BRPI0513236A - conversão de moeda direta - Google Patents

conversão de moeda direta

Info

Publication number
BRPI0513236A
BRPI0513236A BRPI0513236-3A BRPI0513236A BRPI0513236A BR PI0513236 A BRPI0513236 A BR PI0513236A BR PI0513236 A BRPI0513236 A BR PI0513236A BR PI0513236 A BRPI0513236 A BR PI0513236A
Authority
BR
Brazil
Prior art keywords
card
customer
currency
currency conversion
equipment
Prior art date
Application number
BRPI0513236-3A
Other languages
English (en)
Inventor
Denis Cleary
Tim Ring
Original Assignee
Fexco
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from AU2004903810A external-priority patent/AU2004903810A0/en
Application filed by Fexco filed Critical Fexco
Publication of BRPI0513236A publication Critical patent/BRPI0513236A/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/381—Currency conversion
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

CONVERSãO DE MOEDA DIRETA. Esta invenção relaciona-se à conversão de moeda direta, isto é, a conversão de moeda automática no ponto de pagamento para transações de cartão. Em particular, ela se relaciona ao método para operar equipamento associado a uma transação financeira. O método inclui as etapas de: Apresentar um cartão relacionado à conta de um cliente. Registrar o número do cartão do cartão. Aplicar a totalidade ou parte do número do cartão a uma estrutura de árvore, e processar automaticamente aquele número pela árvore um bit de cada vez para chegar ao nó terminal da árvore codificado com informação relacionada à moeda da conta do cartão do cliente. Determinar a moeda da conta de cartão do cliente. Comparar a moeda da conta de cartão do cliente com uma ou mais moedas predeterminadas para o equipamento. Quando a comparação indicar moedas diferentes, fornecer serviços diretos de conversão de moeda. Em outros aspectos, trata-se do próprio equipamento, e o método de preparar uma estrutura de árvore para utilização pelo equipamento.
BRPI0513236-3A 2004-07-12 2005-07-06 conversão de moeda direta BRPI0513236A (pt)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
AU2004903810A AU2004903810A0 (en) 2004-07-12 Direct currency conversion
NZ53404504 2004-07-12
PCT/AU2005/000983 WO2006005104A1 (en) 2004-07-12 2005-07-06 Direct currency conversion

Publications (1)

Publication Number Publication Date
BRPI0513236A true BRPI0513236A (pt) 2008-04-29

Family

ID=35783427

Family Applications (1)

Application Number Title Priority Date Filing Date
BRPI0513236-3A BRPI0513236A (pt) 2004-07-12 2005-07-06 conversão de moeda direta

Country Status (22)

Country Link
US (2) US7953634B2 (pt)
EP (1) EP1774488A4 (pt)
JP (1) JP5095397B2 (pt)
KR (1) KR101144762B1 (pt)
CN (2) CN1989519A (pt)
AP (1) AP2239A (pt)
AU (1) AU2005262257B8 (pt)
BR (1) BRPI0513236A (pt)
CA (1) CA2573632A1 (pt)
CR (1) CR8836A (pt)
EC (1) ECSP077168A (pt)
EG (1) EG24651A (pt)
IL (1) IL180253A (pt)
MA (1) MA28785B1 (pt)
MX (1) MXPA06015221A (pt)
NI (1) NI200700008A (pt)
NO (1) NO20070772L (pt)
NZ (1) NZ551529A (pt)
RU (1) RU2408075C2 (pt)
SG (1) SG156615A1 (pt)
SM (1) SMAP200700001A (pt)
WO (1) WO2006005104A1 (pt)

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Also Published As

Publication number Publication date
US8671053B2 (en) 2014-03-11
MXPA06015221A (es) 2007-11-09
MA28785B1 (fr) 2007-08-01
KR20070034584A (ko) 2007-03-28
NI200700008A (es) 2008-01-03
CR8836A (es) 2008-08-20
IL180253A0 (en) 2007-07-04
CA2573632A1 (en) 2006-01-19
SMP200700001B (it) 2007-02-07
RU2007105108A (ru) 2008-08-20
AU2005262257B8 (en) 2011-08-04
US7953634B2 (en) 2011-05-31
AP2239A (en) 2011-05-27
CN102737343A (zh) 2012-10-17
WO2006005104A1 (en) 2006-01-19
EP1774488A1 (en) 2007-04-18
ECSP077168A (es) 2007-03-29
EG24651A (en) 2010-04-06
CN1989519A (zh) 2007-06-27
JP5095397B2 (ja) 2012-12-12
AU2005262257A1 (en) 2006-01-19
EP1774488A4 (en) 2010-05-19
US20110047073A1 (en) 2011-02-24
AP2007003913A0 (en) 2007-02-28
KR101144762B1 (ko) 2012-05-09
SG156615A1 (en) 2009-11-26
NO20070772L (no) 2007-02-09
IL180253A (en) 2013-08-29
NZ551529A (en) 2008-11-28
SMAP200700001A (it) 2007-02-07
AU2005262257B2 (en) 2011-03-24
JP2008506202A (ja) 2008-02-28
RU2408075C2 (ru) 2010-12-27
US20070214054A1 (en) 2007-09-13

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Legal Events

Date Code Title Description
B25A Requested transfer of rights approved

Owner name: FEXCO MERCHANT SERVICES (IE)

B07A Application suspended after technical examination (opinion) [chapter 7.1 patent gazette]
B09B Patent application refused [chapter 9.2 patent gazette]
B09B Patent application refused [chapter 9.2 patent gazette]