JPH01150971A - Automatic teller machine system - Google Patents

Abstract

PURPOSE:To enlarge a transactable subject by reading transacting data to be written to a medium as image data with a transaction pre-processor, executing a data transferring to a distant place processor, transferring the transacting data, which are inputted by an operator, to an automatic teller machine with the distant place processor and displaying the data. CONSTITUTION:A customer it self writes the prescribed data to the medium of a document, etc., and a transaction pre-processor 2 reads the medium, to which the transacting data are written, as the image data. Then, the data are transferred to a distant place processor 8. The distant place processor 8 displays the received image data and shows the data to the operator. Then, the operator observes the display and the transacting data are inputted to the input means of the keyboard, etc., of the distant place processor 8. The inputted transacting data are converted to code data, which correspond to the specified format corresponding to the transacting subject, by the distant place processor 8 and transferred to an automatic teller machine 3. Transacting contents to be received are displayed with the transacting format by the automatic teller machine 3 and shown to the customer. Thus, the transacting subject, which can be processed only at a window, can be transaction-processed.

Description

DETAILED DESCRIPTION OF THE INVENTION (Field of Industrial Application) The present invention relates to an automatic transaction processing system that enables automatic transactions on multiple subjects in financial institutions.

(Conventional Technology) In response to recent changes in the social environment such as financial liberalization, financial institutions are promoting rationalization, labor-saving, and enhancement of customer services in pursuit of higher profits. The challenges for each of these include thorough rationalization of counter operations and back office operations, promotion of automation of low-profit operations, and improvement of service quality (enhancing consultation operations, enriching information provision, etc.), but in particular, rationalization is important. In addition to promoting mechanization, which was seen up to the second online stage, the major challenge is not only the introduction of new systems that include processing formats.

Furthermore, automated equipment is now widespread within the offices of financial institutions, and most simple transactions such as savings deposits are performed using automated equipment. It is expected that transactions processed at counters will shift to transactions using automated equipment in the future, but transactions that require complex preprocessing, such as new transactions and cancellation transactions, will still be processed at counters. The reality is that

Competition among financial institutions is becoming more and more intense, and in order to acquire more customers, a major strategy is how to efficiently and effectively locate branches, which are the bases of sales activities. . Mechanized stores are attracting particular attention as part of this strategy. Mechanized stores are stores that employ the minimum number of employees required (ideally completely unmanned) and process transactions using automated equipment.They are located in areas such as housing complexes and are said to have extremely high investment efficiency.

(Problems to be solved by the invention) The sales strategy of financial institutions is to expand transactions, and for this purpose, it is necessary to increase the number of new customers and the opening of new transactions. On the other hand, mechanized stores are mainly automated transaction devices (ATVs) that process transactions by the customer's own operations, but conventional automated transaction devices are unable to handle complex transactions such as new transactions and cancellation transactions due to the following reasons: Met.

■For new transactions, it is necessary to create a customer information file (address, first name, postal code, telephone number, occupation, etc.), and if you want to automate the creation of this file, you may want to use handwritten kanji recognition technology. However, when this technology is used, there are various problems such as the operation becomes complicated to recover unrecognized characters, missing fields, etc., and the time required to input transaction data is significantly increased. It's not even close.

■Registration and verification of seals are required for transactions such as new transactions and cancellation transactions, but in particular, when it comes to automatic verification of seals, the final judgment based on the match rate must be made by an operator, and full automation has not yet been put into practical use. .

■There is no established method to automate the physical confirmation of certificates, etc. when canceling regular contracts or depositing checks.

For the reasons mentioned above, it is currently necessary to install a counter transaction system for complex processing such as new transactions and cancellation transactions. Counter transaction systems require significantly higher investment amounts (bank staff costs, mechanization investment, etc.) than automatic transaction devices, and for this reason, a major challenge was how to make counter transactions possible with automatic transaction devices.

It is an object of the present invention to solve the above-mentioned problems and provide an automatic transaction processing system that can automatically process a large number of transactions and complex transactions.

(Means for Solving the Problem) In order to solve the problems of the prior art, the automatic transaction processing system of the first invention (a) uses a medium such as a slip in which the customer himself has written transaction data as image data. reading,
(b) a transaction preprocessing device comprising means for data transfer;
means installed at a remote location and displaying the image data of the medium sent from the transaction pre-processing device on a display as a still image, and a transaction input by an operator using an input means based on the content displayed by the means; (c) a remote processing device equipped with means for converting data into code data in a specific format corresponding to the transaction item written on the medium and transmitting the data; and (c) corresponding to the transaction item sent from the remote processing device. The transaction preprocessing device is the same as the transaction preprocessing device, and includes a means for receiving code data in a specific format and displaying it on a display, a means having processing functions such as cash deposit/withdrawal, bankbook entry, etc., and a means for communicating with the host. and an automatic transaction device installed in the store, the transaction preprocessing device reads the transaction data written on the medium as image data, and transfers the data to the remote processing device, and the remote processing device , converts the transaction data input by the operator into code data according to the transaction format based on the received image data,
The automatic transaction device displays the received transaction details in a transaction format on a display, and after completing the pre-transaction processing by performing a customer confirmation operation on the automatic transaction device, the automatic transaction device transfers the received transaction details to the host computer. Post-transaction processing is executed through communication with

Further, the automatic transaction processing system of the second invention includes (a) a transaction preprocessing device equipped with a means for reading a medium such as a slip in which a customer writes transaction data as image data and transferring the data; means installed at a remote location and displaying image data of the medium sent from the transaction preprocessing device as a still image on a display; and transaction data inputted by an operator using an input means based on the content displayed by the means. (c) a remote processing device equipped with a means for converting code data into a specific format corresponding to the transaction item written on the medium and transmitting the data; and (c) a code data corresponding to the transaction item sent from the remote processing device. It is equipped with means for receiving code data in a specific format and displaying it on a display, means having processing functions such as cash deposits and withdrawals, bankbook entry, etc., and means for communicating with a host, and is installed at the same store as the transaction preprocessing device. After a customer selects a transaction on the automatic transaction device, the automatic transaction device processes the transaction by itself or includes the preprocessing device and the remote processing device. If it is the former transaction, the automatic transaction device executes the transaction processing with the host, and if it is the latter transaction, the automatic transaction device executes the transaction processing with the transaction preprocessing device and the transaction preprocessor. It cooperates with the remote processing device and communicates with the host to execute transaction processing.

Further, the automatic transaction processing system of the third invention includes (a) a plurality of transaction preprocessing devices equipped with a means for reading a medium such as a slip in which a customer writes transaction data as image data and transferring the data; b) means for displaying the image data of the medium sent from the transaction pre-processing device as a still image on a display, and transaction data inputted by an operator using an input means based on the display content by the means, onto the medium; One or more remote processing devices installed in a remote location and equipped with means for converting code data into a specific format corresponding to the listed transaction item and transmitting the data;
(c) a means for receiving code data in a specific format corresponding to the transaction item sent from the remote processing device and displaying it on a display, a means having processing functions such as cash deposits and withdrawals, bankbook entry, etc., and a host; It is comprised of the transaction pre-processing device and a plurality of automatic transaction devices installed in the same store, and the remote processing device collects transaction data during a series of automatic transaction processing. Only during input processing, the pre-transaction processing device and the automatic transaction device are connected to the line and participate in the transaction processing, and the automatic transaction device is in charge of spot processing and host processing.
The plurality of transaction preprocessing devices and the plurality of automatic transaction devices can be remotely controlled.

Furthermore, the automatic transaction processing system of the fourth invention includes (a)
(b) a plurality of transaction preprocessing devices equipped with means for reading and transmitting media such as slips in which customers write transaction data as image data; and (b) images of the media sent from the transaction preprocessing devices. A means for displaying data as a still image on a display, and a means for converting transaction data inputted by an operator using an input means into code data in a specific format corresponding to the transaction item written on the medium based on the display contents by the means, (c) receiving code data in a specific format corresponding to the transaction item sent from the remote processing device;
A plurality of automatic transactions installed in the same store as the transaction pre-processing device, comprising means for displaying on a display, means having processing functions such as cash deposit/withdrawal and bankbook entry, and means for communicating with a host. The transaction preprocessing device and the remote processing device perform slope pulling data input processing and the automated teller machine performs cash counting in parallel, and after each process is completed, the processing results are transferred to the automated teller machine. The information is displayed on the display of the transaction device, and the automatic transaction device executes host processing when a customer confirmation operation is performed on the automatic transaction device.

(Operation) In the first invention, when a customer wishes to conduct a transaction, the customer writes predetermined transaction data on a medium such as a slip, and the transaction preprocessing device converts the medium on which the transaction data is written into an image data. and transmits it to the remote processing device. The remote processing device displays the received image data to the operator. The operator looks at the display and inputs transaction data using input means such as a keyboard of the remote processing device. Then, the remote processing device converts the input transaction data into code data according to a specific format corresponding to the transaction item, and transfers the data to the automatic transaction device. The automated transaction device displays the received transaction details in a transaction format to show it to the customer. If the displayed transaction details are correct, the customer performs a confirmation operation on the automatic transaction device. This confirmation operation completes the transaction pre-processing, and then the automatic transaction device communicates with the host,
Perform post-transaction processing. Therefore, complex transactions can be automatically processed, the types of transactions that can be processed are expanded, and the problems of the prior art described above are solved.

In the second invention, after the customer selects a transaction, the automatic transaction device determines whether the transaction is to be processed alone or in conjunction with a transaction preprocessing device and a remote processing device, and processes the transaction based on the determination result. are executed separately. Therefore, simple transactions such as withdrawals and deposits are processed independently, and complex transactions such as new transactions and cancellation transactions are processed collaboratively by the three devices mentioned above, which improves processing efficiency and equipment operation efficiency. will be able to achieve this.

In the third invention, since the pre-transaction processing device and the automatic transaction device are connected to the remote processing device by line only during data input processing, a large number of pre-transaction processing devices and automatic transaction devices can be operated remotely with one remote processing device. Become in control. Therefore, the number of remote processing devices required is small, and system costs can be reduced.

In the fourth invention, the transaction data input process by the transaction preprocessing device and the remote processing device and the cash counting by the automatic transaction device are processed in parallel, so the transaction processing time is shortened.
Service to customers is improved.

(Example) Examples of the present invention will be described in detail below.

FIG. 1 is a block diagram showing the overall configuration of the automatic transaction processing system of this embodiment. In the figure, reference numeral 1 indicates a business store mainly consisting of mechanized stores, and a preprocessing device 2 and an automatic transaction device 3 are installed in combination. The automatic transaction device 2 is connected to a host 5 by a dedicated line 4 either directly or via a terminal controller (not shown). The automatic transaction device 3 performs conventional transactions, such as cash deposits and withdrawals by card, bankbook entry, balance inquiry, etc., with the host 5 without going through the preprocessing device 2. The preprocessing device 2 is connected to an automatic transaction device 3 in the same business store 1 on one side, and to an rsDN network 6, which is a high-speed digital network, on the other hand, and is further connected to one or more devices in the main store 7 via this 15DN cable 6. It is connected to one remote processing device 8. In addition, the main store 7-1
One or more remote processing devices 8 are connected to the host 5 via a dedicated line 9 .

Here, the tsDN network 6 is a communication network capable of multimedia communication such as image data and audio data at a transmission speed of 64 kilobits/second, and in this embodiment, preprocessing is performed at the sales office 1 using this communication network. The device 2 and the remote processing device 3 process image data, audio data, etc., and customers can easily perform new transactions, cancellation transactions, etc. by simply adding a few operations to conventional automatic transaction device operations. It enables automatic processing of transactions that could not be performed with automatic transaction machines.

FIG. 2 is a block diagram showing the configuration of the preprocessing device 2 and the automatic transaction device 3. As shown in FIG.

The preprocessing device 2 interacts with a still image input section 21 that reads a medium such as a slip as image data and transfers the data as a still image to the display of the remote processing device 8, and a medium inserter section that inputs an image of the medium such as a slip. a media inserter/stacker section 22 consisting of a stacker section that takes in the media after processing; a video input section 23 that transfers the customer's status as a video to the display of the remote processing device 8;
A video display section 24 that displays the operator's status.
, microphone/speaker 2 for conversation between customers and operators
5. l5DN network communication function 26, image/audio control unit 27 that controls these, and l5DN network control unit (NCU)
It consists of 28 pieces.

On the other hand, the automatic transaction device 3 has a communication function (1) 31 for communicating with the host 5, a display section 32 with a touch panel that forms the center of customer operation, and a card read/write section for reading and writing magnetic cards or IC cards. 33,
Cash withdrawal department 34, journal/receipt printer department 3
5. Passbook/certificate printer section 36, passbook/certificate issuing section 37
, I5DN network communication function (2) 38 and a control unit 39 that controls them.

FIG. 3 is a block diagram showing the configuration of the remote processing device 8. As shown in FIG. The remote processing device 8 is broadly divided into an information inquiry terminal and an image/audio processing device 82, and is further provided with an 15DN control device (N(:U)) 83.

The information/inquiry terminal 81 is composed of a keyboard section 81-1, a display section old-2, an old 15DN network communication function 3, a host communication function old-4, and a control section 81-5 for controlling these.

On the other hand, the image/audio processing device 82 receives the slip etc. as still image data and the customer status as video data from the preprocessing device 2, and displays a still image/video display unit 82-1 as a still image/video composite screen; a video input unit 82-2 that transfers the operator's state as a video to the preprocessing device 2;
Microphone/speaker 82 for conversation between customers and operators
-3. An operation section 82-4 for the operator to enlarge and display the stamp part of the slip inserted into the preprocessing device 2 and for remote control of other media, and an image/audio control section 82-5 for controlling them. configured.

Note that the information inquiry terminal 81 and the image/audio processing device 82 are integrated, and the two display units 81-1.82-1 are combined into one, and the two control units 81-5.82, 5 are combined into one. It can also be a multimedia-enabled workstation.

FIG. 4 is a diagram showing the appearance of an integrated preprocessing device 2 and automatic transaction device 3. Note that IO in the figure indicates a slip recording table, but since it has no direct relation to the present invention, a description thereof will be omitted.

Next, FIGS. 5 and 6 show the operation of this embodiment with the above configuration.
This will be explained with reference to the figures. FIG. 5 is a diagram showing an example of a transaction processing flow according to this embodiment, and FIG. 6 is an image diagram of a transaction according to this embodiment. Here, explanation will be given using a new ordinary deposit transaction as a representative example of a transaction.

■At the branch 1, the customer submits a new transaction slip on the recording table 10.
Extracted from (Figure 4), date, address, name, postal code,
Fill in items such as phone number and occupation, and affix your seal to the notification.

Conventionally, a slip for a new transaction is a copy slip for internal processing, but the slip used in this embodiment is consolidated into one sheet as an application form and a seal stamp slip in order to read the image. For other subjects as well, all slips filled out by customers are consolidated into one sheet so that they can be transferred as a single still image.

■Next, the customer looks at the transaction selection screen displayed on the touch panel display section 32 of the automatic transaction device 3 and presses a button on the touch panel to select a desired transaction. In this example, select New Transaction.

The automatic transaction device 3
Transactions that can be processed independently, such as withdrawals and deposits, will be processed independently thereafter, and complex transactions such as new transactions and cancellation transactions will be processed by the communication function (2) when the control unit 39 determines that preprocessing is necessary.
) 38's automatic calling function, the l5DN network control device 2
8, a line connection request is sent to the remote processing device 8 of the main store 7. When the automatic transaction device 3 issues a line connection request, l
A call is placed via the 5DN network 6 to an idle device among one or more remote processing devices 8 installed in the main store 7 .

- When a call is made, the preprocessing device 2 + automatic transaction device 3 of the calling branch 1 is connected to the remote processing device 8 by a specific operation by the operator. After confirming the line connection state, the automatic transaction device 3 displays a slip insertion request screen on the touch panel display unit 32.

■Following the screen display on the touch panel display section 32, the customer inserts the filled-in new application form into the medium inserter/stacker section (slip insertion slot) 22 of the preprocessing device 2. When the slip is inserted, the still image input section 21 reads it as still image image data. In this embodiment, a high-definition color video camera is used as the still image input section 21, but it is also possible to use other devices such as a CCD line sensor. When the still image input section 21 reads the slip, the image/audio control section 27 compresses the still image data and sends it to the remote location of the main store 7 via the communication function (2) 38, the L5DN network control device 28, and the L5DN network 6. The data is transferred to the processing unit 8. In the remote processing section 8, the image/audio control section 82-5 of the image/audio processing device 82 decompresses the transferred still image data via the 15DN network control device 83, and then converts the slip image into a still image. /Displayed on the video display section 82-1.

The operator at 0m store 7 is the still image/video display section 8.
Looking at the slip image displayed in step 2-1, check the completeness of the slip, such as whether there are any omissions or errors in the entered information and whether the notification is properly stamped. If the slip is incomplete, use the operation unit 82-4 to eject the slip from branch 1.
The preprocessing device 2 communicates with the customer by voice using the microphone/speaker 25 to guide addition/correction of incomplete parts of the slip. Communication is also possible with the still image/moving image display section 82-1 and the moving image display section 24 through the moving image input section 82-2.23 of each special number.

Next, the operator at the main store 7 looks at the slip image on the still image/video display section 82-1, first determines the transaction item, and in this example normally displays the new format screen on the display section 81 of the information inquiry terminal 81. -1, and while continuing to watch the video/still image display section 82-1, enter address, name, telephone number, etc. based on the format screen to complete data input necessary for the transaction. The operator also makes an inquiry to the host 5 regarding customer information, etc., depending on the details of the transaction, and uses the results as transaction data. Furthermore, after the transaction is established, a CIF (customer information file) host registration process is also performed.

For seal verification necessary for transaction processing such as cancellation, the stamped portion of the still image is enlarged and displayed by operating the operation section 82-4 of the remote processing device 8, and visually verified against the stamp ledger.

■Meanwhile, after inserting the slip, the customer inserts cash into the cash withdrawal section 34 based on the guidance screen on the touch panel display section 32 shown in FIG. Automatic transaction device 3
holds the cash count result inside - time.

-Continue to display the card issuing screen on the touch panel display section 32, and select whether or not a card is required using the buttons on the touch panel. If a card is required, the customer is asked to enter their desired recitation number. The card will be mailed at a later date.

(2) In order to shorten the transaction processing time in this way, the remote processing device 8 creates the transaction data of the slip, and the automatic transaction device 3 performs the cash counting process and the like in parallel. Eventually, each process is completed, and the transaction data is collected in the automatic transaction device 3 and displayed on the display section 32 with a touch panel.

The customer confirms the contents and performs a confirmation operation.

If there is proof, the remote processing device 8 intervenes depending on the content,
Alternatively, the automated transaction device performs the correction process alone.

(2) Thereafter, the automatic transaction device 3 starts data communication with the host 6 via the dedicated line 4, and at the same time, the l-5DN network 6 with the remote processing device 8 is disconnected.

In this way, the remote processing device 8 is connected to the 15DN network 6 only during transaction data creation processing time, which is a part of the entire transaction time. Therefore, if there are subsequent connection requests from other devices, the device can participate in the processing. This allows one remote processing device 8 to control a plurality of automatic transaction devices 3.

■When the host processing is completed, the automatic transaction device 3 stores the cash in the cash withdrawal unit 34, prints the name, transaction results, etc. on a new passbook in the passbook/certificate printer unit 36, and prints the name, transaction results, etc. on the new passbook in the passbook/certificate printer unit 36, and The customer issues a printed passbook and the customer receives it, completing the transaction.

The above has been explained using an example of a new transaction of a regular deposit, but other processes such as canceling a time deposit and depositing a check can be automatically processed from the customer's perspective by the following processing method.

(a) Actual items such as term certificates and checks are transferred from the preprocessing device 2 to the remote processing device 8 as color image data.

(0) The full-time operator of the remote processing device 8 temporarily determines the authenticity of the actual item, and if it is determined to be true, the preprocessing device 2
takes in the actual thing.

(8) At this time, media can be divided into media whose authenticity can be immediately determined by other means such as certificates with magnetic stripes, and media whose authenticity can be determined immediately by an operator based only on image data.

(d) After the transaction data is input by the remote processing device 8, the authenticity of the physical item, such as a certificate with a magnetic stripe, can be determined as authentic.
Cash payments are processed immediately, and if the operator makes a temporary decision, the transaction data is temporarily transferred to the remote processing device 8 after the cash payment has been received.
stored in the vending file. At this time, a message is displayed to the customer as a reception process and that cash processing will be handled the next day.

(v) After the work, the actual items and slips are collected from the media inserter/stacker section 22 of the preprocessing device 2, a final judgment is made by the dedicated operator of the remote processing device 8, transaction data is extracted from the vending file, and host processing is performed.

(Effects of the Invention) As explained in detail above, according to the present invention, in addition to cash deposits and withdrawals, bankbook entry, and balance inquiries that can be processed by conventional automatic machines, new transactions, cancellation transactions, check deposits, foreign exchange transactions, etc. , transaction items that could previously only be processed at a counter can now be automatically processed at mechanized stores and the like. Therefore, the range of items that can be handled by automatic transaction machines will be greatly expanded, and the usage rate of automatic transaction machines at mechanized stores will increase.
Rationalization within the store will be promoted.

Further, although the present invention requires a dedicated operator for the remote processing device, as described above, one operator can control a plurality of automatic transaction devices, which has a great rationalization effect. By having one or more dedicated operators remotely control the input processing of a plurality of automatic transaction devices, it is possible to simplify operations for customers and shorten transaction time even in complex transactions.

[Brief explanation of the drawing]

FIG. 1 is a configuration diagram of an automatic transaction processing system according to the present invention,
Figure 2 is a configuration diagram of the preprocessing device and automatic transaction device, Figure 3 is a configuration diagram of the remote processing device, Figure 4 is an external view of the integrated preprocessing device and automatic transaction device, and Figure 5 is the main unit. A diagram showing an example of a transaction processing flow according to an embodiment of the invention, FIG. 6(A)
, (B) is a transaction image diagram according to an embodiment of the present invention. 1...Sales office, 2--Pretreatment equipment, 3...
・Automatic transaction device, 5-host, 6-ISDN network,
7.-Bone store, 8...Remote processing device.

Claims (4)

[Claims] (1) (a) A pre-transaction processing device equipped with a means for reading a medium such as a slip in which a customer has filled out transaction data as image data and transferring the data; (b) A pre-transaction processing device installed in a remote location, means for displaying image data of the medium sent from the device as a still image on a display; and transaction data inputted by an operator using an input means based on the display contents by the means, into transaction items written on the medium. (c) a remote processing device having a means for converting code data into a corresponding specific format and transmitting the data; (c) receiving code data in a specific format corresponding to the transaction item sent from the remote processing device and displaying it; an automatic transaction device installed in the same store as the transaction pre-processing device, which is equipped with means for displaying information on the screen, means having processing functions such as cash deposits and withdrawals, and bankbook entry, and means for communicating with the host; The transaction data written on the medium is read as image data by the transaction preprocessing device, and the data is transferred to the remote processing device, and the remote processing device reads the transaction data written on the medium as image data, and the remote processing device reads the transaction data written on the medium as image data, and the remote processing device reads the transaction data written on the medium as image data. Converting the input transaction data into code data according to the transaction format and transmitting it to the automatic transaction device, the automatic transaction device displays the received transaction details in the transaction format on a display, and confirms the customer to the automatic transaction device. An automatic transaction processing system characterized in that, after completing pre-transaction processing through operation, the automatic transaction device executes post-transaction processing through communication with a host. (2) (a) A pre-transaction processing device equipped with a means for reading a medium such as a slip in which a customer has filled out transaction data as image data and transferring the data; (b) A pre-transaction processing device installed in a remote location, means for displaying image data of the medium sent from the device as a still image on a display; and transaction data inputted by an operator using an input means based on the display contents by the means, into transaction items written on the medium. (c) a remote processing device having a means for converting code data into a corresponding specific format and transmitting the data; (c) receiving code data in a specific format corresponding to the transaction item sent from the remote processing device and displaying it; an automatic transaction device installed in the same store as the transaction pre-processing device, which is equipped with means for displaying information on the screen, means having processing functions such as cash deposits and withdrawals, and bankbook entry, and means for communicating with the host; After a customer selects a transaction in the automatic transaction device, the automatic transaction device determines whether the transaction is to be processed by itself or by the preprocessing device and the remote processing device, and the transaction is selected by the automatic transaction device. If so, the automatic transaction device executes the transaction processing with the host, and if it is the latter transaction, the automatic transaction device cooperates with the transaction pre-processing device and the remote processing device. An automatic transaction processing system characterized by communicating with the host and executing transaction processing. (3) (a) A plurality of transaction pre-processing devices equipped with means for reading media such as slips in which customers write transaction data as image data and transferring the data; means for displaying image data of the medium as a still image on a display, and transaction data inputted by an operator through an input means based on the display contents by the means into a specific format corresponding to the transaction item described on the medium; (c) a code in a specific format corresponding to the transaction item sent from the remote processing device; and (c) a code in a specific format corresponding to the transaction item sent from the remote processing device. It is equipped with a means for receiving data and displaying it on a display, a means having processing functions such as cash deposits and withdrawals and bankbook entry, and a means for communicating with a host, and is installed in the same store as the transaction preprocessing device. The remote processing device is connected to the pre-transaction processing device and the automatic transaction device only during transaction data input processing during a series of automated transaction processing, and the remote processing device is connected to the pre-transaction processing device and the automated transaction device to process the transaction. An automatic transaction processing system characterized in that the automatic transaction device takes charge of spot processing and host processing, thereby making it possible to remotely control a plurality of the transaction preprocessing devices and a plurality of the automatic transaction devices. (4) (a) A plurality of transaction preprocessing devices equipped with means for reading media such as slips in which customers have filled out transaction data as image data and transferring the data; means for displaying image data of the medium as a still image on a display, and transaction data inputted by an operator through an input means based on the display contents by the means into a specific format corresponding to the transaction item described on the medium; (c) a code in a specific format corresponding to the transaction item sent from the remote processing device; and (c) a code in a specific format corresponding to the transaction item sent from the remote processing device. It is equipped with a means for receiving data and displaying it on a display, a means having processing functions such as cash deposits and withdrawals and bankbook entry, and a means for communicating with a host, and is installed in the same store as the transaction preprocessing device. The transaction data input processing by the transaction pre-processing device and the remote processing device and the cash counting by the automatic transaction device are processed in parallel, and after each processing is completed, processing is performed. An automatic transaction processing system, characterized in that a result is displayed on a display of the automatic transaction device, and the automatic transaction device executes host processing by a customer confirmation operation on the automatic transaction device.