WO2017174200A3 - Verfahren zur einleitung eines authentifizierungsprozesses, insbesondere geeignet zur personenauthentifizierung im rahmen eines bargeldlosen zahlungsverkehrs, und datenverarbeitungeterminal zur verwendung in einem solchen verfahren - Google Patents

Verfahren zur einleitung eines authentifizierungsprozesses, insbesondere geeignet zur personenauthentifizierung im rahmen eines bargeldlosen zahlungsverkehrs, und datenverarbeitungeterminal zur verwendung in einem solchen verfahren Download PDF

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Publication number
WO2017174200A3
WO2017174200A3 PCT/EP2017/000443 EP2017000443W WO2017174200A3 WO 2017174200 A3 WO2017174200 A3 WO 2017174200A3 EP 2017000443 W EP2017000443 W EP 2017000443W WO 2017174200 A3 WO2017174200 A3 WO 2017174200A3
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WO
WIPO (PCT)
Prior art keywords
user
processing terminal
data processing
data
specific
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/EP2017/000443
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English (en)
French (fr)
Other versions
WO2017174200A2 (de
Inventor
Sebastian HERKENHOFF
Kevin SEIDEL
Frederick BECKMANN
Georg Hartmann
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Q1 Energie AG
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Q1 Energie AG
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Publication date
Application filed by Q1 Energie AG filed Critical Q1 Energie AG
Priority to EP17739189.3A priority Critical patent/EP3440609A2/de
Publication of WO2017174200A2 publication Critical patent/WO2017174200A2/de
Publication of WO2017174200A3 publication Critical patent/WO2017174200A3/de
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

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    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Telephonic Communication Services (AREA)

Abstract

Die Erfindung bezieht sich auf ein Verfahren zur Individuums- und Objektauthentifizierung gegenüber einer Aktivierungseinheit und / oder einem Steuerungsgerät, insbesondere zur Personenauthentifizierung beispielsweise im Rahmen eines bargeldlosen Zahlungsverkehrs, unter Verwendung von einem Individuums- / objektbezogenen Gerät wie z. B. einem Smartphone, auf dem Individuums- bzw. objektspezifische Daten hinterlegt sind, und einer Zentralstation, z. B. einem Server. Um ein solches Verfahren zur Individuums- und Objektauthentifizierung sind folgende Verfahrensschritte vorgesehen: - Das Individuums- / objektbezogene Gerät wird über eine Funkstrecke mit einem Datenverarbeitungsterminal verbunden, welches die Verbindung und Absicherung einer Kommunikation mit der Zentralstation vermittelt; - Das Individuums- / objektbezogenen Gerät sendet verschlüsselt über die Funkstrecke an das Datenverarbeitungsterminal systemspezifische Daten und Individuums- / objektbezogene Daten; - Das Datenverarbeitungsterminal empfängt von dem Gerät gesendete systemspezifischen Daten, überprüft diese und versieht die Individuums-/ objektbezogene Daten mit einem Prüfsiegel (Signatur) und leitet diese signierten Individuums-/ objektbezogenen Daten an die Zentralstation (Server) weiter; - Die Zentralstation (Server) entschlüsselt die empfangenen signierten individuums-/objektspezifischen Daten und sendet an das Datenverarbeitungsterminal ein positives oder negatives Autorisierungssignal. - Das Datenverarbeitungsterminal gibt im Falle eines von der Zentralstation positiv gemeldeten Autorisierungssignals ein Aktivierungssignal an die Aktivierungseinheit und/oder das Steuergerät weiter.
PCT/EP2017/000443 2016-04-07 2017-04-07 Verfahren zur einleitung eines authentifizierungsprozesses, insbesondere geeignet zur personenauthentifizierung im rahmen eines bargeldlosen zahlungsverkehrs, und datenverarbeitungeterminal zur verwendung in einem solchen verfahren Ceased WO2017174200A2 (de)

Priority Applications (1)

Application Number Priority Date Filing Date Title
EP17739189.3A EP3440609A2 (de) 2016-04-07 2017-04-07 Verfahren zur einleitung eines authentifizierungsprozesses, insbesondere geeignet zur personenauthentifizierung im rahmen eines bargeldlosen zahlungsverkehrs, und datenverarbeitungeterminal zur verwendung in einem solchen verfahren

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
DE102016004293.1A DE102016004293A1 (de) 2016-04-07 2016-04-07 Verfahren zur Einleitung eines Authentifizierungsprozesses, insbesondere geeignet zur Personenauthentifizierung im Rahmen eines bargeldlosen Zahlungsverkehrs, und Datenverarbeitungsterminal zur Verwendung in einem solchen Verfahren
DE102016004293.1 2016-04-07

Publications (2)

Publication Number Publication Date
WO2017174200A2 WO2017174200A2 (de) 2017-10-12
WO2017174200A3 true WO2017174200A3 (de) 2017-11-30

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PCT/EP2017/000443 Ceased WO2017174200A2 (de) 2016-04-07 2017-04-07 Verfahren zur einleitung eines authentifizierungsprozesses, insbesondere geeignet zur personenauthentifizierung im rahmen eines bargeldlosen zahlungsverkehrs, und datenverarbeitungeterminal zur verwendung in einem solchen verfahren

Country Status (3)

Country Link
EP (1) EP3440609A2 (de)
DE (1) DE102016004293A1 (de)
WO (1) WO2017174200A2 (de)

Cited By (6)

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US11037139B1 (en) 2015-03-19 2021-06-15 Wells Fargo Bank, N.A. Systems and methods for smart card mobile device authentication
US11062302B1 (en) 2016-04-22 2021-07-13 Wells Fargo Bank, N.A. Systems and methods for mobile wallet provisioning
US11138593B1 (en) 2015-03-27 2021-10-05 Wells Fargo Bank, N.A. Systems and methods for contactless smart card authentication
US11423392B1 (en) 2020-12-01 2022-08-23 Wells Fargo Bank, N.A. Systems and methods for information verification using a contactless card
US11551200B1 (en) 2019-09-18 2023-01-10 Wells Fargo Bank, N.A. Systems and methods for activating a transaction card
US12450591B1 (en) 2020-09-16 2025-10-21 Wells Fargo Bank, N.A. Systems and methods for contactless card activation via unique activation codes

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EP3627434A1 (de) * 2018-09-24 2020-03-25 Youki GmbH System, verfahren und vorrichtung zur durchführung von kryptographisch gesicherten transaktionen
DE102022114588A1 (de) 2022-06-09 2023-12-14 Deutsche Telekom Ag Verfahren und System zur Authentifizierung einer Person
DE102023211449A1 (de) * 2023-09-15 2025-03-20 QuiB UG (haftungsbeschränkt) Verfahren und System zur Erstellung und Verarbeitung eines elektronischen Kassenbelegs zu einem Kaufvorgang

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US20150118958A1 (en) * 2013-10-25 2015-04-30 Devicefidelity, Inc. Switching between near-field communication systems
GB2519798A (en) * 2013-10-30 2015-05-06 Barclays Bank Plc Transaction authentication
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Cited By (22)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US12288206B1 (en) 2015-03-19 2025-04-29 Wells Fargo Bank, N.A. Systems and methods for smart card mobile device authentication
US11037139B1 (en) 2015-03-19 2021-06-15 Wells Fargo Bank, N.A. Systems and methods for smart card mobile device authentication
US12159275B1 (en) 2015-03-19 2024-12-03 Wells Fargo Bank, N.A. Systems and methods for smart card mobile device authentication
US11138593B1 (en) 2015-03-27 2021-10-05 Wells Fargo Bank, N.A. Systems and methods for contactless smart card authentication
US11188919B1 (en) 2015-03-27 2021-11-30 Wells Fargo Bank, N.A. Systems and methods for contactless smart card authentication
US12499433B1 (en) 2015-03-27 2025-12-16 Wells Fargo Bank, N.A. Systems and methods for contactless smart card authentication
US12099995B2 (en) 2016-04-22 2024-09-24 Wells Fargo Bank, N.A. Systems and methods for providing a code to a user device
US11062302B1 (en) 2016-04-22 2021-07-13 Wells Fargo Bank, N.A. Systems and methods for mobile wallet provisioning
US11113688B1 (en) 2016-04-22 2021-09-07 Wells Fargo Bank, N.A. Systems and methods for mobile wallet provisioning
US12561673B2 (en) 2016-04-22 2026-02-24 Wells Fargo Bank, N.A. Systems and methods for mobile wallet provisioning
US11631076B1 (en) 2016-04-22 2023-04-18 Wells Fargo Bank, N.A. Systems and methods for mobile wallet provisioning
US12182798B1 (en) 2019-09-18 2024-12-31 Wells Fargo Bank, N.A. Systems and methods for activating a transaction card
US12014354B1 (en) 2019-09-18 2024-06-18 Wells Fargo Bank, N.A. Systems and methods for a transaction card having a cryptographic key
US11941608B1 (en) 2019-09-18 2024-03-26 Wells Fargo Bank, N.A. Systems and methods for a transaction card having a customer-specific URL
US11928666B1 (en) 2019-09-18 2024-03-12 Wells Fargo Bank, N.A. Systems and methods for passwordless login via a contactless card
US11694188B1 (en) 2019-09-18 2023-07-04 Wells Fargo Bank, N.A. Systems and methods for contactless card activation
US11599871B1 (en) 2019-09-18 2023-03-07 Wells Fargo Bank, N.A. Systems and methods for a transaction card having a cryptographic key
US11551200B1 (en) 2019-09-18 2023-01-10 Wells Fargo Bank, N.A. Systems and methods for activating a transaction card
US12561669B2 (en) 2019-09-18 2026-02-24 Wells Fargo Bank, N.A. Systems and methods for a transaction card having a cryptographic key
US12450591B1 (en) 2020-09-16 2025-10-21 Wells Fargo Bank, N.A. Systems and methods for contactless card activation via unique activation codes
US12493868B1 (en) 2020-12-01 2025-12-09 Wells Fargo Bank, N.A. Systems and methods for information verification using a contactless card
US11423392B1 (en) 2020-12-01 2022-08-23 Wells Fargo Bank, N.A. Systems and methods for information verification using a contactless card

Also Published As

Publication number Publication date
EP3440609A2 (de) 2019-02-13
WO2017174200A2 (de) 2017-10-12
DE102016004293A1 (de) 2017-10-12

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