CA3077249A1 - Procede et systeme de paiement de transaction de reseau - Google Patents

Procede et systeme de paiement de transaction de reseau Download PDF

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Publication number
CA3077249A1
CA3077249A1 CA3077249A CA3077249A CA3077249A1 CA 3077249 A1 CA3077249 A1 CA 3077249A1 CA 3077249 A CA3077249 A CA 3077249A CA 3077249 A CA3077249 A CA 3077249A CA 3077249 A1 CA3077249 A1 CA 3077249A1
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CA
Canada
Prior art keywords
server
payment
terminal
amount
certificate
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Granted
Application number
CA3077249A
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English (en)
Other versions
CA3077249C (fr
Inventor
Yi Zhang
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10353744 Canada Ltd
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10353744 Canada Ltd
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Publication date
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Priority to CA3077249A priority Critical patent/CA3077249C/fr
Publication of CA3077249A1 publication Critical patent/CA3077249A1/fr
Application granted granted Critical
Publication of CA3077249C publication Critical patent/CA3077249C/fr
Active legal-status Critical Current
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Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q2220/00—Business processing using cryptography
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/50—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols using hash chains, e.g. blockchains or hash trees

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Il est décrit un procédé et un système de paiement de transaction de réseau. Le procédé comprend les étapes suivantes : (102) un premier terminal envoie un certificat de crédit et un paquet de données d'informations d'achat à un deuxième terminal; (103) le deuxième terminal analyse le paquet de données d'informations d'achat pour obtenir un montant de paiement, et détermine si le montant de paiement est inférieur ou égal à un montant de facturation correspondant au certificat de crédit; si c'est le cas, (104) le deuxième terminal envoie une demande de réception comprenant le montant de paiement et le certificat de crédit à un deuxième serveur; (105) le deuxième serveur envoie une demande de paiement comprenant le certificat de crédit et le montant de paiement à un premier serveur; (106) le deuxième serveur reçoit un certificat de paiement envoyé par le deuxième terminal, et envoie le certificat de paiement au premier serveur; (107) le premier serveur vérifie la validité du certificat de paiement, et, après succès de la vérification, en fonction du certificat de crédit, débloque des fonds d'un paiement de marchandises correspondant à un compte de paiement; (108) le premier serveur transfère les fonds sur un compte de réception prédéfini par l'intermédiaire du deuxième serveur. Le système et le procédé améliorent la sécurité des fonds d'une transaction de réseau.
CA3077249A 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau Active CA3077249C (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CA3077249A CA3077249C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
CA2986821A CA2986821C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau
CA3077249A CA3077249C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau
PCT/CN2015/078131 WO2016172973A1 (fr) 2015-04-30 2015-04-30 Procédé et système de paiement de transaction de réseau

Related Parent Applications (1)

Application Number Title Priority Date Filing Date
CA2986821A Division CA2986821C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau

Publications (2)

Publication Number Publication Date
CA3077249A1 true CA3077249A1 (fr) 2016-11-03
CA3077249C CA3077249C (fr) 2023-05-02

Family

ID=57199017

Family Applications (8)

Application Number Title Priority Date Filing Date
CA3077320A Active CA3077320C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau
CA3077206A Active CA3077206C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau
CA2986821A Active CA2986821C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau
CA3077298A Active CA3077298C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau
CA3077138A Active CA3077138C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau
CA3077249A Active CA3077249C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau
CA3077167A Active CA3077167C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau
CA3077154A Active CA3077154C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau

Family Applications Before (5)

Application Number Title Priority Date Filing Date
CA3077320A Active CA3077320C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau
CA3077206A Active CA3077206C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau
CA2986821A Active CA2986821C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau
CA3077298A Active CA3077298C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau
CA3077138A Active CA3077138C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau

Family Applications After (2)

Application Number Title Priority Date Filing Date
CA3077167A Active CA3077167C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau
CA3077154A Active CA3077154C (fr) 2015-04-30 2015-04-30 Procede et systeme de paiement de transaction de reseau

Country Status (3)

Country Link
CN (1) CN106462837A (fr)
CA (8) CA3077320C (fr)
WO (1) WO2016172973A1 (fr)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
TWI889764B (zh) * 2021-02-05 2025-07-11 韓商韓領有限公司 處理物品銷售資訊之電子設備及非暫時性電腦可讀記錄媒體及其方法

Families Citing this family (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20190370791A1 (en) * 2018-05-30 2019-12-05 International Business Machines Corporation Distributing cryptographic asset returns
CN109191122B (zh) * 2018-08-10 2023-06-20 中国银行股份有限公司 一种获取交易信息凭证的方法及装置
CN111192104A (zh) * 2018-11-15 2020-05-22 来涛 一种基于网络平台的商品交易方法及系统
CN111047323A (zh) * 2020-01-04 2020-04-21 链农(深圳)信息科技有限公司 基于区块链的信用交易方法、装置及硬件设备
CN111815312A (zh) * 2020-06-24 2020-10-23 霓检有限公司 付款方法、装置和收款方服务器
CN111986021B (zh) * 2020-08-19 2022-06-03 支付宝(杭州)信息技术有限公司 一种跨境收汇的分批解付方法、装置及设备
CN114004617B (zh) * 2021-12-24 2022-04-15 浙江口碑网络技术有限公司 凭证核销方法及装置、存储介质、计算机设备
CN114387735A (zh) * 2022-03-22 2022-04-22 北京三快在线科技有限公司 一种提取货物的方法、装置及系统
CN117829831A (zh) * 2023-03-14 2024-04-05 张志明 一种延时付款系统及方法
CN121120048A (zh) * 2025-11-11 2025-12-12 钱塘征信有限公司 基于信用的交易处理方法及装置

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2014146226A1 (fr) * 2013-03-18 2014-09-25 深圳市银信网银科技有限公司 Procédé et système de génération d'un paquet de données avec numéro de série
CN110070357B (zh) * 2013-07-19 2024-05-17 创新先进技术有限公司 数据处理方法、装置和系统
CN103489104A (zh) * 2013-09-18 2014-01-01 俞强华 安全支付方法及系统

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
TWI889764B (zh) * 2021-02-05 2025-07-11 韓商韓領有限公司 處理物品銷售資訊之電子設備及非暫時性電腦可讀記錄媒體及其方法
TWI912219B (zh) * 2021-02-05 2026-01-11 韓商韓領有限公司 處理物品銷售資訊之電子設備及非暫時性電腦可讀記錄媒體及其方法

Also Published As

Publication number Publication date
CA3077138A1 (fr) 2016-11-03
CN106462837A (zh) 2017-02-22
CA3077167A1 (fr) 2016-11-03
CA3077154A1 (fr) 2016-11-03
CA3077154C (fr) 2023-06-27
CA3077298A1 (fr) 2016-11-03
CA3077320A1 (fr) 2016-11-03
CA3077138C (fr) 2023-06-27
WO2016172973A1 (fr) 2016-11-03
CA3077298C (fr) 2023-06-27
CA2986821A1 (fr) 2016-11-03
CA3077206C (fr) 2023-09-12
CA3077320C (fr) 2023-05-09
CA3077167C (fr) 2023-04-25
CA3077249C (fr) 2023-05-02
CA3077206A1 (fr) 2016-11-03
CA2986821C (fr) 2022-02-22

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