JPH09319960A - Portable information equipment lending device and automatic transaction system using the same - Google Patents

Abstract

PROBLEM TO BE SOLVED: To prevent a user from forgetting to return portable information equipment and request the user to return it, even if the user forgets by renting the portable information equipment, in exchange for a user identification medium where information identifying the user is recorded. SOLUTION: When the user-identification medium 121 is inserted into a user- identification medium receiving and discharging means 102, a user-identification medium read means 103 reads the user-identification information out and the user-identification medium 121 is stored in a user-identification medium storage means 104. A portable information equipment storage means 105, on the other hand, takes portable information equipment 131 out and after the read user identification information is stored, a portable information equipment-receiving and discharging means 107 discharges the equipment. The user receives and uses it for a transaction and then inserts the equipment into the portable information equipment-receiving and discharging means 107. The user-identification medium storage means 104 takes out the user-identification medium 121 on which the same information as user-identification information received from the portable information equipment 131 is recorded, and the user identification medium receiving and discharging means 102 discharges it.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a device for lending a portable information device for inputting / outputting information to a user, and an automatic transaction device operated by the user himself / herself to perform a transaction with a portable information device. The present invention relates to an automatic transaction system capable of performing necessary transactions by inputting necessary information and transmitting the input information to an automatic transaction device.

[0002]

2. Description of the Related Art Conventionally, in order to shorten the time for inputting information required for transactions into an automatic transaction device and the waiting time for users waiting for their turn, information required by users for portable information equipment is provided in advance. It has been devised to input all the information and collectively transfer the information from the portable information device to the automated teller machine. Japanese Unexamined Patent Publication No. 7-105293 discloses an automatic transaction system in which a portable information device storage space is provided along a line in which users who are waiting for their turn are lined up and users can freely pick up and use the portable information device. There is.

[0003]

However, in the above-mentioned prior art, whether or not the portable information device is properly returned is left to the attention of the user. That is, although the user who has finished using the automatic transaction device returns the portable information device to the portable information device storage, there is a possibility that the user forgets to return the portable information device and takes it home. If the user takes it home with him, the number of portable information devices that can be rented out will decrease, and the subsequent queue may become longer. Also, if the user who brought it back does not return it forever, there is no way to know which user has not returned, so it is not possible to request a return, and the person who installed the automatic transaction device Cannot regain portable information devices.

An object of the present invention is to prevent the user from forgetting to return the portable information device by mistake, or to request the user to return the portable information device later even if the user forgets to return it. It is to provide an automatic transaction system using a lending device and a portable information device lending device thereof.

[0005]

The above-mentioned object is to read user identification information from a means for accommodating a portable information device equipped with a communication means and a user identification medium in which information for identifying the user is recorded. Means, user identification medium housing means for housing the user identification medium, means for transmitting the read user identification information to the portable information device, and portable information for receiving and storing the user identification information A device for releasing the device to the user, a device for receiving the portable information device from the user, a device for receiving the user identification information from the received portable information device, and a device for receiving the same user identification information as the received user identification information. A portable information storage device having means for taking out the user identification medium in which the user identification information is recorded from the user identification medium storage means, and means for discharging the taken out user identification medium to the user. It is achieved by equipment renting machine.

[0006] In addition to the above-mentioned configuration as the automatic transaction system, the portable information device has means for storing the type of information required for the transaction, and means for informing the user of the type of information required for the transaction. An automatic transaction device that has means for a user to input information necessary for a transaction and performs transaction processing based on the information input by the user is a user identification information and information necessary for a transaction from the portable information device. It is achieved by including means for receiving a transaction and operation control means for performing transaction processing based on the received information.

[0007]

BEST MODE FOR CARRYING OUT THE INVENTION Embodiments of the present invention will be described below with reference to the drawings.

FIG. 1 is a diagram showing a configuration of a portable information device lending apparatus and an automatic transaction system using the same, which is one embodiment in which the present invention is applied to an automatic transaction system of a financial institution. Further, FIG. 7 shows the external appearance of each device and apparatus in FIG. An embodiment will be described below with reference to FIGS. 1 and 7.

First, a user owns a user identification medium 121 provided with a user identification information recording means 122 for recording user identification information for identifying the user. In this embodiment, a magnetic card is used as the user identification medium 121, and the user's account number is recorded on the magnetic stripe as the user identification information recording means 122 as the user identification information.

The portable information device lending apparatus 101 is installed in an area of a store in which an automatic transaction apparatus 141 described later is installed.

The user identification medium receiving / releasing means 102 receives the user identification medium 121 of the user at the receiving / releasing port,
The user identification medium 121 is released to the user.

The user identification medium reading means 103 is a user identification information recording means 122 in the user identification medium 121.
The user identification information recorded in is read.

The user identification medium storage means 104 stores the user identification medium 121 received by the user identification medium receiving / discharging means 102 from the user.

The portable information device storage means 105 stores a large number of portable information devices 131 and, in response to a request, puts the corresponding portable information device in and out from a predetermined place where it is stored.

The user identification information comparing means 106 compares the user identification information read from the user identification medium 121 with the user identification information received from the portable information device 131, which will be described later, to determine whether or not they are the same. .

The portable information device receiving / discharging means 107 discharges the portable information device 131 taken out by the portable information device storing means 105 to the user through the receiving / discharging port, and the portable information device 131 from the user. To receive.

The sterilizing / cleaning means 108 sterilizes and cleans the portable information equipment 131 returned from the user. For example, a rotating cloth is moistened with alcohol to wipe the surface of the portable information device 131.

User identification medium storage order storage means 109
Stores the order in which each user identification medium 121 is stored in the user identification medium storage means 104.

The communication means 110 with the portable information equipment provided in the portable information equipment lending apparatus 101 transmits / receives the user identification information to / from the portable information equipment 131.

The control means 111 controls each of the above means in the portable information equipment lending apparatus 101.

Although not shown, the portable information device lending apparatus is provided with a transport means for storing and taking out the user identification medium and the portable information device, and these transport means are controlled. Each transporting unit is drive-controlled based on a command from the unit 111.

The portable information device 131 includes each means described below.

The user identification information storage means 132 stores the user identification information received from the portable information device lending apparatus 101.

The transaction information type storage unit 133 stores the types of transactions that can be conducted by the automatic transaction device 141, which will be described later, the types of information necessary for each transaction, the input operation method, and the like.

The guide means 134 guides the user in accordance with the information stored in the transaction information type storage means 133. In the present embodiment, first, the transaction type stored in the transaction information type storage unit 133 is guided to prompt the user to select the type of transaction, and then according to the type of transaction selected by the user. The transaction information type storage unit 133 is instructed to input the type of information required for the transaction, for example, the amount and transfer destination.

The input means 135 is means for the user to input the information prompted by the guide means 134.
For example, the guide means 134 is a liquid crystal display and the input means 1
When 35 is a touch panel, the liquid crystal display displays a key corresponding to the information to be input, and the user touches the touch panel portion corresponding to the displayed key to input the information.

The transaction information storage means 136 stores the information input by the user through the input means 135.

The communication means 137 communicates with an external device. In this embodiment, infrared communication that does not require physical connection is used so that the user can easily handle it.

The control means 138 is a portable information device 131.
It controls each of the above means.

The automatic transaction device 141 is constructed as follows.

The communication means 142 exchanges signals with the portable information equipment.

The guide means 143 provides operation guidance to the user.

The input means 144 is means for the user to input information to the automatic transaction device 141 according to the guidance of the guide means 143. For example, when it is necessary to add or change the transaction information received from the portable information device 131, or when the user does not use the portable information device 131, the automatic transaction device 141.
It is used to enter information in.

The user identifying medium receiving / releasing means 145 receives the user identifying medium 121 from the user through the receiving / releasing port and releases the used user identifying medium 121 to the user.

The user identification medium reading means 146 reads the user identification information from the user identification medium 121.

The transaction processing means 147 is the portable information device 1
31, information input by the user using the input means 144, or information read from the user identification medium 121, to confirm the account information to the center, update the account balance of the center, and to the center as necessary. It sends transfer telegrams, receives cash, counts and releases cash, records passbooks, and issues statement slips.

The control means 148 controls each of the above means in the automatic transaction device 141.

Next, the operation flow of each apparatus and device of the embodiment shown in FIG. 1 will be described with reference to FIG.

FIG. 2 is a PAD diagram (Problem Analysis Diagram :) showing the flow of operation of each apparatus and device of the embodiment of FIG.
It is a problem analysis chart).

First, the user who enters the store determines whether or not to use the portable information device 131. If it is determined that the transaction is not to be used, the user goes to the front of the automatic transaction device 141 and inputs the information necessary for the transaction using the input means 144 to conduct the transaction. If you want to enter information while waiting because there is no space in the automatic transaction device 141, or if you want to enter the information necessary for transactions while sitting on a chair in the store and calm down, it is a portable type. When it is determined that the information device 131 is to be used, the user identification medium 121 is sent to the portable information device lending apparatus 101 and the user identification medium is received and released.
The user identification medium 121 is inserted into the receiving / ejecting port 02 and the user identification medium receiving / ejecting means 102 receives the inserted user identification medium 121 (S101).

Then, the user identification medium reading means 103
Reads the user identification information from the user identification medium 121 (S102).

User identification medium 121 that has been read
Is stored in the user identification medium storage means 104 (S10
3), the storage order is the user identification medium storage order storage means 10
9 is stored (S104).

On the other hand, the portable information equipment storage means 105 takes out the portable information equipment 131, and the portable information equipment 1
The communication means 110 with the portable information device transmits the user identification information read from the user identification medium 121 to 31 (S105).

The user identification information received by the communication means 137 is stored in the user identification information storage means 132 (S10).
6).

The portable information device 131 storing the user identification information is discharged by the portable information device receiving / discharging means 107 (S107).

The user has released the portable information device 131.
Receive. Then, the information necessary for the transaction is input using the input means 135 according to the guide of the guide means 134 (S1).
08).

The entered transaction information is transaction information storage means 1
36 is stored (S109).

When the user finishes inputting the transaction information, he / she goes in front of the automatic transaction device 141 and instructs the input means 135 to transmit the information in accordance with the guidance of the guide means 134. Then, the communication means 137 sends the transaction information and the user identification information to the automatic transaction device 1.
41 (S110).

Upon receiving the transaction information and the user identification information, the automatic transaction device 141 performs transaction processing based on the received information. If the information is insufficient or correction or confirmation is required, the guide means 143 guides the user to that effect, and the input means 144 corrects, adds, or confirms the information before performing the transaction processing (S111). .

The user who has completed the transaction inserts the portable information device 131 into the portable information device receiving / discharging means 107 of the portable information device lending apparatus 101, and the inserted portable information device 131 is the portable information device. The receiving / discharging means 107 receives (S112).

Then, the communication means 11 for communicating with the portable information device 11
0 sends a signal requesting transmission of the user identification information to the portable information device 131, and receives the user identification information (S
113).

After the transmission of the user identification information, the portable information device 131 is sterilized and washed by the sterilizing and washing means 108 (S
114), and the portable information device storage means 105 stores (S115).

On the other hand, the user identification medium storage order storage means 1
09 checks the storage order of the user identification medium 121 in which the same user identification information as the user identification information received from the portable information device 131 is recorded (S116). And
The user identification medium storage unit 104 takes out the user identification medium 121 in the storage order (S117).

In order to return the user identification medium 121 to the owner without fail, the user identification medium reading means 103 reads the user identification information from the user identification medium 121 taken out by the user identification medium storage means 104, The user identification information comparing unit 106 compares and checks whether or not the same as the user identification information received from the portable information device 131 (S118).

If they are the same, the user identification medium receiving and emitting means 102 emits the user identification medium 121 and the user receives the released user identification medium 121 (S121).

If the user identification information is different in S118, the user identification medium storage means 104 stores the user identification medium 121 and takes out the next user identification medium 121 (S119). Then, the user identification medium reading unit 103 reads the user identification information again, and the user identification information comparison unit 106 compares and checks whether the user identification information is the same as the user identification information received from the portable information device 131. (S120). The same user identification medium 12 as the user identification information received from the portable information device 131
S119 and S120 are repeated until 1 is taken out.

In the present embodiment, the portable information device 131 must be returned to the portable information device lending apparatus 101 in order for the user to receive the user identification medium 121, which is indispensable for transactions, so forget to return it. You will be strongly aware that you should not return, and you can prevent forgetting to return it.

In the above description, the user identification medium storage means 10
Although the user identification medium storage order storage unit 109 is provided in order to take out the target user identification medium 121 from 4 as quickly as possible, the user identification information is taken out in order until the target user identification medium 121 appears without providing the user identification information. You may read it.

Further, the user identification medium receiving / discharging means 102 of the portable information device lending apparatus 101 separates the receiving / discharging outlet from the receiving / discharging outlet, and the user who enters from the entrance according to the flow of people in the store. The outlet may be provided at a position where the user can easily return it, and the receiving port may be provided at a position where a user who has finished using the automatic transaction device 141 can easily return it.

Next, another embodiment will be described with reference to FIGS.

FIG. 3 is a diagram showing the configuration of a portable information device lending apparatus, which is another embodiment of the present invention when applied to an automatic transaction system of a financial institution, and an automatic transaction system using the same.

Only parts different from the embodiment shown in FIG. 1 will be described.

The lending request instruction means 201 is a means for the user to request the portable information equipment lending apparatus 101 to lend.

Unlike the portable information equipment receiving / discharging means 107, the portable information equipment discharging means 202 does not receive the portable information equipment 131 but only discharges it.

The portable information equipment receiving means 203 includes a portable information equipment conveying means 251 to be described later and a portable information equipment 1
Receive 31.

Unlike the embodiment shown in FIG. 1, the portable information device lending apparatus 101 of this embodiment does not require means for user identification information or user identification medium 121.

In this embodiment, the portable information device 131 is also used.
Also in the above, no means for user identification information is required.

The portable information device receiving means 241 receives the portable information device 131 from the user.

The portable information equipment sending means 242 sends the portable information equipment 131 to the portable information equipment carrying means 251.

The portable information device conveying means 251 receives the portable information device 131 from the automatic transaction device 141, conveys it to the portable information device lending device 101, and transfers it to the portable information device receiving means 203.

Next, the operation flow of each apparatus and device of the embodiment of FIG. 3 will be described with reference to FIG.

FIG. 4 is a PAD diagram showing the flow of operation of each apparatus and device of the embodiment of FIG.

First, enter the store and carry the portable information device 131.
The user who decides to use the lends to the portable information device lending apparatus 101 and makes a lending request using the lending request instruction means 201 (S201).

Then, the portable information device storing means 105 takes out the portable information device 131 and the portable information device discharging means 202 discharges it (S202).

The user has released the portable information device 131.
Receive. Then, the information necessary for the transaction is input using the input means 135 according to the guide of the guide means 134 (S2).
03).

The entered transaction information is the transaction information storage means 1
36 is stored (S204).

When the user finishes inputting the transaction information, he / she goes to the front of the automatic transaction device 141 and inserts the user identification medium 131 into the user identification medium receiving / discharging means 145 (S20).
5). Then, the user identification medium reading unit 146 reads the user identification information (S206).

Next, the user inserts the portable information device 131 into the portable information device receiving means 241 (S207).

Then, the communication means 14 for communicating with the portable information device 14
2 sends a signal requesting transmission of transaction information to the portable information device 131, and receives the transaction information (S208).

Automatic transaction device 141 that received transaction information
Performs transaction processing based on the received information and the read user identification information. If the information is insufficient or correction or confirmation is required, the guide means 143 guides the user to that effect, and the input means 144 corrects, adds, or confirms the information before the transaction processing (S209). .

When the transaction processing is completed, the user identification medium 121
Is discharged by the user identification medium receiving and discharging means 145 (S2).
10).

The user receives the released user identification medium 121.
Receive and go home.

On the other hand, in the portable information device 131, the portable information device sending means 242 sends it to the portable information device carrying means 251 (S211).

The portable information device conveying means 251 conveys the portable information device 131 to convey the portable information device lending apparatus 101.
The portable information device receiving means 203 receives (S21
2). Thereafter, the received portable information equipment 131 is sterilized and washed by the sterilization cleaning means 108 (S213), and is stored by the portable information equipment storing means 105 (S214).

In this embodiment, the portable information device 131 is inserted into the automatic transaction device 141 to carry out a transaction, and the return to the portable information device lending device 101 is automatically performed by the automatic transaction device 141. The portable information device 131 of the user who has performed the operation is surely returned.

Next, another embodiment will be described.

FIG. 5 is a diagram showing the configuration of a portable information device lending apparatus and an automatic transaction system using the same, which is still another embodiment when the present invention is applied to an automatic transaction system of a financial institution.

Only parts different from the embodiment shown in FIG. 1 will be described.

User portable information equipment association storage means 3
01 is the user identification information of the user identification medium 121 received by the user identification medium receiving and emitting means 102 from the user, and the portable information equipment receiving and emitting means 107 emits the user identification information when the user identification medium 121 is received. The identification information of the portable information device 131 is stored in association with each other, and the correspondence relationship is canceled when the portable information device 131 is returned. For example, a device number list is stored in advance using the device number as the identification information of the portable information device 131, and when the portable information device 131 is released, the user identification information is displayed in the column corresponding to the device number. Remember. When the portable information device 131 is returned, the user identification information in the column corresponding to the device number is deleted. In addition, multiple columns corresponding to one device number are provided, and when the vehicle is returned, the identification information of the returned user is not deleted and the returned information is added, and the number of people who borrowed back up to several people If the loanable portable information device 131 is broken and returned, it is possible to guess the broken user if it can be specified.

Portable information equipment identification information reading means 30
2 is portable information device identification information, portable information device 131
Read from.

Portable information equipment lending apparatus 101 of this embodiment
Then, the user identification medium storage means 104 and the communication means 110 for communicating with the portable information device are not required.

Portable information equipment identification information recording means 331
Records information for identifying each portable information device 131. For example, it is a sticker on which a bar code representing the device number is printed.

In this embodiment, the portable information equipment 131 does not require any means for user identification information.

Next, the flow of operation of each device and apparatus of the embodiment of FIG. 5 will be described with reference to FIG.

FIG. 6 is a PAD diagram showing the flow of operation of each apparatus and device of the embodiment of FIG.

First, a user who enters the store and decides to use the portable information device 131 goes to the portable information device lending apparatus 101 and receives and releases the user identification medium 121 by the user identification medium receiving and releasing means 102. The user identification medium 121 inserted into the outlet is received by the user identification medium receiving / discharging means 102 (S301).

Then, the user identification medium reading means 103
Reads the user identification information from the user identification medium 121 (S302).

User identification medium 121 that has been read
Is discharged by the user identification medium receiving and discharging means 102, and (S3
03), the user receives the released user identification medium 121.

On the other hand, the portable information device storage means 105 takes out the portable information device 131, and the portable information device 1
The portable information equipment identification information reading means 302 reads the portable information equipment identification information from the portable information equipment identification information recording means 331 of 31 (S304).

Then, the user portable information device association storage means 301 stores the user identification information and the portable information device identification information in association with each other (S305).

After that, the portable information equipment receiving and discharging means 10
7 releases the portable information device 131 (S306).

The user has released the portable information device 131.
Receive. Then, the information necessary for the transaction is input using the input means 135 according to the guide of the guide means 134 (S3).
07).

The entered transaction information is transaction information storage means 1
36 is stored (S308).

When the user finishes inputting the transaction information, he / she goes in front of the automatic transaction device 141 and inserts it into the user identification medium receiving / discharging means 145 (S309). Then, the user identification medium reading means 146 reads the user identification information (S3).
10).

Next, the user instructs transmission by the input means 135 according to the guidance of the guide means 134. Then, the communication means 137 transmits the transaction information to the automatic transaction device 141 (S311).

The automatic transaction device 141 that has received the transaction information
Performs transaction processing based on the received information and the read user identification information. If the information is insufficient or correction or confirmation is required, the guide means 143 guides the user to that effect, and the input means 144 corrects, adds, or confirms the information before processing the transaction (S312).

When transaction processing is completed, the user identification medium 121
Is discharged by the user identification medium receiving / discharging means 145 (S3).
13).

The user is the released user identification medium 121.
Receive. Then, the portable information device 1 is transferred to the portable information device receiving / discharging means 107 of the portable information device lending apparatus 101.
31 is inserted, and the inserted portable information device 131 is received by the portable information device receiving / discharging means 107 (S31).
4).

Then, the portable information device identification information reading means 302 reads the identification information of the portable information device 131 (S315).

User portable information equipment association storage means 3
01 cancels the correspondence between the read portable information device identification information and the corresponding user identification information (S316).

The portable information device 131, which has finished reading the portable information device identification information, is sterilized and washed by the sterilizing / cleaning means 108 (S317).
5 is stored (S318).

In this embodiment, since the identification information of the rented user is stored, it is possible to specify the user who has not returned. Then, for example, if there is a portable information device 131 that has not been returned after checking the return status after closing the store, the identification information recording medium of the user who borrowed the device is the portable information device lending device 101 or the automatic transaction device next time. When it is inserted into 141, it is possible to take measures such as giving guidance to the user to urge it to be returned.

In this embodiment, the user identification information is not stored in the portable information device 131, but the automatic transaction device 14 is used.
In order to save the user the trouble of inserting two objects in 1
In the same manner as in the above embodiment, the portable information equipment lending apparatus 101 is provided with the communication means 110 for communicating with the portable information equipment, and the portable information equipment 131 is provided with the user identification information storage means 132, and the portable information equipment lending apparatus 101 is provided. When the user lends the portable information device 131, the portable information device 131 stores the user identification information, and the automatic transaction device 141 sets the portable information device 131.
The user identification information may be obtained from

As described above, in the above-mentioned embodiment, the communication means 137.
Although non-contact infrared communication is used as the above, it may be contacted and communicated by an electric signal, or may be communicated by a radio wave.

As the guiding means 134, a liquid crystal display may be used as long as it is portable, and a speaker for guiding by voice may be used. The input unit 135 may be an electromagnetic pen, a touch panel, or a push button. For example, when a speaker is used as the guide means 134 and a push button to which numbers 0 to 9 are assigned is used as the input means 135, guidance and operation are performed as follows. First, a description of the information to be entered by voice, an instruction to press each number button when inputting a number, an explanation of which transaction each number button corresponds to when selecting the type of transaction, and a desired number button Instruct to press. Then, the user presses the button according to the voice instruction. In this case, even an invisible person can perform the operation. Guide means 134 and input means 135
It is also possible to prepare several types of portable information devices 131 of different types so that the user can select them. The user characteristic information is recorded in the user identification medium 121, and is read by the portable information device lending apparatus 101 to be suitable for the user.
You may rent one.

Although the sterilizing and washing means 108 is provided so that the user can comfortably use it, the sterilizing and washing means 108 may not be provided if the installer determines that it is unnecessary.

Although the user identification medium 121 is a magnetic card as described above, an IC card may be used to store the user identification information in the memory.

Since the purpose of the present invention is to prevent the user from forgetting to return the card, a malicious person may use another person's user identification medium 121 or may not make a transaction with the automatic transaction device 141. It is possible to take it back intentionally. Therefore, if a tag that responds to electromagnetic waves is attached to the portable information device 131 and a gate that generates electromagnetic waves is provided at the entrance / exit of the store, it is possible to detect the portable information device 131 taken away from the store. If it is detected, a staff call buzzer is sounded, or a person who takes away the person is photographed, so that it is possible to prevent theft or request return.

Although the present invention has been described above as an example applied to an automatic transaction system of a financial institution, it can also be applied to an automatic transaction system other than a financial institution such as a ticket vending machine in transportation, or a system other than the automatic transaction system. Is. As a system other than the automatic transaction system, for example, an information providing system that stores specific information in the portable information device 131 and lends the portable information device 131 to a user who wants to obtain the information, or a portable information device Information required to perform procedures at an information providing system that lends the portable information device 131 to a user who wants to obtain necessary information by communicating with other information providing devices using the information device 131 or at a public office. A distributed information input system or the like may be considered in which the portable information device 131 is rented in order to input in advance by the time the counter's turn comes.

[0120]

As described above, according to the present invention, even if the user forgets to return the portable information device, it is possible to specify who has not returned the portable information device and make a return request, and the portable information can be returned. There is an effect that the equipment can be operated efficiently and automatic transactions can be smoothly performed.

[Brief description of drawings]

FIG. 1 is a diagram showing a configuration of an exemplary embodiment of the present invention.

FIG. 2 is a PAD diagram showing a flow of operation of the embodiment of the present invention.

FIG. 3 is a diagram showing another embodiment applied to the automatic transaction system of the present invention.

FIG. 4 is a PAD diagram showing a flow of operation of each device and apparatus of the embodiment of FIG.

FIG. 5 is a diagram showing another embodiment of the automatic transaction system of the present invention.

FIG. 6 is a PAD diagram showing a flow of operation of the embodiment of FIG.

FIG. 7 is a diagram showing the external appearance of each device and apparatus of the embodiment of FIG.

[Explanation of symbols]

Reference numeral 101 ... Portable information equipment lending device, 103 ... User identification medium reading means, 104 ... User identification medium storage means,
Reference numeral 105 ... Portable information equipment storage means, 106 ... User identification information comparison means, 108 ... Sterilization cleaning means, 109 ... User identification medium storage order storage means, 110 ... Communication means with portable information equipment, 121 ... User Identification medium, 131 ... Portable information device, 132 ... User identification information storage means, 137
... communication means, 141 ... automatic transaction apparatus, 142 ... communication means with portable information equipment, 251 ... portable information equipment transport means, 301 ... user portable information equipment association storage means,
302. A portable information device identification information reading means.

 ─────────────────────────────────────────────────── ─── Continuation of the front page (72) Yutaka Nagasawa 502 Jinritsu-machi, Tsuchiura-shi, Ibaraki Prefecture Hiritsu Manufacturing Co., Ltd.Mechanical Research Institute (72) Inventor Toshihiro Arisaka 502 Jiritsu-machi, Tsuchiura-shi, Ibaraki Hiritsu Manufacturing Co., Ltd. Mechanical Research Laboratory (72) Inventor Masato Kobayashi 502 Kintatemachi, Tsuchiura City, Ibaraki Prefecture

Claims (5)

[Claims] 1. A portable information device housing means for housing a portable information device having a communication means, and a user identification medium housing for housing a user identification medium in which information for identifying a user is recorded. Means, means for reading the user identification information from the user identification medium, means for transmitting the read user identification information to the portable information device, and a portable information device that receives and stores the user identification information. To the user, means for receiving the portable information device from the user, means for receiving user identification information from the received portable information device, and the same user identification information as received. A portable device characterized by comprising means for taking out the user identification medium in which the user identification information is recorded from the user identification medium storage means, and means for releasing the taken out user identification medium to the user. Belt-type information equipment lending device. 2. A means for housing a portable information device, a means for reading user identification information from a user identification medium in which information for identifying a user is recorded, and a portable information device for a user. The means for releasing and the user identification information read from the user identification medium are stored in association with the identification information of the portable information device emitted to the user, and the portable information device is received from the user. Then, a user portable information device association storage unit for canceling the association of the user identification information associated with the received identification information of the portable information device, and a unit for receiving the portable information device from the user. A portable information device lending device characterized by comprising: 3. The portable information device lending apparatus according to claim 1, further comprising means for sterilizing and cleaning the portable information device. 4. A communication means, a means for receiving and storing user identification information, a means for storing the type of information required for a transaction, and a guide to the user for the type of information required for a transaction. A portable information device having a means and a means for a user to input information necessary for a transaction, a means for housing the portable information device, and a use in which information for identifying the user is recorded. User identification medium storage means for storing a person identification medium, means for reading user identification information from the user identification medium, means for transmitting the read user identification information to the portable information device, Means for releasing the portable information device storing and receiving the person identification information to the user, and means for receiving the portable information device from the user,
Means for receiving the user identification information from the received portable information device, and means for taking out the user identification medium having the same user identification information as the received user identification information from the user identification medium storage means A portable information device lending device comprising means for releasing the taken out user identification medium to the user, and means for receiving user identification information and information necessary for a transaction from the portable information device, An automatic transaction system comprising: an automatic transaction device having an operation control means for performing transaction processing based on received information. 5. A means for storing the type of information required for a transaction, a means for informing the user of the type of information required for a transaction, and a means for the user to input the information required for a transaction. And a communication means, a portable information equipment lending apparatus comprising: a portable information equipment, means for accommodating the portable information equipment, and means for releasing the portable information equipment to a user; An automatic transaction device that has means for receiving a portable information device from a user and means for receiving information necessary for a transaction from the portable information device, and an automatic transaction device that performs transaction processing based on the received information; A portable information device carrying means for receiving and carrying a model information device and delivering it to the portable information device lending apparatus.