JPH0486295A - Credit application sheet for applying credit company for advance by client - Google Patents

Abstract

PURPOSE:To reduce a describing part to be read immediately by a client to half of a conventional one by forming a contract sheet of a rectangular slender sheet, providing a column to be filled in by the client in vertical or lateral length in half of a front surface of an application sheet having substantially double the contract sheet at its center line as a boundary, and folding the other half with the column upside under a client describing column. CONSTITUTION:An application sheet 10 has different right and left describing items at a vertical center line as a boundary. A frame to be described is provided at the upper left half with the sheet, and divided from above into a column 25 for indicating an intention of whether a client desires issue of a credit card or not, a name column 14, an address column 15, a column 16 for a residence, etc., a column 17 for a working company, etc. The right side is so folded along the vertical center line as to be disposed under the left side. The surface of a contract sheet 11 has substantially the same configuration as the left side of the sheet 10, and matters described in the left side of the sheet 10 are substantially copied by means of non-carbon copy. An uppermost frame of the sheet 11 is a column 26 of indicating an intention of whether the client desires issue of a credit cart or not.

Description

DETAILED DESCRIPTION OF THE INVENTION (Field of Application of Industry-I) The present invention mainly relates to an application form for a customer to apply to a credit sales company for a credit contract in which the purchase price of a product is paid in installments.

(Prior art) The conventional credit application form uses 5 sheets of 35th edition paper, which is shortened by about 3 meters in the longitudinal direction, in landscape orientation, and from the top:
The cover, the customer's application form, the credit company's contract, the member store copy, and the mount were stacked on top of each other in that order, all of the same size, and then glued together along the two side edges.

There are regulations in the Installment Sales Act regarding information on credit application forms, and the application form and contract must clearly state legal contract matters, and the application form must also include an explanation regarding cooling-off. . Additionally, these items on the application form must be in 8 point type as specified in Japanese Industrial Standards 2', 8305.

The contract items to be written consist of around 16 articles, and are quite word-intensive. This was written on the back side of conventional paper, but when 8 point type was used, the back side was almost full. Therefore, as shown in FIG. 5, an explanation column 1 regarding cooling-off was provided in the lower right column of the front surface.

In addition, the conventional application form has a caution column 2 on the second part on the left side from the center, and a space for the applicant to write in the center on the left side. Column 24 to display the person's intention, name column 3, address column 4
, 5 columns for residence, etc., and 6 columns for work light type. A makeshift light type 7 for purchasing products, etc. is provided at the lower left side. Approximately two-thirds of the right side of the application form is box 8, where the member store fills in information such as the customer's purchased product, its price, number of payments, payment period, amount added for the bonus month, and confirmation of the customer's identity. The document, etc. (for example, driver's license) presented for the purpose is entered.

The contract is attached to the application form, so that most of the information written on the application form can be copied. However, in the explanation section on the cooling-off written in the application form, there is a column to write the joint guarantor instead. On the back of the contract, the same contractual terms as the application form are written in the same size type.

A member store copy is pasted below the contract, and the same contents as the contract can be filled out by copying. The back side of the member store copy is blank.

(Problem to be Solved by the Invention) The conventional credit application form has the following structure.The front side of the application form is divided into left and right sides approximately from the vertical center line, and on the left side there is a Note column 2: A frame for the applicant to fill in and a space for making arrangements for products, etc. 7 are provided, and on the right side there is a member store entry frame 8 and a cooling-off explanation column 1. Zunaoji, except for the blank space in the entry field, the rest is filled with small letters and many lines. What's more, the paper is horizontally long, with approximately 135 editions, and is divided roughly in the center into left and right, and the content to be filled in on both sides is completely different.

Therefore, when a customer is given this application form, he or she immediately sees the entire surface of the application form, which consists of numerous small letters and lines written on the left and right sides of the application form, and it takes time to understand the entire structure of the application form. Therefore, it was difficult for the applicant to immediately fill in the entry column for himself/herself. This meant that it took a long time to fill out the application form, and the burden on the member store's witness for the contract was heavy.

Furthermore, since the paper is approximately 85 plates in size,
The application form is usually kept in a drawer by the member store, and the applicant cannot freely pick it up, and the opportunity to see the application form is limited to when applying for advance payment. Ta.

Focusing on these facts, the present invention eliminates the shortcomings of conventional application forms, which require a long time to understand and fill out, and at the same time, installs credit application forms at the storefronts of member stores. The purpose is to make it a convenient size.

(Means for Solving the Problems) The structure of the present invention is a credit usage application form for a customer to apply to a credit sales company for advance payment of products, services, etc. received at a member store of the credit sales company, A document held by the customer that clarifies the contents of the contract to be applied for. )
and a contract (held by a credit sales company), the contract is formed of a long, rectangular sheet of paper, and the application form has the same length and width as the contract and the length of the other. is formed of sheets of paper approximately twice as long as the contract; these sheets are pasted along one side edge; One half is provided with a field for the customer to fill in, and on the other half of the front and the back side, the necessary information stipulated by the Installment Sales Act is written in the specified font size, and the field for the customer to fill in is written on the other half and the back side. The paper is characterized in that the paper is folded approximately along the center line with the provided surfaces at one time, and that the paper is provided with means for separating the documents separately.

(Example) Next, embodiments of the present invention will be described with reference to the drawings.

The insert sheet consists of an inner cover 9, an application form 10, a contract 11, an affiliated store copy 12, and a mount 3, which are stacked one on top of the other in order and pasted along the left edge.

The size of the inside cover 9, contract 1, and member store copy] and 2 is the same as the conventional credit application form (85th edition shortened by about 3 lengths to make it horizontal) along the horizontal center line. The size is almost the same as the one divided into equal parts, so it is used vertically. The present invention is not limited to being vertically long, but can also be horizontally long. The application form 10 and the mount 13 have the same vertical length as the inner cover 9, and almost double the horizontal length. The inner cover 9 and the mount 13 are made of slightly thick paper, and the application form/O1 contract 11 and member store copy 12 are made of thin paper because they are carbon-free copies.

The application form 10 has different entries on the left and right sides of the vertical center line, and there is a box in the upper left half for the applicant to fill in, indicating whether or not they wish to have a credit card issued from the top. It is divided into a column 25, a name column 14, an address column 15, a column 6 for residence etc., and a column 17 for workplace etc. Immediately below this is a column 18 in which notes on application are written, and in the lower left half is a member store entry frame 19. Items purchased by the customer, their price, number of payments, payment period, additional amount for the bonus month, and documents presented to confirm the customer's identity (e.g. driver's license, health insurance card) etc. will be entered.

At the top of the right side of the application form 10, there is a card issuance explanation column 20 that explains the procedures to be followed until a credit card is issued for customers who wish to have a credit card issued using this application form.
is provided. Further, an explanation column 21 regarding cooling-off, which occupies approximately three-quarters of the right side, is provided below the card issue explanation column 20.

The back side of application form 10 is divided into right and left sides approximately along the vertical center line, similar to the front side, and the contractual terms consisting of 16 articles are written in 8-point type on the entire back side.

The application form 10 is folded approximately along the vertical center line so that the right side portion is located below the left side portion.

The contract 11, like the application form 10, does not have a ring-off explanation column. Further, all of the contract matters are written on the back side of the contract, which is approximately half the size of the application form 10, in print smaller than 8 point print. Under the Installment Sales Act, contracts held by credit sales companies] 1 do not require explanations regarding cooling-off and the type size of 8 points for describing contract matters, so the structure of conventional contracts cannot be changed. They modified it by deleting the explanatory column regarding cooling-off, and made the font size of the contract items different from that of application form 10.

The front surface of the contract 11 has almost the same structure as the left side part of the application form 10, and the items written on the left side of the application form 10 are almost copied using non-carbon paper. That is,
The non-carbon copying agent that is usually applied to the back of the application form 1
Coated on the surface of 0.

The top frame of the contract 11 is a column 26 for indicating whether or not a credit card is desired to be issued.

The note section 18 in the application form 10 located approximately in the center of the application form 10 is not necessary for a credit company, so instead there is a joint guarantor section 22 located approximately in the center of the contract 11. It is provided.

A joint guarantor is provided when necessary, and there is no obligation for credit sales companies to complain to customers about documents that include a joint guarantor, so there is no column for writing a joint guarantor in application form 10. It is. As a result, customers who do not require a joint guarantor do not need to look at the column for the joint guarantor when filling out an application form, making it easier to understand the column written by the applicant.

The member store copy J2 has almost the same structure as the contract 11, and the matters copied in the contract] are copied almost exactly as is. Since there is no obligation to write down the details of the contract for installment sales, the back side of Affiliated Store Receipt 2 is blank.

The mount 13 has approximately the same size as the application form 10, and covers the inner cover 9 by folding its right side inward along the vertical center line.

On the front of mount] 3, there is an application field on the right side for customers to pay their credit card repayments by automatic withdrawal from their bank account, etc., and on the left side, there is an application field for customers to pay their credit card repayments by automatic withdrawal from their bank account.
・If you wish to have a card issued, there is a space for you to fill in the specified items.

Furthermore, on the back half of the mount 13, write the address and name of the credit company,
In other words, the destination is written. This is because customers usually do not bring their bank's registration stamp with them when they shop, so they affix the registration stamp at home and have the automatic withdrawal application form returned to them. An adhesive margin is provided around the mount 13, and if this area is wetted, it will be easily adhered to form a regular mail item.

Incidentally, the reference numeral 23 on each document is a perforation line, which is provided to cut off the periphery used for adhesion when each document is stored.

(Effects) The present invention has the above-described configuration, in which the contract 11 is formed of a rectangular and elongated paper, and the application form 10, which is approximately twice as long as the contract in either the vertical or horizontal direction, is located approximately in the center of the contract. A field for the customer to fill in is provided on half of the surface bordering the line, with that field facing up and the other half folded under the customer entry field.

Therefore, when the customer attempts to fill in the prescribed information on the application form, the application form is folded in half, so the written portion that the customer immediately sees is half that of the conventional product. For this reason, together with the fact that the joint guarantor race is not included in application form 10, a large amount of information does not jump at once, making it difficult for the customer to understand where and what to fill in on the application form. It is easier to fill out the application form, and it can be completed in a much shorter time than before. That is, according to the features of the present invention, the necessary matters stipulated by the Installment Sales Act are written in letters of the necessary size, and when the customer fills out the application form, it is made easy for the customer to understand the fields in which the applicant himself/herself should write. Furthermore,
In the past, it was not easy to understand the application form, which placed a heavy burden on the contract witness to explain it, but with the present invention, the customer can easily understand the contents of the application form, reducing the burden on the contract witness. can do.

In addition, it is possible to reduce the surface area of the application form while satisfying the provisions of the Installment Sales Act, and when folded, it is a rectangle that is almost the same size as a regular credit card membership application form, so it can be easily displayed at participating stores. Application forms can be easily installed.

[Brief explanation of drawings]

Figure 1 is a perspective view of the present invention, Figure 2 is a front view of an application form, Figure 3 is a front view of a contract, Figure 4 is a front view of a member store receipt, and Figure 5 is a front view of a conventional application form. It is a surface diagram of an application form. 90. Inside cover 101. Application form 111. Contract 126
．． Affiliated store copy 1390 mount Patent applicant Nippon Shinpan Co., Ltd. Agent Patent attorney Kohei Ito

Claims (1)

[Claims] A credit usage application form used by a customer to apply to a credit sales company for advance payment of products, services, etc. received at a member store of the credit sales company. ) and a contract (held by a credit sales company), the contract is formed of a long and rectangular sheet of paper, and the application form is the same in both length and width as the contract; The other is formed of sheets of paper approximately twice as long as the contract, these sheets being affixed along one side edge, said application form extending along the surface approximately bordering the center line. On one half of the page, there is a column for the customer to fill in, and on the other half of the front and on the back, necessary information stipulated by the Installment Sales Act is written in the specified font size, and the column for the customer to fill in. A credit card application form, which is folded approximately along the center line with the side facing upward, and is provided with a means for separating the documents separately.