for granting access rights to a maintenance functionality of a device.
• an access certificate is provided in response to a first provisioning information and a second provisioning information and granted access rights according to the provided access certificate in accordance with a determined check result of the first provisioning information and the second provisioning information.
• the certificate attribute has at least one access right, a timestamp, a time range, an access right, an indication of a device, an indication of a maintenance functionality, a
• Certificate attribute value an alphanumeric string, and / or an order number.
• Validation server and a third interface for data exchange with a control point system known.
• the device also includes a
• Control device which sends the read via the first interface authentication data or a data set formed from the authentication data via the second interface parts for verification to the Verification server, which evaluates data received via the second interface and forwards the evaluated data to the third interface.
• the object of the invention is therefore to propose a solution that provides protection against complete data theft of the multifunction card.
• the object is a system for simplifying the use of a plurality of cards, in particular credit cards, patient cards, chip cards or loyalty cards, with at least one card with electronically stored personal data and at least one universal card and with means for writing the personal data to the universal card, wherein the means for writing as a portable data storage with
• Input device are formed, achieved by a
• Docking station with at least one hardware interface e.g. a magnetic stripe reader for reading the personal data of the card and possibly an access control device is present.
• the invention solves the problem according to the principle by taking only for a temporary period required data from the user. There is thus no risk of loss for unnecessarily taken over data surplus.
• a docking station is used to select the data. If a docking station is present, all records on the docking station can be stored in secure rooms, such as a docking station. the private home of the user are stored centrally. Before leaving the room, the risk of loss can be lowered by selecting a number of records to be taken. If needed only for the completion of daily business
• Card information is transferred from the docking station to the portable data storage device, other card data sets will not be lost if the universal card is lost. So that the docking station can be conveniently used with a variety of cards, a variety of interfaces are available. In addition to magnetic stripe reader, chip card reader, USB interface and a W-LAN device is also a Nahfeidkommunikations- device available. Thus the docking station also for companies and
• the means for writing have a display, preferably a touch-sensitive display, then a keyboard for input can be dispensed with.
• a keyboard for input can be dispensed with.
• the funds are designed to save space.
• Touchscreens allow a user to operate the device without complicated navigation tools, such as keyboards and computer mice.
• the portable data storage is a smartphone. Smartphones are used by a large number of people every day. They are thus the common means for different
• Everyday business such as cashless payment, phoning or keeping calendars.
• the object is further achieved by a method using a system according to claim 1 for copying and saving personal data on a general-purpose card by carrying out the following steps be read from data stored on a card by means of a docking station and storing the read data in this for the purpose of transferring to a universal card, selecting the in the
• Docking station stored data of a card, transferring the data into a portable cache and describing the universal card with the data of the selected card by means of the portable cache, wherein at least one of the
• Data transfer operations are password protected. The fact that the data transfer operations are password protected, it is only a secret carrier, so the user or a person taught by him possible to transfer data between the docking station and the portable data storage.
• the method is
• App programmatically, preferably by means of an application, app, on a smartphone.
• Applications are made available worldwide for download, so they can be accessed by a large number of users, so that the process can be made cheap and fast without the provision of unnecessary hardware to the end customer.
• applications are intuitive and easy to use; the user is therefore easy to use the method.
• the personal data of selected cards are transferred from a memory embedded in a network into the memory of a smartphone.
• a memory embedded in a network By networking different private electronic devices in a network, e.g. Data can be exchanged between devices on the Internet.
• abuse cases are identified by means of a program stored on the universal card, in order subsequently to be able to access data stored thereon in the case of abuse Clear. For example, after three incorrect entries of a 5-digit PIN (personal identification number) the data will be deleted.
• PIN personal identification number
• the task is solved by following a procedure that copies the personal data stored on cards to a universal card, following these steps.
• Wireless communication device reading the data from the card via the connection between docking station and card, saving the
• a portable data memory such as e.g. a smartphone or a network, like. e.g. the Internet or a private network, e.g. Wi-Fi network, preferably via a wireless communication device, initializing the docking station to transfer data from the docking station to the portable data storage.
• Entry attempts to check fraud attempts continues with displaying all the words stored in the docking station, preferably by displaying their associated description on a touch-sensitive surface, in particular a display,
• Data storage e.g. with a magnetic card writer or by means of a near field communication device (NIR), initializing the portable
• a data memory preferably with a password query, such as by inputting a general pin, displaying the data stored on the portable data memory on a touch-sensitive surface, selecting and transmitting the selected data to the universal card, one or more of the above-mentioned data transmissions being performed by means of a security prompt, e.g. General PIN, Protected, Temporarily displaying the pin associated with the selected record.
• a security prompt e.g. General PIN, Protected, Temporarily displaying the pin associated with the selected record.
• the portable data memory or the universal card is either blocked or the data is deleted.
• Figure 1 is a view of a docking station
• FIG. 1 shows a docking station 4 in a front view.
• Docking station 4 includes in the upper input area a display 8, which is preferably designed as a touch screen, so that there data can be displayed and entered.
• the input fields 11 are present, which together form a keyboard. Older persons have the possibility to enter their inputs manually without the touchpad.
• Below the input area are the interfaces 6a, 6b and 6c for the transmission of data from cards 2 in the Docking station 4. In the figure 1 are shown a
• the docking station 4 in addition to stored data all data from cards 2 and the cards 2 itself. So that the docking station 4 can not be stolen, it can be fastened by means of the through holes 9 on a house wall.
• Abstellfozoe 13 serve to increase the docking station 4 and as additional weights against theft. They are made of steel and poured with concrete.
• the power supply of the docking station 4 is carried by the power cable 12.
• the battery compartment 14 includes at least one
• the memory card slot 15 is replaced by a
• FIG. 2 schematically shows the procedure of the method which copies personal data stored on cards to a universal card 3.
• Method uses a docking station 4 on the personal data different cards 2, eg credit cards or customer cards are transferred.
• the cards 2 are connected to the docking station 4. This is done either via a wireless communication device or by inserting the card 2 in one
• Magnetic stripe card reader 6b (FIG. 1) or a chip card reader 6c (FIG. 1) or another active connection 20.
• the card 2 After an active connection 20 has been established between card 2 and docking station 4, the card 2 will be read out so that the personal data is stored in the central memory 22 of the docking station 4 are stored.
• the central memory 22 is usually a memory card or other portable
• the central memory 22 is located in the memory card slot 15. After the personal data has been stored on the central memory 22 in the docking station 4, they are available as needed. For this purpose, the portable data memory 7 is connected to the docking station 4 via the interface 16. This is the
• Wireless communication device 18 Such a connection is comfortable and allows the user to establish a connection between the portable data memory 7 and the docking station 4 across several rooms. After the connection between
• the docking station 4 is to initialize. To do this, press a key of the input field 11.
• the initialization leads to the display of all personal data displayed on the docking station 4 in the form of a clear representation, e.g. a table on the portable data memory 7. On the basis of this display, the user can make a selection from the data records and thus all or some of the corresponding stored data of the
• the user via the display 8, which is a touchpad, its input, so that the data from the docking station 4 are called.
• the data is then transferred from the docking station 4 to the portable data memory 7 via a second operative connection 17.
• the transmission is encrypted.
• the user repeats this process until he has downloaded from the docking station 4 all personal data that he intends to use temporarily, eg for a day-to-day business or a business trip.
• the user inserts the universal card 3 in the universal card holder 23 of his portable data storage 7. After the connection of the universal card 3 has been made with the portable data storage 7, the portable is
• the portable data memory 7 can also be initialized by the operation of a button.
• the personal data carried on the portable data storage 7 are the
• the required data set in the aforementioned example, credit card data for payment at the cash register or the bank data for withdrawing money, are then transferred to the universal card 3 after selection.
• the respective PIN of the applied card 2 is temporarily displayed on the display 8. As a result of this presentation, the user can use the programmed universal card 3 together with the PIN.
• the PIN is represented by the expiry of a PIN
• Data storage 7 is integrated into the Internet, it is possible to delete the data stored on him in case of loss, because over the Internet, at the request of the user a deletion command to the portable Data memory 7 are shipped.
• the provider of the portable data memory 7 is to inform a smartphone about the loss, so that the deletion command is sent.

Landscapes

• Engineering & Computer Science (AREA)
• Business, Economics & Management (AREA)
• Microelectronics & Electronic Packaging (AREA)
• Computer Networks & Wireless Communication (AREA)
• Accounting & Taxation (AREA)
• Strategic Management (AREA)
• Physics & Mathematics (AREA)
• General Business, Economics & Management (AREA)
• General Physics & Mathematics (AREA)
• Theoretical Computer Science (AREA)
• Storage Device Security (AREA)

Priority Applications (1)

Applications Claiming Priority (2)

Publications (1)

Family

ID=47832841

Family Applications (1)

Country Status (2)

Cited By (3)

Citations (6)

• 2012
  • 2012-02-13 DE DE201210002619 patent/DE102012002619B8/de not_active Expired - Fee Related
• 2013
  • 2013-01-29 DE DE112013000953.6T patent/DE112013000953A5/de not_active Withdrawn
  • 2013-01-29 WO PCT/DE2013/000049 patent/WO2013120473A1/fr not_active Ceased

Patent Citations (6)

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