AU750152B2 - An automated document cashing system - Google Patents

An automated document cashing system Download PDF

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Publication number
AU750152B2
AU750152B2 AU76978/98A AU7697898A AU750152B2 AU 750152 B2 AU750152 B2 AU 750152B2 AU 76978/98 A AU76978/98 A AU 76978/98A AU 7697898 A AU7697898 A AU 7697898A AU 750152 B2 AU750152 B2 AU 750152B2
Authority
AU
Australia
Prior art keywords
user
cash
card
machine
payment
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
AU76978/98A
Other languages
English (en)
Other versions
AU7697898A (en
Inventor
Robin Haley Gustin
Troy W Livingston
Namsoo Park
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Capital Security Systems Inc
Original Assignee
Capital Security Systems Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US08/865,691 external-priority patent/US5987439A/en
Priority claimed from US08/866,140 external-priority patent/US6012048A/en
Priority claimed from US08/866,139 external-priority patent/US5897625A/en
Application filed by Capital Security Systems Inc filed Critical Capital Security Systems Inc
Publication of AU7697898A publication Critical patent/AU7697898A/en
Application granted granted Critical
Publication of AU750152B2 publication Critical patent/AU750152B2/en
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/14—Payment architectures specially adapted for billing systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/202—Depositing operations within ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/209—Monitoring, auditing or diagnose of functioning of ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/21—Retaining of the payment card by ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/04—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by paper currency
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12—Card verification

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Marketing (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
AU76978/98A 1997-05-30 1998-05-27 An automated document cashing system Ceased AU750152B2 (en)

Applications Claiming Priority (7)

Application Number Priority Date Filing Date Title
US08/865,691 US5987439A (en) 1997-05-30 1997-05-30 Automated banking system for making change on a card or user account
US08/866139 1997-05-30
US08/865691 1997-05-30
US08/866140 1997-05-30
US08/866,140 US6012048A (en) 1997-05-30 1997-05-30 Automated banking system for dispensing money orders, wire transfer and bill payment
US08/866,139 US5897625A (en) 1997-05-30 1997-05-30 Automated document cashing system
PCT/US1998/010788 WO1998059308A1 (en) 1997-05-30 1998-05-27 An automated document cashing system

Publications (2)

Publication Number Publication Date
AU7697898A AU7697898A (en) 1999-01-04
AU750152B2 true AU750152B2 (en) 2002-07-11

Family

ID=27420440

Family Applications (1)

Application Number Title Priority Date Filing Date
AU76978/98A Ceased AU750152B2 (en) 1997-05-30 1998-05-27 An automated document cashing system

Country Status (5)

Country Link
EP (1) EP0992012A4 (de)
JP (2) JP2002502531A (de)
AU (1) AU750152B2 (de)
CA (2) CA2703131A1 (de)
WO (1) WO1998059308A1 (de)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7653600B2 (en) 1997-05-30 2010-01-26 Capital Security Systems, Inc. Automated document cashing system

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US6598023B1 (en) 1996-11-27 2003-07-22 Diebold, Incorporated Automated banking machine system using internet address customer input
GB9814451D0 (en) 1998-07-04 1998-09-02 Ncr Int Inc Cash transaction verification and crediting apparatus
AU762137B2 (en) * 1998-07-10 2003-06-19 Capital Security Systems, Inc. Automated document cashing system
NL1010872C2 (nl) * 1998-12-22 2000-06-23 Eurocoin Werkwijze en betaalsysteem voor het door een verkoper aan een koper teruggeven van een bedrag aan wisselgeld.
DE19904536A1 (de) 1999-02-04 2000-08-17 Siemens Nixdorf Banking Syst Verfahren und Anordnung zur Bearbeitung von Wertscheinen
GB2351366A (en) * 1999-02-23 2000-12-27 Angus Duncan Mccallum Facilitating the accumulation of money for donation
US11682027B2 (en) * 1999-07-19 2023-06-20 Expedited Dual Commerce Llc System and method for expediting fulfillments of online ordered deliverables by expedited-service area pickups in specified time-windows and by delivery to specific locations
CA2283513A1 (en) * 1999-09-23 2001-03-23 Del-Coin Holdings Method and system for automatic teller machine and associated service
KR101217529B1 (ko) * 2008-09-09 2013-01-04 노틸러스효성 주식회사 번들 수표 입금기
JP5708218B2 (ja) * 2011-05-11 2015-04-30 沖電気工業株式会社 自動取引装置、自動取引方法、及びプログラム
WO2014001995A2 (en) * 2012-06-28 2014-01-03 Contour Technology (Pty) Ltd. Automated transaction system
JP2017091338A (ja) * 2015-11-13 2017-05-25 沖電気工業株式会社 拡張ユニット及び取引装置
US10825000B1 (en) * 2016-04-26 2020-11-03 United Servics Automobile Association Saver button
US11144988B1 (en) 2017-11-28 2021-10-12 United Services Automobile Association (Usaa) Adaptive probability matrix
WO2020138285A1 (ja) 2018-12-27 2020-07-02 グローリー株式会社 取引処理システム、取引処理方法、およびプログラム

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US5459957A (en) * 1994-06-09 1995-10-24 Winer; Guy T. Gun security and safety system

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Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7653600B2 (en) 1997-05-30 2010-01-26 Capital Security Systems, Inc. Automated document cashing system
US7991696B2 (en) 1997-05-30 2011-08-02 Capital Security Systems, Inc. Automated document cashing machine and method
US8121948B2 (en) 1997-05-30 2012-02-21 Capital Security Systems, Inc. Automated document cashing system
US9460426B2 (en) 1997-05-30 2016-10-04 Capital Security Systems, Inc. Automated document cashing system

Also Published As

Publication number Publication date
CA2703131A1 (en) 1998-12-30
CA2292588C (en) 2010-07-20
CA2292588A1 (en) 1998-12-30
EP0992012A1 (de) 2000-04-12
WO1998059308A1 (en) 1998-12-30
JP2002502531A (ja) 2002-01-22
EP0992012A4 (de) 2006-01-04
AU7697898A (en) 1999-01-04
JP2008077680A (ja) 2008-04-03

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FGA Letters patent sealed or granted (standard patent)