ES2136057T3 - Sistema electronico sin efectivo. - Google Patents

Sistema electronico sin efectivo.

Info

Publication number
ES2136057T3
ES2136057T3 ES90309751T ES90309751T ES2136057T3 ES 2136057 T3 ES2136057 T3 ES 2136057T3 ES 90309751 T ES90309751 T ES 90309751T ES 90309751 T ES90309751 T ES 90309751T ES 2136057 T3 ES2136057 T3 ES 2136057T3
Authority
ES
Spain
Prior art keywords
total information
store
cashier
unit
balance
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
ES90309751T
Other languages
English (en)
Inventor
Shoji Hayashida
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Fujitsu Ltd
Original Assignee
Fujitsu Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=16914953&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=ES2136057(T3) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Application filed by Fujitsu Ltd filed Critical Fujitsu Ltd
Application granted granted Critical
Publication of ES2136057T3 publication Critical patent/ES2136057T3/es
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F17/00—Digital computing or data processing equipment or methods, specially adapted for specific functions
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/26—Debit schemes, e.g. "pay now"
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3221—Access to banking information through M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/349—Rechargeable cards
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/354—Card activation or deactivation
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/355—Personalisation of cards for use
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G06Q20/4037—Remote solvency checks
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/202—Depositing operations within ATMs

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Finance (AREA)
  • Data Mining & Analysis (AREA)
  • Computer Security & Cryptography (AREA)
  • Databases & Information Systems (AREA)
  • Mathematical Physics (AREA)
  • Software Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

UN SISTEMA DE CAJERO ELECTRONICO USA UN CAJERO INTERMEDIO(1) PARA MEMORIZAR LA INFORMACION TOTAL Y REALIZAR OPERACIONES CON ELLA. EL SISTEMA DE CAJERO ELECTRONICO COMPRENDE: UN APARATO TERMINAL DE TRANSACCION AUTOMATICA (2) QUE TIENE UNA UNIDAD LECTORA-IMPRESORA (2-1) PARA IMPRIMIR LA INFORMACION TOTAL DEL CAJERO INTERMEDIO. UN MECANISMO CENTRAL (3) QUE TIENE UNA UNIDAD PARA IDENTIFICAR EL BALANCE DE MULTIPLES CUENTAS Y PARA ALMACENAR LA INFORMACION TOTAL. UNA UNIDAD DE ARCHIVO (322) DE CAPITAL NO SALDADO, PARA ALMACENAR LA INFORMACION TOTAL IMPRESA POR EL CAJERO INTERMEDIO. UNOS MEDIOS DE ARCHIVO (323) DEL LIBRO MAYOR DE LOS VENDEDORES, PARA IDENTIFICAR EL BALANCE DE MULTIPLES CUENTAS DE VENDEDORES, Y PARA ALMACENAR LA INFORMACION TOTAL.
ES90309751T 1989-09-06 1990-09-06 Sistema electronico sin efectivo. Expired - Lifetime ES2136057T3 (es)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
JP23089389A JP3184196B2 (ja) 1989-09-06 1989-09-06 電子財布システム

Publications (1)

Publication Number Publication Date
ES2136057T3 true ES2136057T3 (es) 1999-11-16

Family

ID=16914953

Family Applications (1)

Application Number Title Priority Date Filing Date
ES90309751T Expired - Lifetime ES2136057T3 (es) 1989-09-06 1990-09-06 Sistema electronico sin efectivo.

Country Status (5)

Country Link
EP (3) EP0834843A3 (es)
JP (1) JP3184196B2 (es)
KR (1) KR960007940B1 (es)
DE (1) DE69033207T2 (es)
ES (1) ES2136057T3 (es)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
ES2922223A1 (es) * 2021-03-01 2022-09-12 Gistra S L Cajero automatico para la venta y/o adquisicion de dinero electronico y procedimiento asociado

Families Citing this family (76)

* Cited by examiner, † Cited by third party
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US6003767A (en) 1989-09-06 1999-12-21 Fujitsu Limited Cashless medium for an electronic cashless system
US6003762A (en) * 1989-09-06 1999-12-21 Fujitsu Limited Transaction terminal for an electronic cashless system
US6926200B1 (en) 1989-09-06 2005-08-09 Fujitsu Limited Electronic cashless system
US5623547A (en) * 1990-04-12 1997-04-22 Jonhig Limited Value transfer system
FR2678087B1 (fr) * 1991-06-20 1993-09-17 Gugliuzza Sergio Systeme d'encaissement.
FR2683062A1 (fr) * 1991-10-28 1993-04-30 Labarre Andre Procede et dispositif de chargement et de lecture d'informations sur des cartes a memoire individuelles.
US5884292A (en) * 1993-05-06 1999-03-16 Pitney Bowes Inc. System for smart card funds refill
KR100389229B1 (ko) * 1994-03-08 2003-11-01 오끼 덴끼 고오교 가부시끼가이샤 거래처리시스템 및 거래처리방법
US6868408B1 (en) 1994-04-28 2005-03-15 Citibank, N.A. Security systems and methods applicable to an electronic monetary system
JPH0816673A (ja) * 1994-06-27 1996-01-19 Tohoku Nippon Denki Software Kk 利用限度額書き換え可能方式カード及び利用限度額書き 換え可能方式カード利用方法
DE4427039C2 (de) * 1994-07-29 2003-06-12 Giesecke & Devrient Gmbh Verfahren zur Bestimmung des aktuellen Geldbetrages in einem Datenträger und System zur Durchführung des Verfahrens
EP0803846B1 (en) * 1994-10-19 2003-10-01 Hitachi, Ltd. Transaction-oriented electronic accommodation system
JP3571383B2 (ja) * 1994-10-19 2004-09-29 株式会社日立製作所 Ｉｃカード、ｉｃカードリードライト装置及び電子財布システム
WO1996018161A1 (en) * 1994-12-07 1996-06-13 Omron Corporation Transaction processing system and method, and terminal equipment and ic card used for the transaction processing system and method
US6363164B1 (en) 1996-05-13 2002-03-26 Cummins-Allison Corp. Automated document processing system using full image scanning
US5982918A (en) * 1995-05-02 1999-11-09 Cummins-Allison, Corp. Automatic funds processing system
US5692132A (en) * 1995-06-07 1997-11-25 Mastercard International, Inc. System and method for conducting cashless transactions on a computer network
JPH0944576A (ja) 1995-08-02 1997-02-14 Hitachi Ltd 電子財布貸付システム
US5796841A (en) * 1995-08-21 1998-08-18 Pitney Bowes Inc. Secure user certification for electronic commerce employing value metering system
US6907399B1 (en) 1995-08-21 2005-06-14 Pitney Bowes Inc. Secure user certification for electronic commerce employing value metering system
EP0775990A3 (en) 1995-11-21 2000-08-23 Hitachi, Ltd. IC card automated transaction terminal and IC card used therein
JPH09212565A (ja) * 1996-02-07 1997-08-15 Nec Corp 無線携帯端末システム
NL1002630C2 (nl) * 1996-03-15 1997-09-17 Nederland Ptt Inrichting en werkwijze voor verwerking van betaalgegevens met individuele tellers per bank; betaalkaart daarvoor.
JPH09259193A (ja) * 1996-03-19 1997-10-03 Fujitsu Ltd 電子マネーシステムの取引方法
US6230971B1 (en) 1996-04-29 2001-05-15 Hitachi, Ltd. Transaction-oriented electronic accommodation system
US20050276458A1 (en) 2004-05-25 2005-12-15 Cummins-Allison Corp. Automated document processing system and method using image scanning
US7187795B2 (en) 2001-09-27 2007-03-06 Cummins-Allison Corp. Document processing system using full image scanning
US7903863B2 (en) 2001-09-27 2011-03-08 Cummins-Allison Corp. Currency bill tracking system
US8162125B1 (en) 1996-05-29 2012-04-24 Cummins-Allison Corp. Apparatus and system for imaging currency bills and financial documents and method for using the same
JPH103568A (ja) 1996-06-14 1998-01-06 Hitachi Ltd 電子財布応用システム及びｉｃカードを用いた取引装置
JP3366808B2 (ja) 1996-07-18 2003-01-14 株式会社日立製作所 電子財布
JPH1063722A (ja) * 1996-08-14 1998-03-06 Toshiba Corp カード取引システム及びカード取引方法
CN1132127C (zh) * 1996-09-13 2003-12-24 冲电气工业株式会社 电子交易系统
DE19637769C1 (de) * 1996-09-16 1998-04-23 Aps Advanced Payment Systems A System und Verfahren für den bargeldlosen Zahlungsverkehr
JPH1091866A (ja) * 1996-09-18 1998-04-10 Hitachi Ltd 電子マネー取り引きシステム
JPH10111973A (ja) * 1996-10-04 1998-04-28 Hitachi Ltd 電子通貨用処理機およびその処理方法
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US8478020B1 (en) 1996-11-27 2013-07-02 Cummins-Allison Corp. Apparatus and system for imaging currency bills and financial documents and method for using the same
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DE69735664T2 (de) * 1997-04-18 2006-09-07 Fujitsu Ltd., Kawasaki Vorrichtung zum Verarbeiten von Karten
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DE69826318T2 (de) * 1997-12-19 2005-10-13 Visa International Service Association, Foster City Kartenaktivierung an der verteilungsstelle
US6484946B2 (en) 1997-12-22 2002-11-26 Hitachi, Ltd. IC card information display device and IC card for use therewith
DE69829938T2 (de) 1997-12-26 2006-02-23 Nippon Telegraph And Telephone Corp. Verfahren zum Einführen von elektronischem Geld für einen Emittent mit elektronischen Saldo-Zählern, entsprechende Vorrichtung und Speicherelement mit gespeichertem Programm zur Durchführung des Verfahrens
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US6764001B1 (en) 2000-05-30 2004-07-20 Sony Corporation Electronic money system and transaction method using the same
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US8701857B2 (en) 2000-02-11 2014-04-22 Cummins-Allison Corp. System and method for processing currency bills and tickets
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US7647275B2 (en) 2001-07-05 2010-01-12 Cummins-Allison Corp. Automated payment system and method
US7873576B2 (en) 2002-09-25 2011-01-18 Cummins-Allison Corp. Financial document processing system
US8428332B1 (en) 2001-09-27 2013-04-23 Cummins-Allison Corp. Apparatus and system for imaging currency bills and financial documents and method for using the same
US8437530B1 (en) 2001-09-27 2013-05-07 Cummins-Allison Corp. Apparatus and system for imaging currency bills and financial documents and method for using the same
US8944234B1 (en) 2001-09-27 2015-02-03 Cummins-Allison Corp. Apparatus and system for imaging currency bills and financial documents and method for using the same
US8437529B1 (en) 2001-09-27 2013-05-07 Cummins-Allison Corp. Apparatus and system for imaging currency bills and financial documents and method for using the same
US8433123B1 (en) 2001-09-27 2013-04-30 Cummins-Allison Corp. Apparatus and system for imaging currency bills and financial documents and method for using the same
US8171567B1 (en) 2002-09-04 2012-05-01 Tracer Detection Technology Corp. Authentication method and system
US8627939B1 (en) 2002-09-25 2014-01-14 Cummins-Allison Corp. Apparatus and system for imaging currency bills and financial documents and method for using the same
ITMI20031265A1 (it) * 2003-06-23 2004-12-24 Vesiel S P A Procedimento per la gestione del credito/debito memorizzato su supporti elettronici utilizzati per operazioni commerciali.
US8271789B2 (en) 2004-08-13 2012-09-18 Scheidt & Bachmann Gmbh System and method for managing usage authorizations based on the use of smart cards
EP1626374A1 (de) * 2004-08-14 2006-02-15 Scheidt & Bachmann Gmbh System und Verfahren zur Verwaltung von auf der Verwendung von Smart-Cards basierenden Nutzungsberechtigungen
US8417017B1 (en) 2007-03-09 2013-04-09 Cummins-Allison Corp. Apparatus and system for imaging currency bills and financial documents and method for using the same
US8538123B1 (en) 2007-03-09 2013-09-17 Cummins-Allison Corp. Apparatus and system for imaging currency bills and financial documents and method for using the same
CA2677714C (en) 2007-03-09 2014-12-23 Cummins-Allison Corp. Document imaging and processing system
US8929640B1 (en) 2009-04-15 2015-01-06 Cummins-Allison Corp. Apparatus and system for imaging currency bills and financial documents and method for using the same
US8478019B1 (en) 2009-04-15 2013-07-02 Cummins-Allison Corp. Apparatus and system for imaging currency bills and financial documents and method for using the same
US8391583B1 (en) 2009-04-15 2013-03-05 Cummins-Allison Corp. Apparatus and system for imaging currency bills and financial documents and method for using the same
US9141876B1 (en) 2013-02-22 2015-09-22 Cummins-Allison Corp. Apparatus and system for processing currency bills and financial documents and method for using the same
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Publication number Priority date Publication date Assignee Title
ES2922223A1 (es) * 2021-03-01 2022-09-12 Gistra S L Cajero automatico para la venta y/o adquisicion de dinero electronico y procedimiento asociado

Also Published As

Publication number Publication date
EP0416916A3 (en) 1991-05-15
EP0768628A3 (en) 1997-05-21
EP0834843A2 (en) 1998-04-08
EP0416916A2 (en) 1991-03-13
DE69033207D1 (de) 1999-08-19
DE69033207T2 (de) 1999-11-04
EP0768628A2 (en) 1997-04-16
JPH0392966A (ja) 1991-04-18
KR960007940B1 (ko) 1996-06-17
KR910006871A (ko) 1991-04-30
JP3184196B2 (ja) 2001-07-09
EP0416916B1 (en) 1999-07-14
EP0834843A3 (en) 1998-12-16

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