ES2118810T3 - Sistema de transaccion sin contacto. - Google Patents

Sistema de transaccion sin contacto.

Info

Publication number
ES2118810T3
ES2118810T3 ES92903628T ES92903628T ES2118810T3 ES 2118810 T3 ES2118810 T3 ES 2118810T3 ES 92903628 T ES92903628 T ES 92903628T ES 92903628 T ES92903628 T ES 92903628T ES 2118810 T3 ES2118810 T3 ES 2118810T3
Authority
ES
Spain
Prior art keywords
user
pin
transmitter
code
receiver
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
ES92903628T
Other languages
English (en)
Inventor
Robert Alan Reid Tait
Elizabeth Mary Tait
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
INT TRANSACT SYSTEMS Ltd
Original Assignee
INT TRANSACT SYSTEMS Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by INT TRANSACT SYSTEMS Ltd filed Critical INT TRANSACT SYSTEMS Ltd
Application granted granted Critical
Publication of ES2118810T3 publication Critical patent/ES2118810T3/es
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4097—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
    • G07B15/02—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points taking into account a variable factor such as distance or time, e.g. for passenger transport, parking systems or car rental systems
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00—Cash registers
    • G07G1/0036—Checkout procedures

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)

Abstract

SE DESCRIBE UN SISTEMA DE TRANSACCION SIN CONTACTO FISICO, QUE INCLUYE UN DISPOSITIVO DE MANO (10) QUE CONTIENE INFORMACION UNICA DEL USUARIO Y QUE, CUANDO ES ACCIONADO POR ESTE, GENERA UNA SEÑAL DE RADIO QUE SE RECIBE EN UN RECEPTOR (12). EN EL MONTAJE PRESENTADO, EL TRANSMISOR (10) CONTIENE EL CODIGO DEL USUARIO Y TIENE UN TECLADO (17) PARA QUE EL USUARIO INTRODUZCA SU NUMERO DE CODIGO DE IDENTIFICACION PERSONAL (PIN). EL RECEPTOR (12) ESTA CONECTADO, POR MEDIO DE UNA LINEA DE TRANSMISION, A UN SISTEMA LOCAL DONDE EL CODIGO DEL USUARIO, EL PIN, EL NUMERO Y DETALLES DE LA COMPRA, RECIBIDOS DESDE UN VENDEDOR, SE REGISTRAN CONTRA EL NUMERO DEL USUARIO, DE MANERA QUE LA FACTURACION SE PUEDE REALIZAR POSTERIORMENTE. EL RECEPTOR (10) PUEDE INCLUIR MEDIOS PARA COMPROBAR (27) Y PARA RECTIFICAR UN CODIGO O UN NUMERO (PIN) INCORRECTOS ANTES DE TRANSMITIR LOS DATOS VIA MODEM A LA CENTRAL DEL SISTEMA. SE DESCRIBEN VARIAS VERSIONES DEL INVENTO, POR EJEMPLO, EL DISPOSITIVO ES FLEXIBLE Y EL NUMERO (PIN)SE PUEDE REQUERIR PARA TODAS LAS TRANSACCIONES CON OBJETO DE MINIMIZAR EL FRAUDE. CADA TRANSMISOR PUEDE ESTAR PROVISTO DE UNA TERMINAL PARA PERMITIR UNA ENTRADA A LA MEMORIA Y CAMBIAR DETALLES DE LA CUENTA DEL USUARIO Y EL NUMERO DEL CARGO. PARA DEMOSTRAR O COMPROBAR LA PROPIEDAD DEL TRANSMISOR, TAMBIEN SE PUEDEN FUSIONAR EN LA MEMORIA EL NUMERO DE LA TARJETA DE CREDITO CON EL NOMBRE DEL USUARIO, NUMERO DE TELEFONO, NUMERO DE REGISTRO DEL VEHICULO, ETC. ESTA INFORMACION PODRIA MOSTRARSE SOLO AL VENDEDOR QUE LO REQUIRIERA, PARA IDENTIFICAR A LA PERSONA QUE ESTUVIERA EMPLEANDO EL TRANSMISOR POR MEDIO DE SU NOMBRE, PIN, NUMERO DE TELEFONO, O NUMERO DE REGISTRO DE VEHICULO COMO PRUEBA DE SU IDENTIDAD.
ES92903628T 1991-01-31 1992-01-31 Sistema de transaccion sin contacto. Expired - Lifetime ES2118810T3 (es)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
GB919102104A GB9102104D0 (en) 1991-01-31 1991-01-31 Non-contacting transaction system

Publications (1)

Publication Number Publication Date
ES2118810T3 true ES2118810T3 (es) 1998-10-01

Family

ID=10689312

Family Applications (1)

Application Number Title Priority Date Filing Date
ES92903628T Expired - Lifetime ES2118810T3 (es) 1991-01-31 1992-01-31 Sistema de transaccion sin contacto.

Country Status (10)

Country Link
EP (1) EP0573438B1 (es)
JP (1) JPH06505104A (es)
AT (1) ATE166477T1 (es)
AU (1) AU677161B2 (es)
CA (1) CA2101858C (es)
DE (1) DE69225587T2 (es)
ES (1) ES2118810T3 (es)
GB (1) GB9102104D0 (es)
GR (1) GR3027705T3 (es)
WO (1) WO1992014222A1 (es)

Families Citing this family (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0780802A3 (en) * 1995-12-19 1999-08-18 AT&T Corp. Wireless billing system
FR2788225B1 (fr) * 1999-01-11 2001-03-23 De L Eprevier Alain F Grandin Procede de reduction a froid des oxydes et des sels de metaux lourds, permettant ulterieurement de separer ces metaux toxiques des melanges pulverulents qui les contiennent
ATE460020T1 (de) 2000-09-13 2010-03-15 Stratosaudio Inc System und verfahren zum bestellen und zur verfügung stellen von medieninhalten, mit verwendung von zusatzdaten die in einem rundfunksignal mitübertragen werden
US7917130B1 (en) 2003-03-21 2011-03-29 Stratosaudio, Inc. Broadcast response method and system
GB2434903B (en) * 2006-01-31 2008-11-26 Motorola Inc Module Including A Memory Holding User Personal Informatioon And A Method Of Transfer Of The Information
WO2009079417A1 (en) 2007-12-14 2009-06-25 Stratosaudio, Inc. Systems and methods for scheduling interactive media and events
WO2009079416A2 (en) 2007-12-14 2009-06-25 Stratosaudio, Inc. Systems and methods for outputting updated media
US8875188B2 (en) 2008-02-05 2014-10-28 Stratosaudio, Inc. Systems, methods, and devices for scanning broadcasts
US8166081B2 (en) 2008-02-05 2012-04-24 Stratosaudio, Inc. System and method for advertisement transmission and display

Family Cites Families (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
IL64675A0 (en) * 1981-12-30 1982-03-31 Greenberg Avigdor Data verification system
DE3412663A1 (de) * 1984-04-04 1985-10-17 Siemens AG, 1000 Berlin und 8000 München Chipkartensystem
JPH0670818B2 (ja) * 1984-09-07 1994-09-07 カシオ計算機株式会社 照合カード及びその認証方法
EP0207125B1 (en) * 1984-12-24 1990-06-27 Ncr Corporation Portable personal terminal and system for handling transactions including such terminal
JPS62254265A (ja) * 1986-04-28 1987-11-06 Hitachi Ltd 現金自動取引装置の制御方式
GB8617662D0 (en) * 1986-07-18 1986-08-28 Neiman Security Prod Control apparatus
US4800543A (en) * 1987-12-03 1989-01-24 Ramtron Corporation Timepiece communication system
FR2632752B1 (fr) * 1988-06-08 1991-12-06 Parienti Raoul Carte a puce bi-module memoire

Also Published As

Publication number Publication date
GB9102104D0 (en) 1991-03-13
EP0573438A1 (en) 1993-12-15
GR3027705T3 (en) 1998-11-30
EP0573438B1 (en) 1998-05-20
WO1992014222A1 (en) 1992-08-20
DE69225587D1 (de) 1998-06-25
DE69225587T2 (de) 1999-01-28
JPH06505104A (ja) 1994-06-09
CA2101858C (en) 2002-09-24
AU1184792A (en) 1992-09-07
CA2101858A1 (en) 1992-08-01
AU677161B2 (en) 1997-04-17
ATE166477T1 (de) 1998-06-15

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