CN102682002A - Method for obtaining payment shopping guide information of mobile terminal and system thereof - Google Patents
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- G06Q20/00—Payment architectures, schemes or protocols
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Abstract
本发明公开了一种移动支付导购信息的获取方法及其系统,以提供能够及时有效地获取支持移动终端支付业务的商铺的地址信息的方法。方法包括:移动终端输出移动支付导购信息查询请求;定位服务器在接收到所述移动终端输出的移动支付导购信息查询请求时,定位出所述移动终端当前所处的地理位置信息,并输出商铺地址信息查询请求;信息查询服务器在接收到所述定位服务器发送的商铺地址信息查询请求时,根据所述地理位置信息获取相应的能够支持移动终端支付业务的商铺的地址信息,并将获取的商铺的地址信息通过所述定位服务器发送给所述移动终端。采用本发明技术方案,提供了能够及时有效地获取支持移动终端支付业务的商铺的地址信息的方法。
The invention discloses a method and system for acquiring mobile payment shopping guide information, in order to provide a method capable of timely and effectively acquiring address information of shops supporting mobile terminal payment services. The method includes: the mobile terminal outputs a mobile payment shopping guide information query request; when the positioning server receives the mobile payment shopping guide information query request output by the mobile terminal, locates the current geographical location information of the mobile terminal, and outputs the store address Information query request; when the information query server receives the store address information query request sent by the positioning server, it obtains the address information of the corresponding store that can support the mobile terminal payment service according to the geographic location information, and uses the acquired store address information The address information is sent to the mobile terminal through the positioning server. By adopting the technical solution of the invention, a method capable of timely and effectively acquiring the address information of shops supporting mobile terminal payment services is provided.
Description
技术领域 technical field
本发明涉及通信领域,尤其涉及一种移动终端支付导购信息的获取方法及其系统。The invention relates to the communication field, in particular to a method and system for acquiring payment guide information of a mobile terminal.
背景技术 Background technique
目前,实现移动终端支付业务主要采用运营商和银行相互合作来实现,具体可如下:用户可通过移动终端(如手机或其他移动通讯设备)在运营商服务器提供的支付平台进行缴费、支付等交易操作;运营商服务器将用户进行缴费、支付等操作的后台信息及时打包整理得到报文,并该报文通过网上银行或其他途径发送到银行服务器;银行服务器在接收到运营商服务器发送的报文,确认用户交易成功,并将交易成功信息反馈给运营商服务器;运营商服务器通过银行服务器反馈的交易成功信息确定所述用户缴费成功。At present, the realization of mobile terminal payment business is mainly realized through mutual cooperation between operators and banks. The details can be as follows: users can use mobile terminals (such as mobile phones or other mobile communication devices) to pay fees, pay and other transactions on the payment platform provided by the operator's server. operation; the operator's server packs and organizes the background information of the user's payment, payment and other operations in a timely manner to obtain a message, and sends the message to the bank server through online banking or other means; the bank server receives the message sent by the operator's server , confirming that the user's transaction is successful, and feeding back transaction success information to the operator server; the operator server determines that the user's payment is successful through the transaction success information fed back by the bank server.
上述方式虽然能够简便的实现移动终端支付业务,但是目前能够支持该种移动支付业务的商铺较少,因此,用户在大多数商铺中仍然使用现金或银行卡等方式进行支付;因此,用户需要使用移动终端支付业务时,如何能够及时的了解到其所在位置的附近是否具有支持移动终端支付业务的商铺,则成为较为关注的问题,目前还没有提出一种能够及时有效的为用户提供其所在位置附近具有能够支持移动终端支付业务的商铺的地址信息的方法。Although the above method can easily realize the mobile terminal payment service, there are few shops that can support this kind of mobile payment service at present, so users still use cash or bank cards to pay in most shops; therefore, users need to use When mobile terminals pay for business, how to know in a timely manner whether there are shops that support mobile terminal payment services near their location has become a more concerned issue. At present, there is no way to provide users with timely and effective information about their location. The method has the address information of the shops that can support the mobile terminal payment service nearby.
发明内容 Contents of the invention
针对现有技术存在的上述技术问题,本发明实施例提供一种移动支付导购信息的获取方法及其系统,以提供一种能够及时有效地获取支持移动终端支付业务的商铺的地址信息的方法。Aiming at the above-mentioned technical problems existing in the prior art, embodiments of the present invention provide a method and system for obtaining mobile payment shopping guide information, so as to provide a method for timely and effectively obtaining address information of shops that support mobile terminal payment services.
一种移动支付导购信息的获取系统,包括:A mobile payment shopping guide information acquisition system, comprising:
移动终端,用于输出移动支付导购信息查询请求,所述移动支付导购信息查询请求用于表征查询能够支持移动终端支付业务的商铺的请求;The mobile terminal is used to output a mobile payment shopping guide information query request, and the mobile payment shopping guide information query request is used to represent a request for querying shops that can support mobile terminal payment services;
定位服务器,用于在接收到所述移动终端输出的移动支付导购信息查询请求时,定位出所述移动终端当前所处的地理位置信息,并输出商铺地址信息查询请求,所述商铺地址信息查询请求中携带有所述地理位置信息;The positioning server is configured to locate the current geographic location information of the mobile terminal when receiving the mobile payment shopping guide information query request output by the mobile terminal, and output a store address information query request, and the store address information query The request carries the geographic location information;
信息查询服务器,用于在接收到所述定位服务器发送的商铺地址信息查询请求时,根据所述地理位置信息获取相应的能够支持移动终端支付业务的商铺的地址信息,并将获取的商铺的地址信息通过所述定位服务器发送给所述移动终端。The information query server is configured to obtain address information of corresponding shops that can support mobile terminal payment services according to the geographical position information when receiving the shop address information query request sent by the positioning server, and send the obtained shop address information to The information is sent to the mobile terminal through the positioning server.
一种移动支付导购信息的获取方法,包括:A method for acquiring mobile payment shopping guide information, comprising:
移动终端输出移动支付导购信息查询请求,所述移动支付导购信息查询请求用于表征查询能够支持移动终端支付业务的商铺的请求;The mobile terminal outputs a mobile payment shopping guide information query request, and the mobile payment shopping guide information query request is used to represent a request for querying shops that can support mobile terminal payment services;
定位服务器在接收到所述移动终端输出的移动支付导购信息查询请求时,定位出所述移动终端当前所处的地理位置信息,并输出商铺地址信息查询请求,所述商铺地址信息查询请求中携带有所述地理位置信息;When the positioning server receives the mobile payment shopping guide information query request output by the mobile terminal, it locates the current geographic location information of the mobile terminal, and outputs a shop address information query request, and the shop address information query request carries have the geographic location information;
信息查询服务器在接收到所述定位服务器发送的商铺地址信息查询请求时,根据所述地理位置信息获取相应的能够支持移动终端支付业务的商铺的地址信息,并将获取的商铺的地址信息通过所述定位服务器发送给所述移动终端。When the information query server receives the store address information query request sent by the positioning server, it obtains the address information of the corresponding store that can support the mobile terminal payment service according to the geographic location information, and passes the acquired address information of the store through the The positioning server sends it to the mobile terminal.
本发明实施例中,定位服务器在接收到移动终端输出的移动支付导购信息查询请求时,定位出该移动终端当前所处的地理位置信息,并向信息查询服务器获取与该地理位置信息对应的能够支持移动终端支付业务的商铺的地址信息;定位服务器将从信息查询服务器获取的商铺的地址信息发送给所述移动终端,以便所述移动终端能够及时的查询其所在地理位置附近能支持移动终端支付业务的商铺的具体地址信息,从而为用户提供一种及时有效的获取商铺地址信息的方法,为用户进行移动终端支付交易提供便利。In the embodiment of the present invention, when the positioning server receives the mobile payment shopping guide information query request output by the mobile terminal, it locates the current geographic location information of the mobile terminal, and obtains the information corresponding to the geographic location information from the information query server. The address information of the shops that support the mobile terminal payment service; the positioning server sends the address information of the shops obtained from the information query server to the mobile terminal, so that the mobile terminal can timely inquire about its geographical location and support mobile terminal payment The specific address information of the business store, so as to provide a timely and effective method for the user to obtain the address information of the store, and provide convenience for the user to conduct mobile terminal payment transactions.
附图说明 Description of drawings
图1为本发明实施例中移动支付导购信息的获取装置的结构示意图;FIG. 1 is a schematic structural diagram of a device for acquiring mobile payment shopping guide information in an embodiment of the present invention;
图2为本发明实施例中移动终端的结构示意图;FIG. 2 is a schematic structural diagram of a mobile terminal in an embodiment of the present invention;
图3为本发明实施例中获取移动支付导购信息的方法流程图。Fig. 3 is a flowchart of a method for obtaining mobile payment shopping guide information in an embodiment of the present invention.
具体实施方式 Detailed ways
针对现有技术存在的上述技术问题,本发明实施例提供一种移动支付导购信息的获取方法及其系统,以提供一种能够及时有效地获取支持移动终端支付业务的商铺的地址信息的方法;该方法具体可包括:移动终端输出移动支付导购信息查询请求,所述移动支付导购信息查询请求用于表征查询能够支持移动终端支付业务的商铺的请求;定位服务器在接收到所述移动终端输出的移动支付导购信息查询请求时,定位出所述移动终端当前所处的地理位置信息,并输出商铺地址信息查询请求,该商铺地址信息查询请求中携带有所述地理位置信息;信息查询服务器在接收到所述定位服务器发送的商铺地址信息查询请求时,根据所述地理位置信息获取相应的能够支持移动终端支付业务的商铺的地址信息,并将获取的商铺的地址信息通过所述定位服务器发送给所述移动终端。采用本发明技术方案,能够为用户提供一种及时有效的获取当前其所在地理位置附近的商铺的地址信息,该商铺为能够支持移动终端支付业务的商铺,从而为用户实现移动终端支付交易提供了便利。In view of the above-mentioned technical problems existing in the prior art, the embodiment of the present invention provides a method and system for obtaining mobile payment shopping guide information, so as to provide a method for timely and effectively obtaining address information of shops that support mobile terminal payment services; The method may specifically include: the mobile terminal outputs a query request for mobile payment shopping guide information, and the mobile payment shopping guide information query request is used to characterize a request for querying shops that can support mobile terminal payment services; the positioning server receives the mobile terminal output output When the mobile payment shopping guide information query request, locate the current geographic location information of the mobile terminal, and output the shop address information query request, which carries the geographic location information in the shop address information query request; the information query server is receiving When the store address information query request sent by the positioning server is received, the address information of the corresponding store that can support the mobile terminal payment service is obtained according to the geographic location information, and the acquired address information of the store is sent to the the mobile terminal. By adopting the technical solution of the present invention, it is possible to provide users with a timely and effective way to obtain the address information of shops near their current geographical location. The shops are shops that can support mobile terminal payment services, thereby providing users with a mobile terminal payment transaction. convenient.
下面结合说明书附图对本发明技术方案进行详细的描述。The technical solutions of the present invention will be described in detail below in conjunction with the accompanying drawings.
参见图1,为本发明实施例中移动支付导购信息的获取装置的结构示意图,该装置包括:Referring to Fig. 1, it is a schematic structural diagram of an acquisition device for mobile payment shopping guide information in an embodiment of the present invention, the device includes:
移动终端11,用于输出移动支付导购信息查询请求,所述移动支付导购信息查询请求用于表征查询能够支持移动终端支付业务的商铺的请求;The
定位服务器12,用于在接收到移动终端11输出的移动支付导购信息查询请求时,定位出移动终端11当前所处的地理位置信息,并输出商铺地址信息查询请求,该商铺地址信息查询请求中携带有所述地理位置信息;The
信息查询服务器13,用于在接收到定位服务器12输出的商铺地址信息查询请求时,根据所述地理位置信息获取相应的能够支持移动终端支付业务的商铺的地址信息,并将获取的商铺的地址信息通过所述定位服务器发送给所述移动终端。The
较佳地,信息查询服务器13可根据以下方式获取能够支持移动终端支付业务的商铺的地址信息:以所述地理位置信息为关键字,从存储的商铺地址信息中匹配出与所述地理位置信息所示的地理位置对应的商铺的地址信息,所述商铺为支持移动终端支付业务的商铺。具体的可如下:预先存储有各地理位置区域及其所包含的能够支持移动终端支付业务的商铺的地址信息的对应关系;信息查询服务器13在定位出移动终端11当前所处的地理位置时,确定出该移动终端所处的地理位置所属的地理位置区域,并从存储的所述对应关系中获取与该地理位置区域对应的商铺的地址信息,并将获取的地址信息发送给移动终端11。Preferably, the
较佳地,为提高商铺地址信息的查询效率,本发明实施例中,所述移动终端11进一步用于,在接收到所述定位服务器12发送的商铺的地址信息之后,建立所述地理位置信息与所述上铺的地址信息的对应关系,并存储该对应关系;以便后续在查询该移动终端11当前所处的地理位置附近是否有能够支持移动终端支付业务的商铺的地址信息时,从存储的对应关系中获取与该移动终端11当前所处的地理位置对应的商铺的地址信息,并在没有获取到相应的商铺的地址信息时,再向定位服务器12发送移动支付导购信息查询请求。Preferably, in order to improve the query efficiency of store address information, in the embodiment of the present invention, the
较佳地,上述移动终端11按照功能划分可以划分为以下几个功能单元,如图2所示:Preferably, the above-mentioned
导航单元111,用于通过收发单元112向定位服务器12发送所述移动支付导购信息查询请求;以及,用于通过收发单元112接收定位服务器12返回的能够支持移动终端支付业务的商铺的地址信息;The navigation unit 111 is used to send the mobile payment shopping guide information inquiry request to the
收发单元112,用于将导航单元111发送的移动支付导购信息查询请求发送给定位服务器12;以及,用于接收定位服务器12返回的能够支持移动终端支付业务的商铺的地址信息,并将该能够支持移动终端支付业务的商铺的地址信息发送给导航单元111。The transceiver unit 112 is used to send the mobile payment shopping guide information query request sent by the navigation unit 111 to the
较佳地,本发明实施例中的移动终端11还包括:Preferably, the
存储单元113,用于建立所述地理位置信息与收发单元112接收到的商铺的地址信息的对应关系,并存储该对应关系。The storage unit 113 is configured to establish a correspondence between the geographic location information and the address information of the shop received by the transceiver unit 112, and store the correspondence.
较佳地,上述移动终端11还包括查询单元114;Preferably, the above-mentioned
导航单元111进一步用于,在通过收发单元112向定位服务器12发送所述移动支付导购信息查询请求之前,向查询单元114发送携带有所述移动终端当前所在地理位置的查询请求;并根据查询单元114返回的获取结果决定是否通过收发单元112向定位服务器12发送所述移动支付导购信息查询请求;The navigation unit 111 is further configured to, before sending the mobile payment shopping guide information query request to the
所述查询单元114,用于在接收到导航单元111发送的所述查询请求时,从存储单元113存储的对应关系中获取与所述查询请求中的地理位置对应的商铺的地址信息;并将获取结果发送给导航单元111。The query unit 114 is configured to, when receiving the query request sent by the navigation unit 111, obtain the address information of the store corresponding to the geographic location in the query request from the correspondence stored in the storage unit 113; and The acquisition result is sent to the navigation unit 111 .
在实际应用中,本发明实施例中,移动终端11可以为手机或其他移动通讯设备;或/和,导航单元111可以是具有GPS(Global Position System,全球定位系统)或A-GPS(Assisted Global Position System,辅助全球定位系统)导航的硬件设备;或/和,定位服务器12可以为网络基站或卫星定位系统;或/和,信息查询服务器13可以为运营商服务系统或卫星定位系统的服务器。In practical application, in the embodiment of the present invention, the
基于上述系统,本发明实施例还提供一种移动支付导购信息的获取方法,该方法的流程如图3所示。Based on the above system, an embodiment of the present invention also provides a method for acquiring mobile payment shopping guide information, and the flow of the method is shown in FIG. 3 .
参见图3,为本发明实施例中获取移动支付导购信息的方法流程图,该方法包括:Referring to Fig. 3, it is a flowchart of a method for obtaining mobile payment shopping guide information in an embodiment of the present invention, the method comprising:
步骤301、移动终端11输出移动支付导购信息查询请求,所述移动支付导购信息查询请求用于表征查询能够支持移动终端支付业务的商铺的请求。Step 301, the
步骤302、定位服务器12在接收到移动终端11输出的移动支付导购信息查询请求时,定位出移动终端11当前所处的地理位置信息,并输出商铺地址信息查询请求,该商铺地址信息查询请求中携带有所述地理位置信息。Step 302, when the
步骤303、信息查询服务器13在接收到定位服务器12发送的商铺地址信息查询请求时,根据所述地理位置信息获取相应的能够支持移动终端支付业务的商铺的地址信息,并将获取的商铺的地址信息通过所述定位服务器发送给移动终端11。Step 303, when the
较佳地,上述步骤303中,信息查询服务器13获取能够支持移动业务的商铺的地址信息,包括:以所述地理位置信息为关键字,从存储的商铺地址信息中匹配出与所述地理位置信息所示的地理位置对应的商铺的地址信息,所述商铺为支持移动终端支付业务的商铺。Preferably, in the above-mentioned step 303, the
较佳地,定位服务器12还可以将定位出的地理位置信息发送给移动终端11,可选地,上述流程中还可包括步骤:Preferably, the
步骤304、移动终端11在接收到定位服务器12发送的商铺的地址信息时,建立所述地理位置信息与所述商铺的地址信息的对应关系,并存储该对应关系。Step 304, when the
为更清楚详细的对本发明技术方案进行详细的描述,下面以移动终端为图2所示结构为例,对交易信息的保存和查询进行详细的描述。In order to describe the technical solution of the present invention in detail, the storage and query of transaction information will be described in detail below, taking the mobile terminal as an example with the structure shown in FIG. 2 .
本发明实施例中,一方面,定位服务器在接收到移动终端输出的移动支付导购信息查询请求时,定位出该移动终端当前所处的地理位置信息,并向信息查询服务器获取与该地理位置信息对应的能够支持移动终端支付业务的商铺的地址信息;定位服务器将从信息查询服务器获取的商铺的地址信息发送给所述移动终端,以便所述移动终端能够及时的获知其所在地理位置附近存在的能支持移动终端支付业务的商铺的具体地址信息,从而为用户提供一种及时有效的获取支持移动终端支付业务的商铺的地址信息的方法,为用户进行移动终端支付交易提供便利;另一方面,移动终端在接收到定位服务器返回的商铺地址信息时,建立其当前所述地理位置与商铺地址信息的对应关系并存储,从而便于用户后续直接在移动终端查询相应的能够支持移动支付业务的商铺的地址信息,当在移动终端查询不到相应的能够支持移动支付业务的商铺的地址信息时,再向定位服务器发送移动支付导购信息查询请求,由于在移动终端本地查询信息与通过网络查询地址相比,查询速度较快,因此在一定程度上提高了查询上铺的地址信息的效率。In the embodiment of the present invention, on the one hand, when the positioning server receives the mobile payment shopping guide information query request output by the mobile terminal, it locates the current geographic location information of the mobile terminal, and obtains the geographic location information from the information query server. Corresponding address information of shops that can support mobile terminal payment services; the positioning server sends the address information of shops obtained from the information query server to the mobile terminal, so that the mobile terminal can timely know the location of the shops that exist near its geographic location The specific address information of shops that can support mobile terminal payment services, thereby providing users with a timely and effective method of obtaining address information of shops that support mobile terminal payment services, and providing convenience for users to conduct mobile terminal payment transactions; on the other hand, When the mobile terminal receives the store address information returned by the positioning server, it establishes and stores the corresponding relationship between its current geographic location and the store address information, so that the user can directly inquire about the corresponding store that can support the mobile payment service on the mobile terminal. For address information, when the address information of the corresponding store that can support mobile payment services cannot be found in the mobile terminal, a mobile payment shopping guide information query request is sent to the positioning server. , the query speed is faster, so the efficiency of querying the address information of the upper bunk is improved to a certain extent.
显然,本领域的技术人员可以对本发明进行各种改动和变型而不脱离本发明的精神和范围。这样,倘若本发明的这些修改和变型属于本发明权利要求及其等同技术的范围之内,则本发明也意图包含这些改动和变型在内。Obviously, those skilled in the art can make various changes and modifications to the present invention without departing from the spirit and scope of the present invention. Thus, if these modifications and variations of the present invention fall within the scope of the claims of the present invention and their equivalent technologies, the present invention also intends to include these modifications and variations.
Claims (9)
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2011100575698A CN102682002A (en) | 2011-03-10 | 2011-03-10 | Method for obtaining payment shopping guide information of mobile terminal and system thereof |
| PCT/CN2011/074239 WO2012119350A1 (en) | 2011-03-10 | 2011-05-18 | Method and system for acquiring shopping guide information on mobile payment |
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| Application Number | Priority Date | Filing Date | Title |
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| CN2011100575698A CN102682002A (en) | 2011-03-10 | 2011-03-10 | Method for obtaining payment shopping guide information of mobile terminal and system thereof |
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| WO (1) | WO2012119350A1 (en) |
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| CN113537972A (en) * | 2016-05-06 | 2021-10-22 | 深圳市传扬网络技术开发有限公司 | Mobile payment system based on LBS technology and mobile payment method thereof |
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| US7653377B1 (en) * | 2000-07-07 | 2010-01-26 | Bellsouth Intellectual Property Corporation | Pre-paid wireless interactive voice response system with variable announcements |
| KR100920175B1 (en) * | 2007-10-02 | 2009-10-06 | 주식회사 케이티 | Payment system using mobile communication terminal and its payment method |
| US20090112767A1 (en) * | 2007-10-25 | 2009-04-30 | Ayman Hammad | Escrow system and method |
| CN101872514A (en) * | 2010-06-10 | 2010-10-27 | 候万春 | System and method for realizing marketplace-following mobile payment |
| CN101902503B (en) * | 2010-08-16 | 2012-11-28 | 任明和 | Terminal location-based information inquiry platform and charging method thereof |
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| CN101526606A (en) * | 2009-03-25 | 2009-09-09 | 林美琴 | Method for obtaining exact service information based on GPS and system thereof |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN103581299A (en) * | 2013-10-08 | 2014-02-12 | 华为软件技术有限公司 | Service dispatching method, device and system |
| CN103581299B (en) * | 2013-10-08 | 2017-10-17 | 华为软件技术有限公司 | Service scheduling method, apparatus and system |
| CN113537972A (en) * | 2016-05-06 | 2021-10-22 | 深圳市传扬网络技术开发有限公司 | Mobile payment system based on LBS technology and mobile payment method thereof |
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