WO2016091111A1 - 业务处理方法、装置及业务服务器 - Google Patents
业务处理方法、装置及业务服务器 Download PDFInfo
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- WO2016091111A1 WO2016091111A1 PCT/CN2015/096242 CN2015096242W WO2016091111A1 WO 2016091111 A1 WO2016091111 A1 WO 2016091111A1 CN 2015096242 W CN2015096242 W CN 2015096242W WO 2016091111 A1 WO2016091111 A1 WO 2016091111A1
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/386—Payment protocols; Details thereof using messaging services or messaging apps
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3224—Transactions dependent on location of M-devices
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/083—Network architectures or network communication protocols for network security for authentication of entities using passwords
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/0876—Network architectures or network communication protocols for network security for authentication of entities based on the identity of the terminal or configuration, e.g. MAC address, hardware or software configuration or device fingerprint
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/10—Network architectures or network communication protocols for network security for controlling access to devices or network resources
- H04L63/102—Entity profiles
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/10—Network architectures or network communication protocols for network security for controlling access to devices or network resources
- H04L63/107—Network architectures or network communication protocols for network security for controlling access to devices or network resources wherein the security policies are location-dependent, e.g. entities privileges depend on current location or allowing specific operations only from locally connected terminals
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
- H04L67/2866—Architectures; Arrangements
- H04L67/30—Profiles
- H04L67/306—User profiles
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
- H04L67/50—Network services
- H04L67/52—Network services specially adapted for the location of the user terminal
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
- H04L67/50—Network services
- H04L67/60—Scheduling or organising the servicing of application requests, e.g. requests for application data transmissions using the analysis and optimisation of the required network resources
- H04L67/63—Routing a service request depending on the request content or context
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/08—Key distribution or management, e.g. generation, sharing or updating, of cryptographic keys or passwords
- H04L9/0861—Generation of secret information including derivation or calculation of cryptographic keys or passwords
- H04L9/0872—Generation of secret information including derivation or calculation of cryptographic keys or passwords using geo-location information, e.g. location data, time, relative position or proximity to other entities
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
- H04W12/06—Authentication
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
- H04W12/60—Context-dependent security
- H04W12/63—Location-dependent; Proximity-dependent
- H04W12/64—Location-dependent; Proximity-dependent using geofenced areas
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
- H04W12/60—Context-dependent security
- H04W12/69—Identity-dependent
- H04W12/72—Subscriber identity
Definitions
- various service implementation means can be provided to ensure the security of the service operation, for example, by scanning a two-dimensional code to implement a service, and by a voice wave to implement a service.
- FIG. 1 is a schematic diagram of an application scenario for implementing service processing according to an embodiment of the present application
- the first user may log in to the service server based on the first account to complete various service operations.
- the first account is information that the first user can be uniquely identified by the service server, and may include the user name of the first user, for example, the first account is “user1@ABC.com”; the service operation mainly refers to the service server to the user.
- Providing various application functions for example, a payment function provided by a third-party payment server to the user for performing an online payment operation on the selected shopping item, or a download operation of the multimedia file in the network storage space provided by the instant communication server to the user Download features, etc.
- the customer can view the target from the application interface of the merchant device payment APP as shown in FIG. 3C.
- the payment code is input, and the target payment code is input on the application interface of the client device payment APP.
- the target collection code input by the customer is referred to as verification receipt in this embodiment. code.
- the saving unit 610 is configured to save, in the binding relationship list, an account of a user who has logged in to the service server, geographic location information of the client device of the user, and The binding relationship between the service random codes generated by the account;
- a second geographic location information determining subunit configured to determine whether the second geographic location information belongs to Within the first geographic range
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- Computer Security & Cryptography (AREA)
- Accounting & Taxation (AREA)
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- General Business, Economics & Management (AREA)
- Physics & Mathematics (AREA)
- General Engineering & Computer Science (AREA)
- Computing Systems (AREA)
- Computer Hardware Design (AREA)
- Finance (AREA)
- Power Engineering (AREA)
- Information Transfer Between Computers (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Telephonic Communication Services (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
Description
Claims (13)
- 一种业务处理方法,其特征在于,所述方法应用在业务服务器上,所述方法包括:接收第一客户端设备发送的请求进行业务操作的操作请求,所述第一客户端设备是第一用户基于第一账户登录所述业务服务器的设备;根据所述操作请求为所述第一账户生成目标业务随机码;接收第二客户端设备根据所述目标业务随机码发送的操作响应,所述第二客户端设备是第二用户基于第二账户登录所述业务服务器的设备;通过所述操作响应识别所述第一账户;将所述第一账户的账户信息发送至所述第二客户端设备,以使所述第二客户端设备基于所述账户信息完成所述业务操作。
- 根据权利要求1所述的方法,其特征在于,所述接收第一客户端设备发送的请求进行业务操作的操作请求前,所述方法还包括:在绑定关系列表中保存已登录所述业务服务器的用户的账户、所述用户的客户端设备的地理位置信息、以及为所述账户生成的业务随机码之间的绑定关系;所述操作请求中包括:所述第一客户端设备的第一地理位置信息;所述根据所述操作请求为所述第一账户生成目标业务随机码,包括:根据所述第一地理位置信息确定第一地理范围;根据所述绑定关系列表获取第一业务随机码集,所述第一业务随机码集中包括为所述第一地理范围内已登录所述业务服务器的账户生成的业务随机码;为所述第一账户生成与所述第一业务随机码集中包括的业务随机码不同的目标业务随机码。
- 根据权利要求2所述的方法,其特征在于,所述根据所述绑定关系列表获取第一业务随机码集,包括:将所述绑定关系列表中的地理位置信息与所述第一地理范围进行比较;根据比较结果,获得属于所述第一地理范围内的地理位置信息,并将与获得的地理位置信息对应的业务随机码组成所述第一业务随机码集。
- 根据权利要求2所述的方法,其特征在于,所述根据所述操作请求为所述第一账户生成目标业务随机码后,所述方法还包括:在所述绑定关系列表中保存所述第一账户、所述第一地理位置信息、以及所述目标业务随机码之间的绑定关系;所述操作响应中包括:所述第二客户端设备的第二地理位置信息、以及所述第二用户根据所述目标业务随机码输入的校验业务随机码;所述通过所述操作响应识别所述第一账户,包括:判断所述第二地理位置信息是否属于所述第一地理范围内;当所述第二地理位置信息属于所述第一地理范围内时,将所述校验业务随机码与所述第一业务随机码集中的业务随机码进行匹配;当根据所述校验业务随机码从所述第一业务随机码集中匹配到所述目标业务随机码时,根据所述绑定关系列表获得与所述目标业务随机码对应的第一账户。
- 根据权利要求1所述的方法,其特征在于,所述根据所述操作请求为所述第一账户生成目标业务随机码后,所述方法还包括:向所述第一客户端设备发送所述目标业务随机码,以使所述第二客户端设备通过所述第一客户端设备获得所述目标业务随机码;或者,向所述第二客户端设备发送所述目标业务随机码。
- 根据权利要求1至5任一所述的方法,其特征在于,所述目标业务随机码由预设位信息组成,所述信息包括:数字,和/或字母。
- 一种业务处理装置,其特征在于,所述装置应用在业务服务器上,所述装置包括:接收单元,用于接收第一客户端设备发送的请求进行业务操作的操作请求,所述第一客户端设备是第一用户基于第一账户登录所述业务服务器的设 备;生成单元,用于根据所述操作请求为所述第一账户生成目标业务随机码;所述接收单元,还用于接收第二客户端设备根据所述目标业务随机码发送的操作响应,所述第二客户端设备是第二用户基于第二账户登录所述业务服务器的设备;识别单元,用于通过所述操作响应识别所述第一账户;发送单元,用于将所述第一账户的账户信息发送至所述第二客户端设备,以使所述第二客户端设备基于所述账户信息完成所述业务操作。
- 根据权利要求7所述的装置,其特征在于,所述装置还包括:保存单元,用于在所述接收单元接收第一客户端设备发送的请求进行业务操作的操作请求前,在绑定关系列表中保存已登录所述业务服务器的用户的账户、所述用户的客户端设备的地理位置信息、以及为所述账户生成的业务随机码之间的绑定关系;所述接收单元接收的所述操作请求中包括:所述第一客户端设备的第一地理位置信息;所述生成单元包括:第一地理范围确定子单元,用于根据所述第一地理位置信息确定第一地理范围;第一随机码集获取子单元,用于根据所述绑定关系列表获取第一业务随机码集,所述第一业务随机码集中包括为所述第一地理范围内已登录所述业务服务器的账户生成的业务随机码;目标随机码生成子单元,用于为所述第一账户生成与所述第一业务随机码集中包括的业务随机码不同的目标业务随机码。
- 根据权利要求8所述的装置,其特征在于,所述第一随机码集获取子单元,具体用于将所述绑定关系列表中的地理位置信息与所述第一地理范围进行比较,根据比较结果,获得属于所述第一地理范围内的地理位置信息,并将与获得的地理位置信息对应的业务随机码 组成所述第一业务随机码集。
- 根据权利要求8所述的装置,其特征在于,所述保存单元,还用于在所述绑定关系列表中保存所述第一账户、所述第一地理位置信息、以及所述目标业务随机码之间的绑定关系;所述接收单元接收的所述操作响应中包括:所述第二客户端设备的第二地理位置信息、以及所述第二用户根据所述目标业务随机码输入的校验业务随机码;所述识别单元包括:第二地理位置信息判断子单元,用于判断所述第二地理位置信息是否属于所述第一地理范围内;校验业务随机码匹配子单元,用于当所述第二地理位置信息属于所述第一地理范围内时,将所述校验业务随机码与所述第一业务随机码集中的业务随机码进行匹配;第一账户获取子单元,用于当根据所述校验业务随机码从所述第一业务随机码集中匹配到所述目标业务随机码时,根据所述绑定关系列表获得与所述目标业务随机码对应的第一账户。
- 根据权利要求7所述的装置,其特征在于,所述发送单元,还用于向所述第一客户端设备发送所述目标业务随机码,以使所述第二客户端设备通过所述第一客户端设备获得所述目标业务随机码;或者,向所述第二客户端设备发送所述目标业务随机码。
- 根据权利要求7至11任一所述的装置,其特征在于,所述目标业务随机码由预设位信息组成,所述信息包括:数字,和/或字母。
- 一种业务服务器,其特征在于,包括:处理器;用于存储所述处理器可执行指令的存储器;其中,所述处理器被配置为:接收第一客户端设备发送的请求进行业务操作的操作请求,所述第一客户端设备是第一用户基于第一账户登录所述业务服务器的设备;根据所述操作请求为所述第一账户生成目标业务随机码;接收第二客户端设备根据所述目标业务随机码发送的操作响应,所述第二客户端设备是第二用户基于第二账户登录所述业务服务器的设备;通过所述操作响应识别所述第一账户;将所述第一账户的账户信息发送至所述第二客户端设备,以使所述第二客户端设备基于所述账户信息完成所述业务操作。
Priority Applications (9)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| SG11201704292RA SG11201704292RA (en) | 2014-12-09 | 2015-12-03 | Service processing method and apparatus, and service server |
| KR1020177018689A KR101932871B1 (ko) | 2014-12-09 | 2015-12-03 | 서비스 프로세싱 방법 및 장치, 및 서비스 서버 |
| EP15867391.3A EP3232633B1 (en) | 2014-12-09 | 2015-12-03 | Service processing method and apparatus, and service server |
| US15/528,727 US10404830B2 (en) | 2014-12-09 | 2015-12-03 | Service processing method and apparatus, and service server |
| ES15867391T ES2822473T3 (es) | 2014-12-09 | 2015-12-03 | Método y aparato de procesamiento de servicios y servidor de servicios |
| PL15867391T PL3232633T3 (pl) | 2014-12-09 | 2015-12-03 | Sposób i urządzenie do przetwarzania usługi oraz serwer usługi |
| JP2017530659A JP6481038B2 (ja) | 2014-12-09 | 2015-12-03 | サービス処理方法および装置、およびサービスサーバ |
| KR1020187036465A KR102202699B1 (ko) | 2014-12-09 | 2015-12-03 | 서비스 프로세싱 방법 및 장치, 및 서비스 서버 |
| US16/505,151 US10917498B2 (en) | 2014-12-09 | 2019-07-08 | Service processing method and apparatus, and service server |
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410751376.6A CN105743851B (zh) | 2014-12-09 | 2014-12-09 | 业务处理方法、装置及业务服务器 |
| CN201410751376.6 | 2014-12-09 |
Related Child Applications (2)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| US15/528,727 A-371-Of-International US10404830B2 (en) | 2014-12-09 | 2015-12-03 | Service processing method and apparatus, and service server |
| US16/505,151 Continuation US10917498B2 (en) | 2014-12-09 | 2019-07-08 | Service processing method and apparatus, and service server |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| WO2016091111A1 true WO2016091111A1 (zh) | 2016-06-16 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| PCT/CN2015/096242 Ceased WO2016091111A1 (zh) | 2014-12-09 | 2015-12-03 | 业务处理方法、装置及业务服务器 |
Country Status (9)
| Country | Link |
|---|---|
| US (2) | US10404830B2 (zh) |
| EP (1) | EP3232633B1 (zh) |
| JP (2) | JP6481038B2 (zh) |
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| TWI648688B (zh) * | 2016-09-08 | 2019-01-21 | 台新國際商業銀行股份有限公司 | 交叉驗證轉帳方法及系統 |
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| CN108154375B (zh) * | 2016-12-06 | 2019-10-15 | 阿里巴巴集团控股有限公司 | 一种业务数据处理方法及装置 |
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| CN110061949B (zh) * | 2018-01-18 | 2023-04-18 | 北京京东尚科信息技术有限公司 | 用于获取信息的方法及装置 |
| CN108537050B (zh) * | 2018-03-20 | 2021-12-14 | 中国建设银行股份有限公司 | 业务数据转移方法和相关装置 |
| JP6527992B1 (ja) * | 2018-07-20 | 2019-06-12 | Kaeve株式会社 | 商品またはサービスの決済を支援するためのコンピュータシステム、そのコンピュータシステムにおいて使用されるサーバ装置、そのサーバ装置において実行されるプログラム |
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| CN113824780B (zh) * | 2021-09-16 | 2022-08-05 | 苏州万店掌网络科技有限公司 | 一种消除监控设备实时对讲噪音的方法和装置 |
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| US10917498B2 (en) | 2021-02-09 |
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| US20170279925A1 (en) | 2017-09-28 |
| EP3232633B1 (en) | 2020-08-26 |
| KR20170092673A (ko) | 2017-08-11 |
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