JP2002024920A - Card issuing system - Google Patents

Abstract

(57) [Summary] [Problem] It is possible to issue a card in a short time from the application, and it is not necessary to input information based on the items described in the application form required at the time of issuing the card, so that an efficient card is issued. Provided is a card issuing system capable of performing an issuing process. SOLUTION: Input means for inputting registration application information by an operation of a card user himself / herself, display means for displaying an input instruction screen, and application form creating means for creating an application form displaying the inputted registration application information A user terminal device having:
As a result of the examination based on the information in the application form, a terminal device for a provider having input means for inputting permission information when permitting, the registration application information and the permission information are received via a communication line, and the card issuing data is received. Data creation means to be created,
A registration center having storage means for storing card issuance data, and a card issuance device for receiving card issuance data from the registration center via a communication line and issuing a card are provided.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a card such as a credit card or a cash card, for example, which allows a provider of a predetermined service to authenticate the user of the service to the user in a short time. Provide a card issuing system for issuing.

[0002]

2. Description of the Related Art Conventionally, as a user authentication means when a provider of a predetermined service, such as a credit service provided by a credit company or a cash service provided by a financial institution, provides a service to a user of the service. In general, a card having various specifications is used as an authentication medium. If the service provider issues these cards to the person who wants to use the service, fill in the special application form with the specified information, for example, personal information such as name, address, age, occupation, etc. The application procedure is performed by submitting this application form to the service provider, for example, by stamping. Upon receiving the application form, the service provider conducts a screening based on the items described in the application form to determine whether or not the service user meets the criteria, and if approved by the screening, issues a card issuance process. Often done.

[0003] When issuing a card, the operator inputs information necessary for issuing the card using an input device while confirming the items described in the application form, and performs the card issuing process. From the time the issue applicant submits the application form to the service provider until the card is obtained,
It is common to wait more than a week. Therefore, there are many cases where it is not possible even if you want to receive the service from the day of application. There is.

[0004] Further, when the services to be provided are different, the types of cards to be issued may be different, and accordingly, the form of the application form may be different depending on the types of cards to be issued. There is a risk that an error may occur such as rewriting and rewriting using an application form different from the application form used for the application form, and there is a problem that it is confusing when completing the application form processing.

[0005]

SUMMARY OF THE INVENTION An object of the present invention is to enable a card issuer to issue a card in a short period of time from the application to a card issuer, and to further describe the application form required at the time of card issuance. A card issuing system that eliminates the need for operators to input information based on matters, allows the application procedure to be performed without making mistakes in the application form used when creating the application form, and enables efficient card issuance processing. provide.

[0006]

According to the present invention, there is provided a card issuing system which includes a card for certifying that a person who uses a predetermined service is a person who has been approved as a user by the service provider. A card issuance system for issuing from said provider to said user, wherein when said user applies for issuance of said card, a registration application for specifying said user himself / herself based on operation of said user himself / herself For a user having input means for inputting information, display means for displaying an input instruction screen relating to the input, and application form creating means for creating an application form on which the registration application information input by the input means is displayed. Providing a terminal device and input means for inputting permission information when permitting the user to issue a card as a result of the examination by the provider based on the information of the application form; Generating device for receiving card application data, registration application information input to the user terminal device, and permission information input to the provider terminal device via a communication line to generate card issuing data A registration center having storage means for storing the card issuance data, and a card issuance device that receives the card issuance data from the registration center via a communication line and issues a card. Features.

[0007] Further, the invention is characterized in that the input means for inputting the registration application information can input information for specifying the type of card to be issued. The input means can input face image information of the user himself, and the card issuing device has a card display recording means for displaying the face image information on a card. Further, the card issuing device is installed in the same room as the terminal device. Further, the application form has a seal field of the user.

[0008]

Embodiments of the present invention will be described below in detail with reference to the drawings. FIG. 1 is a schematic diagram of an embodiment of a card issuing system according to the present invention, FIG. 2 is a block diagram showing a main configuration of the card issuing system according to the present invention, and FIGS. It is a flowchart which shows the processing procedure of a system.

The card issuing system of the present invention allows a person who uses various services such as a credit service or a cash service to provide a service provider with the service.
This is a system in which a card for certifying that a service user has been approved by the service provider can be issued from the service provider to the service user in a short time and efficiently. As shown in FIG. 2, a service user who wants to use the service performs a card issuance application procedure and issues a card, a card issuer 1 that issues the card, information on the issued card, and information identifying the user. This is a system for exchanging various types of information using a communication line 3 with a registration center 2 having a host computer for registering card issuance data composed of data and the like in a storage means as a database.

[0010] When a card user desiring to issue a card performs an application procedure, the card issuer 1 can perform the operation of inputting information by himself / herself. Registration application information to specify, for example, name,
Input means 4 such as a keyboard for inputting information such as address, date of birth, occupation, employment, and information for specifying the type of card to be issued, and an input instruction screen for explaining an input procedure and the like from the input means 4 Display means 5 for displaying
Application form creation means 6 for creating an application form 7 on which the registration application information 9 entered by the user is displayed, for example, by printing on a printer.
And a user terminal device 8 having the following.

The user terminal device 8 is provided with a communication means 11 and a control means 12 for controlling each means in addition to the above. The application form 7 created by the application form creating means 6 displays the registration application information 9 input by the input means 4 as information necessary for the application, for example, by being printed. A seal box 10 is provided for stamping a confirmation seal as proof that the person has applied for the card issuance. Further, when displaying the face image of the card user on the issued card, the photographing means 1
8 may be provided.

On the service provider side, a provider terminal device 13 that can be used only by the service provider is installed in the card issuing store 1. The provider terminal device 13 determines whether or not to issue a card based on information of an application created by the user who wants to issue a card using the user terminal device 8. Means for inputting permission information when permitting the user to issue a card as a result of the examination based on
4, a display unit 15, a communication unit 16, and a control unit 17 for controlling each of the above units.

Further, the card issuing store 1 is provided with a card issuing device 19 for receiving card issuing data from a registration center via a communication line and issuing a card. The user may receive the card, or the service provider may receive the card from the card issuing device 19 once,
The card may be handed to the card user at the counter.

The card issuing device 19 includes an unissued card storage unit 20 for storing a plurality of general-purpose cards before issuance, and a communication for receiving card issuance data from a registration center via a communication line. Based on the card issuance data received from the registration center by the means 21 and the communication means 21, for example, the name of the card user,
When card display means 22 for displaying unique data such as a member number and a face image of a card user and information storage (including recording) means such as an IC storage unit and a magnetic recording unit are provided on the card Further, there are provided card information writing and storing means 23 for storing (including recording) card issuance data in these information storing (including recording) means, and card transport means 24 for transporting the card. ing.

The above-mentioned user terminal device 8, provider terminal device 13, and card issuing device 19 are preferably installed in the same room. The application procedure and card issuance and delivery can be performed immediately in the same room, which is efficient and convenient. However, it is not always necessary to install the card in the same room, and the installation location can be arbitrarily selected as long as the card can be handed over to the card user in a short time.

On the other hand, a host computer 26 is installed in the registration center 2. The host computer 26 receives the registration application information input by the card user into the user terminal device 10 and the permission information input by the card provider into the provider terminal device 13 via a communication line. A communication means 27 for transmitting the card application data; a data creation means 28 for creating card issuance data created by adding a card issuance date and a card number to the registration application information received by the communication means 27; Storage means 29 for storing and registering data as an issuance card database or the like;
And control means 30 for controlling each of the means. The registration center 2 can exchange information with terminals and card issuing devices provided at a plurality of card issuing stores via a communication line, and performs card issuing processing without being limited to the location of the card issuing store. I can do it.

Next, the processing procedure of the card issuing system of the present invention will be described with reference to the flowcharts shown in FIGS. The card user 31 who wants to issue a card,
When performing the application procedure, the user first operates the input unit 4 while looking at the operation explanation displayed on the screen of the display unit 5 of the user terminal device 8 to input the information to be input indicated in the operation explanation. 4 (S1). The information to be input includes, for example, the type of card desired to be issued, the name, address, date of birth, occupation, and work place of the user.
When the above input is completed, the application form creating means 6 creates an application form 7 in which information input from the input means 4 is displayed (S2). This application form 7 is an application form 7 corresponding to the type of card input from the input means 4.
Is created automatically.

Next, the card user seals the seal box 10 of the application form 7 and then gives the service provider the application form 7.
And submit a formal application for card issuance (S3).
The service provider checks the content of the submitted application form 7 and judges whether a card can be issued (S4). Normally, these screenings are performed based on predetermined screening criteria, and if the criteria are not satisfied, the card user is notified that the card cannot be issued and the procedure is terminated (S5). .

When issuing a card that satisfies the criteria in the above examination, the service provider inputs permission information for notifying that the card is permitted to be issued from the input means 14 of the provider terminal device 13. (S6). At this time, the card user receives a notification from the service provider that the card issuance has been approved in the examination, and photographs the face of the card user by the photographing means 18 (S7). The photographing by the photographing means 18 may be performed when inputting the registration application information from the input means 4. After the permission of the service provider, the registration application information input from the input means 4 of the user terminal device 8 by the instruction signal from the input means 14 of the provider terminal device 13 and the provider terminal device 13 Input means 1
4 and the face image information photographed and input by the photographing means 18 are sent to the registration center 2 (S8).

In the registration center 2, first, the card issuing data is created by the data creating means 28 based on the received information, and the card issuing data is registered and stored in the card issuing database of the storage means (S9). Next, the card issuing data is sent from the registration center 2 to the card issuing device 19 (S10). In the card issuing device 19, based on the received card issuing data, the card display means 22
In addition to displaying the card user's unique data such as the card user's name and member number on the card surface, the card user's face image, and information storage (including recording) means such as an IC storage unit and a magnetic recording unit of the card. The card issue data is stored (including the record) in (S11). And card transport means 2
The card is conveyed by 4 and carried out of the card issuance device 19 through a card slot or the like (S12), and the card is received by the card user to complete the card issuance (S13).

[0021]

As described above, the card issuance system of the present invention is used when a user applies for card issuance.
Enter the registration application information that identifies the user himself / herself based on the operation of the user himself / herself, and use the registration application information as card issuing data. In addition, there is no need for the operator to input information based on the items described in the application form required at the time of issuing the card.
There is an effect that an efficient card issuing process can be performed. Furthermore, an input means for inputting registration application information
Since information for specifying the type of card to be issued can be input, it is convenient to select a card of a different type even if it is to be issued. Further, since the input means can input the face image information of the user himself / herself, it is possible to issue a card in which the face image is displayed by the card issuing apparatus and which can be easily identified. By installing the card issuing device in the same room as the terminal device, the card issued at the place where the card is issued can be received, and the card can be obtained in a shorter time. In addition, since the card application includes a seal field for the user who applies for the card, there is an effect that it is possible to confirm that the application for the card has been made with the approval of the user.

[Brief description of the drawings]

FIG. 1 is a schematic diagram of an embodiment of a card issuing system according to the present invention.

FIG. 2 is a block diagram showing a main configuration of a card issuing system according to the present invention.

FIG. 3 is a flowchart showing a processing procedure of the card issuing system of the present invention.

FIG. 4 is a flowchart showing a processing procedure of the card issuing system of the present invention.

[Explanation of symbols]

 REFERENCE SIGNS LIST 1 Card issuing store 2 Registration center 3 Communication line 4, 14 Input means 5, 15 Display means 6 Application form creation means 7 Application form 8 User terminal device 9 Registration application information 10 Seal field 11, 16, 21, 27 Communication means 12, 17, 25, 30 control means 13 provider terminal device 14 input means 15 display means 18 photographing means 19 card issuing device 20 unissued card storage means 22 card display means 23 card information writing storage means 24 card transport means 26 Host computer 28 data creation means 29 storage means 31 card user 32 card

Claims (5)

[Claims] 1. A card for issuing from a provider of a predetermined service to the user, the card for proving that the user of the predetermined service has been approved as a user by the service provider. A card issuance system, wherein when the user applies for issuance of the card, input means for inputting registration application information for identifying the user based on an operation of the user; and input related to the input A user terminal device having display means for displaying an instruction screen, and an application form creating means for creating an application form in which the registration application information input by the input means is displayed; and As a result of the examination based on the information, a terminal device for a provider having input means for inputting permission information when permitting issuance of a card to the user, and a terminal input to the terminal device for the user. The registration application information and the permission information input to the provider terminal device are received via a communication line, and data creation means for creating card issue data, and storage means for storing the card issue data. And a card issuing device that receives the card issuance data from the registration center via a communication line and issues a card. 2. The card issuing system according to claim 1, wherein said input means for inputting said registration application information can input information for specifying a type of a card to be issued. 3. The apparatus according to claim 2, wherein said input means is capable of inputting face image information of the user, and said card issuing apparatus has card display recording means for displaying said face image information on a card. The card issuing system according to claim 1. 4. The card issuing device according to claim 1, wherein the card issuing device is installed in the same room as the terminal device.
The card issuing system described. 5. The card issuance system according to claim 1, wherein the application form includes a seal field of the user.