BR0111204A - Sistema de processamento eletrônico - Google Patents

Sistema de processamento eletrônico

Info

Publication number
BR0111204A
BR0111204A BR0111204-0A BR0111204A BR0111204A BR 0111204 A BR0111204 A BR 0111204A BR 0111204 A BR0111204 A BR 0111204A BR 0111204 A BR0111204 A BR 0111204A
Authority
BR
Brazil
Prior art keywords
request
valid
coded number
value
redeemed
Prior art date
Application number
BR0111204-0A
Other languages
English (en)
Inventor
Scott Thomson
Andrew David Bailey
David North
Elizabeth Joy Sansom
Andrew Blackburn
Anne Walters
Original Assignee
Q P Q Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from GB0011915A external-priority patent/GB0011915D0/en
Application filed by Q P Q Ltd filed Critical Q P Q Ltd
Publication of BR0111204A publication Critical patent/BR0111204A/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/14—Payment architectures specially adapted for billing systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/29—Payment schemes or models characterised by micropayments

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

"SISTEMA DE PROCESSAMENTO ELETRôNICO". A invenção se refere a um processador eletrônico para uso no processamento de transações de caixa, compreendendo um processador eletrônico e um banco de dados. O processador tem: 1) uma interface para o recebimento de uma requisição de um elemento, usando o sistema para a geração de um número codificado, que representa um valor em dinheiro desejado a ser comprado em um terminal remoto, para o recebimento de uma requisição para a qual um número previamente alocado pode ser resgatado, para a transmissão para o terminal remoto de um número gerado e para a transmissão de uma mensagem para um terminal, indicando que uma requisição recebida para resgate é válida; 2) uma seção de validação, para se determinar se as requisições recebidas são válidas ou não; 3) uma seção de geração de número, para a geração de um número codificado, em resposta a uma requisição válida; e 4) uma seção de armazenamento, para o armazenamento de cada número gerado, em resposta a uma requisição válida em uma primeira tabela do banco de dados, e para o armazenamento do valor total de dinheiro representado pelos números codificados emitidos, os quais não foram resgatados em uma tabela de Fundo, e para a transferência de um número codificado para resgate, o qual foi validado em uma segunda tabela e diminuindo o valor total na tabela de Fundo pelo valor representado por cada número codificado para o qual um resgate validado requisitado é recebido, de modo que cada número codificado emitido nunca possa causar mais de um aumento no valor representado na tabela final e cada número codificado resgatado possa causar apenas uma diminuição no valor armazenado.
BR0111204-0A 2000-05-17 2001-05-17 Sistema de processamento eletrônico BR0111204A (pt)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
GB0011915A GB0011915D0 (en) 2000-05-17 2000-05-17 The virtual voucher
GB0109134A GB0109134D0 (en) 2000-05-17 2001-04-11 Electronic processing system
PCT/GB2001/002159 WO2001088863A2 (en) 2000-05-17 2001-05-17 Electronic processing system

Publications (1)

Publication Number Publication Date
BR0111204A true BR0111204A (pt) 2003-04-15

Family

ID=26244294

Family Applications (1)

Application Number Title Priority Date Filing Date
BR0111204-0A BR0111204A (pt) 2000-05-17 2001-05-17 Sistema de processamento eletrônico

Country Status (10)

Country Link
US (1) US20030158782A1 (pt)
EP (1) EP1287319A2 (pt)
JP (1) JP5694624B2 (pt)
CN (1) CN1288594C (pt)
AU (2) AU2001256518B2 (pt)
BR (1) BR0111204A (pt)
CA (1) CA2409204A1 (pt)
GB (1) GB2364816C (pt)
MX (1) MXPA02011328A (pt)
WO (1) WO2001088863A2 (pt)

Families Citing this family (31)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1188135A2 (en) 1998-12-23 2002-03-20 The Chase Manhattan Bank System and method for integrating trading operations including the generation, processing and tracking of trade documents
US8793160B2 (en) 1999-12-07 2014-07-29 Steve Sorem System and method for processing transactions
CA2409204A1 (en) * 2000-05-17 2001-11-22 Q.P.Q. Limited Electronic processing system
US7831467B1 (en) 2000-10-17 2010-11-09 Jpmorgan Chase Bank, N.A. Method and system for retaining customer loyalty
US8849716B1 (en) 2001-04-20 2014-09-30 Jpmorgan Chase Bank, N.A. System and method for preventing identity theft or misuse by restricting access
DE10129561A1 (de) * 2001-05-28 2003-02-27 Rasch Helmut Zahlungssystem und Verfahren zur Abwicklung bargeldlosen Zahlungsverkehrs
WO2002099598A2 (en) 2001-06-07 2002-12-12 First Usa Bank, N.A. System and method for rapid updating of credit information
US7266839B2 (en) 2001-07-12 2007-09-04 J P Morgan Chase Bank System and method for providing discriminated content to network users
US8020754B2 (en) 2001-08-13 2011-09-20 Jpmorgan Chase Bank, N.A. System and method for funding a collective account by use of an electronic tag
US7987501B2 (en) 2001-12-04 2011-07-26 Jpmorgan Chase Bank, N.A. System and method for single session sign-on
US8301493B2 (en) 2002-11-05 2012-10-30 Jpmorgan Chase Bank, N.A. System and method for providing incentives to consumers to share information
MXPA05004988A (es) * 2002-11-08 2005-12-05 Arbitration Forums Inc Un sistema y procedimiento para subrogacion electronica, manejo de flujo de trabajo entre organizaciones, procesamiento de transaccion entre organizaciones e interaccion de usuario con en una red informatica optimizada.
GB2412777B (en) * 2002-11-29 2005-11-30 Smart Voucher Plc Electronic processing system
GB0227958D0 (en) * 2002-11-29 2003-01-08 Q P Q Ltd Electronic processing system
US8306907B2 (en) 2003-05-30 2012-11-06 Jpmorgan Chase Bank N.A. System and method for offering risk-based interest rates in a credit instrument
US8175908B1 (en) 2003-09-04 2012-05-08 Jpmorgan Chase Bank, N.A. Systems and methods for constructing and utilizing a merchant database derived from customer purchase transactions data
US20100325044A1 (en) * 2005-05-10 2010-12-23 Sean Macguire System and Method for Accessing the Maximum Available Funds in an Electronic Financial Transaction
EP1882040A4 (en) * 2005-05-20 2008-06-11 Premd Inc DIRECT DETERMINATION OF SKIN PROTEIN IN SKIN SAMPLES TESTED BY TAPE-WRAPPING
US7401731B1 (en) 2005-05-27 2008-07-22 Jpmorgan Chase Bank, Na Method and system for implementing a card product with multiple customized relationships
US7925578B1 (en) 2005-08-26 2011-04-12 Jpmorgan Chase Bank, N.A. Systems and methods for performing scoring optimization
GB2432031B (en) * 2005-08-30 2010-01-20 Wijetunge Harold Prianne Anura The process for cash transfer from one mobile phone to another with access to cash instantly
EP2126815A4 (en) * 2006-09-13 2011-09-21 Tdp Inc INTEGRATED SYSTEM AND METHOD FOR MANAGING ELECTRONIC COUPONS
US7620596B2 (en) * 2007-06-01 2009-11-17 The Western Union Company Systems and methods for evaluating financial transaction risk
US8622308B1 (en) 2007-12-31 2014-01-07 Jpmorgan Chase Bank, N.A. System and method for processing transactions using a multi-account transactions device
US8463650B2 (en) * 2009-03-05 2013-06-11 Barclays Bank Delaware Systems and methods to initiate payments from electronic devices
US8554631B1 (en) 2010-07-02 2013-10-08 Jpmorgan Chase Bank, N.A. Method and system for determining point of sale authorization
US9058626B1 (en) 2013-11-13 2015-06-16 Jpmorgan Chase Bank, N.A. System and method for financial services device usage
US10339473B2 (en) * 2015-07-31 2019-07-02 Walmart Apollo, Llc Apparatus and method for executing on-line purchases
CN107016536B (zh) * 2017-01-16 2018-06-22 平安银行股份有限公司 交易处理的方法及交易服务器
JP7036580B2 (ja) * 2017-12-13 2022-03-15 グローリー株式会社 貨幣入金機及び会計システム
CN110046976B (zh) * 2018-11-30 2023-08-18 创新先进技术有限公司 对账方法和装置、服务器

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US5185695A (en) * 1988-07-14 1993-02-09 Pruchnicki Michael A Method and system for handling discount coupons by using centrally stored manufacturer coupons in place of paper coupons
JPH06103517B2 (ja) 1990-09-28 1994-12-14 株式会社寺岡精工 売上登録装置
US5227643A (en) * 1991-10-28 1993-07-13 Monarch Marking Systems, Inc. Barcode identification system
US5453601A (en) * 1991-11-15 1995-09-26 Citibank, N.A. Electronic-monetary system
US5901229A (en) * 1995-11-06 1999-05-04 Nippon Telegraph And Telephone Corp. Electronic cash implementing method using a trustee
US5855007A (en) * 1995-11-15 1998-12-29 Jovicic; Neboisa Electronic coupon communication system
US5798508A (en) * 1996-12-09 1998-08-25 Walker Asset Management, L.P. Postpaid traveler's checks
US6338049B1 (en) * 1997-03-05 2002-01-08 Walker Digital, Llc User-generated traveler's checks
JPH10307885A (ja) 1997-03-06 1998-11-17 N T T Data:Kk 電子マネーシステム、電子マネーカード、電子マネー取引方法及び記録媒体
US6044388A (en) * 1997-05-15 2000-03-28 International Business Machine Corporation Pseudorandom number generator
CA2297929A1 (en) * 1997-07-23 1999-02-04 At&T Corp. Currency independent electronic cash
US6336098B1 (en) * 1997-12-11 2002-01-01 International Business Machines Corp. Method for electronic distribution and redemption of coupons on the world wide web
JPH11175851A (ja) * 1997-12-11 1999-07-02 Hitachi Ltd 電子クーポン発行・引換システム
JP4220006B2 (ja) 1998-01-19 2009-02-04 大日本印刷株式会社 商品券管理システム
JP2908441B1 (ja) * 1998-06-25 1999-06-21 中国日本電気ソフトウェア株式会社 コンピュータシステムにおける識別子発生システム
JP2000040051A (ja) * 1998-07-23 2000-02-08 Toyo Commun Equip Co Ltd クライアント・サーバーシステムにおけるメッセージ伝送方法及び装置
WO2001054028A1 (en) * 2000-01-18 2001-07-26 Karen Macaluso Electronic cash for a financial transaction system
CA2409204A1 (en) * 2000-05-17 2001-11-22 Q.P.Q. Limited Electronic processing system

Also Published As

Publication number Publication date
MXPA02011328A (es) 2004-09-10
GB2364816C (en) 2010-02-17
AU2001256518B2 (en) 2005-03-10
AU5651801A (en) 2001-11-26
GB2364816A (en) 2002-02-06
US20030158782A1 (en) 2003-08-21
CA2409204A1 (en) 2001-11-22
WO2001088863A2 (en) 2001-11-22
GB0112070D0 (en) 2001-07-11
EP1287319A2 (en) 2003-03-05
JP2003533802A (ja) 2003-11-11
CN1443303A (zh) 2003-09-17
WO2001088863A3 (en) 2002-05-16
JP5694624B2 (ja) 2015-04-01
GB2364816B (en) 2003-10-29
CN1288594C (zh) 2006-12-06

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Legal Events

Date Code Title Description
B25A Requested transfer of rights approved

Owner name: SMART VOUCHER PLC (GB)

Free format text: TRANSFERIDO DE: Q.P.Q. LIMITED

B25D Requested change of name of applicant approved

Owner name: SMART VOUCHER LIMITED (GB)

Free format text: ALTERADO DE: SMART VOUCHER PLC

B25G Requested change of headquarter approved

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Free format text: SEDE ALTERADA CONFORME SOLICITADO NA PETICAO NO 020060125697/RJ DE 15/08/2006.

B25G Requested change of headquarter approved

Owner name: SMART VOUCHER LIMITED (GB)

Free format text: SEDE ALTERADA CONFORME SOLICITADO NA PETICAO NO 020070027327/RJ DE 06/03/2007.

B15K Others concerning applications: alteration of classification

Free format text: AS CLASSIFICACOES ANTERIORES ERAM: G07F 7/10 , G01G 1/14

Ipc: G06Q 20/00 (2006.01)

B07A Application suspended after technical examination (opinion) [chapter 7.1 patent gazette]
B07A Application suspended after technical examination (opinion) [chapter 7.1 patent gazette]
B09B Patent application refused [chapter 9.2 patent gazette]

Free format text: INDEFIRO O PEDIDO DE ACORDO COM O ARTIGO 8O COMBINADO COM ARTIGO 13 E ARTIGO 10 DA LPI

B09B Patent application refused [chapter 9.2 patent gazette]

Free format text: MANTIDO O INDEFERIMENTO UMA VEZ QUE NAO FOI APRESENTADO RECURSO DENTRO DO PRAZO LEGAL.