JPH02193262A - Card transaction management system - Google Patents

Abstract

PURPOSE:To discriminate a cash card used for a transaction out of plural issued cash cards by preliminarily recording an identification code in the information recording part of each cash card and printing information corresponding to the identification code on a printing medium like a bankbook together with transaction data. CONSTITUTION:A window device 5 in a branch office A and an automatic teller machine 6 in the branch office A transmit and receive data to and from a central processing unit 2 through a terminal controller 3 in the branch office A, and a cash dispenser 7 in a branch office B transmits and receives data to and from the central processing unit 2 through a terminal controller 4 in the branch office B. The identification code to identify each of plural cards is recorded on the information recording part of the card, and the identification code is read at the time of using the card for a transaction, and information corresponding to the identification code of the card used for the transaction is printed together with transaction data at the time of printing transaction data. Thus, a customer can immediately discriminate the card used for the transaction out of plural cash cards issued for the same account.

Description

[Detailed Description of the Invention] [Industrial Application Field] The present invention is applied to a parent-child cash card operation system in banks and the like.

[Conventional technology]

Traditionally, banks have used Japanese Patent Laid-Open No. 6
As described in No. 0-220462, ten banks have issued multiple cash carts so that, for example, multiple members of a family can use the same account.

[Problem to be solved by the invention]

In the conventional banking system described above, when the transaction details are finally printed on the passbook, it is difficult to identify which cash card 1- out of multiple issued cash cards was used for the transaction. There was a problem that I couldn't do it.

An object of the present invention is to record an identification code in the information recording section of a cash card, print information corresponding to this identification code together with transaction data on a printing medium such as a passbook, and then print the information on a print medium such as a passbook together with transaction data. The purpose is to make it possible to identify what is there.

[Means to solve the problem]

The above purpose is to make multiple cash cards visually distinguishable using Enhos, etc., record an identification code to identify each individual card in the magnetic information recording section of the card, read the identification code when using the card, and send it online. It is sent as data to the center and stored as part of the transaction data at the center along with the transaction data.

Next, when a request for printing on a print medium such as a passbook occurs, the identification code is sent to the terminal together with other transaction data (date, amount, etc.), and a symbol corresponding to the identification code is sent together with the transaction data. This is achieved by printing on a print medium.

[Effect]

Embossed cards and the like on cash cards can visually identify multiple cards. The identification code recorded in the information recording section allows the machine to identify the cash card. An ATM or the like reads the data recorded in the information recording section and sends it to the central processing unit along with the transaction data. The central processing unit and external storage device store which cash card the transaction was made with.

When printing transaction data on a passbook or the like using a window L1 device or the like, which cash card was used for the transaction is printed. This allows the customer to immediately determine which cash card is being used for the transaction.

〔Example〕

An embodiment of the present invention will be described below with reference to FIGS. 1 and 2.

FIG. 1 is a diagram showing the configuration of this system, where 5 is the teller machine (A) of branch A, and 6 is the automatic cash handling machine (A) of branch A.
A), and these exchange data with the central processing unit 2 via the terminal control device (A) 3 of the A branch.

Similarly, 7 is an automatic cash handling device (B) of the B branch, which exchanges data with the central processing unit 2 via the terminal control device (B) 4 of the B branch.

The central processing unit 2 stores transaction data etc. sent via the terminal control/devices of each branch in the external storage device 1.
When a print request is received, print data is transmitted via the terminal control device of each branch.

FIG. 2 shows a cash card (A) 8 used in the present invention, which is used in the same account.
, cash card (B) 11. The cash card (A) 8 and the cash card (B) 11 each have a magnetic stripe (A) 9 and a magnetic stripe (B) 12 as information recording parts, and an authentication mark is written in this part to identify each card. Record the different code. 10.13 is an embossed part for visually identifying each card.

14 is a passbook on which transaction data is printed.

Next, the operation of the system according to the present invention will be explained.

Transaction data of a transaction made by an automatic teller machine (A) 6 using a cash card (A) 8 at a bank's A branch is sent to the central processing unit 2 via a terminal control device (A) 3 at the same branch. and stored in the external storage device 1. At this time, the identification character data recorded on the magnetic stripe (A) 9 of the cash card (A) 8 is also transmitted at the same time. Similarly, transaction data made at branch B using the cash card (B) 11 and the automated teller machine (B) 7 is sent to the central processing unit 2 via the terminal control device (B) 4 of the same branch. and stored in the external storage device 1.

At this time as well, the magnetic stripe on cash card (B) 11 (
B) The identification character data recorded on 12 is transmitted simultaneously with the transaction data.

When printing transaction data performed in this manner on the passbook 14, the data is retrieved from the external storage device 1 of the central processing unit 2 from the counter device 5 via the terminal control device (A) 3, and The device 5 prints.

At this time, in the notes column of the transaction printed on this passbook 14, there is an embossed part (A) for transactions using the cash card (A) 6.
) 10, and for transactions using the cash card (B) 7, a symbol corresponding to the identification symbol embossed on the embossed portion (B) 13 is printed.

In the above embodiment, embossing was used to visually identify the cash card, but in addition to embossing, labeling and
Identification printing, addition of identification, etc. can be considered, and the card may be a personal authentication card such as an IC card in addition to a magnetic card that uses a magnetic stripe in the information recording section.

In addition, in the above embodiment, an identification code is used to identify each individual card, but if the PIN number used during a transaction is different for each individual car, the PIN number can be used to identify the card without using the identification code. Another possibility is to use it as a code.

〔Effect of the invention〕

According to the present invention, it becomes possible for a customer to immediately determine which card out of a plurality of cash cards for the same account was used to perform a transaction.

[Brief explanation of the drawing]

FIG. 1 is a system configuration diagram of this system, and FIG. 2 is an external view of a cash cart and a bankbook. ■... External storage device, 2 Central processing unit, 3... Terminal control device (Δ), 4... Terminal control device (B), 5...
Counter device, 6...Automated teller machine (A), 7... Automated teller machine (B), 8... Cash card (A)
, 9...Magnetic stripe (A), 10... Embossed part (A), 11・Cash card (B), 12・
・Magnetism [-Live (B), 13-Embossed part (B) 14...Passbook.

Claims (1)

[Claims] 1. In a card transaction management system that manages transactions using multiple cards in one account, an identification code that identifies each individual card is recorded in the information recording section of the multiple cards, and the identification code is used when making a transaction using the card. A card transaction management system characterized in that when reading and printing transaction data, information corresponding to the identification code of the card used in the transaction is printed together with the transaction data.