CA3077167C - Procede et systeme de paiement de transaction de reseau - Google Patents

Procede et systeme de paiement de transaction de reseau Download PDF

Info

Publication number
CA3077167C
CA3077167C CA3077167A CA3077167A CA3077167C CA 3077167 C CA3077167 C CA 3077167C CA 3077167 A CA3077167 A CA 3077167A CA 3077167 A CA3077167 A CA 3077167A CA 3077167 C CA3077167 C CA 3077167C
Authority
CA
Canada
Prior art keywords
payment
amount
server
certificate
terminal
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Active
Application number
CA3077167A
Other languages
English (en)
Other versions
CA3077167A1 (fr
Inventor
Yi Zhang
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
10353744 Canada Ltd
Original Assignee
10353744 Canada Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 10353744 Canada Ltd filed Critical 10353744 Canada Ltd
Priority to CA3077167A priority Critical patent/CA3077167C/fr
Publication of CA3077167A1 publication Critical patent/CA3077167A1/fr
Application granted granted Critical
Publication of CA3077167C publication Critical patent/CA3077167C/fr
Active legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q2220/00—Business processing using cryptography
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/50—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols using hash chains, e.g. blockchains or hash trees

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Il est décrit un procédé et un système de paiement de transaction de réseau. Le procédé comprend les étapes suivantes : (102) un premier terminal envoie un certificat de crédit et un paquet de données dinformations dachat à un deuxième terminal; (103) le deuxième terminal analyse le paquet de données dinformations dachat pour obtenir un montant de paiement, et détermine si le montant de paiement est inférieur ou égal à un montant de facturation correspondant au certificat de crédit; si cest le cas, (104) le deuxième terminal envoie une demande de réception comprenant le montant de paiement et le certificat de crédit à un deuxième serveur; (105) le deuxième serveur envoie une demande de paiement comprenant le certificat de crédit et le montant de paiement à un premier serveur; (106) le deuxième serveur reçoit un certificat de paiement envoyé par le deuxième terminal, et envoie le certificat de paiement au premier serveur; (107) le premier serveur vérifie la validité du certificat de paiement, et, après succès de la vérification, en fonction du certificat de crédit, débloque des fonds dun paiement de marchandises correspondant à un compte de paiement; (108) le premier serveur transfère les fonds sur un compte de réception prédéfini par lintermédiaire du deuxième serveur. Le système et le procédé améliorent la sécurité des fonds dune transaction de réseau.
CA3077167A 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau Active CA3077167C (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CA3077167A CA3077167C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
CA3077167A CA3077167C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau
CA2986821A CA2986821C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau
PCT/CN2015/078131 WO2016172973A1 (fr) 2015-04-30 2015-04-30 Procédé et système de paiement de transaction de réseau

Related Parent Applications (1)

Application Number Title Priority Date Filing Date
CA2986821A Division CA2986821C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau

Publications (2)

Publication Number Publication Date
CA3077167A1 CA3077167A1 (fr) 2016-11-03
CA3077167C true CA3077167C (fr) 2023-04-25

Family

ID=57199017

Family Applications (8)

Application Number Title Priority Date Filing Date
CA3077320A Active CA3077320C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau
CA3077206A Active CA3077206C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau
CA2986821A Active CA2986821C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau
CA3077298A Active CA3077298C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau
CA3077138A Active CA3077138C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau
CA3077249A Active CA3077249C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau
CA3077167A Active CA3077167C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau
CA3077154A Active CA3077154C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau

Family Applications Before (6)

Application Number Title Priority Date Filing Date
CA3077320A Active CA3077320C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau
CA3077206A Active CA3077206C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau
CA2986821A Active CA2986821C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau
CA3077298A Active CA3077298C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau
CA3077138A Active CA3077138C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau
CA3077249A Active CA3077249C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau

Family Applications After (1)

Application Number Title Priority Date Filing Date
CA3077154A Active CA3077154C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau

Country Status (3)

Country Link
CN (1) CN106462837A (fr)
CA (8) CA3077320C (fr)
WO (1) WO2016172973A1 (fr)

Families Citing this family (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20190370791A1 (en) * 2018-05-30 2019-12-05 International Business Machines Corporation Distributing cryptographic asset returns
CN109191122B (zh) * 2018-08-10 2023-06-20 中国银行股份有限公司 一种获取交易信息凭证的方法及装置
CN111192104A (zh) * 2018-11-15 2020-05-22 来涛 一种基于网络平台的商品交易方法及系统
CN111047323A (zh) * 2020-01-04 2020-04-21 链农(深圳)信息科技有限公司 基于区块链的信用交易方法、装置及硬件设备
CN111815312A (zh) * 2020-06-24 2020-10-23 霓检有限公司 付款方法、装置和收款方服务器
CN111986021B (zh) * 2020-08-19 2022-06-03 支付宝(杭州)信息技术有限公司 一种跨境收汇的分批解付方法、装置及设备
KR102326541B1 (ko) * 2021-02-05 2021-11-16 쿠팡 주식회사 아이템 판매 정보 처리를 위한 전자 장치 및 그 방법
CN114004617B (zh) * 2021-12-24 2022-04-15 浙江口碑网络技术有限公司 凭证核销方法及装置、存储介质、计算机设备
CN114387735A (zh) * 2022-03-22 2022-04-22 北京三快在线科技有限公司 一种提取货物的方法、装置及系统
CN117829831A (zh) * 2023-03-14 2024-04-05 张志明 一种延时付款系统及方法
CN121120048A (zh) * 2025-11-11 2025-12-12 钱塘征信有限公司 基于信用的交易处理方法及装置

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2014146226A1 (fr) * 2013-03-18 2014-09-25 深圳市银信网银科技有限公司 Procédé et système de génération d'un paquet de données avec numéro de série
CN110070357B (zh) * 2013-07-19 2024-05-17 创新先进技术有限公司 数据处理方法、装置和系统
CN103489104A (zh) * 2013-09-18 2014-01-01 俞强华 安全支付方法及系统

Also Published As

Publication number Publication date
CA3077249A1 (fr) 2016-11-03
CA3077138A1 (fr) 2016-11-03
CN106462837A (zh) 2017-02-22
CA3077167A1 (fr) 2016-11-03
CA3077154A1 (fr) 2016-11-03
CA3077154C (fr) 2023-06-27
CA3077298A1 (fr) 2016-11-03
CA3077320A1 (fr) 2016-11-03
CA3077138C (fr) 2023-06-27
WO2016172973A1 (fr) 2016-11-03
CA3077298C (fr) 2023-06-27
CA2986821A1 (fr) 2016-11-03
CA3077206C (fr) 2023-09-12
CA3077320C (fr) 2023-05-09
CA3077249C (fr) 2023-05-02
CA3077206A1 (fr) 2016-11-03
CA2986821C (fr) 2022-02-22

Similar Documents

Publication Publication Date Title
CA3077167C (fr) Procede et systeme de paiement de transaction de reseau
US20130030941A1 (en) Method of providing cash and cash equivalent for electronic transactions
US20080195499A1 (en) Method Of Providing Cash And Cash Equivalent For Electronic Transctions
JP2021531600A5 (fr)
TW201810145A (zh) 線上支付方法及設備
CA2994878C (fr) Procede, dispositif et systeme de determination de destinataire de certificat electronique
US20150026037A1 (en) System, method and apparatus to provide a multi-channel retail layaway service using physical retail point-of-sale and on-line virtual payment systems
US20160284022A1 (en) System and method for automated digital currency savings platform
CA2986799C (fr) Procede et systeme de remboursement de transactions de reseau
US20050015304A1 (en) Secure purchasing over the internet
US8600825B2 (en) Payment service provision with reduced transaction costs
JP7808344B2 (ja) デジタル通貨プラットフォームサービスを提供する方法、及びそのためのシステム
CA2986827C (fr) Procede de paiement de transaction de reseau, procede de reception de transaction de reseau et procede et systeme de paiement de transaction de reseau
US20210174348A1 (en) Electronic escrow system
CN106372913A (zh) 电子凭证的履约信息传输方法、装置及系统
KR102684452B1 (ko) 암호화폐 p2p 안전거래 방법 및 시스템
KR102825973B1 (ko) 암호화폐 송금 중계 시스템 및 서버
KR20100119229A (ko) 후불 결제 방법 및 시스템과 이를 위한 기록매체
CN116128490A (zh) 资金使用时间限制的网络电子支付方法
KR20170073563A (ko) 전자 상거래용 양방향 에스크로 서비스 제공 방법 및 장치
KR20130014100A (ko) 국제간 환율 정산 지급 결제 시스템 및 이를 이용한 지급 결제 방법
CN106709720A (zh) 电子凭证的履约信息传输方法、装置及系统
WO2017012021A1 (fr) Procédé, système et dispositif pour délivrer en lots des certificats électroniques
WO2017012007A1 (fr) Procédé, système et dispositif pour transférer le droit de confirmer la délivrance d'un certificat électronique
CN106372912A (zh) 电子凭证的解付信息传输方法、装置及系统

Legal Events

Date Code Title Description
EEER Examination request

Effective date: 20200330

MPN Maintenance fee for patent paid

Free format text: FEE DESCRIPTION TEXT: MF (PATENT, 10TH ANNIV.) - STANDARD

Year of fee payment: 10

U00 Fee paid

Free format text: ST27 STATUS EVENT CODE: A-4-4-U10-U00-U101 (AS PROVIDED BY THE NATIONAL OFFICE); EVENT TEXT: MAINTENANCE REQUEST RECEIVED

Effective date: 20241220

U11 Full renewal or maintenance fee paid

Free format text: ST27 STATUS EVENT CODE: A-4-4-U10-U11-U102 (AS PROVIDED BY THE NATIONAL OFFICE); EVENT TEXT: MAINTENANCE FEE PAYMENT DETERMINED COMPLIANT

Effective date: 20241220

Free format text: ST27 STATUS EVENT CODE: A-4-4-U10-U11-U102 (AS PROVIDED BY THE NATIONAL OFFICE); EVENT TEXT: MAINTENANCE FEE PAYMENT PAID IN FULL

Effective date: 20241220

MPN Maintenance fee for patent paid

Free format text: FEE DESCRIPTION TEXT: MF (PATENT, 11TH ANNIV.) - STANDARD

Year of fee payment: 11

U00 Fee paid

Free format text: ST27 STATUS EVENT CODE: A-4-4-U10-U00-U101 (AS PROVIDED BY THE NATIONAL OFFICE); EVENT TEXT: MAINTENANCE REQUEST RECEIVED

Effective date: 20251222

U11 Full renewal or maintenance fee paid

Free format text: ST27 STATUS EVENT CODE: A-4-4-U10-U11-U102 (AS PROVIDED BY THE NATIONAL OFFICE); EVENT TEXT: MAINTENANCE FEE PAYMENT PAID IN FULL

Effective date: 20251222