BRPI0811763A2 - Método para completar uma transação, meio legível por computador, servidor, e, telefone - Google Patents

Método para completar uma transação, meio legível por computador, servidor, e, telefone

Info

Publication number
BRPI0811763A2
BRPI0811763A2 BRPI0811763-2A2A BRPI0811763A BRPI0811763A2 BR PI0811763 A2 BRPI0811763 A2 BR PI0811763A2 BR PI0811763 A BRPI0811763 A BR PI0811763A BR PI0811763 A2 BRPI0811763 A2 BR PI0811763A2
Authority
BR
Brazil
Prior art keywords
transaction
completing
phone
server
computer
Prior art date
Application number
BRPI0811763-2A2A
Other languages
English (en)
Inventor
Kiushan Pirzadeh
Simon John Hurry
Thomas Manessis
Original Assignee
Visa Int Service Ass
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Int Service Ass filed Critical Visa Int Service Ass
Publication of BRPI0811763A2 publication Critical patent/BRPI0811763A2/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/34—User authentication involving the use of external additional devices, e.g. dongles or smart cards
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F2221/00—Indexing scheme relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F2221/21—Indexing scheme relating to G06F21/00 and subgroups addressing additional information or applications relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F2221/2103—Challenge-response
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F2221/00—Indexing scheme relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F2221/21—Indexing scheme relating to G06F21/00 and subgroups addressing additional information or applications relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F2221/2135—Metering
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F2221/00—Indexing scheme relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F2221/21—Indexing scheme relating to G06F21/00 and subgroups addressing additional information or applications relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F2221/2141—Access rights, e.g. capability lists, access control lists, access tables, access matrices

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Computer Security & Cryptography (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • General Engineering & Computer Science (AREA)
  • Computer Hardware Design (AREA)
  • Software Systems (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
BRPI0811763-2A2A 2007-05-18 2008-05-16 Método para completar uma transação, meio legível por computador, servidor, e, telefone BRPI0811763A2 (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US93894607P 2007-05-18 2007-05-18
PCT/US2008/063868 WO2008144487A1 (en) 2007-05-18 2008-05-16 Method and system for payment authorization and card presentation using pre-issued identities

Publications (1)

Publication Number Publication Date
BRPI0811763A2 true BRPI0811763A2 (pt) 2014-11-11

Family

ID=40028527

Family Applications (1)

Application Number Title Priority Date Filing Date
BRPI0811763-2A2A BRPI0811763A2 (pt) 2007-05-18 2008-05-16 Método para completar uma transação, meio legível por computador, servidor, e, telefone

Country Status (4)

Country Link
US (2) US8725638B2 (pt)
BR (1) BRPI0811763A2 (pt)
CA (1) CA2686280A1 (pt)
WO (1) WO2008144487A1 (pt)

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US8352323B2 (en) * 2007-11-30 2013-01-08 Blaze Mobile, Inc. Conducting an online payment transaction using an NFC enabled mobile communication device
US20090249430A1 (en) * 2008-03-25 2009-10-01 Novell, Inc. Claim category handling
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US9953313B2 (en) 2008-05-09 2018-04-24 Verient, Inc. System and method for distributed payment products
US20120271757A9 (en) * 2008-05-09 2012-10-25 Shakkarwar Rajesh G Systems and methods for managing accounts payable
US11080678B2 (en) 2008-05-09 2021-08-03 Verient, Inc. Payment processing platform
US8561172B2 (en) * 2008-08-29 2013-10-15 Novell Intellectual Property Holdings, Inc. System and method for virtual information cards
US9824355B2 (en) 2008-09-22 2017-11-21 Visa International Service Association Method of performing transactions with contactless payment devices using pre-tap and two-tap operations
US8977567B2 (en) 2008-09-22 2015-03-10 Visa International Service Association Recordation of electronic payment transaction information
US10706402B2 (en) 2008-09-22 2020-07-07 Visa International Service Association Over the air update of payment transaction data stored in secure memory
US9842356B2 (en) * 2008-12-17 2017-12-12 Iii Holdings 1, Llc System, method, apparatus and computer program product for interfacing a multi-card radio frequency (RF) device with a mobile communications device
US8632003B2 (en) 2009-01-27 2014-01-21 Novell, Inc. Multiple persona information cards
US8825548B2 (en) * 2009-06-30 2014-09-02 Ebay Inc. Secure authentication between multiple parties
AU2012217606A1 (en) * 2011-02-16 2013-05-09 Visa International Service Association Snap mobile payment apparatuses, methods and systems
US8880886B2 (en) 2011-05-26 2014-11-04 First Data Corporation Systems and methods for authenticating mobile devices
US9985942B2 (en) * 2012-07-30 2018-05-29 Weckey Portable sign-in service
US9009817B1 (en) 2013-03-12 2015-04-14 Open Invention Network, Llc Virtual smart card to perform security-critical operations
US10210507B2 (en) 2014-05-23 2019-02-19 Alibaba Group Holding Limited Performing transactions using virtual card values
FR3023640B1 (fr) * 2014-07-10 2016-08-12 Roam Data Inc Procede de gestion d'une transaction, serveur, produit programme d'ordinateur et medium de stockage correspondants.
US20160086169A1 (en) * 2014-09-22 2016-03-24 CafeX Communications, Ltd. Automated customer assistance process for tokenized payment services
US20160125393A1 (en) * 2014-11-05 2016-05-05 Calay Venture S.à r.l. Virtual card
CN104601448B (zh) * 2015-01-12 2017-11-28 腾讯科技（深圳）有限公司 一种对虚拟卡片进行处理的方法和装置
US11562353B2 (en) * 2015-11-24 2023-01-24 Mastercard International Incorporated Method and system for gross settlement by use of an opaque blockchain
WO2017104288A1 (ja) * 2015-12-14 2017-06-22 株式会社エヌティーアイ 決済システム、ユーザ端末及びそれで実行される方法、決済装置及びそれで実行される方法、並びにプログラム
US10218694B2 (en) 2016-11-22 2019-02-26 Bank Of America Corporation Securely orchestrating events initiated at remote servers using a certificate server
US20180232793A1 (en) * 2017-02-15 2018-08-16 Amadeus S.A.S. Enhanced meta-search engine
US20200013048A1 (en) * 2018-07-03 2020-01-09 Radpay, Inc. Blockchain-based secure payment system
US11663590B2 (en) 2018-08-01 2023-05-30 Visa International Service Association Privacy-preserving assertion system and method
CN114445072A (zh) * 2020-10-30 2022-05-06 富泰华工业（深圳）有限公司 区块链交易方法及区块链交易系统
US12021861B2 (en) 2021-01-04 2024-06-25 Bank Of America Corporation Identity verification through multisystem cooperation

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US20010037254A1 (en) * 2000-03-09 2001-11-01 Adi Glikman System and method for assisting a customer in purchasing a commodity using a mobile device
CA2305249A1 (en) * 2000-04-14 2001-10-14 Branko Sarcanin Virtual safe
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US20030073471A1 (en) 2001-10-17 2003-04-17 Advantage Partners Llc Method and system for providing an environment for the delivery of interactive gaming services
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US7360694B2 (en) * 2003-01-23 2008-04-22 Mastercard International Incorporated System and method for secure telephone and computer transactions using voice authentication
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Also Published As

Publication number Publication date
US8725638B2 (en) 2014-05-13
US20140207684A1 (en) 2014-07-24
CA2686280A1 (en) 2008-11-27
AU2008254851A1 (en) 2008-11-27
US20080288404A1 (en) 2008-11-20
WO2008144487A1 (en) 2008-11-27
US9818112B2 (en) 2017-11-14

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Legal Events

Date Code Title Description
B08F Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette]

Free format text: REFERENTE A 7A ANUIDADE.

B08K Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette]

Free format text: EM VIRTUDE DO ARQUIVAMENTO PUBLICADO NA RPI 2329 DE 25-08-2015 E CONSIDERANDO AUSENCIA DE MANIFESTACAO DENTRO DOS PRAZOS LEGAIS, INFORMO QUE CABE SER MANTIDO O ARQUIVAMENTO DO PEDIDO DE PATENTE, CONFORME O DISPOSTO NO ARTIGO 12, DA RESOLUCAO 113/2013.

B350 Update of information on the portal [chapter 15.35 patent gazette]