JPH04321173A - Continuous processing method for home banking services - Google Patents

Abstract

PURPOSE:To automatically and continuously process various home banking services and to improve the convenience of users in a home banking service system applying a computer response system. CONSTITUTION:The information of utilizing service contents is previously inputted and registered into a service register part 5. A main control part 1 carries out automatically a protocol to a computer response system center based on the registered information and stats the next service every time the service information is complete. At the same time, the part 1 performs the communication with the computer response system center while discriminating whether the service should be carried on or not through a continuous processing execution control part 6 based on the information stored in an IC card. Then the contents of reception are recorded on the IC card. Thus, a user is not required to manually input the next service request at the end of each service.

Description

[Detailed description of the invention]

0001

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a continuous processing method for home banking services in a terminal device that uses a personal computer service provided by a computer response system to perform home banking services.

0002

2. Description of the Related Art Conventionally, in order to continuously execute home banking services, it is necessary to simultaneously receive the results sent in electronic form from a computer response system center in response to the services requested by the home banking service user. The next service that could be transferred was displayed on the display of the terminal, and the user could select the service that could be transferred, thereby allowing the user to continue using the next service. For example, as shown in FIG. 6, which shows the display section and operation section of a terminal to explain the processing of a conventional home banking service, a service result 1
At the same time as 01 is displayed, content 102 indicating that it is possible to move to the next service is displayed, 103 indicating ``Continue'' which is a menu that can specifically be transferred, 1 indicating ``Table of Contents''
04, 105 indicating “other account”, 106 indicating “end”
will be displayed. 107 to 110 are function keys, and the user can use the function keys 107 to 110 corresponding to the menus displayed in 103 to 106, respectively.
By pressing one of the buttons, it was possible to receive the next service in succession.

0003

[Problem to be Solved by the Invention] However, in the above conventional method of continuously providing services, if the user does not perform a selection operation after displaying the message sent from the computer response system center, the next step is to Since the service cannot be executed continuously, the user has to operate the function keys for each service, and there is a problem that the user cannot receive the services all at once.

The present invention solves these conventional problems by providing a continuous processing method that allows users to automatically receive services all at once without requiring selection operations. The purpose is to significantly improve the convenience of users.

[0005]

[Means for Solving the Problems] In order to achieve the above object, the present invention provides an input means for registering services to be used in advance in a processing procedure and registered contents in order to perform batch processing. continuous processing execution management means for automatically and continuously executing protocols with the computer response system center according to the invention; and storage means for storing the history of the results of automatically processing the protocols with the computer response system center. This system is designed to enable automatic continuous processing of various services. Further, among the input means, continuous processing judgment input means is provided to enable the continuous processing execution management means to judge the continuity of the service.

[0006]

[Operation] Therefore, according to the present invention, after inputting the services that the user wants to receive all at once, the protocol with the computer response system center can be automatically processed, so that the user can perform operations for each service. This eliminates the need and improves convenience.

[0007]

【Example】

(First Embodiment) FIG. 1 is a block diagram showing the configuration of a first embodiment of the present invention. In FIG. 1, 1 is a main control unit;
The state of each part shown in FIG. 1 is controlled by the CPU. Reference numeral 2 denotes an input/output control unit which executes a basic communication protocol with the computer response system center according to instructions from the main control unit 1 and notifies the main control unit 1 of the received message. 3 is a display section, and 4 is an input section. The input/output control section 2 notifies the main control section 1 of the service information requested by the user through the input section 4, and displays the service information on the display section 3. The display section 3 displays information using a display device based on instructions from the input/output control section 2. The input unit 4 allows the user to input service information requested by using an input device equipped with a numeric keypad, function keys, etc. Reference numeral 5 denotes a service registration unit, which stores service information in a semiconductor memory according to instructions from the main control unit 1. Reference numeral 6 denotes a continuous processing execution management unit, which determines the continuity of the service based on the service information stored in the service registration unit 5 and notifies the main control unit 1 of the contents of the service information based on the determination. . The operation of this embodiment will be explained with reference to the flowchart shown in FIG. The display unit 3 displays an input screen for the user's account information necessary for the service, and by inputting according to the displayed content on the input unit 4, the input/output control unit 2 stores the service information in the service registration unit 5. The main controller 1 is instructed to
By giving a storage instruction to the service registration unit 5,
The service registration unit 5 stores the service information (step S1). Next, the main control unit 1 determines the service menu corresponding to the financial institution code among the input user account information, and displays it on the display unit 3 (step S2).
When the user inputs a desired service code into the input unit 4, the service registration unit stores the input service code in the same manner as step S1 (step S3). Next, the main control unit 1 determines whether or not there is incidental information corresponding to the service code inputted by the input unit 4 (step S4), and if there is incidental information, an incidental information input screen is displayed on the display unit 3. Then, the incidental information is registered from the service registration unit 5 in the same manner as step S1 (step S5), and if the main control unit 1 determines that there is no incidental information in step S4, the input in step S5 ends. Accordingly, a continuation guide is displayed for determining whether to continue the service (step S6). The continuation guidance display performed here is
This is the exact content of the confirmation/continuation request intention confirmation message actually sent from the computer response system center when a message is sent/received to/from the computer response system center according to the service code entered in the service menu. "Other accounts", "Table of contents", "Continue", "Request", "Cancellation", "Request cancellation", "Request continuation"
Among these, "other accounts", "
"Table of Contents" and "Continue" are displayed. Through continuous processing (
In step S7), if another account is input from the input unit 4 according to the display on the display unit 3 (step S8), the table of contents is input to step S1, as shown by the symbol (a) and the arrow in the figure. If (step S9), the process goes to step S2 as shown by the symbol (b) and the arrow, and if continuation is input (step S10), the process goes to step S5 as shown by the symbol (c) and the arrow. From S1 to step S6
Repeat each action. In step S7, if termination is input (step S11), the series of operations is terminated.

(Second Embodiment) FIG. 3 is a block diagram showing the configuration of a second embodiment of the present invention. In Figure 3, 1
, 5, and 6 have exactly the same functions as the parts with the same reference numerals shown in FIG. 1, respectively. 7 is a message storage unit, and 8 is a computer response system control unit. In this embodiment, the main control unit 1 monitors the status of the service registration unit 5, continuous processing execution management unit 6, message storage unit 7, and computer response system control unit 8, and controls each of the units 5, 6, 7, and 8. In addition to controlling the protocol with the computer response system center, retrieving service information, analyzing the retrieved information, and storing messages received from the computer response system center, each department also controls the interface between each department according to requests from each department. perform a role. The computer response system control section 8 controls the connection with the computer response system center, controls the protocol for transmitting and receiving messages, and notifies the main control section 1 of the received messages. The service registration unit 5 registers the series of input information described in the first embodiment in the semiconductor memory based on instructions from the main control unit 1. The continuous processing execution management unit 6 analyzes the information registered in the service registration unit 5 and controls continuous processing. The message storage section 7 stores the received message received by the computer response system control section 8 in a semiconductor memory according to instructions from the main control section 1. Note that the semiconductor memory may be an IC card.

The operation of the second embodiment will be explained with reference to the flowchart shown in FIG. When the main control unit 1 notifies the computer response system control unit 8 of the instruction to execute the service (step S20), the computer response system control unit 8 executes a protocol for establishing a data link with the computer response system center. The process executes the process to establish a data link, and requests service information from the main control unit 1 in the same manner as described in the first embodiment (step S21). The main control unit 1 loads the first registered service information in the service registration unit 5, passes it to the continuous processing execution management unit 6, and instructs the content to be analyzed (step S22). The continuous processing execution management section 6 extracts the received account information and incidental information, creates a message format for use in the computer response system control section, and passes it to the main control section 1 (step S23). The main control unit 1 passes the message format to the computer response system control unit 8 and transmits it to the computer response system center (
Step S24). Computer response system control section 8
Now, a response message is received from the computer response system center for the transmitted message, and is passed to the main control unit 1.The main control unit 1 stores it in the message storage unit 7 (step S25) and sends it to the continuous processing execution management unit 6. (Step S26). The continuous processing execution management unit 6 analyzes the received message, depending on whether it is a final intention confirmation message of confirmation/continuous request or an intermediate message.
The process moves to step S28 or step S30 (step S27). If it is a final intention confirmation message for confirmation/continuation request, the continuation judgment code of the intention confirmation information for confirmation/continuation request selected in the continuation guidance display shown in the first embodiment loaded in step 22 is analyzed. (Step S28), when the continuation determination code is a continuous request code, the main control unit 1 is instructed to transmit a predetermined confirmation code (in this case, confirmation code "6") indicating that the continuation determination code is a continuous request code. (step S31), and if the continuation determination code is an end code, the main control unit sends a predetermined confirmation code (in this case, confirmation code "0") indicating that it is an end code. 1 (step S29). In the main control unit 1, if it is a continuous request code, the computer response system control unit 8
The computer response system control unit 8 sends a message with the confirmation code "6" to the computer response system center (step S31). After sending confirmation code "6",
In order to execute the service based on the next service information, the process repeats from step S22 to load the next registered service information in the service registration unit 5. Main control unit 1
Then, if the exit code is the confirmation code "0",
Instruct transmission in the same way as for the confirmation code "6" above (
Step S32). After sending the confirmation code "0", the continuous process ends (step S33). In step S27, if the message is in progress, a predetermined confirmation code (in this case, confirmation code "0", but step S27
29 has a different effect than the confirmation code “0”)
The main control unit 1 is notified to send the
The computer response system control section 8 is instructed to transmit the confirmation code "0" in step S27, and the computer response system control section 8 transmits a message with the confirmation code "0" to the computer response system center (step S30). After transmitting the confirmation code "0", the process moves to step S25 for receiving a message from the computer response system center.

Next, in the first embodiment and the second embodiment, data registered in the service registration unit 5 when service information is input and data used by the continuous processing execution management unit 6 for continuous processing, respectively. This will be explained based on FIG.

In FIG. 5, 40 is a data format showing the overall structure of data registered in the service registration section 5. 41 indicates the input order of each step in FIG. 2, and indicates a service number that is incremented when it is determined in step S8 that the input is continued, and the data input in each step is incremented for each service number. It is something that is managed. 42 is step S1 and step S
3 shows the account information input. Reference numeral 43 indicates supplementary information input in step S5. 44 is a continuation determination code representing an identification code indicating continuation or termination shown in steps S8 to S11. The data format 40 is the data loaded in step S22 in FIG. 4, and the continuation determination code 44 is used in step S28 to determine whether to continue or end.

0012

[Effects of the Invention] As is clear from the above embodiments, the present invention allows users to input a plurality of services that they wish to receive at once when they are offline, register the service information, and then when they are online, the registered service information In order to process multiple services automatically and sequentially based on
Since the user no longer needs to perform a selection operation in response to a continuous request confirmation code input instruction request, the time required for operation is no longer restricted, and the convenience of receiving services can be greatly improved. It has this effect. Furthermore, with the present invention, continuous processing, which could not be achieved in the past, is made possible by simply adding an independent function called a continuous processing execution management unit, so it can be easily achieved without the need to change software related to conventional services. This also has the effect that development is extremely easy.

[Brief explanation of the drawing]

FIG. 1 is a system configuration diagram for implementing a continuous processing method for home banking services in a first embodiment of the present invention.

[Fig. 2] Flowchart of operation in the first embodiment

[
FIG. 3 is a system configuration diagram for implementing the continuous processing method for home banking services in the second embodiment of the present invention

[Fig. 4] Flowchart of operation in the second embodiment

[
Figure 5: Data format diagram for continuous processing used in the first and second embodiments

[Fig. 6] Front view of the display section and operation section of the terminal in conventional home banking service.

[Explanation of symbols]

1 Main control section 2 Input/output control section 3 Display section 4 Input section 5 Service registration department 6 Continuous processing execution management section 7 Message storage department

Claims (2)

[Claims] 1. A continuous processing method for home banking services applying a computer response system, wherein a terminal device is provided with an information input means, a display means, a control means, and a storage means, and information on the content of the service to be used is stored in the terminal. input from the information input means, register the information in the storage means, automatically execute a protocol with the computer response system center according to the registered information by the control means, and display information on the service result on the display means. A continuous processing method for home banking services in which the display is displayed and automatically moves to the next service when the display ends. 2. A continuous processing method for a home banking service that applies a computer response system, comprising: means for storing information in an IC card; and determining whether or not to continue the service based on the information stored in the IC card. a continuous processing execution management means to perform communication processing with a computer response system center under the continuous processing execution management means, and store a message received from the computer response system center through the communication processing in the IC card. Continuous processing method for home banking services.