FR2811451B1 - Systeme et procede de gestion de transactions de micropaiement, terminal de client et equipement de marchand correspondants - Google Patents

Systeme et procede de gestion de transactions de micropaiement, terminal de client et equipement de marchand correspondants

Info

Publication number
FR2811451B1
FR2811451B1 FR0008867A FR0008867A FR2811451B1 FR 2811451 B1 FR2811451 B1 FR 2811451B1 FR 0008867 A FR0008867 A FR 0008867A FR 0008867 A FR0008867 A FR 0008867A FR 2811451 B1 FR2811451 B1 FR 2811451B1
Authority
FR
France
Prior art keywords
customer terminal
merchant equipment
micropayment transactions
managing
managing micropayment
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
FR0008867A
Other languages
English (en)
Other versions
FR2811451A1 (fr
Inventor
Alain Durand
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Vantiva SA
Original Assignee
Thomson Multimedia SA
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority to FR0008867A priority Critical patent/FR2811451B1/fr
Application filed by Thomson Multimedia SA filed Critical Thomson Multimedia SA
Priority to EP01951781A priority patent/EP1299838A1/fr
Priority to PCT/FR2001/002203 priority patent/WO2002005152A1/fr
Priority to KR1020097001501A priority patent/KR20090031588A/ko
Priority to US10/332,158 priority patent/US20040034597A1/en
Priority to JP2002508691A priority patent/JP2004503018A/ja
Priority to KR10-2003-7000047A priority patent/KR20030029607A/ko
Priority to AU2001272633A priority patent/AU2001272633A1/en
Publication of FR2811451A1 publication Critical patent/FR2811451A1/fr
Application granted granted Critical
Publication of FR2811451B1 publication Critical patent/FR2811451B1/fr
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/29—Payment schemes or models characterised by micropayments
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features
    • G06Q20/3572—Multiple accounts on card
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Marketing (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
FR0008867A 2000-07-07 2000-07-07 Systeme et procede de gestion de transactions de micropaiement, terminal de client et equipement de marchand correspondants Expired - Fee Related FR2811451B1 (fr)

Priority Applications (8)

Application Number Priority Date Filing Date Title
FR0008867A FR2811451B1 (fr) 2000-07-07 2000-07-07 Systeme et procede de gestion de transactions de micropaiement, terminal de client et equipement de marchand correspondants
PCT/FR2001/002203 WO2002005152A1 (fr) 2000-07-07 2001-07-09 Systeme et procede de gestion de transactions de micropaiement, terminal de client et equipement de marchand correspondants
KR1020097001501A KR20090031588A (ko) 2000-07-07 2001-07-09 마이크로지불 트랜잭션을 관리하는 방법
US10/332,158 US20040034597A1 (en) 2000-07-07 2001-07-09 System and method for managing micropayment transactions, corresponding client terminal and trader equipment
EP01951781A EP1299838A1 (fr) 2000-07-07 2001-07-09 Systeme et procede de gestion de transactions de micropaiement, terminal de client et equipement de marchand correspondants
JP2002508691A JP2004503018A (ja) 2000-07-07 2001-07-09 少額決済処理を管理するためのシステム及び方法、並びに対応するクライアント端末及び小売商装置
KR10-2003-7000047A KR20030029607A (ko) 2000-07-07 2001-07-09 마이크로지불 트랜젝션을 관리하는 시스템 및 방법 및이에 대응하는 고객용 단말기 및 판매인용 단말기
AU2001272633A AU2001272633A1 (en) 2000-07-07 2001-07-09 System and method for managing micropayment transactions, corresponding client terminal and trader equipment

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
FR0008867A FR2811451B1 (fr) 2000-07-07 2000-07-07 Systeme et procede de gestion de transactions de micropaiement, terminal de client et equipement de marchand correspondants

Publications (2)

Publication Number Publication Date
FR2811451A1 FR2811451A1 (fr) 2002-01-11
FR2811451B1 true FR2811451B1 (fr) 2002-11-29

Family

ID=8852225

Family Applications (1)

Application Number Title Priority Date Filing Date
FR0008867A Expired - Fee Related FR2811451B1 (fr) 2000-07-07 2000-07-07 Systeme et procede de gestion de transactions de micropaiement, terminal de client et equipement de marchand correspondants

Country Status (7)

Country Link
US (1) US20040034597A1 (fr)
EP (1) EP1299838A1 (fr)
JP (1) JP2004503018A (fr)
KR (2) KR20090031588A (fr)
AU (1) AU2001272633A1 (fr)
FR (1) FR2811451B1 (fr)
WO (1) WO2002005152A1 (fr)

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US8190893B2 (en) 2003-10-27 2012-05-29 Jp Morgan Chase Bank Portable security transaction protocol
US12260396B2 (en) * 2010-01-08 2025-03-25 Blackhawk Network, Inc. System for payment via electronic wallet
US8027918B2 (en) * 2004-08-30 2011-09-27 Google Inc. Micro-payment system architecture
US7640193B2 (en) * 2005-12-09 2009-12-29 Google Inc. Distributed electronic commerce system with centralized virtual shopping carts
US7949572B2 (en) * 2006-06-27 2011-05-24 Google Inc. Distributed electronic commerce system with independent third party virtual shopping carts
US8521650B2 (en) 2007-02-26 2013-08-27 Zepfrog Corp. Method and service for providing access to premium content and dispersing payment therefore
GB201105765D0 (en) * 2011-04-05 2011-05-18 Visa Europe Ltd Payment system
US10580049B2 (en) 2011-04-05 2020-03-03 Ingenico, Inc. System and method for incorporating one-time tokens, coupons, and reward systems into merchant point of sale checkout systems
US9195983B2 (en) 2011-04-05 2015-11-24 Roam Data Inc. System and method for a secure cardholder load and storage device
WO2013066910A1 (fr) * 2011-10-31 2013-05-10 Roam Data Inc Système et procédé d'incorporation de jetons à usage unique, de bons et de systèmes de récompense dans des systèmes de caisse de point de vente de marchand
US9846799B2 (en) 2012-05-18 2017-12-19 Apple Inc. Efficient texture comparison
US9135496B2 (en) * 2012-05-18 2015-09-15 Apple Inc. Efficient texture comparison
US9715616B2 (en) 2012-06-29 2017-07-25 Apple Inc. Fingerprint sensing and enrollment
US10068120B2 (en) 2013-03-15 2018-09-04 Apple Inc. High dynamic range fingerprint sensing
US9922322B2 (en) 2013-12-19 2018-03-20 Visa International Service Association Cloud-based transactions with magnetic secure transmission
US12469021B2 (en) 2014-02-18 2025-11-11 Visa International Service Association Limited-use keys and cryptograms
US10846694B2 (en) 2014-05-21 2020-11-24 Visa International Service Association Offline authentication
US9775029B2 (en) 2014-08-22 2017-09-26 Visa International Service Association Embedding cloud-based functionalities in a communication device
SG11202010278UA (en) * 2018-04-17 2020-11-27 Chan Go Kang Online transaction information security system and online transaction information security method
KR102645868B1 (ko) * 2018-04-17 2024-03-07 강찬고 온라인 거래정보 보안 시스템 및 온라인 거래정보 보안방법
WO2021050456A1 (fr) * 2019-09-10 2021-03-18 Gameplus Inc. Systèmes et procédés de gestion de fonds de compétition
US11651354B2 (en) * 2019-09-11 2023-05-16 Nxp B.V. Efficient partially spendable e-cash

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US3594727A (en) * 1968-04-16 1971-07-20 Edward L Braun Credit card banking system
JPH05324998A (ja) * 1992-05-19 1993-12-10 Dainippon Printing Co Ltd Ｉｃカードを用いた代金精算システム
JP3334013B2 (ja) * 1994-05-02 2002-10-15 日本電信電話株式会社 電子現金流通方法
JP3334018B2 (ja) * 1994-09-20 2002-10-15 日本電信電話株式会社 電子現金方法及び電子現金システム
US5710887A (en) * 1995-08-29 1998-01-20 Broadvision Computer system and method for electronic commerce
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JP3599493B2 (ja) * 1996-09-10 2004-12-08 日本銀行 発行機関分離型番号登録式電子現金方法および利用者装置
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Also Published As

Publication number Publication date
US20040034597A1 (en) 2004-02-19
EP1299838A1 (fr) 2003-04-09
FR2811451A1 (fr) 2002-01-11
JP2004503018A (ja) 2004-01-29
KR20090031588A (ko) 2009-03-26
KR20030029607A (ko) 2003-04-14
AU2001272633A1 (en) 2002-01-21
WO2002005152A1 (fr) 2002-01-17

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Legal Events

Date Code Title Description
ST Notification of lapse

Effective date: 20120330